Cheapest Car Insurance In Maricopa, AZ 2024
GEICO is the most affordable provider of minimum car insurance in Maricopa, with an average cost of $37 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
Finding affordable car insurance in Maricopa, AZ, often involves navigating a wide variety of choices.
GEICO shines as the most affordable choice for liability-only coverage. Meanwhile, Progressive offers excellent full coverage rates, and State Farm is the best for young drivers.
Cheapest Car Insurance Companies In Maricopa, AZ
Cheapest Liability-only Car Insurance In Maricopa: Chubb
GEICO offers the lowest monthly rate for minimum coverage car insurance in Maricopa, with an average cost of $37.
Consult the table below for a side-by-side comparison of insurance provider rates.
| Provider | Average Monthly Cost | Average Annual Cost |
| Chubb | $34 | $403 |
| Auto-Owners | $110 | $1,312 |
| Encompass | $96 | $1,130 |
| Progressive | $98 | $1,145 |
| GEICO | $103 | $1,227 |
Cheapest Full Coverage Insurance Rates In Maricopa: Chubb
Progressive leads as the most affordable full coverage car insurance provider in Maricopa, with an average monthly cost of $92.
Use this table to review average auto insurance quotes from cost-effective providers in Maricopa.
| Provider | Average Monthly Cost | Average Annual Cost |
| Chubb | $84 | $1,006 |
| Auto-Owners | $199 | $2,370 |
| GEICO | $152 | $1,820 |
| State Farm | $412 | $4,937 |
| Farmers | $840 | $10,030 |
Cheapest Car Insurance Rates For Seniors: Chubb
At $87 a month on average, State Farm provides the most affordable car insurance rates for seniors in Maricopa.
The table below outlines average quotes from the cheapest auto insurance companies catering to seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Chubb | $69 | $820 |
| Auto-Owners | $208 | $2,486 |
| GEICO | $153 | $1,832 |
| State Farm | $390 | $4,670 |
| Farmers | $745 | $8,930 |
Cheapest Rates In Maricopa For Teenagers: Progressive
State Farm stands out as the most affordable insurer for teenage drivers in Maricopa, with average premiums of $313 a month.
Here’s a table showcasing the cheapest insurance providers for teen drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $350 | $4,199 |
| Travelers | $989 | $11,834 |
| Auto-owners | $351 | $4,210 |
| State Farm | $1,159 | $13,904 |
| Farmers | $173 | $20,620 |
Cheapest Auto Insurance For Young Adults in Maricopa: GEICO
State Farm offers young adults in Maricopa the most budget-friendly car insurance, costing $238 a month on average.
Below, you’ll find a table showcasing the most affordable car insurance rates for young adults in Maricopa.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $153 | $1,825 |
| Progressive | $167 | $2,000 |
| Travelers | $210 | $2,520 |
| Auto-Owners | $212 | $2,540 |
| State Farm | $473 | $5,670 |
Cheapest Car Insurance In Maricopa For Good Drivers: Chubb
In Maricopa, GEICO delivers the lowest car insurance rates for good drivers, averaging $37 per month.
Use the table below to compare average quotes from the best-priced insurance companies for good drivers.
| Provider | Average Monthly Cost | AverageAnnual Cost |
| Chubb | $34 | $403 |
| Auto-Owners | $110 | $1,312 |
| Encompass | $96 | $1,130 |
| Progressive | $98 | $1,145 |
| GEICO | $103 | $1,227 |
Find affordable Maricopa rates
Cheapest Car Insurance In Maricopa After A Speeding Ticket: USAA
State Farm is one of the most budget-friendly insurers in Maricopa, with rates of $176 a month for drivers with a speeding ticket on their record.
The table below displays the average insurance premiums for drivers with a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $191 | $2,292 |
| Progressive | $193 | $2,306 |
| State Farm | $618 | $7,410 |
| Auto-owners | $262 | $3,142 |
| Farmers | $1,086 | $13,020 |
Cheapest For Drivers With After At-Fault Accident: Progressive
For drivers who have caused an accident, State Farm offers affordable coverage with an average monthly premium of $193.
