Audi Q7 Car Insurance Cost 2024
Getting insurance for an Audi Q7 costs $2,589 per year, on average. However, the actual cost can vary based on factors such as your age, driving history, the year of your car model, and the specific coverage options you choose. You can use our quote tables to get an estimate of your specific costs and find the best rates based on your individual circumstances.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying an Audi Q7, one crucial aspect to consider is the insurance cost. On average, insurance for an Audi Q7 costs $2,589 per year. Insurance plays a major role in car ownership, so it’s essential to understand its implications before making a purchase.
Selecting the right insurance policy is vital to avoid unexpected and potentially high expenses later on. It’s essential to have adequate coverage to avoid hefty out-of-pocket costs in case of an accident. Additionally, if you’re found at fault, your premiums could increase.
With my extensive experience analyzing car insurance rates over the past decade, I’ve observed how much these costs can vary. Factors like age, driving record, and location significantly influence insurance premiums.
How Much Does An Audi Q7 Car Insurance Cost?
Typically, Audi Q7 drivers can find car insurance at an average rate of $2,589 per year. However, the actual cost may vary based on factors such as your driving history, location, and the coverage options you select. It’s important to compare quotes from multiple providers to find the best rate for your specific situation.
The cost of car insurance for an Audi Q7 can vary greatly based on several factors. These include your location, driving history, the model year of the car, and the type of coverage you select. A clean driving record is generally rewarded with lower premiums, while accidents or traffic violations can lead to higher costs.
Living in an urban area with dense traffic may increase premiums compared to rural areas, where there are fewer risks. Additionally, the type of coverage you choose will affect your insurance rate. Comprehensive insurance, which covers both comprehensive and collision, typically costs more than minimum liability coverage.
While Audi Q7 insurance is typically lower than the average cost for all Audi models, it is still lower than the overall average for all cars. To find the best deal, it’s recommended to compare quotes from various insurance providers, which you can do conveniently through Insuranceopedia.
| Vehicle | Average Monthly Premium |
| Audi Q7 | $167 |
| All Audis | $195 |
| All Cars | $175 |
Average Insurance Cost Of Audi Q7 By Model Year
| Model Year | Average Premium |
| 2023 Audi Q7 | $2,817 |
| 2022 Audi Q7 | $2,542 |
| 2021 Audi Q7 | $1,575 |
| 2020 Audi Q7 | $1,088 |
| 2019 Audi Q7 | $976 |
| 2018 Audi Q7 | $1,053 |
| 2017 Audi Q7 | $1,121 |
| 2015 Audi Q7 | $1,050 |
| 2014 Audi Q7 | $862 |
| 2013 Audi Q7 | $1,246 |
| 2012 Audi Q7 | $1,119 |
| 2011 Audi Q7 | $1,112 |
| 2010 Audi Q7 | $963 |
2023 Audi Q7 Insurance Rates
The average annual insurance cost for a 2023 Audi Q7 is $2,817. However, Nationwide offers the cheapest rates, averaging $2,113 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $2,113 |
| Esurance | $2,666 |
| USAA | $2,921 |
| 21st Century | $3,130 |
| Bristol West | $3,790 |
| California Capital | $2,764 |
| Unitrin | $2,624 |
| Mercury | $3,001 |
| Plymouth Rock | $2,434 |
| CSAA | $2,724 |
2022 Audi Q7 Insurance Rates
The average annual insurance cost for a 2022 Audi Q7 is $2,542. However, Pekin Insurance offers the cheapest rates, averaging $1,225 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $3,248 |
| New York Central Mutual Fire | $2,288 |
| SECURA Insurance | $1,397 |
| Pekin Insurance | $1,225 |
| Travelers | $2,665 |
| Farm Bureau Mutual (IA Group) | $3,513 |
| Nationwide | $3,245 |
| Country | $2,891 |
| Hastings Mutual Insurance Co | $1,354 |
| Rockford Mutual Insurance | $3,591 |
2021 Audi Q7 Insurance Rates
The average annual insurance cost for a 2021 Audi Q7 is $1,575. However, American National P offers the cheapest rates, averaging $657 per year.
