Acura RLX Car Insurance Cost 2024
On average, insuring an Acura RLX costs $1,126 per year. However, your actual cost may vary depending on factors like your age, the car’s model year, and other personal considerations. Check out our quote tables below to get a personalized estimate for your insurance costs.
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If you’re thinking about buying an Acura RLX, one crucial factor to consider is the insurance cost. On average, insurance for an Acura RLX costs $1,126 per year. Insurance plays a vital role in owning a car, so it’s essential to understand what you’re committing to before making a purchase.
Selecting the right insurance policy is crucial to avoid unexpected and potentially high expenses in the future. Having inadequate coverage during an accident can result in significant out-of-pocket costs. Moreover, if you’re found at fault, your premiums may increase.
With over ten years of experience analyzing insurance rates, I’ve observed how much these costs can vary. Factors such as your age, driving history, and location can greatly impact your insurance premiums.
How Much Does Acura RLX Car Insurance Cost?
Acura RLX drivers typically pay an average of $1,126 per year for car insurance.
The cost of car insurance can vary widely based on several factors, such as your location, driving history, car model year, and the coverage options you choose. Maintaining a clean driving record can help lower premiums, while a history of accidents or traffic violations typically increases costs.
Living in an urban area with heavy traffic may lead to higher insurance rates compared to rural areas with lighter traffic. Additionally, your choice of coverage significantly affects your premiums—comprehensive insurance, which includes both collision and comprehensive coverage, generally costs more than basic liability coverage.
As shown in the table below, insuring an Acura RLX tends to be more expensive than the average cost for all Acura models and higher than the average cost for all vehicles.
Insuranceopedia can help you compare quotes from multiple insurance providers, ensuring you find the best policy for your needs at the most competitive price.
| Vehicle | Average Monthly Premium |
| Acura RLX | $288 |
| All Acuras | $183 |
| All Cars | $175 |
Average Insurance Cost Of Acura RLX By Model Year
| Model Year | Average Premium |
| 2020 Acura RLX | $1,654 |
| 2019 Acura RLX | $1,770 |
| 2018 Acura RLX | $2,394 |
| 2017 Acura RLX | $1,529 |
| 2016 Acura RLX | $5,217 |
| 2015 Acura RLX | $1,126 |
| 2014 Acura RLX | $1,072 |
2020 Acura RLX Insurance Rates
The average annual insurance cost for a 2020 Acura RLX is $1,654. However, Capital Insurance Group offers the cheapest rates, averaging $1,126 per year.
| Insurance Provider | Average Annual Cost |
| Oregon Mutual | $1,505 |
| Texas Farm Bureau Group | $1,230 |
| Capital Insurance Group | $1,126 |
| Republic Indemnity | $2,217 |
| Farmers | $1,750 |
| PEMCO | $2,029 |
| Mutual Of Enumclaw | $1,909 |
| Unitrin | $1,690 |
| USAA | $1,645 |
| Nationwide | $1,442 |
2019 Acura RLX Insurance Rates
The average annual insurance cost for a 2019 Acura RLX is $1,770. However, USAA offers the cheapest rates, averaging $1,318 per year.
| Insurance Provider | Average Annual Cost |
| Clearcover | $1,937 |
| Hartford | $1,890 |
| Farmers | $1,692 |
| Mercury | $1,908 |
| State Farm | $2,190 |
| Penn National | $1,445 |
| USAA | $1,318 |
| Erie | $1,155 |
| Nationwide | $2,048 |
| California Capital | $2,112 |
2018 Acura RLX Insurance Rates
The average annual insurance cost for a 2018 Acura RLX is $2,394. However, SafeAuto offers the cheapest rates, averaging $895 per year.
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $2,246 |
| Auto-Owners Insurance Co | $2,855 |
| Country | $1,775 |
| Farmers | $2,670 |
| SafeAuto | $895 |
| Travelers | $2,690 |
| Mercury | $2,532 |
| Erie | $2,760 |
| USAA | $2,694 |
| Nationwide | $2,821 |
2017 Acura RLX Insurance Rates
The average annual insurance cost for a 2017 Acura RLX is $1,529. However, Virginia Farm Bureau offers the cheapest rates, averaging $1,024 per year.
| Insurance Provider | Average Annual Cost |
| North Carolina Farm Bureau | $1,028 |
| GMAC Insurance Group | $1,379 |
| Virginia Farm Bureau | $1,024 |
| Penn National | $1,606 |
| USAA | $1,522 |
| Erie | $1,340 |
| Allied | $1,388 |
| Auto-Owners Insurance Co | $1,556 |
| Mercury | $2,183 |
| State Farm | $2,265 |
2016 Acura RLX Insurance Rates
The average annual insurance cost for a 2016 Acura RLX is $5,217. However, USAA offers the cheapest rates, averaging $2,207 per year.
