Gross Negligence

What Does Gross Negligence Mean?

Insuranceopedia Explains Gross Negligence

Exclusions for gross negligence in general liability insurance policies are highly relevant in liability cases where a party is being sued for damages. This is because the party could be responsible for covering the entire cost without reimbursement from the insurance company. For example, if a helicopter tour pilot injures a customer while flying under the influence of alcohol, this could be considered gross negligence and may not be covered by the insurer.