Acura TLX Car Insurance Cost 2024
On average, insuring an Acura TLX costs $2,348 per year. However, the actual cost of your insurance may differ depending on factors like your age, location, driving record, and the specific year of your Acura TLX model. Check the quote tables below to estimate your personalized costs. Comparing rates from various providers can help you find the best deal.
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If you’re thinking about buying an Acura TLX, one important factor to consider is the cost of insurance. On average, insurance for an Acura TLX costs $2,348 per year. Insurance is a significant aspect of owning a car, and it’s essential to understand its implications before making a purchase.
Choosing the right car insurance policy is crucial to avoid unexpected and potentially high expenses in the future. You wouldn’t want to be underinsured if an accident occurs, as it could leave you with substantial out-of-pocket costs. Additionally, there’s the risk of facing higher premiums if you’re found at fault in an accident.
Having analyzed car insurance rates for over a decade, I’ve observed how much these costs can vary. Factors like your age, driving record, and even your location can significantly impact your insurance premiums.
How Much Does Acura TLX Car Insurance Cost?
Acura TLX drivers typically pay an average annual insurance cost of $2,348. However, your actual rate may vary based on factors such as your age, location, driving history, and the specific model year of your vehicle.
The cost of car insurance can vary greatly based on several factors, including your location, driving history, car’s model year, and selected coverage options. Maintaining a clean driving record helps lower premiums, while a history of accidents or traffic violations can increase costs.
Urban areas with heavy traffic often result in higher insurance rates compared to rural locations, which generally have less traffic. Additionally, comprehensive insurance, which includes coverage for both collisions and other incidents like theft or natural disasters, costs more than basic liability coverage.
For the Acura TLX, insurance costs are higher than the average for all Acura models and all vehicles in general. To find the best rates for your profile, Insuranceopedia offers tools to compare quotes from multiple auto insurance companies, ensuring you secure a deal tailored to your needs.
| Vehicle | Average Monthly Premium |
| Acura RLX | $204 |
| All Acuras | $184 |
| All Cars | $175 |
Average Insurance Cost Of Acura TLX By Model Year
| Model Year | Average Premium |
| 2024 Acura TLX | $2,867 |
| 2023 Acura TLX | $1,428 |
| 2022 Acura TLX | $1,214 |
| 2021 Acura TLX | $1,289 |
| 2020 Acura TLX | $1,183 |
| 2019 Acura TLX | $1,278 |
| 2018 Acura TLX | $861 |
| 2017 Acura TLX | $939 |
| 2016 Acura TLX | $945 |
| 2015 Acura TLX | $945 |
2024 Acura TLX Insurance Rates
The average annual insurance cost for a 2024 Acura TLX is $2,867. However, Hanover offers the cheapest rates, averaging $627 per year.
| Insurance Provider | Average Annual Cost |
| Erie | $1,914 |
| Travelers | $2,719 |
| Hanover | $627 |
| USAA | $2,436 |
| New York Central Mutual Fire | $1,711 |
| Allstate | $4,231 |
| State Farm | $2,783 |
| Preferred Mutual | $4,575 |
| Central Mutual Insurance Co | $4,384 |
| Nationwide | $3,287 |
2023 Acura TLX Insurance Rates
The average annual insurance cost for a 2023 Acura TLX is $1,428. However, Direct Auto offers the cheapest rates, averaging $788 per year.
| Insurance Provider | Average Annual Cost |
| Erie | $1,679 |
| Texas Farm Bureau Group | $1,399 |
| AssuranceAmerica Economy | $1,024 |
| ALFA | $1,710 |
| Direct Auto | $788 |
| Virginia Farm Bureau | $1,827 |
| Kemper Auto | Infinity | $1,644 |
| New York Central Mutual Fire | $1,584 |
| New Jersey Manufacturers | $1,514 |
| Utica National Ins Group | $1,113 |
2022 Acura TLX Insurance Rates
The average annual insurance cost for a 2022 Acura TLX is $1,214. However, Safeco offers the cheapest rates, averaging $689 per year.
