Bentley Bentayga Car Insurance Cost 2025
On average, insuring a Bentley Bentayga costs $4,000 per year. However, the exact cost may vary depending on factors such as your age, driving history, location, and the specific model year of your Bentayga. To get a tailored estimate for your situation, use our quote tables to compare offers from multiple insurance providers and identify the most cost-effective option for you.
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Insuring a Bentley Bentayga isn’t cheap—but it’s what you’d expect for a high-end luxury SUV. On average, owners can expect to pay between $4,000 and $6,000 per year for full coverage, depending on factors like location, driving history, and coverage limits.
As one of Bentley’s most premium models, the Bentayga’s high repair costs, powerful engine, and high theft risk all contribute to above-average insurance rates. While rates vary widely, shopping around and comparing quotes can lead to significant savings. This guide breaks down average costs from different insurers and offers tips to help you find the best possible deal.
How Much Does Bentley Bentayga Car Insurance Cost?
Bentley Bentayga drivers typically pay an average of $4,000 annually for car insurance.
While State Farm’s pricing serves as a good reference point, it’s essential to recognize that car insurance costs can vary significantly due to various factors. These factors encompass your location, driving history, the age of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, whereas a past history of accidents or traffic violations may lead to higher costs.
Moreover, residing in urban areas with heavy traffic might incur higher insurance rates compared to rural regions with lighter traffic. Additionally, the type of coverage you opt for will impact your premium. Comprehensive insurance, which includes coverage for various situations like theft or damage, tends to be more costly than minimum liability coverage.
Insuranceopedia offers assistance in comparing quotes from different insurance providers to ensure you find the most suitable and affordable option.
Average Insurance Cost Of Bentley Bentayga By Model Year
| Model Year | Average Premium |
| 2025 Bentley Bentayga | $3,349 |
| 2022 Bentley Bentayga | $3,484 |
| 2021 Bentley Bentayga | $3,003 |
| 2020 Bentley Bentayga | $5,556 |
| 2019 Bentley Bentayga | $1,800 |
| 2018 Bentley Bentayga | $2,468 |
| 2019 Bentley Bentayga | $1,040 |
| 2018 Bentley Bentayga | $1,108 |
| 2017 Bentley Bentayga | $1,575 |
2025 Bentley Bentayga Insurance Rates
The average annual insurance cost for a 2025 Bentley Bentayga is $3,349. However, State Farm offers the cheapest rates, averaging $1,050 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $2,520 |
| Plymouth Rock Assurance | $2,200 |
| Metropolitan Insurance | $2,180 |
| Farmers Insurance | $2,540 |
| Sentry Insurance | $3,600 |
| State Farm | $1,050 |
| Unitrin Insurance | $1,900 |
| Safe Auto | $12,800 |
| Home State Insurance Group | $3,200 |
| Nationwide | $1,500 |
2022 Bentley Bentayga Insurance Rates
The average annual insurance cost for a 2022 Bentley Bentayga is $3,484. However, State Farm offers the cheapest rates, averaging $1,059 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $1,059 |
| Sentry | $3,781 |
| Unitrin | $1,945 |
| Metropolitan | $2,257 |
| Plymouth Rock Assurance | $2,314 |
| Safe Auto | $13,419 |
| Home State Ins Group | $3,340 |
| Nationwide | $1,463 |
| Mercury | $2,580 |
| Farmers | $2,684 |
2021 Bentley Bentayga Insurance Rates
The average annual insurance cost for a 2021 Bentley Bentayga is $3,003. However, Unitrin offers the cheapest rates, averaging $1,377 per year.
| Insurance Provider | Average Annual Cost |
| Mercury | $3,218 |
| Allstate | $1,934 |
| Unitrin | $1,377 |
| Safe Auto | $6,206 |
| Auto Club Group | $5,241 |
| Hanover | $1,448 |
| Farmers | $4,542 |
| Hastings Mutual Insurance Co | $1,517 |
| Travelers | $1,900 |
| Metropolitan | $2,643 |
2020 Bentley Bentayga Insurance Rates
The average annual insurance cost for a 2020 Bentley Bentayga is $5,556. However, Nationwide offers the cheapest rates, averaging $1,233 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $1,233 |
| Hanover | $1,868 |
| Farmers | $6,286 |
| Allied | $18,902 |
| Metropolitan | $3,240 |
| Bristol West | $7,267 |
| Mercury | $3,530 |
| Travelers | $2,118 |
Find Affordable Bentley Bentayga Insurance Rates
2019 Bentley Bentayga Insurance Rates
The average annual insurance cost for a 2019 Bentley Bentayga is $1,800. However, Virginia Farm Bureau offers the cheapest rates, averaging $832 per year.
