Drive Other Car Insurance
What Does Drive Other Car Insurance Mean?
Drive Other Car (DOC) insurance provides auto insurance protection for individuals who need to drive a car borrowed or rented from a third party. This type of coverage typically applies to employees or executives of a company who do not own their vehicles but instead drive cars owned by the company.
Insuranceopedia Explains Drive Other Car Insurance
Drive Other Car (DOC) insurance often takes the form of an endorsement to a commercial auto policy. This is because individuals who drive company cars frequently do not have personal auto insurance. Instead, they are covered by their company’s commercial auto policy, and a Drive Other Car endorsement can be added to that policy for the individual. Such endorsements allow covered individuals to drive vehicles owned by others, such as their spouse, without the concern of lacking insurance protection.
