Cheapest Car Insurance In Cerritos, CA 2024
Cerritos drivers looking for minimum coverage can find the best deal with GEICO, which costs around $40 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
Scouting for affordable car insurance in Cerritos, CA, can show just how much prices fluctuate.
Those looking for the least expensive liability-only policy can turn to GEICO, while AAA has the best deals for full coverage. AAA one again is ideal for young drivers seeking lower rates.
Cheapest Car Insurance Companies In Cerritos, CA
Cheapest Liability-only Car Insurance In Cerritos: GEICO
Cerritos drivers seeking minimum coverage will find GEICO to be the most affordable, with an average monthly cost of $40.
Use the following table to explore rate comparisons for different insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $40 | $480 |
| Progressive | $43 | $520 |
| AAA | $41 | $492 |
| State Farm | $54 | $650 |
| Mercury | $53 | $632 |
Cheapest Full Coverage Insurance Rates In Cerritos: AAA
Cerritos drivers can get the cheapest full coverage with AAA, where monthly rates average $83.
See the table below for a comparison of average quotes from affordable car insurance providers in Cerritos.
| Provider | Average Monthly Cost | Average Annual Cost |
| AAA | $83 | $997 |
| GEICO | $107 | $1,280 |
| Mercury | $129 | $1,544 |
| Allstate | $153 | $1,830 |
| State Farm | $138 | $1,658 |
Cheapest Car Insurance Rates For Seniors: Progressive
In Cerritos, seniors can find the cheapest car insurance with Progressive, costing an average of $95 per month.
Check the table for a breakdown of average quotes from the most affordable auto insurance companies for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $95 | $1,137 |
| State Farm | $108 | $1,295 |
| Nationwide | $136 | $1,630 |
| Kemper | $155 | $1,865 |
| Allstate | $146 | $1,749 |
Cheapest Car Insurance In Cerritos For Good Drivers: GEICO
Cerritos drivers with a clean record can secure the lowest car insurance rates from GEICO, at about $40 monthly.
The table below can help good drivers find average quotes from the most cost-effective insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $40 | $480 |
| Progressive | $43 | $520 |
| AAA | $41 | $492 |
| State Farm | $54 | $650 |
| Mercury | $53 | $632 |
Cheapest Auto Insurance For Young Adults in Cerritos: AAA
With average rates of $109 per month, AAA offers young adults in Cerritos the lowest insurance quotes.
You can look at the table below to compare the best auto insurance rates for young adults in Cerritos.
| Provider | Average Monthly Cost | Average Annual Cost |
| AAA | $109 | $1,304 |
| GEICO | $122 | $1,470 |
| Kemper | $190 | $2,280 |
| Allstate | $168 | $2,011 |
| State Farm | $162 | $1,940 |
Cheapest Rates In Cerritos For Teenagers: GEICO
The cheapest option for teenage drivers in Cerritos is GEICO, with monthly premiums averaging $249.
The following table highlights the insurance providers with the lowest rates for teenagers.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $249 | $2,980 |
| CIG | $283 | $3,396 |
| Kemper | $448 | $5,380 |
| Travelers | $336 | $4,032 |
| Allstate | $287 | $3,446 |
Find affordable Cerritos rates
Cheapest Car Insurance In Cerritos After A Speeding Ticket: GEICO
In Cerritos, GEICO offers low rates for drivers with speeding tickets, averaging $158 a month.
See the table below for a comparison of average rates for drivers who’ve received a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $158 | $1,896 |
| Chubb | $205 | $2,460 |
| State Farm | $204 | $2,453 |
| Allstate | $222 | $2,658 |
| Hartford | $196 | $2,350 |
Cheapest Rates In Cerritos For Drivers After A DUI: Mercury
After a DUI, Mercury offers Cerritos drivers the best rates, with average premiums of $211 a month.
See the table below for the best rates available to drivers in Cerritos with a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| Mercury | $211 | $2,530 |
| GEICO | $252 | $3,022 |
| Kemper | $279 | $3,350 |
| State Farm | $422 | $5,066 |
| Allstate | $483 | $5,790 |
Cheapest For Drivers With After At-Fault Accident: AAA
With an average premium of $125 per month, AAA offers the cheapest car insurance for drivers with at-fault incidents.
