Best Pet Insurance For Cane Corsos In 2024
Based on my professional experience, Healthy Paws is the best pet insurance provider for Cane Corsos.
We’ve saved shoppers an average of $350 per year on their pet insurance.
If you own a Cane Corso, you’re probably concerned about keeping your pet healthy. Purebred Cane Corsos are more likely to experience genetic health problems compared to mixed-breed dogs. Unfortunately, 80% of pet parents are unable to pay an unexpected $500 vet bill. Pet insurance helps to cover those unexpected costs.
In this review, we’ll go over some of the best pet insurance options for Cane Corsos and help you choose the right policy. Pet insurance works like human health insurance by reducing out-of-pocket costs and providing access to better treatments. However, it’s more affordable than health insurance for humans.
Best Pet Insurance Companies For Cane Corsos, 2024
Multiple pet insurance companies cater to Cane Corsos, providing comparable services in pet care and financial security, but each with its own advantages. What’s best for one Cane Corsos may not be for another. Here’s our overview of the top pet insurance options for Cane Corsos.
![healthy-paws](https://www.insuranceopedia.com/wp-content/uploads/2023/08/healthy-paws.jpg)
![Lemonade](https://www.insuranceopedia.com/wp-content/uploads/2023/08/Lemonade.jpg)
![manypetsicon-logo](https://www.insuranceopedia.com/wp-content/uploads/2023/08/manypetsicon-logo.png)
![pumpkinicon-logo](https://www.insuranceopedia.com/wp-content/uploads/2023/08/pumpkinicon-logo.png)
![spot](https://www.insuranceopedia.com/wp-content/uploads/2023/08/spot.jpg)
Compare The Best Pet Insurance Companies For Cane Corsos
Our breakdown of pet insurance options for Cane Corsos reveals the strengths of each provider.
Overall Rating | Best For | Waiting Period | Reimbursement % | Benefit Limit | Get A Quote | |
---|---|---|---|---|---|---|
Healthy Paws |
|
Overall |
15 days accident/illness |
70%, 80%, 90% |
Unlimited annual and lifetime |
Instant Quote |
Lemonade |
|
Cheap |
2 days accident, 14 days illness |
70%, 80%, 90% |
$5,000 to $100,000 annually |
Instant Quote |
Many Pets |
|
Puppies |
15 days accident/illness |
70% or 80% (Most States) |
Unlimited annual and lifetime |
Instant Quote |
Pumpkin |
|
Older Dogs |
14 days accident/illness |
90% |
$10,000, $20,000 or unlimited |
Instant Quote |
Spot |
|
Multiple Pets |
14 days accident/illness |
70%, 80%, 90% |
$2,500 to unlimited |
Instant Quote |
Our Methodology
Reviews and subsequent ratings were determined by examining each insurer's website, customer feedback, reviews from other platforms, and personal use of pet insurance.
Quotes Analyzed
Years Of Experience
Brands Reviewed
Research Hours
Detailed Reviews Of The Best Cane Corso Insurance Companies
Best Overall
Key Statistics
Why We Like Them
⇅Healthy Paws is highly recommended for pet insurance due to its unlimited claim payouts and lack of per-incident maximums or caps. This prevents the need to make tough choices about your pet’s health care due to coverage restrictions. Their policy is simple, without costly extras, and they allow visits to any licensed vet. Claims are conveniently processed through their app or website, usually within two days.
Benefits & Drawbacks
⇅- There are no constraints on annual or lifetime payouts.
- We ensure refunds within 30 days.
- We strive to handle and complete claims within a two-day period.
- Direct payments to the veterinarian may be considered. ✓
- There's no usual healthcare option. ✘
Runner-Up For Best Overall
Key Statistics
Why We Like Them
⇅Lemonade is identified as the most cost-effective pet insurance for Cane Corsos. While their coverage limits range from $5,000 to $100,000 per year, similar to other companies reviewed, they do not offer unlimited coverage like Healthy Paws. Lemonade’s standard policy covers accidents, illnesses including cancer and heart disease, common issues like broken bones, and hip dysplasia in older Cane Corsos. However, exclusions apply, such as preexisting conditions, dental problems, behavioral issues, or elective procedures, which is typical among most insurers.
Benefits & Drawbacks
⇅- Decide to sign up for a wellness initiative.
- Accident insurance activates after a two-day interval.
- Bundle your pet insurance with Lemonade's home, renters, or car insurance to receive a 10% discount. ✓
- A constant 24/7 pet telehealth connection is unavailable.
- You have the choice to add vet exam fee coverage for a fee.