| Insurance Provider | Average Annual Cost |
| Virginia Farm Bureau | $1,230 |
| SECURA Insurance | $1,200 |
| Farmers Mutual of Nebraska | $1,526 |
| American National P | $759 |
| Farm Bureau Mutual (IA Group) | $1,148 |
| Safeco | $689 |
| 21st Century | $1,469 |
| Texas Farm Bureau Group | $1,294 |
| SafeAuto | $1,204 |
| Hastings Mutual Insurance Co | $1,619 |
2021 Acura TLX Insurance Rates
The average annual insurance cost for a 2021 Acura TLX is $1,289. However, Capital Insurance Group offers the cheapest rates, averaging $970 per year.
| Insurance Provider | Average Annual Cost |
| Hastings Mutual Insurance Co | $1,231 |
| Virginia Farm Bureau | $1,470 |
| NatGen Advantage | $1,547 |
| New Jersey Manufacturers | $1,389 |
| Capital Insurance Group | $970 |
| SafeAuto | $1,173 |
| Direct Auto | $1,095 |
| Safeco | $1,198 |
| Mercury Insurance | $1,489 |
| Texas Farm Bureau Group | $1,325 |
2020 Acura TLX Insurance Rates
The average annual insurance cost for a 2020 Acura TLX is $1,183. However, Safeco offers the cheapest rates, averaging $311 per year.
| Insurance Provider | Average Annual Cost |
| MMG Insurance Company | $902 |
| SECURA Insurance | $1,153 |
| Farm Bureau Mutual (IA Group) | $1,343 |
| Safeco | $311 |
| Texas Farm Bureau Group | $1,008 |
| Auto-Owners Insurance Co | $1,667 |
| Commerce Group Inc | $1,450 |
| Patriot Group | $1,533 |
| Kemper Auto | Infinity | $1,156 |
| Concord Group | $1,304 |
2019 Acura TLX Insurance Rates
The average annual insurance cost for a 2019 Acura TLX is $1,278. However, Western Reserve offers the cheapest rates, averaging $1,133 per year.
| Insurance Provider | Average Annual Cost |
| Grange Mutual | $1,360 |
| Ohio Mutual Ins Group | $1,470 |
| Mercury Insurance | $1,168 |
| Utica National Ins Group | $1,292 |
| Buckeye Insurance Group | $1,093 |
| North Carolina Farm Bureau | $1,221 |
| Titan | $1,443 |
| Hastings Mutual Insurance Co | $1,305 |
| Safeco | $1,299 |
| Western Reserve | $1,133 |
2018 Acura TLX Insurance Rates
The average annual insurance cost for a 2018 Acura TLX is $861. However, Buckeye Insurance Group offers the cheapest rates, averaging $499 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $499 |
| SAFECO | $698 |
| Kemper Auto | Infinity | $792 |
| Ohio Mutual Ins Group | $778 |
| NatGen Value | $843 |
| Rural Mutual Insurance | $920 |
| Mercury Insurance | $927 |
| NatGen PPA | $966 |
| Ameriprise Group | $1,001 |
| SECURA Insurance | $1,184 |
2017 Acura TLX Insurance Rates
The average annual insurance cost for a 2017 Acura TLX is $939. However, Safeco offers the cheapest rates, averaging $789 per year.
| Insurance Provider | Average Annual Cost |
| Clearcover | $1,004 |
| PEMCO | $971 |
| Mercury Insurance | $383 |
| NatGen Advantage | $1,036 |
| Wolverine Mutual | $1,115 |
| SECURA Insurance | $933 |
| Safeco | $789 |
| Capital Insurance Group | $921 |
| Safety Group | $1,221 |
| Texas Farm Bureau Group | $1,019 |
2016 Acura TLX Insurance Rates
The average annual insurance cost for a 2016 Acura TLX is $945. However, Safeco offers the cheapest rates, averaging $434 per year.
| Insurance Provider | Average Annual Cost |
| Infinity Special | $762 |
| SECURA Insurance | $927 |
| AssuranceAmerica Mobile Max | $909 |
| Safeco | $434 |
| Mercury Insurance | $843 |
| Pekin Insurance | $1,200 |
| Buckeye Insurance Group | $1,048 |
| North Carolina Farm Bureau | $1,062 |
| Hastings Mutual Insurance Co | $1,133 |
| Farm Bureau Mutual (IA Group) | $1,135 |
2015 Acura TLX Insurance Rates
The average annual insurance cost for a 2015 Acura TLX is $945. However, Safeco offers the cheapest rates, averaging $434 per year.
