Cheapest Car Insurance In Roswell, NM 2024
In Roswell, State Farm provides minimum coverage car insurance at the lowest average rate, only $34 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
When looking for the least expensive car insurance in Roswell, MN, you’ll come across a lot of different options.
If cheap liability-only insurance is a priority, State Farm is the best choice. Progressive offers low full coverage rates, and GEICO stands out for young drivers.
Cheapest Car Insurance Companies In Roswell, NM
Cheapest Rates In Roswell For Teenagers: Allstate
Allstate provides Roswell teens with the lowest average monthly car insurance premium at $147.
This table shows a comparison of the most affordable insurance providers for teen drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $147 | $1,760 |
| State Farm | $162 | $1,942 |
| Kemper | $204 | $2,450 |
| GEICO | $190 | $2,280 |
| Progressive | $204 | $2,450 |
Cheapest Full Coverage Insurance Rates In Roswell: Progressive
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $73 | $870 |
| GEICO | $75 | $898 |
| State Farm | $88 | $1,055 |
| Allstate | $126 | $1,515 |
| Farm Bureau | $124 | $1,490 |
Cheapest Liability-only Car Insurance In Roswell: State Farm
For Roswell residents, State Farm’s minimum coverage car insurance is the cheapest, at an average of $34 a month.
Refer to the table below to find a comparison of rates across several insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $34 | $408 |
| GEICO | $36 | $430 |
| Nationwide | $48 | $574 |
| Allstate | $75 | $899 |
| Kemper | $48 | $581 |
Cheapest Car Insurance Rates For Seniors: GEICO
For Roswell seniors, GEICO has the lowest average car insurance rate at $77 per month.
Review the table for average auto insurance quotes from budget-friendly providers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $77 | $913 |
| Nationwide | $86 | $1,032 |
| State Farm | $84 | $1,002 |
| Kemper | $119 | $1,428 |
| Allstate | $128 | $1,530 |
Cheapest Car Insurance In Roswell For Good Drivers: State Farm
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $34 | $408 |
| GEICO | $36 | $430 |
| Nationwide | $48 | $574 |
| Allstate | $75 | $899 |
| Kemper | $48 | $581 |
Cheapest Auto Insurance For Young Adults in Roswell: GEICO
For Roswell’s young adults, GEICO offers the cheapest average monthly insurance rate of $93.
The table below highlights the cheapest auto insurance rates for young adults in Roswell, allowing for easy comparison.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $93 | $1,120 |
| Progressive | $96 | $1,151 |
| State Farm | $116 | $1,396 |
| Kemper | $137 | $1,645 |
| Allstate | $129 | $1,546 |
Find affordable Roswell rates
Cheapest Rates In Roswell For Drivers After A DUI: State Farm
Roswell drivers with a DUI can find the cheapest rates with State Farm, where premiums average $103 per month.
For drivers in Roswell with a DUI, the cheapest rates can be found in the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $103 | $1,215 |
| Kemper | $148 | $1,770 |
| Farmers | $126 | $1,512 |
| GEICO | $153 | $1,840 |
| Farm Bureau | $213 | $2,560 |
Cheapest Car Insurance In Roswell After A Speeding Ticket: State Farm
If you have a speeding ticket on your record, State Farm is one of the cheapest options in Roswell, with average premiums of $101 a month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $101 | $1,207 |
| Nationwide | $112 | $1,340 |
| Farmers | $108 | $1,293 |
| Allstate | $132 | $1,588 |
| Progressive | $102 | $1,219 |
Cheapest For Drivers With After At-Fault Accident: State Farm
At $109 per month on average, State Farm offers the cheapest car insurance for drivers with at-fault accidents.
The following companies offer the cheapest rates for drivers who have an at-fault incident on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $109 | $1,462 |
| Farm Bureau | $162 | $1,940 |
| Kemper | $153 | $1,830 |
| Nationwide | $145 | $1,740 |
| Allstate | $155 | $1,865 |
Best Car Insurance Companies In Roswell
In Roswell, State Farm provides the best deal for insurance at $34 a month, with GEICO and Nationwide offering rates of $36 and $48 a month.
Below is a ranking of the top 10 car insurance companies in Roswell, NM, based on the average monthly rate they offer.
| Company | Monthly Premium |
| State Farm | $34 |
| GEICO | $36 |
| Nationwide | $48 |
| Allstate | $75 |
| Kemper | $48 |
| Farmers | $75 |
| Farm Bureau | $38 |
| National General | $56 |
| Root | $67 |
| USAA | $44 |
How Much Is Car Insurance In Other Cities In New Mexico?
Living in a city can increase your car insurance rates due to higher risks of accidents, theft, and vandalism, all of which are more common in urban areas and result in elevated premiums.
As a comparison, Albuquerque drivers pay an average of $158 a month for car insurance, while in Silver City, the rate is typically $88 per month.
| City | Average Monthly Rate |
| Hobbs | $140 |
| Albuquerque | $158 |
| Gallup | $140 |
| Farmington | $108 |
| Clovis | $125 |
| Silver City | $88 |
| Artesia | $130 |
| Carlsbad | $136 |
| Los Alamos | $92 |
| Rio Rancho | $140 |
Average Auto Insurance Rates In Roswell – By Age
The age of a driver is a significant factor in determining insurance premiums. Younger drivers, who lack experience and are more likely to get into accidents, typically pay higher rates, with teens paying an average of $3,192 annually.
At age 25, insurance rates tend to go down for drivers, provided their driving history remains clean.
Age plays a key role in insurance rate calculations, and drivers in their 50s and early 60s tend to receive the most competitive premiums due to their experience and lower risk.
| Age | Average Yearly Rate |
| Teenagers | $3,192 |
| 20s | $1,814 |
| 30s | $1,278 |
| 40s | $1,210 |
| 50s | $1,244 |
| 60s | $951 |
| 70s | $1,163 |
Average Cost Of Auto Insurance In Roswell- By Zip Code
The zip code you live in influences your car insurance rates, as it helps insurers assess the crime risk in your area.
The table below lists the average insurance rates for various Roswell zip codes.
| Zip Code | Average Monthly Rate |
| 88202 | $125 |
| 88203 | $120 |
| 88201 | $105 |
Average Rates In Roswell – By Vehicle
Car insurance premiums are influenced by the type of vehicle you own, with insurers taking into account factors like the make, model, year, and body type. Newer cars, especially those in the luxury category, typically have higher premiums due to their advanced features and higher repair costs.
Use the table below to explore the average car insurance rates for different vehicles in Roswell.
| Vehicle | Average Monthly Rate |
| Nissan Versa | $127 |
| Jeep Renegade | $173 |
| Nissan Sentra | $116 |
| Hyundai Sonata | $84 |
| Chevrolet Traverse | $227 |
Find affordable Roswell rates
Our Methodology
Taking into account customer service, pricing, coverage options, and online reviews, I’ve developed a thorough view of car insurance providers in Roswell, NM.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Roswell?
The lowest car insurance rates for minimum coverage in Roswell are provided by State Farm, and for full coverage, which includes comprehensive and collision, Progressive offers the best rates.
What is the average cost of car insurance in Roswell?
The cost of car insurance in Roswell averages $120 per month, but it will fluctuate based on your location, car model, and driving record.