- You won't be reimbursed for prescription food or microchipping. ✘
Best For Puppies
Key Statistics
Why We Like Them
⇅ManyPets offers extensive insurance coverage designed for puppies. Pre-existing conditions do not impact premiums, and treated conditions may be covered after 18 months, while unrelated conditions continue to qualify for coverage. Young Cane Corsos, like all puppies, can experience illnesses such as poisoning, ingesting foreign objects, and accidents due to their youthful vigor. Insuring them early decreases the chances of facing exclusions for pre-existing conditions later on.
Benefits & Drawbacks
⇅- Accessible in more than forty states
- Takes care of veterinary checkups needed for illness and accidents.
- Includes alternative health initiatives. ✓
- A continuous pet telehealth hotline is not offered.
- There is no provision for pet behavioral therapy.
- Coverage does not apply to alternative health treatments. ✘
Best For Older Dogs
Key Statistics
Why We Like Them
⇅As Cane Corsos age, they often develop genetic conditions such as cruciate ligament issues and hip dysplasia, which can require costly treatments. Pumpkin pet insurance doesn’t impose waiting periods for these conditions and covers veterinary exam fees if your older Cane Corsos needs treatment. They offer a variety of coverage options for a range of Cane Corsos health issues, including surgeries and dental problems, with three deductible choices and a standard reimbursement rate of 90%.
Benefits & Drawbacks
⇅- Opt-in to wellness benefits available
- Reduced rates for insuring a group of pets.
- Owners of dogs and cats aged 8 weeks and older can get a 90% reimbursement. ✓
- There's no nonstop pet telemedicine guidance available.
- There's no separate plan for accidents. ✘
Best For Multiple Pets
Key Statistics
Why We Like Them
⇅Owners of Cane Corsos often have multiple pets because they are known for their friendly demeanor. Spot offers a 10% discount for insuring multiple pets, resulting in significant savings. Their optional preventive care plan includes wellness services like an annual vet visit, fecal test, and teeth cleaning, with coverage for certain vaccinations. Spot guarantees a 30-day money-back option if you’re not satisfied with their coverage or service. They also reimburse up to 90% of eligible vet bills and provide a 24/7 vet helpline. Additionally, you can visit any U.S.-licensed veterinarian or specialist.
Benefits & Drawbacks
⇅- Concerns microchip placement
- A $100 deductible option is on offer.
- Pet telehealth consultations are available at any hour. ✓
- Accidents require a 14-day waiting period, whereas some leading competitors process claims in just 2 days. ✘
Average Cost Of Pet Insurance For Cane Corsos
Company | Deductible | Annual Reimbursement % | Monthly Price | Age of Dog |
Healthy Paws | $500 | 70% | $70.30 | 5 year old |
Lemonade | $500 | 70% | $40.00 | 5 year old |
Spot | $500 | 70% | $73.34 | 5 year old |
Healthy Paws | $500 | 80% | $36.52 | 1 year old |
Lemonade | $500 | 80% | $20.67 | 1 year old |
Spot | $500 | 80% | $53.80 | 1 year old |
Healthy Paws | $500 | 70% | $37.64 | 3 month old |
Lemonade | $500 | 70% | $29.13 | 3 month old |
Spot | $500 | 70% | $83.12 | 3 month old |
Average Cost Of Typical Vet Procedures
Typical Vet Procedure | Average Cost Of Procedure |
Puppy vaccinations | $75-100 |
Flea & tick prevention | $40-200 |
Heartworm prevention | $24-120 |
Spay or neuter surgery | $200-800 |
Annual exam | $240-600 |
Teeth cleaning | $200-500 |
Microchip | $40 |
Average Cost Of Emergency Vet Procedures
Emergency Pet Procedure | Average Cost Of Procedure |
General consultation/exam | $100-$150 |
General bloodwork | $80-200 |
X-rays | $150-$250 |
Ultrasound | $300-$600 |
1-2 day hospitalization | $600-$1,700 |
3-5 day hospitalization | $1,500-$3,500 |
Wound treatment & repair | $800-$1,500 |
Emergency surgery | $800-$2,500 |
Oxygen therapy | $500 |
Is Pet Insurance Worth It For Cane Corsos?
Pet insurance covers unexpected veterinary costs. While many pet owners pay for care out of their own pockets, most can’t afford a $1,500 emergency bill. The right insurance can save your pet’s life, allowing you to make decisions based on their health, not the cost. Whether insurance is worth it depends on what you expect. If your pet is being treated for a chronic condition, no insurer will cover that. But if you know what your policy covers and pick one that meets your budget and needs, you’ll likely see the value.
How To Find The Best Pet Insurance Company For You
Pet insurance plans vary in cost and options depending on the company, presenting a challenge in decision-making. Before applying for coverage, consider these tips to find the best plan for your pet.