| Insurance Provider | Average Annual Cost |
| Donegal Mutual Insurance Co | $2,352 |
| Kemper Auto | Infinity | $591 |
| American National P | $657 |
| Virginia Farm Bureau | $1,394 |
| Unitrin | $2,513 |
| Penn National | $1,148 |
| Southern Farm Bureau | $1,785 |
| Direct Auto | $1,317 |
| USAA | $2,236 |
| Auto-Owners Insurance Co | $1,755 |
2020 Audi Q7 Insurance Rates
The average annual insurance cost for a 2020 Audi Q7 is $1,088. However, Kemper Auto | Infinity offers the cheapest rates, averaging $333 per year.
| Insurance Provider | Average Annual Cost |
| GMAC Insurance Group | $1,601 |
| Kemper Auto | Infinity | $333 |
| Farm Bureau Mutual (IA Group) | $1,541 |
| Clearcover | $1,052 |
| Southern Farm Bureau | $1,628 |
| American National P | $530 |
| Mercury Insurance | $625 |
| Safeco | $564 |
| National General Value | $1,681 |
| North Carolina Farm Bureau | $1,323 |
2019 Audi Q7 Insurance Rates
The average annual insurance cost for a 2019 Audi Q7 is $976. However, Safeco offers the cheapest rates, averaging $255 per year.
| Insurance Provider | Average Annual Cost |
| Frankenmuth Mutual | $1,194 |
| Direct Auto | $1,212 |
| Hastings Mutual Insurance Co | $478 |
| Western Reserve | $1,164 |
| Auto-Owners Insurance Co | $1,343 |
| Safeco | $255 |
| Celina Insurance Group | $1,389 |
| Buckeye Insurance Group | $699 |
| American Family | $1,133 |
| Grange Mutual | $895 |
2018 Audi Q7 Insurance Rates
The average annual insurance cost for a 2018 Audi Q7 is $1,053. However, Safeco offers the cheapest rates, averaging $429 per year.
| Insurance Provider | Average Annual Cost |
| Titan | $1,299 |
| United Farm Bureau of IN Group | $1,022 |
| Celina Insurance Group | $1,329 |
| Safeco | $429 |
| Buckeye Insurance Group | $847 |
| Westfield | $1,195 |
| Western Reserve | $1,062 |
| New Jersey Manufacturers | $1,372 |
| Texas Farm Bureau Group | $895 |
| Indiana Farmers Mutual Ins | $1,081 |
2017 Audi Q7 Insurance Rates
The average annual insurance cost for a 2017 Audi Q7 is $1,121. However, Safeco offers the cheapest rates, averaging $435 per year.
