BMW X7 Car Insurance Cost
To insure a BMW X7, the annual cost is approximately $2,345 with New York Central Mutual Fire. However, this expense can vary based on factors such as age, car model year, and others. You can use our quote tables below to determine the specific cost for your situation.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a BMW X7, one crucial factor to consider is the cost of insurance. Insurance is a big part of owning a car, and it’s essential to understand what you’re signing up for before you commit.
Choosing the right car insurance is vital to avoid unexpected and potentially high expenses in the future. It’s essential to have adequate coverage in case of an accident, as insufficient coverage could leave you with significant out-of-pocket costs. Additionally, if you’re deemed at fault in an accident, your premiums could increase.
Having analyzed car insurance rates for over a decade, I’ve observed how much these costs can vary. Factors such as your age, driving history, and location can have a significant impact on your insurance premiums. Therefore, it’s crucial to research and compare insurance options carefully.
How Much Does BMW X7 Car Insurance Cost?
Typically, New York Central Mutual Fire provides the best deal with an average annual cost of $2,345 for comprehensive insurance coverage on a 2024 BMW X7.
Although New York Central Mutual Fire’s pricing serves as a useful reference point, it’s essential to recognize that car insurance expenses can fluctuate significantly based on various factors. These factors encompass your geographical location, driving history, the age of your vehicle, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a record of accidents or traffic violations may elevate your expenses.
Moreover, residing in urban areas characterized by heavy traffic can lead to higher insurance costs compared to rural locales with lighter traffic volumes. The level of coverage you opt for also plays a pivotal role; comprehensive coverage, which encompasses both comprehensive and collision protection, typically commands a higher premium than basic liability coverage.
Insuranceopedia is available to assist you in exploring and contrasting quotes from different insurance providers, ensuring that you secure the most advantageous deal.
2024 BMW X7 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Unitrin | $5,032 |
| Mercury | $4,020 |
| California Capital | $2,612 |
| CSAA | $4,136 |
| Erie | $2,995 |
| Travelers | $2,798 |
| New York Central Mutual Fire | $2,317 |
| USAA | $2,891 |
| Bristol West | $3,847 |
| Farmers | $4,825 |
2023 BMW X7 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Direct General Insurance | $4,519 |
| Allied | $3,133 |
| New York Central Mutual Fire | $5,274 |
| California Capital | $2,291 |
| Grange | $5,261 |
| 21st Century | $4,846 |
| Unitrin | $3,180 |
| Mercury | $3,350 |
| CSAA | $3,398 |
| Bristol West | $4,351 |
2022 BMW X7 Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $596 |
| Farmers | $2,912 |
| National Grange Mutual | $2,460 |
| Grange Mutual | $2,728 |
| Texas Farm Bureau Group | $1,523 |
| Auto-Owners Insurance Co | $2,786 |
| California Capital | $2,290 |
| Southern Farm Bureau | $1,701 |
| Penn National | $1,737 |
| Mercury | $2,415 |
2021 BMW X7 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Grange Mutual | $1,486 |
| Virginia Farm Bureau | $1,470 |
| New Jersey Manufacturers | $1,573 |
| Direct Auto | $1,418 |
| Hastings Mutual Insurance Co | $1,536 |
| Texas Farm Bureau Group | $1,054 |
| Buckeye Insurance Group | $1,426 |
| California Capital | $1,994 |
| Penn National | $1,403 |