Check Whether Your Pet Is Eligible
Insurance coverage for puppies and kittens usually begins at 6 to 10 weeks old, depending on the insurer. Senior pets might not qualify for initial enrollment or may only receive accident coverage. Once enrolled, however, most plans offer lifelong coverage with consistent premium payments.
Research What’s Covered
Pet insurance plans usually cover costs like surgery, hospitalization, and medication if your pet gets sick or injured. However, there are certain things that may not be covered or may come with extra charges. Examples include:
- Exam fees: While treatments like X-rays or surgery may be covered, the exam fee might not be.
- Alternative treatments: Some policies cover therapies like acupuncture and physical therapy, while others charge more for these services.
- Behavioral therapy: Some plans don’t cover treatments for behavioral issues such as aggression.
- Prescription food: Certain plans won’t cover food or supplements, even if your vet prescribes them.
- Dental care: Dental care coverage varies. Your policy may not cover dental issues like gingivitis unless your pet has had a recent cleaning. Wellness plans might cover cleanings.
Additionally, most policies won’t cover pre-existing conditions, cosmetic procedures, or breeding-related expenses.
Decide How Much Coverage You Want
Pet insurance plans typically cap annual payouts, though some offer unlimited coverage. It’s up to you to determine the amount of coverage that provides peace of mind for vet bills. If your pet remains healthy, you may only need to cover routine care costs for years. However, unexpected surgeries or major illnesses could lead to substantial expenses.
Understand Reimbursements And Deductibles
Many pet insurance plans will reimburse you for a percentage of your vet bill, and you can typically choose a reimbursement level, like 70%, 80%, or 90%.
Other plans may cover a standard fee set by the insurer, which could be less than your vet’s charge, and you’d be responsible for the rest.
Most policies have a deductible, which is the amount you pay out of pocket before coverage starts. Deductibles often range from $100 to $250 or more. Some plans apply the deductible per incident, while others use an annual deductible.
Lower deductibles and higher reimbursement rates generally result in higher premiums, while higher deductibles and lower reimbursement rates lower premiums.
Check Waiting Periods
Most insurance plans have a short waiting period, usually about 14 days from purchase, before they cover general accident and illness treatments. During this waiting period, no medical expenses are covered. Some plans have longer waiting periods for specific conditions, such as cruciate ligament injuries, which are common orthopedic issues in dogs. These ligaments are important for knee stability, and damage to them can hinder a dog’s mobility.
Examine Extra Costs
Some pet insurance companies include routine care such as vet check-ups and vaccinations in their plans. Before deciding, calculate if the added expense is justified by comparing the annual premium of the wellness plan with your usual yearly costs for these services. Check the specifics, as coverage for wellness services differs between insurers.
Compare Quotes
The expense of pet insurance changes based on the insurer and the level of coverage selected. Some pet insurance providers offer discounts, such as reduced premiums for insuring multiple pets. However, a discount doesn’t guarantee it’s the most advantageous option. To identify the optimal pet insurance, evaluate quotes from multiple plans with similar coverage amounts, deductibles, and reimbursement limits.
Factors That Impact Cost Of Your Pet Insurance Policy
Pet insurance prices, like health insurance, depend on a few key factors:
- Your location. Veterinary care costs in your area play a significant role in determining your premium.
- Your pet’s age. Older animals usually have higher premiums due to a higher likelihood of health issues.
- Your pet’s breed. Certain breeds are more likely to experience specific health problems. Bulldogs and Boston terriers, for example, often have breathing difficulties, while large breeds like German Shepherds are more prone to hip dysplasia. These risks can increase your insurance cost.
- Deductibles and coverage limits. A lower deductible means you’ll pay less out of pocket, but it will increase your premium. For instance, choosing a $100 deductible over a $500 one will lead to higher premiums.
Common Health Issues For Cane Corsos
Purebred Cane Corsos often experience more health issues than other breeds. Over the years, a lack of focus on genetics from some breeders has allowed various health problems to spread throughout the breed. This has made Cane Corsos more vulnerable to genetic conditions.
These are some of the most common health concerns for Cane Corsos:
- Elbow Dysplasia
- Entropion
- Ectropion
- Cherry Eye
- Dilated Cardiomyopathy (DCM)
FAQs
Is pet insurance cheaper for purebred dogs?
Insurance costs for purebred dogs are typically higher due to their genetic predisposition to costly diseases compared to mixed-breed dogs.
What is the average cost of owning a Cane Corso?
Initial costs, covering vaccinations, food, grooming, and insurance, are around $3,000 for the first year and reduce to about $1,900 per year afterward.
What insurance do you need for a dog?
It’s practical for dog owners to invest in pet insurance for managing vet costs and securing their dog’s health.
Sources
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