Occupational Injury
What Does Occupational Injury Mean?
An occupational injury refers to physical harm or mental health damage sustained as a direct result of a person’s work. To qualify as an occupational injury, it must be clearly linked to the work environment. Employees who experience such injuries are often entitled to financial or medical benefits through workers’ compensation programs.
Insuranceopedia Explains Occupational Injury
The impact of an occupational injury can vary from temporary partial disability to fatality. Regardless of the severity, the injury undergoes a medical investigation to confirm its connection to a workplace condition or accident. Once verified, the injured individual or their beneficiary becomes eligible to receive workers’ compensation benefits. By accepting these benefits, the employee waives their right to file a lawsuit against the employer or company responsible at the time of the injury.