| Insurance Provider | Average Annual Cost |
| Rural Mutual Insurance | $1,492 |
| SECURA Insurance | $1,172 |
| North Carolina Farm Bureau | $1,489 |
| American National P | $609 |
| Kemper Auto | Infinity | $848 |
| Texas Farm Bureau Group | $1,131 |
| Safeco | $435 |
| GMAC Insurance Group | $1,343 |
| West Bend Mutual | $1,227 |
| New Jersey Manufacturers | $1,468 |
2015 Audi Q7 Insurance Rates
The average annual insurance cost for a 2015 Audi Q7 is $1,050. However, Safeco offers the cheapest rates, averaging $416 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $1,047 |
| American Independent Ins Co | $1,486 |
| Texas Farm Bureau Group | $1,042 |
| SECURA Insurance | $1,230 |
| Mercury Insurance | $443 |
| Norfolk and Dedham Group | $1,451 |
| Kemper Auto | Infinity | $962 |
| Safeco | $416 |
| Safety Group | $1,484 |
| Plymouth Rock Assurance | $1,316 |
2014 Audi Q7 Insurance Rates
The average annual insurance cost for a 2014 Audi Q7 is $862. However, Kemper Auto | Infinity offers the cheapest rates, averaging $290 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $282 |
| Texas Farm Bureau Group | $780 |
| Pekin Insurance | $881 |
| Safeco | $424 |
| Farm Bureau Mutual (IA Group) | $1,301 |
| National Farmers Union P | $1,279 |
| Kemper Auto | Infinity | $290 |
| SECURA Insurance | $1,135 |
| Grange Mutual | $1,112 |
| Virginia Farm Bureau | $1,131 |
Find Affordable Audi Q7 Insurance Rates
2013 Audi Q7 Insurance Rates
The average annual insurance cost for a 2013 Audi Q7 is $1,246. However, Buckeye Insurance Group offers the cheapest rates, averaging $705 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $705 |
| Country | $1,434 |
| Western Reserve | $1,309 |
| Plymouth Rock Assurance | $865 |
| New York Central Mutual Fire | $1,197 |
| Texas Farm Bureau Group | $1,373 |
| National Farmers Union P | $1,465 |
| Virginia Farm Bureau | $1,340 |
| Farm Bureau Mutual (IA Group) | $1,464 |
| Liberty Mutual | $1,312 |
2012 Audi Q7 Insurance Rates
The average annual insurance cost for a 2012 Audi Q7 is $1,119. However, Safeco offers the cheapest rates, averaging $678 per year.
| Insurance Provider | Average Annual Cost |
| Ohio Mutual Ins Group | $1,514 |
| Buckeye Insurance Group | $690 |
| Westfield | $1,537 |
| National General | $1,099 |
| Safeco | $678 |
| Clearcover | $999 |
| Western Reserve | $1,288 |
| Mercury Insurance | $925 |
| Farm Bureau Mutual (IA Group) | $1,211 |
| Frankenmuth Mutual | $1,253 |
2011 Audi Q7 Insurance Rates
The average annual insurance cost for a 2011 Audi Q7 is $1,112. However, SECURA Insurance offers the cheapest rates, averaging $900 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $907 |
| Capital Insurance Group | $959 |
| Mutual Of Enumclaw | $1,289 |
| Oregon Mutual | $1,176 |
| Dairyland Auto 1 Month | $1,220 |
| SECURA Insurance | $900 |
| MO Farm Bureau Services | $1,163 |
| Western Reserve | $1,314 |
| PEMCO | $1,026 |
| New Jersey Manufacturers | $1,169 |
2010 Audi Q7 Insurance Rates
The average annual insurance cost for a 2010 Audi Q7 is $963. However, National General offers the cheapest rates, averaging $343 per year.
| Insurance Provider | Average Annual Cost |
| Grange Mutual | $1,208 |
| Direct Auto | $1,024 |
| National General | $343 |
| Indiana Farmers Mutual Ins | $1,014 |
| Allied | $1,373 |
| Hastings Mutual Insurance Co | $726 |
| Auto-Owners Insurance Co | $913 |
| Buckeye Insurance Group | $990 |
| Pekin Insurance | $744 |
| Western Reserve | $1,298 |
Is An Audi Q7 Expensive To Insure?
Insuring an Audi Q7 tends to be cheaper than the average cost for most cars. However, the exact insurance price you’ll pay depends on several factors, including your age, the age of your vehicle, your location, and other considerations.
Cost of Audi Q7 Car Insurance By Age
Age is a major factor in determining car insurance rates. Teenagers generally face the highest premiums because they are statistically more likely to be involved in accidents. As you get older, your premiums typically decrease, as you are seen as a lower risk to insurers.
| Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,621 | $9,690 | $11,322 |
| 18 | $6,156 | $9,014 | $10,567 |
| 19 | $5,437 | $7,971 | $9,319 |
| 20 | $4,726 | $6,953 | $8,149 |
| 21 | $3,990 | $5,851 | $6,818 |
| 22 | $3,887 | $5,692 | $6,662 |
| 23 | $3,402 | $4,993 | $5,805 |
| 24 | $3,230 | $4,738 | $5,533 |
| 25 | $2,761 | $4,087 | $4,759 |
| 30 | $2,166 | $3,179 | $3,721 |
| 35 | $2,024 | $2,986 | $3,470 |
| 40 | $1,944 | $2,855 | $3,352 |
| 45 | $1,914 | $2,778 | $3,274 |
| 55 | $1,736 | $2,539 | $2,989 |
| 65 | $1,819 | $2,674 | $3,106 |
| 75 | $2,304 | $3,358 | $3,930 |
Audi Q7 Car Insurance Rates By State
Your location greatly impacts how insurance companies determine your rates. Each state has its own regulations for auto insurance; for instance, drivers in Michigan often pay higher premiums due to the state’s requirement for more extensive coverage. Additionally, the climate in your area plays a role, as states prone to extreme weather, like hurricanes or flooding, may see higher rates. Local crime and accident statistics, including car thefts, crashes, and fatality rates, are also factored in. Insurance companies take all these elements into account when setting your Audi Q7’s insurance rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,065 | $3,005 | $3,830 |
| Alaska | $1,723 | $2,377 | $2,297 |
| Arizona | $1,926 | $2,781 | $4,107 |
| Arkansas | $2,125 | $3,308 | $3,676 |
| California | $2,338 | $4,172 | $2,364 |
| Colorado | $2,210 | $3,092 | $3,891 |
| Connecticut | $2,810 | $4,356 | $5,545 |
| Delaware | $2,330 | $3,090 | $3,983 |
| Florida | $2,755 | $3,836 | $4,989 |
| Hawaii | $886 | $1,238 | $899 |
| Idaho | $1,568 | $2,061 | $2,516 |
| Illinois | $1,658 | $2,490 | $2,829 |
| Indiana | $1,675 | $2,561 | $2,899 |
| Iowa | $1,340 | $1,823 | $2,153 |
| Kansas | $1,787 | $2,573 | $3,028 |
| Kentucky | $2,550 | $3,759 | $4,443 |
| Louisiana | $3,304 | $4,971 | $5,403 |
| Maine | $1,240 | $1,708 | $2,539 |
| Maryland | $2,036 | $2,920 | $3,281 |
| Massachusetts | $1,598 | $2,801 | $1,601 |
| Michigan | $3,909 | $5,939 | $9,401 |
| Minnesota | $1,591 | $2,130 | $3,017 |
| Mississippi | $1,949 | $2,767 | $2,764 |
| Missouri | $1,810 | $2,598 | $3,439 |
| Montana | $1,844 | $2,595 | $3,033 |
| Nebraska | $1,555 | $2,329 | $2,531 |
| Nevada | $2,594 | $3,857 | $4,075 |
| New Hampshire | $1,806 | $2,833 | $3,596 |
| New Jersey | $1,999 | $3,111 | $4,095 |
| New Mexico | $2,041 | $3,004 | $3,120 |
| New York | $1,867 | $2,385 | $3,933 |
| North Carolina | $1,150 | $1,981 | $1,441 |
| North Dakota | $1,587 | $2,403 | $2,852 |
| Ohio | $1,426 | $2,206 | $2,236 |
| Oklahoma | $2,254 | $3,265 | $3,657 |
| Oregon | $2,072 | $2,768 | $3,307 |
| Pennsylvania | $1,733 | $2,551 | $2,996 |
| Rhode Island | $2,914 | $4,272 | $4,801 |
| South Carolina | $1,975 | $2,738 | $3,759 |
| South Dakota | $1,780 | $2,537 | $2,933 |
| Tennessee | $2,084 | $3,081 | $4,079 |
| Texas | $2,090 | $3,030 | $3,771 |
| Utah | $1,766 | $2,495 | $3,438 |
| Vermont | $1,393 | $2,115 | $2,244 |
| Virginia | $1,289 | $1,972 | $1,944 |
| Washington | $1,731 | $2,329 | $2,770 |
| West Virginia | $1,736 | $2,466 | $3,075 |
| Wisconsin | $1,699 | $2,681 | $3,072 |
| Wyoming | $1,603 | $2,255 | $2,379 |
| Georgia | $2,261 | $3,388 | $3,413 |
Find Affordable Audi Q7 Insurance Rates
Cheapest Car Insurance Companies For An Audi Q7
If you’re considering a new car insurance policy for your Audi Q7, you may want to know which companies offer the lowest rates. For those focused on finding the most affordable option, Hugo offers a monthly premium of $34, making them the cheapest provider for an Audi Q7. However, rates can vary depending on your personal driver profile, so this is just an average. To find the best rates for your situation, it’s a good idea to compare quotes from different insurers.
