Exclusions In Medical Benefits Group Health Insurance
What Does Exclusions In Medical Benefits Group Health Insurance Mean?
Exclusions in medical benefits group health insurance are restrictions on coverage for certain situations, treatments, procedures, and other aspects within a group health insurance plan. A group insurance plan is a health insurance program offered to a collective group of individuals, such as employees of a company, rather than to an individual.
Insuranceopedia Explains Exclusions In Medical Benefits Group Health Insurance
There can be numerous exclusions in the medical benefits of a group health insurance plan. Common exclusions may include dental work, and alternative medical treatments such as acupuncture or reiki, among others. Whether a specific treatment, prescription, procedure, or service is covered depends on the individual group health policy. Employers often strive to design their group health plans to cover a wide range of services to attract prospective employees; however, exclusions remain quite common.