Below, you’ll find the insurance companies offering the lowest premiums for drivers with at-fault accidents.
| Provider | Average Monthly Cost | Average Annual Cost |
| AAA | $125 | $1,498 |
| Hartford | $196 | $2,350 |
| Nationwide | $228 | $2,740 |
| State Farm | $214 | $2,567 |
| Allstate | $273 | $3,270 |
Best Car Insurance Companies In Cerritos
GEICO provides the cheapest car insurance in Cerritos for just $40 a month, while Progressive and AAA have competitive rates at $43 and $41 per month.
The table below ranks the top 10 car insurance providers in Cerritos, CA, by their average monthly rate.
| Company | Monthly Premium |
| GEICO | $40 |
| Progressive | $43 |
| AAA | $41 |
| State Farm | $54 |
| Mercury | $53 |
| Kemper | $49 |
| Hartford | $62 |
| Travelers | $65 |
| Nationwide | $61 |
| Allstate | $89 |
Average Auto Insurance Rates In Cerritos – By Age
The cost of car insurance is largely determined by age, with younger drivers paying more on average. Due to their lack of experience and increased accident risk, teenagers usually pay around $3,227 each year for insurance.
After reaching 25, drivers often experience a reduction in their rates, as long as they keep a clean driving history.
Insurance companies tend to offer the most competitive rates to drivers in their 50s and early 60s, using age to assess driving experience and risk.
| Age | Average Yearly Rate |
| Teenagers | $3,227 |
| 20s | $2,043 |
| 30s | $1,680 |
| 40s | $1,630 |
| 50s | $1,718 |
| 60s | $1,656 |
| 70s | $1,899 |
How Much Is Car Insurance In Other Cities In California?
The city where you reside can significantly affect your car insurance premiums. Insurers factor in local accident rates, theft risks, and vandalism, all of which are more common in cities, leading to higher rates.
As an example, the average monthly car insurance premium in Oakland is about $189, while in Fresno, it’s around $153.
| City | Average Monthly Rate |
| Bakersfield | $155 |
| Oakland | $189 |
| San Bernardino | $163 |
| San Jose | $162 |
| Stockton | $158 |
| Fresno | $153 |
| Los Angeles | $186 |
| Riverside | $157 |
| Long Beach | $165 |
| San Diego | $143 |
Average Cost Of Auto Insurance In Cerritos- By Zip Code
Insurers rely on zip codes to gauge crime rates, which results in varying car insurance premiums across different zip codes.
You can refer to the table below for the average insurance rates across different Cerritos zip codes.
| Zip Code | Average Monthly Rate |
| 92692 | $158 |
| 90703 | $150 |
Average Rates In Cerritos – By Vehicle
Insurance companies base your premiums partly on your vehicle’s make, model, year, and body style. Newer cars, particularly luxury models with costly replacement parts and advanced technology, tend to result in higher insurance costs.
The following table provides the average car insurance rates for different vehicle types in Cerritos.
| Vehicle | Average Monthly Rate |
| Lexus RX | $155 |
| Jeep Compass | $157 |
| Toyota Highlander | $108 |
| Kia Rio | $177 |
| BMW 740 | $180 |
Find affordable Cerritos rates
Our Methodology
Through an extensive analysis that includes customer service, pricing, coverage options, and user experiences, I’ve assembled an insightful overview of car insurance providers in Cerritos, CA.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Cerritos?
GEICO provides the lowest premiums in Cerritos for the State of California’s minimum coverage, while AAA leads in full coverage options, including comprehensive and collision.
What is the average cost of car insurance in Cerritos?
In Cerritos, the average car insurance rate is about $150 a month, but the exact cost will depend on your zip code, car year, and driving history.
Related Content
Car Insurance For 35 Years Old Car Insurance For 18 Year Old Do I Need Collision Insurance On An Old Car?
Auto Insurance In Your Area
Car Insurance York PA Car Insurance Quotes Gainesville FL Car Insurance Quotes West Palm Beach