These car insurance companies provide the cheapest coverage options for drivers with an at-fault accident.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $206 | $2,469 |
| GEICO | $407 | $4,880 |
| Auto-Owners | $231 | $2,772 |
| State Farm | $496 | $5,940 |
| Farmers | $1,143 | $13,690 |
Cheapest Rates In Maricopa For Drivers After A DUI: Progressive
For drivers in Maricopa with a DUI, State Farm offers budget-friendly rates, averaging $188 per month.
Drivers with a DUI in Maricopa can refer to the table below to find budget-friendly insurance rates.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $170 | $2,025 |
| Travelers | $784 | $9,415 |
| Auto-Owners | $490 | $5,860 |
| State Farm | $1,075 | $12,890 |
| Farmers | $1,114 | $13,360 |
Best Car Insurance Companies In Maricopa
In Maricopa, AAA California leads with the cheapest rate of $83 per month, while Progressive and GEICO offer affordable options at $90 and $93 per month.
The table below lists the top 10 car insurers in Maricopa, AZ, sorted by their average monthly premiums.
| Company | Monthly Premium |
| Chubb | $34 |
| Progressive | $98 |
| Auto-Owners | $110 |
| West Field | $109 |
| State Farm | $320 |
| GEICO | $96 |
| Farmers | $402 |
| Encompass | $96 |
| Pioneer State | $120 |
| Hanover | $740 |
Average Auto Insurance Rates In Maricopa – By Age
Younger drivers, especially teens, tend to face higher car insurance premiums because of their inexperience and higher likelihood of accidents. They typically pay $7,599 per year on average.
Turning 25 usually brings a reduction in car insurance costs for drivers with a history of safe driving.
Drivers in their 50s and early 60s typically qualify for the most affordable premiums, as insurers see age as an indicator of reduced risk.
| Age | Average Yearly Rate |
| Teenagers | $6,499 |
| 20s | $2,180 |
| 30s | $1,790 |
| 40s | $1,768 |
| 50s | $1,550 |
| 60s | $1,364 |
| 70s | $1,205 |
Average Cost Of Auto Insurance In Maricopa – By Zip Code
Insurance companies determine car insurance rates by using zip codes to evaluate crime levels in the area.
The table below lists the average insurance rates for different zip codes throughout Maricopa.
| Zip Code | Average Monthly Rate |
| 48235 | $160 |
| 48238 | $156 |
| 48216 | $171 |
| 48210 | $152 |
| 48206 | $165 |
Average Rates In Maricopa – By Vehicle
Insurance companies factor in the make, model, year, and body type of your car when determining rates. Newer vehicles, especially luxury ones, often cost more to insure because of advanced features and higher replacement values.
Find average car insurance rates for various vehicles in Maricopa using the table below.
| Vehicle | Average Monthly Rate |
| Ford F150 | $102 |
| Chrysler 300 | $185 |
| Mazda 6 | $160 |
| Honda Accord | $95 |
| Ram 1500 | $107 |
How Much Is Car Insurance In Other Cities In Arizona?
Where you live matters when it comes to car insurance rates. Higher accident rates, vehicle theft, and vandalism in cities usually result in steeper premiums.
A driver in Los Angeles can expect to pay about $243 a month for insurance, while in San Diego, the average monthly rate is $176.
| City | Average Monthly Rate |
| Scottsdale | $118 |
| Sedona | $83 |
| Surprise | $123 |
| Tempe | $130 |
| Gilbert | $135 |
| Glendale | $140 |
| Chandler | $120 |
| Mesa | $123 |
| Peoria | $132 |
| Phoenix | $141 |
Find affordable Maricopa rates
Our Methodology
Based on a thorough evaluation that considers customer service, available products, pricing, and reviews across several online sources, I’ve crafted a complete picture of car insurance companies in Maricopa, AZ.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Maricopa?
GEICO provides the most budget-friendly car insurance in Maricopa for the state-required minimum coverage, and Progressive is the cheapest option for full coverage, which includes comprehensive and collision coverage.
What is the average cost of car insurance in Maricopa?
The average cost of car insurance in Maricopa is roughly $180 per month, with rates fluctuating based on your zip code, the make and model of your car, and your driving history.
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