| Insurance Provider | Average Annual Cost |
| Encompass | $2,688 |
| Allied | $2,782 |
| Travelers | $1,003 |
| Farmers | $2,167 |
| Hastings Mutual Insurance Co | $1,490 |
| Nationwide | $1,964 |
| Allstate | $1,778 |
| Unitrin | $2,019 |
| Virginia Farm Bureau | $832 |
| Westfield | $1,280 |
2018 Bentley Bentayga Insurance Rates
The average annual insurance cost for a 2018 Bentley Bentayga is $1,108. However, Virginia Farm Bureau offers the cheapest rates, averaging $1,303 per year.
| Insurance Provider | Average Annual Cost |
| Travelers | $1,339 |
| Unitrin | $1,577 |
| Virginia Farm Bureau | $1,303 |
| Farmers | $3,153 |
| Mercury | $2,361 |
| Direct General Insurance | $5,580 |
| Dairyland | $2,590 |
| Nationwide | $2,764 |
| Allstate | $1,495 |
| Metropolitan | $2,514 |
2017 Bentley Bentayga Insurance Rates
The average annual insurance cost for a 2017 Bentley Bentayga is $1,575. However, Hastings Mutual Insurance Co offers the cheapest rates, averaging $829 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $1,493 |
| Hastings Mutual Insurance Co | $829 |
| Farmers | $2,088 |
| American Family | $1,143 |
| Travelers | $1,391 |
| Mercury | $1,584 |
| Sentry | $2,148 |
| Auto Club Group | $1,796 |
| Metropolitan | $1,573 |
| Western National | $1,707 |
Find Affordable Bentley Bentayga Insurance Rates
Are Bentley Bentaygas Expensive To Insure?
Yes, insuring a Bentley Bentayga is generally more expensive than insuring many other vehicles. This is primarily due to its high market value, costly repairs, and the specialized parts required for maintenance. Insurance premiums for the Bentayga can vary widely based on factors such as the driver’s age, location, driving history, and credit score. For instance, younger drivers or those with less favorable driving records may face higher premiums. Additionally, residing in areas with higher rates of vehicle theft or accidents can also increase insurance costs. To obtain the most accurate and competitive rates, it’s advisable to compare quotes from multiple insurance providers.
Cost of Bentley Bentayga Car Insurance By Age
Age is a key factor in determining car insurance rates. Teen drivers often face the highest premiums because they are statistically more likely to be involved in accidents. However, as drivers age and gain more experience on the road, their insurance costs typically decrease since they are considered lower-risk by insurers.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $16,159 | $23,774 | $27,797 |
| 18 | $15,095 | $22,152 | $25,887 |
| 19 | $13,341 | $19,572 | $22,876 |
| 20 | $11,617 | $17,044 | $19,956 |
| 21 | $9,751 | $14,312 | $16,724 |
| 22 | $9,505 | $13,930 | $16,299 |
| 23 | $8,309 | $12,205 | $14,281 |
| 24 | $7,905 | $11,564 | $13,569 |
| 25 | $6,821 | $9,978 | $11,714 |
| 30 | $5,317 | $7,798 | $9,123 |
| 35 | $4,964 | $7,288 | $8,527 |
| 40 | $4,760 | $6,999 | $8,218 |
| 45 | $4,666 | $6,825 | $7,973 |
| 55 | $4,278 | $6,267 | $7,332 |
| 65 | $4,453 | $6,524 | $7,633 |
| 75 | $5,611 | $8,251 | $9,628 |
Bentley Bentayga Car Insurance Rates By State
Where you live plays a significant role in how insurance companies calculate rates. Each state regulates its own auto insurance; for example, Michigan drivers tend to pay higher premiums because the state mandates higher levels of coverage. Additionally, each location has a unique climate. Some states experience extreme weather, such as hurricanes, storms, and flooding.