| Insurance Provider | Average Annual Cost |
| Infinity Special | $762 |
| SECURA Insurance | $927 |
| AssuranceAmerica Mobile Max | $909 |
| Safeco | $434 |
| Mercury Insurance | $843 |
| Pekin Insurance | $1,200 |
| Buckeye Insurance Group | $1,048 |
| North Carolina Farm Bureau | $1,062 |
| Hastings Mutual Insurance Co | $1,133 |
| Farm Bureau Mutual (IA Group) | $1,135 |
Find Affordable Acura TLX Insurance Rates
Is An Acura TLX Expensive To Insure?
The cost of insuring an Acura TLX is above the overall average for all vehicles. However, your specific premium will depend on factors such as your age, the car’s age, your location, driving history, and the type of coverage you choose.
Cost of Acura TLX Car Insurance By Age
Age is a key factor in determining car insurance rates for any vehicle. Teen drivers often face the highest premiums due to their statistically higher likelihood of being involved in accidents. As drivers age and gain experience, their premiums tend to decrease as they are seen as lower-risk by insurers.
| Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,247 | $11,996 | $14,132 |
| 18 | $7,618 | $11,198 | $13,097 |
| 19 | $6,773 | $9,952 | $11,634 |
| 20 | $5,936 | $8,675 | $10,085 |
| 21 | $4,915 | $7,283 | $8,454 |
| 22 | $4,780 | $7,091 | $8,232 |
| 23 | $4,240 | $6,219 | $7,269 |
| 24 | $4,036 | $5,901 | $6,900 |
| 25 | $3,496 | $5,108 | $5,964 |
| 30 | $2,736 | $3,994 | $4,647 |
| 35 | $2,498 | $3,728 | $4,311 |
| 40 | $2,468 | $3,533 | $4,179 |
| 45 | $2,399 | $3,502 | $4,018 |
| 55 | $2,181 | $3,192 | $3,735 |
| 65 | $2,289 | $3,348 | $3,903 |
Acura TLX Car Insurance Rates By State
Where you live greatly influences how insurance companies calculate rates. State-specific regulations play a major role; for instance, Michigan drivers often face higher premiums due to the state’s requirement for more extensive coverage. Additionally, local climates can impact rates, as states prone to hurricanes, storms, or flooding may lead to higher costs.
Crime and accident statistics are also critical—areas with higher rates of car theft, crashes, or fatalities tend to have increased insurance premiums. These factors, combined with your location, directly affect the cost of insuring an Acura TLX.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,576 | $3,758 | $4,786 |
| Alaska | $2,160 | $2,960 | $2,900 |
| Arizona | $2,414 | $3,505 | $5,159 |
| Arkansas | $2,663 | $4,160 | $4,585 |
| California | $2,968 | $5,200 | $2,976 |
| Colorado | $2,773 | $3,867 | $4,875 |
| Connecticut | $3,508 | $5,457 | $6,906 |
| Delaware | $2,929 | $3,899 | $4,992 |
| Florida | $3,490 | $4,780 | $6,250 |
| Georgia | $2,850 | $4,215 | $4,248 |
| Hawaii | $1,154 | $1,544 | $1,144 |
| Idaho | $1,989 | $2,606 | $3,174 |
| Illinois | $2,085 | $3,114 | $3,555 |
| Indiana | $2,135 | $3,246 | $3,622 |
| Iowa | $1,700 | $2,311 | $2,704 |
| Kansas | $2,241 | $3,256 | $3,782 |
| Kentucky | $3,210 | $4,728 | $5,572 |
| Louisiana | $4,135 | $6,214 | $6,739 |
| Maine | $1,593 | $2,183 | $3,199 |
| Maryland | $2,530 | $3,673 | $4,091 |
| Massachusetts | $2,049 | $3,546 | $2,045 |
| Michigan | $4,874 | $7,412 | $11,678 |
| Minnesota | $2,023 | $2,697 | $3,782 |
| Mississippi | $2,442 | $3,472 | $3,495 |
| Missouri | $2,302 | $3,285 | $4,299 |
| Montana | $2,341 | $3,265 | $3,782 |
| Nebraska | $1,992 | $2,918 | $3,176 |
| Nevada | $3,260 | $4,800 | $5,083 |
| New Hampshire | $2,277 | $3,565 | $4,505 |
| New Jersey | $2,499 | $3,908 | $5,098 |
| New Mexico | $2,550 | $3,774 | $3,929 |
| New York | $2,378 | $2,965 | $4,950 |
| North Carolina | $1,481 | $2,516 | $1,797 |
| North Dakota | $2,011 | $3,047 | $3,601 |
| Ohio | $1,801 | $2,756 | $2,826 |
| Oklahoma | $2,862 | $4,065 | $4,577 |