| Safeco | $859 |
2020 BMW X7 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Rural Mutual Insurance | $1,608 |
| Rockford Mutual Insurance | $1,840 |
| American Family | $1,655 |
| SECURA Insurance | $1,489 |
| Hastings Mutual Insurance Co | $871 |
| Auto-Owners Insurance Co | $1,955 |
| California Capital | $2,044 |
| West Bend Mutual | $1,710 |
| Pekin Insurance | $1,679 |
| Auto Club Group | $1,523 |
2019 BMW X7 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Farm Bureau Ins of MI | $2,345 |
| Hastings Mutual Insurance Co | $1,976 |
| Mercury | $2,147 |
| Auto-Owners Insurance Co | $2,508 |
| Wolverine Mutual | $2,088 |
| California Capital | $2,208 |
| CSAA | $2,782 |
| MEEMIC Insurance Company | $2,703 |
| SECURA Insurance | $1,385 |
| 21st Century | $2,449 |
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BMW X7 Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $16,660 | $24,558 | $28,713 |
| 18 | $15,534 | $22,912 | $26,711 |
| 19 | $13,766 | $20,191 | $23,611 |
| 20 | $11,998 | $17,664 | $20,585 |
| 21 | $10,037 | $14,738 | $17,300 |
| 22 | $9,794 | $14,437 | $16,880 |
| 23 | $8,562 | $12,562 | $14,740 |
| 24 | $8,182 | $11,915 | $14,033 |
| 25 | $7,005 | $10,281 | $12,033 |
| 30 | $5,501 | $8,017 | $9,363 |
| 35 | $5,113 | $7,508 | $8,818 |
| 40 | $4,951 | $7,254 | $8,442 |
| 45 | $4,756 | $7,071 | $8,246 |
| 55 | $4,417 | $6,463 | $7,591 |
| 65 | $4,625 | $6,713 | $7,892 |
| 75 | $5,829 | $8,540 | $9,984 |
BMW X7 Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $5,210 | $7,639 | $9,696 |
| Alaska | $4,274 | $5,980 | $5,782 |
| Arizona | $4,937 | $7,084 | $10,417 |
| Arkansas | $5,331 | $8,452 | $9,253 |
| California | $5,931 | $10,561 | $5,985 |
| Colorado | $5,544 | $7,784 | $9,918 |
| Connecticut | $7,148 | $11,060 | $14,013 |
| Delaware | $5,864 | $7,818 | $10,117 |
| Florida | $7,036 | $9,683 | $12,665 |
| Georgia | $5,743 | $8,520 | $8,648 |
| Hawaii | $2,254 | $3,077 | $2,311 |
| Idaho | $3,985 | $5,228 | $6,391 |
| Illinois | $4,105 | $6,239 | $7,137 |
| Indiana | $4,285 | $6,507 | $7,357 |
| Iowa | $3,363 | $4,647 | $5,443 |
| Kansas | $4,471 | $6,570 | $7,642 |
| Kentucky | $6,488 | $9,489 | $11,297 |
| Louisiana | $8,346 | $12,572 | $13,699 |
| Maine | $3,110 | $4,326 | $6,400 |
| Maryland | $5,099 | $7,400 | $8,283 |
| Massachusetts | $4,132 | $7,141 | $4,120 |
| Michigan | $9,848 | $15,008 | $23,770 |
| Minnesota | $4,037 | $5,463 | $7,652 |
| Mississippi | $4,918 | $6,987 | $7,044 |
| Missouri | $4,644 | $6,609 | $8,732 |
| Montana | $4,731 | $6,523 | $7,613 |
| Nebraska | $4,024 | $5,926 | $6,429 |
| Nevada | $6,517 | $9,745 | $10,257 |
| New Hampshire | $4,591 | $7,215 | $9,092 |
| New Jersey | $5,063 | $7,916 | $10,282 |
| New Mexico | $5,150 | $7,634 | $7,883 |
| New York | $4,770 | $5,989 | $9,974 |
| North Carolina | $2,950 | $5,053 | $3,616 |
| North Dakota | $4,012 | $6,108 | $7,229 |
| Ohio | $3,561 | $5,582 | $5,640 |
| Oklahoma | $5,792 | $8,200 | $9,276 |
| Oregon | $5,275 | $6,981 | $8,363 |
| Pennsylvania | $4,378 | $6,438 | $7,598 |
| Rhode Island | $7,389 | $10,760 | $12,096 |
| South Carolina | $4,995 | $6,888 | $9,592 |
| South Dakota | $4,512 | $6,410 | $7,465 |
| Tennessee | $5,315 | $7,775 | $10,352 |
| Texas | $5,336 | $7,685 | $9,522 |
| Utah | $4,474 | $6,361 | $8,683 |
| Vermont | $3,437 | $5,370 | $5,664 |
| Virginia | $3,318 | $4,999 | $4,954 |
| Washington | $4,359 | $5,832 | $7,058 |
| West Virginia | $4,396 | $6,196 | $7,842 |
| Wisconsin | $4,362 | $6,753 | $7,755 |
| Wyoming | $4,076 | $5,691 | $6,006 |
Compare BMW X7 To Other BMW Models
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