Moreover, each area has its own statistics on crime and auto accidents, including car thefts, crashes, and vehicle fatality rates. Insurance companies consider all of these factors when calculating your exact Bentley Bentayga insurance rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $5,075 | $7,341 | $9,348 |
| Alaska | $4,173 | $5,796 | $5,652 |
| Arizona | $4,721 | $6,862 | $10,060 |
| Arkansas | $5,209 | $8,157 | $8,972 |
| California | $5,776 | $10,233 | $5,789 |
| Colorado | $5,411 | $7,532 | $9,569 |
| Connecticut | $6,891 | $10,682 | $13,557 |
| Delaware | $5,692 | $7,583 | $9,772 |
| Florida | $6,798 | $9,388 | $12,237 |
| Hawaii | $2,209 | $3,000 | $2,222 |
| Idaho | $3,838 | $5,097 | $6,203 |
| Illinois | $4,001 | $6,097 | $6,929 |
| Indiana | $4,125 | $6,306 | $7,076 |
| Iowa | $3,265 | $4,490 | $5,292 |
| Kansas | $4,356 | $6,354 | $7,428 |
| Kentucky | $6,272 | $9,247 | $10,889 |
| Louisiana | $8,060 | $12,190 | $13,246 |
| Maine | $3,054 | $4,241 | $6,224 |
| Maryland | $4,945 | $7,199 | $7,982 |
| Massachusetts | $3,961 | $6,935 | $3,980 |
| Michigan | $9,567 | $14,594 | $23,000 |
| Minnesota | $3,959 | $5,254 | $7,374 |
| Mississippi | $4,746 | $6,769 | $6,820 |
| Missouri | $4,483 | $6,385 | $8,403 |
| Montana | $4,557 | $6,343 | $7,412 |
| Nebraska | $3,834 | $5,707 | $6,189 |
| Nevada | $6,367 | $9,405 | $9,969 |
| New Hampshire | $4,429 | $6,981 | $8,816 |
| New Jersey | $4,847 | $7,654 | $10,011 |
| New Mexico | $4,958 | $7,396 | $7,687 |
| New York | $4,589 | $5,781 | $9,692 |
| North Carolina | $2,835 | $4,887 | $3,480 |
| North Dakota | $3,897 | $5,928 | $7,009 |
| Ohio | $3,479 | $5,376 | $5,499 |
| Oklahoma | $5,554 | $7,948 | $8,980 |
| Oregon | $5,065 | $6,798 | $8,096 |
| Pennsylvania | $4,281 | $6,250 | $7,333 |
| Rhode Island | $7,124 | $10,445 | $11,735 |
| South Carolina | $4,816 | $6,677 | $9,236 |
| South Dakota | $4,342 | $6,259 | $7,206 |
| Tennessee | $5,085 | $7,501 | $9,991 |
| Texas | $5,147 | $7,420 | $9,210 |
| Utah | $4,359 | $6,137 | $8,414 |
| Vermont | $3,380 | $5,186 | $5,489 |
| Virginia | $3,151 | $4,881 | $4,761 |
| Washington | $4,191 | $5,708 | $6,807 |
| West Virginia | $4,230 | $6,037 | $7,573 |
| Wisconsin | $4,226 | $6,578 | $7,468 |
| Wyoming | $3,923 | $5,491 | $5,840 |
| Georgia | $5,537 | $8,276 | $8,353 |
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Cheapest Car Insurance Companies For A Bentley Bentayga
Insuring a Bentley Bentayga can be costly, but some companies offer more competitive rates than others. Among the cheapest options, State Farm stands out for its solid coverage and affordable pricing, particularly for high-value vehicles like the Bentayga. Geico is another popular choice, thanks to its online convenience and generous discount programs, which can help luxury SUV owners save. USAA provides some of the most competitive premiums in the market, although eligibility is limited to military members and their families. Travelers is known for rewarding safe drivers and offers flexible policies tailored to expensive vehicles. Progressive also remains a reliable choice, offering customizable coverage and various discounts. Overall, while rates vary based on factors like location and driver history, these five insurers consistently deliver strong value for Bentley owners.
| Insurance Company | Monthly Premium |
| Geico | $400 |
| USAA | $385 |
| Progressive | $420 |
| State Farm | $350 |
| Travelers | $380 |
Common Bentley Bentayga Insurance Discounts
Discounts can significantly reduce your car insurance costs. While each insurance provider offers unique discounts, there are several common ones to consider:
- Multi-policy discounts: Bundling your home and auto insurance policies with the same provider can often result in lower premiums.
- Paying annually: Opting to pay your premium in full, instead of in monthly installments, may qualify you for a discount.
- Defensive driving courses: Completing a certified defensive driving course can make you eligible for reduced rates.
Additionally, your insurance agent can help you identify other discounts for which you may qualify. It’s worth exploring all available options to maximize your savings.
Compare Bentley Bentayga To Other Bentley Models
Looking for other Bentley model insurance costs?
Our Methodology
To determine average car insurance costs, Insuranceopedia compiled thousands of quotes from top auto insurance providers. The sample profile used for the calculations represents a 40-year-old male driver purchasing full-coverage insurance. This coverage includes $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. Keep in mind that these figures are based on a standard profile and may not reflect your personal insurance costs, which depend on your unique circumstances and coverage choices.
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FAQs
Do You Need Insurance Before You Can Purchase A Bentley Bentayga?
Yes, proof of insurance is required before driving your Bentley Bentayga off the dealership lot. It’s advisable to purchase a policy in advance and inform your insurance provider about your upcoming car purchase. This approach is often more cost-effective than obtaining insurance through the dealership.
How Can You Get The Cheapest Insurance For Your Bentley Bentayga?
To secure the most affordable rates for your Bentley Bentayga, it’s essential to shop around and compare quotes from various auto insurance companies. Insuranceopedia simplifies this process by allowing you to compare offers from multiple providers conveniently on their website.
