Cheapest Car Insurance Companies In Erie, PA
For drivers in Erie, Erie Insurance offers the cheapest minimum coverage, with an average monthly rate of $57.
We’ve saved shoppers an average of $600 per year on their car insurance.
Looking for the cheapest car insurance in Erie, PA? Be prepared for a wide range of pricing.
If affordability is key, Erie has the cheapest liability-only coverage. State Farm is the best bet for full coverage savings, while National General offers young drivers the lowest premiums.
Cheapest Car Insurance Companies In Erie, PA 2025
Cheapest Liability-only Car Insurance In Erie: Erie
Erie provides Erie’s most budget-friendly minimum car insurance, with a typical rate of $57 per month.
The following table outlines rate comparisons for different insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Erie | $57 | $684 |
| National General | $68 | $816 |
| GEICO | $76 | $912 |
| Allstate | $88 | $1,056 |
| Nationwide | $98 | $1,176 |
Cheapest Full Coverage Insurance Rates In Erie: State Farm
State Farm has the best rates for full coverage car insurance in Erie, charging an average of $106 per month.
Here’s a table that compares average auto insurance quotes from inexpensive insurers in Erie.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $106 | $1,272 |
| Erie | $122 | $1,464 |
| GEICO | $158 | $1,896 |
| Auto-Owners | $134 | $1,608 |
| Travelers | $158 | $1,896 |
Cheapest Car Insurance Rates For Seniors: State Farm
For seniors in Erie, State Farm provides the best car insurance rates, with an average monthly premium of $67.
The table below compares the lowest auto insurance quotes available for senior drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $67 | $804 |
| Clearcover | $74 | $888 |
| SafeAuto | $75 | $900 |
| Erie | $76 | $912 |
| Auto-Owners | $78 | 4936 |
Cheapest Rates In Erie For Teenagers: State Farm
The best rates for teenage drivers in Erie come from State Farm, where the average monthly premium is $126.
The table below showcases which insurers have the lowest rates for teenage car insurance.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $126 | $1,512 |
| Penn National | $135 | $1,620 |
| SafeAuto | $131 | $1,572 |
| Allied | $142 | $1,704 |
| Erie | $139 | $1,668 |
Cheapest Auto Insurance For Young Adults in Erie: National General
Young adults in Erie can secure the cheapest car insurance with National General, which offers average monthly premiums of $88.
Take a look at the table below to compare affordable insurance rates for young adult drivers in Erie.
| Provider | Average Monthly Cost | Average Annual Cost |
| National General | $88 | $1,056 |
| Jupiter Auto | $90 | $1,080 |
| State Farm | $126 | $1,512 |
| Clearcover | $92 | $1,104 |
| Penn National | $112 | $1,344 |
Cheapest Car Insurance In Erie For Good Drivers: Erie
At just $57 per month on average, Erie provides the cheapest car insurance for safe drivers in Erie.
If you maintain a clean driving record, check the table below for the lowest insurance quotes available.
| Provider | Average Monthly Cost | Average Annual Cost |
| Erie | $57 | $684 |
| National General | $68 | $816 |
| GEICO | $76 | $912 |
| Allstate | $88 | $1,056 |
| Nationwide | $98 | $1,176 |
Find affordable Erie rates
Cheapest Car Insurance In Erie After A Speeding Ticket: Erie
Erie drivers with a speeding ticket can secure cheaper insurance from Erie, with rates averaging $151 per month.
Compare the table below to find out what drivers with a speeding ticket typically pay for car insurance.
| Provider | Average Monthly Cost | Average Annual Cost |
| Erie | $151 | $1,812 |
| GEICO | $189 | $2,268 |
| Auto-Owners | $162 | $1,944 |
| Travelers | $190 | $2,280 |
| Allstate | $215 | $2,580 |
Cheapest For Drivers With After At-Fault Accident: Erie
Erie has the best rates for drivers with an at-fault accident, with an average monthly premium of $160.