| Insurance Provider | Average Annual Cost |
| National General | $2,780 |
| USAA | $2,207 |
| Erie | $3,734 |
| Penn National | $4,507 |
| Nationwide | $4,790 |
| State Farm | $5,408 |
| Dairyland Auto | $6,738 |
| Maryland Auto Insurance Fund | $7,042 |
| AssuranceAmerica Economy | $7,355 |
| AssuranceAmerica Elite | $7,610 |
2015 Acura RLX Insurance Rates
The average annual insurance cost for a 2015 Acura RLX is $1,126. However, SafeAuto offers the cheapest rates, averaging $810 per year.
| Insurance Provider | Average Annual Cost |
| Hastings Mutual Insurance Co | $832 |
| SafeAuto | $810 |
| Texas Farm Bureau Group | $1,020 |
| Quincy Mutual | $1,424 |
| Grange Mutual | $1,049 |
| Ohio Mutual Ins Group | $1,290 |
| Frankenmuth Mutual | $1,175 |
| Western Reserve | $1,191 |
| Buckeye Insurance Group | $1,225 |
| Direct Auto | $1,239 |
2014 Acura RLX Insurance Rates
The average annual insurance cost for a 2014 Acura RLX is $1,072. However, American National P offers the cheapest rates, averaging $455 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $455 |
| Kentucky Farm Bureau | $1,280 |
| North Carolina Farm Bureau | $1,354 |
| Southern Farm Bureau | $1,272 |
| Clearcover | $1,282 |
| PEMCO | $1,292 |
| Mercury Insurance | $841 |
| Buckeye Insurance Group | $843 |
| Pekin Insurance | $750 |
| New York Central Mutual Fire | $1,346 |
Find Affordable Acura RLX Insurance Rates
Is An Acura RLX Expensive To Insure?
The cost to insure an Acura RLX is higher than the overall average for all vehicles. However, the exact amount you’ll pay for car insurance will depend on several factors, including your age, the age of your car, your location, and other personal details.
Cost of Acura RLX Car Insurance By Age
Age is a major factor in determining car insurance rates. Teen drivers generally face the highest premiums due to their higher risk of being involved in accidents. As you age and gain more driving experience, your premiums typically decrease, as you are considered a lower risk by insurance companies.
| Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,455 | $12,400 | $14,525 |
| 18 | $7,875 | $11,580 | $13,535 |
| 19 | $6,964 | $10,226 | $11,962 |
| 20 | $6,078 | $8,930 | $10,440 |
| 21 | $5,088 | $7,470 | $8,750 |
| 22 | $4,963 | $7,290 | $8,517 |
| 23 | $4,340 | $6,367 | $7,450 |
| 24 | $4,130 | $6,050 | $7,080 |
| 25 | $3,560 | $5,220 | $6,100 |
| 30 | $2,775 | $4,070 | $4,755 |
| 35 | $2,600 | $3,800 | $4,460 |
| 40 | $2,500 | $3,670 | $4,300 |
| 45 | $2,429 | $3,570 | $4,180 |
| 55 | $2,230 | $3,275 | $3,825 |
| 65 | $2,320 | $3,410 | $3,995 |
Acura RLX Car Insurance Cost – By U.S. State
Your location plays a significant role in determining your car insurance rates. Each state has its own regulations, and in some states, like Michigan, drivers pay higher premiums due to mandatory higher coverage levels.
The climate in your area also affects rates—states that experience extreme weather events, such as hurricanes, storms, or flooding, typically see higher insurance premiums. Additionally, local statistics on crime and auto accidents, including car thefts, crashes, and vehicle fatalities, influence insurance rates. Insurance companies take all of these factors into account when calculating your specific Acura RLX insurance rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,646 | $3,840 | $4,887 |
| Alaska | $2,186 | $3,039 | $2,953 |
| Arizona | $2,479 | $3,575 | $5,275 |
| Arkansas | $2,710 | $4,257 | $4,688 |
| California | $3,015 | $5,342 | $3,025 |
| Colorado | $2,815 | $3,943 | $5,007 |
| Connecticut | $3,600 | $5,589 | $7,085 |
| Delaware | $2,977 | $3,970 | $5,108 |
| Florida | $3,550 | $4,915 | $6,396 |
| Georgia | $2,893 | $4,325 | $4,368 |
| Hawaii | $1,155 | $1,570 | $1,157 |
| Idaho | $2,006 | $2,661 | $3,235 |
| Illinois | $2,100 | $3,178 | $3,622 |
| Indiana | $2,165 | $3,303 | $3,710 |
| Iowa | $1,708 | $2,343 | $2,763 |
| Kansas | $2,276 | $3,309 | $3,872 |
| Kentucky | $3,291 | $4,826 | $5,698 |
| Louisiana | $4,228 | $6,387 | $6,920 |
| Maine | $1,595 | $2,210 | $3,260 |
| Maryland | $2,580 | $3,759 | $4,175 |
| Massachusetts | $2,071 | $3,610 | $2,071 |
| Michigan | $5,002 | $7,623 | $12,022 |
| Minnesota | $2,056 | $2,747 | $3,864 |
| Mississippi | $2,486 | $3,550 | $3,566 |
| Missouri | $2,344 | $3,350 | $4,395 |
| Montana | $2,382 | $3,320 | $3,873 |
| Nebraska | $2,012 | $2,973 | $3,238 |
| Nevada | $3,321 | $4,920 | $5,202 |
