Cadillac CT4 Car Insurance Cost
To insure a Cadillac CT4, the average cost is approximately $204 per month through Safeco. However, actual costs may vary based on factors such as age, the car’s model year, and other relevant considerations. Utilize the quote tables provided below to estimate your potential expenses.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Cadillac CT4, it’s essential to consider the cost of insurance. Insurance is a significant aspect of owning a car, and it’s important to understand what you’re committing to before making a purchase.
Choosing the right car insurance policy is vital to avoid unexpected and potentially high expenses in the future. Having insufficient coverage during an accident could result in significant out-of-pocket costs. Additionally, there’s the possibility of premium increases if you’re deemed responsible for an accident.
With over ten years of experience analyzing car insurance rates, I’ve observed how much these costs can vary. Factors like your age, driving record, and location can have a significant impact on your insurance premiums.
How Much Does Cadillac CT4 Car Insurance Cost?
Typically, Safeco provides the most competitive average rate of $204 per month for full coverage insurance on a 2023 Cadillac CT4.
While Safeco’s rate provides a useful reference point, it’s essential to recognize that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record typically results in lower premiums, whereas a history of accidents or traffic violations can raise your costs.
Moreover, residing in an urban area with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. Your choice of coverage also plays a role in determining your premium; full coverage insurance, which includes comprehensive and collision coverage, tends to be more expensive than minimum liability coverage.
Insuranceopedia is available to assist you in comparing quotes from different insurance companies to ensure you secure the best deal.
2023 Cadillac CT4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| USAA | $1,778 |
| NatGen Custom 360 | $1,492 |
| Nationwide | $1,673 |
| Safeco | $204 |
| Republic Indemnity | $2,102 |
| Capital Insurance Group | $1,432 |
| 21st Century | $1,822 |
| Texas Farm Bureau Group | $875 |
| Country | $1,766 |
| Travelers | $2,034 |
2022 Cadillac CT4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Cameron Mutual Group | $1,625 |
| Columbia Insurance Group | $2,110 |
| Southern Farm Bureau | $2,166 |
| Safeco | $775 |
| Penn National | $1,901 |
| Texas Farm Bureau Group | $1,253 |
| Mercury Insurance | $1,840 |
| New Jersey Manufacturers | $1,419 |
| Country | $1,753 |
| Shelter | $1,777 |
2021 Cadillac CT4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Victoria | $569 |
| Nationwide | $1,335 |
| New York Central Mutual Fire | $1,344 |
| American Family | $1,528 |
| Texas Farm Bureau Group | $982 |
| Erie | $1,465 |
| Southern Farm Bureau | $1,503 |
| SECURA Insurance | $1,238 |
| Mercury Insurance | $441 |
| Safeco | $467 |
2020 Cadillac CT4 Insurance Rates
| Insurance Provider | Average Annual Cost |
| Penn National | $926 |
| Safeco | $833 |
| Tennessee Farmers | $1,120 |
| Dairyland Broadform | $1,248 |
| SECURA Insurance | $1,106 |
| American National P | $921 |
| Plymouth Rock Assurance | $761 |
| Safety Group | $1,006 |
| Mercury Insurance | $347 |
| Erie | $1,215 |
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Cost of Cadillac CT4 Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $9,683 | $14,166 | $16,586 |
| 18 | $8,995 | $13,183 | $15,414 |
| 19 | $7,978 | $11,694 | $13,623 |
| 20 | $6,877 | $10,128 | $11,930 |
| 21 | $5,776 | $8,532 | $9,943 |
| 22 | $5,689 | $8,297 | $9,756 |
| 23 | $4,925 | $7,269 | $8,475 |
| 24 | $4,668 | $6,893 | $8,090 |
| 25 | $4,047 | $5,944 | $6,968 |
| 30 | $3,207 | $4,619 | $5,398 |
| 35 | $2,972 | $4,327 | $5,065 |
| 40 | $2,853 | $4,146 | $4,876 |
| 45 | $2,742 | $4,031 | $4,762 |
| 55 | $2,522 | $3,736 | $4,375 |
| 65 | $2,627 | $3,858 | $4,577 |
| 75 | $3,318 | $4,945 | $5,731 |
Cadillac CT4 Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,985 | $4,346 | $5,575 |
| Alaska | $2,480 | $3,439 | $3,327 |
| Arizona | $2,788 | $4,089 | $5,986 |
| Arkansas | $3,069 | $4,815 | $5,344 |
| California | $3,454 | $6,085 | $3,405 |
| Colorado | $3,237 | $4,497 | $5,716 |
| Connecticut | $4,155 | $6,381 | $8,037 |
| Delaware | $3,433 | $4,513 | $5,830 |
| Florida | $4,079 | $5,576 | $7,337 |
| Georgia | $3,327 | $4,952 | $4,958 |
| Hawaii | $1,297 | $1,809 | $1,355 |
| Idaho | $2,291 | $3,035 | $3,713 |
| Illinois | $2,396 | $3,650 | $4,097 |
| Indiana | $2,486 | $3,748 | $4,258 |
| Iowa | $1,950 | $2,634 | $3,183 |
| Kansas | $2,565 | $3,796 | $4,421 |
| Kentucky | $3,798 | $5,534 | $6,455 |
| Louisiana | $4,806 | $7,235 | $7,890 |
| Maine | $1,793 | $2,487 | $3,760 |
| Maryland | $2,948 | $4,268 | $4,807 |
| Massachusetts | $2,360 | $4,075 | $2,394 |
| Michigan | $5,743 | $8,724 | $13,702 |
| Minnesota | $2,302 | $3,140 | $4,433 |
| Mississippi | $2,844 | $4,049 | $4,050 |
| Missouri | $2,704 | $3,856 | $4,997 |
| Montana | $2,758 | $3,821 | $4,412 |
| Nebraska | $2,285 | $3,398 | $3,649 |
| Nevada | $3,834 | $5,599 | $5,940 |
| New Hampshire | $2,665 | $4,133 | $5,268 |
| New Jersey | $2,919 | $4,546 | $5,999 |
| New Mexico | $2,941 | $4,440 | $4,536 |
| New York | $2,715 | $3,419 | $5,725 |
| North Carolina | $1,705 | $2,875 | $2,132 |
| North Dakota | $2,360 | $3,524 | $4,156 |
| Ohio | $2,089 | $3,184 | $3,251 |
| Oklahoma | $3,301 | $4,777 | $5,385 |
| Oregon | $3,003 | $4,016 | $4,827 |
| Pennsylvania | $2,590 | $3,695 | $4,322 |
| Rhode Island | $4,275 | $6,187 | $7,055 |
| South Carolina | $2,898 | $3,957 | $5,549 |
| South Dakota | $2,603 | $3,705 | $4,271 |
| Tennessee | $3,090 | $4,454 | $5,950 |
| Texas | $3,083 | $4,435 | $5,536 |
| Utah | $2,565 | $3,681 | $5,067 |
| Vermont | $2,028 | $3,076 | $3,224 |
| Virginia | $1,861 | $2,895 | $2,841 |
| Washington | $2,473 | $3,385 | $4,062 |
| West Virginia | $2,468 | $3,594 | $4,559 |
| Wisconsin | $2,551 | $3,866 | $4,514 |
| Wyoming | $2,297 | $3,315 | $3,518 |
Compare Cadillac CT4 To Other Cadillac Models
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Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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