| Oregon | $2,603 | $3,477 | $4,145 |
| Pennsylvania | $2,193 | $3,201 | $3,750 |
| Rhode Island | $3,652 | $5,322 | $5,985 |
| South Carolina | $2,488 | $3,431 | $4,725 |
| South Dakota | $2,236 | $3,203 | $3,687 |
| Tennessee | $2,627 | $3,828 | $5,093 |
| Texas | $2,649 | $3,796 | $4,702 |
| Utah | $2,259 | $3,143 | $4,315 |
| Vermont | $1,743 | $2,663 | $2,806 |
| Virginia | $1,644 | $2,498 | $2,457 |
| Washington | $2,160 | $2,920 | $3,480 |
| West Virginia | $2,181 | $3,096 | $3,871 |
| Wisconsin | $2,172 | $3,365 | $3,832 |
| Wyoming | $2,019 | $2,817 | $3,010 |
Find Affordable Acura TLX Insurance Rates
Cheapest Car Insurance Companies For An Acura TLX
If you’re in the market for a new car insurance policy for your Acura TLX, identifying the most affordable providers can help you save money. For example, Ohio Mutual offers premiums starting at $34 per month, making it the cheapest option for Acura TLX drivers. However, keep in mind that insurance rates vary depending on individual factors such as your driving history, location, and coverage needs.
To ensure you’re getting the best deal tailored to your profile, it’s a good idea to shop around and compare quotes from multiple insurers.
| Company | Average Monthly Rate |
| Ohio Mutual | $34 |
| FirstChicago | $43 |
| Hugo | $47 |
| Aspire | $51 |
| Sun Coast | $48 |
Common Acura TLX Insurance Discounts
Discounts are an effective way to reduce your car insurance costs. While each provider offers unique discounts, here are some common ones to explore:
- Multi-policy: Bundling your home and auto insurance policies with the same provider often qualifies you for a discounted rate.
- Pay annually: Paying your premium in full, instead of monthly installments, can lead to savings.
- Defensive driving: Completing a certified defensive driving course may make you eligible for reduced rates.
There may be other discounts specific to your insurer. It’s a good idea to consult with your insurance agent, who can help identify discounts you qualify for and maximize your savings.
Ways To Save On Acura TLX Insurance Costs
Keeping your Acura TLX insurance costs low starts with maintaining a clean driving record. Speeding tickets or accidents can lead to higher premiums. For example, drivers with a ticket might pay about $127 monthly, while those with multiple accidents face an average of $142 per month. Staying incident-free helps you save on insurance.
Another way to reduce costs is by driving fewer miles each year. Low annual mileage reduces accident risks, making drivers less expensive to insure. Acura TLX drivers traveling 5,000–7,500 miles annually typically pay around $95 per month, compared to $108 per month for those exceeding 10,000 miles.
Compare Acura TLX To Other Acura Models
Looking for other Acura model insurance costs?
Our Methodology
To determine average car insurance costs, Insuranceopedia collected data from thousands of quotes from top auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage insurance, with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. Keep in mind, the figures presented in this guide may vary from your personal insurance quotes.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase An Acura TLX?
Before driving your Acura TLX off the dealership lot, you’ll need to provide proof of insurance. It’s best to purchase a policy beforehand and inform your insurance company that you’re about to buy the car, rather than relying on insurance through the dealership.
How Can You Get The Cheapest Insurance For Your Acura TLX?
The best way to find the cheapest rates for your Acura TLX is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers, right here on our website.