| New Hampshire | $2,309 | $3,650 | $4,614 |
| New Jersey | $2,547 | $3,992 | $5,221 |
| New Mexico | $2,603 | $3,865 | $4,008 |
| New York | $2,409 | $3,034 | $5,059 |
| North Carolina | $1,490 | $2,558 | $1,826 |
| North Dakota | $2,042 | $3,101 | $3,668 |
| Oklahoma | $2,905 | $4,166 | $4,689 |
| Oregon | $2,644 | $3,554 | $4,236 |
| Pennsylvania | $2,225 | $3,270 | $3,830 |
| Rhode Island | $3,715 | $5,456 | $6,143 |
| South Carolina | $2,528 | $3,499 | $4,829 |
| South Dakota | $2,265 | $3,270 | $3,770 |
| Tennessee | $2,668 | $3,922 | $5,224 |
| Texas | $2,680 | $3,883 | $4,829 |
| Utah | $2,286 | $3,205 | $4,401 |
| Vermont | $1,759 | $2,705 | $2,857 |
| Virginia | $1,652 | $2,544 | $2,493 |
| Washington | $2,188 | $2,973 | $3,548 |
| West Virginia | $2,209 | $3,160 | $3,959 |
| Wisconsin | $2,200 | $3,430 | $3,916 |
| Wyoming | $2,050 | $2,878 | $3,055 |
Find Affordable Acura RLX Insurance Rates
Cheapest Car Insurance Companies For An Acura RLX
If you’re looking to buy a new car insurance policy for your Acura RLX, it’s helpful to know which providers offer the most affordable rates. For drivers seeking the lowest premium, Aspire offers a $40 per month rate, making them the cheapest option for insuring an Acura RLX.
However, insurance rates can vary based on your specific driver profile, so this rate is just an average. To find the best affordable rates for your situation, it’s recommended to shop around and compare quotes from different insurance providers.
| Company | Average Monthly Rate |
| Aspire | $40 |
| Mercury | $50 |
| Dairyland | $50 |
| Commonwealth Casualty | $57 |
| Elephant | $50 |
Common Acura RLX Insurance Discounts
Discounts are an excellent way to reduce your car insurance premiums. While each insurance provider offers its own set of discounts, here are some common ones to check for:
- Multi-policy discount: Bundle your auto and home insurance with the same provider to receive a lower rate.
- Annual payment discount: Paying your premium in full for the year instead of monthly can often lead to a discount.
- Defensive driving discount: Completing a defensive driving course from a certified institution may make you eligible for lower premiums.
There may be other discounts available based on your situation, so it’s a good idea to talk to your insurance agent. They can help you identify and apply for all the discounts you’re eligible for.
Ways To Save On Acura RLX Insurance Costs
Maintaining a clean driving record is one of the most effective ways to keep your Acura RLX insurance premiums low. Traffic violations, such as speeding tickets, or being involved in an accident, can cause your rates to rise.
Acura RLX drivers with a ticket on their record can expect to pay around $56 per month, while those with multiple accidents may pay an average of $149 per month. Avoiding such incidents can help keep your insurance costs manageable.
Additionally, driving fewer miles annually can lead to lower premiums. Drivers with low annual mileage are considered less risky since they have fewer opportunities for accidents. For example, Acura RLX drivers who drive between 5,000 and 7,500 miles per year will typically pay about $76 per month for insurance, while those who drive over 10,000 miles per year will pay slightly less, at $67 per month.
Compare Acura RLX To Other Acura Models
Looking for other Acura model insurance costs?
Our Methodology
To calculate average car insurance costs, Insuranceopedia gathered thousands of quotes from top auto insurance providers. The sample profile used for this calculation was a 40-year-old male driver purchasing full-coverage insurance with the following coverage limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, your personal insurance rates may differ based on factors specific to your profile.
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FAQs
Do You Need Insurance Before You Can Purchase An Acura RLX?
Yes, you will need to provide proof of insurance before you can drive your Acura RLX off the dealership lot. It’s best to purchase an insurance policy in advance and then inform your insurance company that you’re about to buy the car, rather than relying on the dealership to arrange insurance for you.
How Can You Get The Cheapest Insurance For Your Acura RLX?
The best way to find the cheapest rates for your Acura RLX is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers, right here on our website.