Below, you’ll find the insurers with the cheapest car insurance for drivers who have been responsible for an accident.
| Provider | Average Monthly Cost | Average Annual Cost |
| Erie | $150 | $1,800 |
| GEICO | $200 | $2,400 |
| Auto-Owners | $173 | $2,076 |
| Progressive | $209 | $2,508 |
| Allstate | $229 | $2,748 |
Cheapest Rates In Erie For Drivers After A DUI: Erie
Erie drivers with a DUI can secure the cheapest car insurance from Erie, with rates around $88 per month.
The lowest car insurance rates for DUI drivers in Erie are listed in the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| Erie | $88 | $1,056 |
| Allstate | $277 | $3,324 |
| Travelers | $243 | $2,916 |
| Auto-Owners | $207 | $2,484 |
| GEICO | $244 | $2,928 |
Best Car Insurance Companies In Erie
AAA offers the lowest insurance rates in Erie at $57 per month, but Auto-Owners and National General follow closely with rates of $62 and $68, respectively.
Below is a comparison of the top 10 car insurance providers in Erie, PA, arranged by their average monthly prices.
| Company | Monthly Premium |
| Erie | $57 |
| National General | $68 |
| GEICO | $76 |
| Allstate | $88 |
| Nationwide | $98 |
| Auto-Owners | $62 |
| Direct Auto | $93 |
| Travelers | $75 |
| Foremost | $94 |
| Safeco | $99 |
Average Auto Insurance Rates In Erie – By Age
Insurance rates are largely influenced by age. Since younger drivers have less experience and a greater chance of accidents, they often pay more. Teens generally spend about $3,481 per year on auto insurance.
A clean driving history can lead to lower insurance rates once a driver turns 25.
Drivers in their 50s and early 60s usually benefit from lower insurance rates, as companies use age to measure driving risk and experience.
| Age | Average Yearly Rate |
| Teenagers | $3,481 |
| 20s | $2,074 |
| 30s | $1,391 |
| 40s | $1,073 |
| 50s | $1,073 |
| 60s | $1,121 |
| 70s | $1,574 |
Average Rates In Erie – By Vehicle
The type of car you own affects your insurance rate, as insurers consider factors like make, model, and year. High-end and newer vehicles with advanced features usually lead to pricier premiums.
The table below breaks down the average insurance costs for different types of vehicles in Erie.
| Vehicle | Average Monthly Rate |
| Honda CrV | $91 |
| Ford Ranger | $109 |
| Honda Accord | $275 |
| GMC Terrain | $437 |
| Mazda 5 | $137 |
Average Cost Of Auto Insurance In Erie – By Zip Code
Crime rates differ by zip code, so insurers adjust car insurance premiums accordingly.
The table below breaks down the average insurance costs for different Erie zip codes.
| City | Average Monthly Rate |
| 16507 | $146 |
| 16509 | $127 |
| 16511 | $120 |
| 16504 | $113 |
| 16512 | $70 |
How Much Is Car Insurance In Other Cities in Pennsylvania?
Location is a key factor in car insurance pricing. Areas with high accident, theft, and vandalism rates—especially cities—often come with higher insurance costs.
In Valley Forge, the typical car insurance rate is around $73 per month, but in Philadelphia, it’s only $236 per month.
| City | Average Monthly Rate |
| Pittsburgh | $144 |
| Bethlehem | $147 |
| Johnstown | $109 |
| Wilkes Barre | $124 |
| Valley Forge | $73 |
| Philadelphia | $236 |
| Lancaster | $133 |
| Harrisburg | $134 |
| Scranton | $134 |
| Allentown | $157 |
Find affordable Erie rates
Our Methodology
My analysis of Erie, PA car insurance companies is based on factors like customer service, product selection, pricing, and user reviews.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Erie?
The lowest car insurance prices in Erie come from Erie for minimum coverage and State Farm for full coverage, which includes both comprehensive and collision insurance.
What is the average cost of car insurance in Erie?
The cost of car insurance in Erie averages $130 per month, but your actual rate will depend on your zip code, car details, and driving record.