| Company | Average Monthly Rate |
| Hugo | $34 |
| MetLife | $49 |
| NationalGeneral | $42 |
| Aspire | $43 |
| Shelter Mutual | $45 |
Common An Audi Q7 Insurance Discounts
Discounts are a great way to reduce your car insurance costs. While each insurer offers different discounts, some common ones include:
- Multi-policy: Bundling your home and auto insurance with the same provider can often result in a discounted rate.
- Pay annually: Paying your premium in full for the year, instead of monthly, may earn you a discount.
- Defensive driving: Completing a certified defensive driving course can make you eligible for lower rates.
There may be other discounts available as well. It’s best to check with your insurance agent to find out which ones you qualify for.
Ways To Save On Audi Q7 Insurance Costs
Maintaining a clean driving record is one of the most effective ways to keep your Audi Q7 insurance costs low. Speeding tickets or accidents can lead to higher premiums. For example, Audi Q7 drivers with a ticket on their record typically pay $103 per month, while those with multiple accidents may pay around $98 per month. By avoiding such incidents, you can help keep your insurance costs down.
Additionally, drivers with lower annual mileage tend to pay less for insurance, as they spend less time on the road and are less likely to be involved in accidents. Audi Q7 owners who drive between 5,000 and 7,500 miles annually can expect to pay around $90 per month, while those driving over 10,000 miles annually may pay about $117 per month.
Compare Audi Q7 To Other Audi Models
Looking for other Audi model insurance costs?
- Audi A4 Car Insurance
- Audi Q5 Car Insurance
- Audi A3 Car Insurance
- Audi Q3 Car Insurance
- Audi A5 Car Insurance
- Audi A7 Car Insurance
- Audi S4 Car Insurance
- Audi A6 Car Insurance
- Audi E-Tron Car Insurance
- Audi R8 Car Insurance
- Audi S5 Car Insurance
- Audi A8 Car Insurance
- Audi Q8 Car Insurance
- Audi S6 Car Insurance
- Audi S8 Car Insurance
- Audi SQ5 Car Insurance
- Audi TT Car Insurance
- Audi TTS Car Insurance
- Audi A4 Allroad Car Insurance
- Audi A6 Allroad Car Insurance
- Audi Q5 E Car Insurance
- Audi RS Q8 Car Insurance
- Audi RS3 Car Insurance
- Audi RS5 Car Insurance
- Audi S3 Car Insurance
- Audi S7 Car Insurance
- Audi SQ7 Car Insurance
- Audi SQ8 Car Insurance
- Audi TT RS Car Insurance
Our Methodology
To calculate average car insurance costs, Insuranceopedia gathered thousands of quotes from top auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage insurance with the following coverage limits: $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. Keep in mind, however, that the figures in this guide may differ from what you would pay based on your own personal profile.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase An Audi Q7?
Yes, you will need to provide proof of insurance before driving your Audi Q7 off the dealership lot. It’s recommended to purchase a policy in advance and inform your insurance company that you’re about to buy the car, rather than obtaining insurance through the dealership.
How Can You Get The Cheapest Insurance For Your Audi Q7?
The best way to find the cheapest rates for your Audi Q7 is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers, right here on our website.
