Cheapest Car Insurance In Atlanta, GA 2024
Auto-Owners offers the lowest rates in Atlanta, where minimum coverage car insurance is available for around $37 a month on average.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re looking for the lowest car insurance rates in Atlanta, GA, you’ll find a wide range of options.
Auto-Owners stands out as the best option for affordable liability-only coverage, while Allstate is preferred by those seeking the lowest full coverage rates. Young drivers can also find the cheapest rates through Allstate.
Cheapest Car Insurance In Atlanta, GA
Cheapest Liability-only Car Insurance In Atlanta: Auto-Owners
In Atlanta, Auto-Owners offers the lowest cost for minimum coverage car insurance, averaging $37 per month.
The table below allows you to compare rates from various insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $37 | $436 |
| Progressive | $58 | $701 |
| Country Financial | $39 | $465 |
| State Farm | $65 | $780 |
| Allstate | $59 | $708 |
Cheapest Full Coverage Insurance Rates In Atlanta: Allstate
In Atlanta, Allstate provides the cheapest full coverage car insurance, averaging $91 per month.
Below is a comparison of average auto insurance quotes from economical insurers in Atlanta.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $91 | $1,084 |
| Progressive | $133 | $1,597 |
| Auto-Owners | $84 | $1,008 |
| GEICO | $134 | $1,604 |
| State Farm | $120 | $1,420 |
Cheapest Car Insurance In Atlanta For Good Drivers: Auto-Owners
For good drivers in Atlanta, Auto-Owners offers the most affordable car insurance, averaging around $37 per month.
Good drivers can refer to the table below to compare average quotes from budget-friendly insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $37 | $436 |
| Progressive | $58 | $701 |
| Country Financial | $39 | $465 |
| State Farm | $65 | $780 |
| Allstate | $59 | $708 |
Cheapest Rates In Atlanta For Teenagers: Allstate
In Atlanta, teenage drivers can get the most affordable insurance rates from Allstate, averaging $179 per month.
Below is a table highlighting the insurers with the most affordable rates for teenage drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $179 | $2,140 |
| State Farm | $304 | $3,622 |
| Auto-Owners | $280 | $3,270 |
| GEICO | $298 | $3,566 |
| Progressive | $360 | $4,320 |
Cheapest Car Insurance Rates For Seniors: Auto-Owners
With an average monthly premium of $89, Auto-Owners provides the most affordable car insurance rates for seniors in Atlanta.
Below is a table showing the average rates from budget-friendly auto insurers catering to seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $89 | $1,063 |
| State Farm | $101 | $1,205 |
| Allstate | $99 | $1,184 |
| Mercury | $113 | $1,350 |
| Progressive | $130 | $1,537 |
Cheapest Auto Insurance For Young Adults in Atlanta: Allstate
In Atlanta, young adults can find the most affordable insurance rates from Allstate, with an average monthly cost of $96.
The following table allows you to compare the most affordable auto insurance rates for young adults in Atlanta.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $96 | $1,144 |
| State Farm | $149 | $1,782 |
| Auto-Owners | $120 | $1,430 |
| GEICO | $202 | $2,422 |
| Progressive | $168 | $1,972 |
Find affordable Atlanta rates
Cheapest Rates In Atlanta For Drivers After A DUI: Allstate
For Atlanta drivers who have a DUI, Allstate offers the most affordable insurance rates, averaging $123 per month.
Below is a table highlighting the most affordable rates for Atlanta drivers who have a DUI on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $123 | $1,474 |
| State Farm | $134 | $1,604 |
| Progressive | $218 | $2,610 |
| GEICO | $496 | $5,940 |
| Country Financial | $126 | $1,505 |
Cheapest Car Insurance In Atlanta After A Speeding Ticket: Auto-Owners
In Atlanta, Auto-Owners stands out as a low-cost option, offering average rates of $96 per month for drivers with speeding violations on their record.
Use the table below to see average insurance rates for drivers with a speeding violation.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $96 | $1,142 |
| State Farm | $134 | $1,606 |
| Country Financial | $104 | $1,240 |
| Allstate | $103 | $1,230 |
| Progressive | $179 | $2,142 |
Cheapest For Drivers With After At-Fault Accident: Auto-Owners
For drivers with an at-fault incident, Auto-Owners offers the most affordable car insurance rates, with an average monthly premium of $108.
Here’s a list of car insurance companies providing the most affordable rates for drivers who have been at fault in an accident.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $108 | $1,290 |
| Country Financial | $110 | $1,304 |
| State Farm | $146 | $1,750 |
| GEICO | $198 | $2,372 |
| Progressive | $249 | $2,980 |
Best Car Insurance Companies In Atlanta
Drivers in Atlanta can get the best insurance deals from Auto-Owners at $37 per month. Other options to consider include Allstate at $59 and Country Financial at $39 monthly.
The following shows the top 10 car insurance companies in Atlanta, GA, organized by their average monthly premiums.
| Company | Monthly Premium |
| Auto-Owners | $37 |
| State Farm | $65 |
| Allstate | $59 |
| Country Financial | $39 |
| GEICO | $65 |
| Mercury | $50 |
| Progressive | $58 |
| Farm Bureau | $60 |
| Safeco | $49 |
| Direct | $40 |
| Mile Auto | $52 |
Average Auto Insurance Rates In Atlanta – By Age
One major factor that influences car insurance rates is age. Younger drivers usually have higher premiums due to their limited driving experience and a higher risk of accidents and violations. Teenagers can anticipate spending about $8,180 each year on car insurance.
Drivers often see a decrease in their insurance premiums when they reach 25 years of age, as long as they have a spotless driving history.
The best insurance rates are typically available to drivers in their 50s and early 60s. Insurers consider age as a measure of driving experience and risk, influencing how much premiums cost.
| Age | Average Yearly Rate |
| Teenagers | $8,180 |
| 20s | $3,546 |
| 30s | $2,440 |
| 40s | $2,260 |
| 50s | $2,11o |
| 60s | $2,080 |
| 70s | $2,050 |
Average Rates In Atlanta – By Vehicle
Your car’s type significantly affects your insurance rates. Insurance companies evaluate aspects like the make, model, year, and body type of the vehicle. Typically, newer cars, particularly luxury ones equipped with advanced technology and greater replacement costs, tend to have higher insurance rates.
Below is a table where you can find average rates in Atlanta based on different vehicle types.
| Vehicle | Average Monthly Rate |
| Ford Crown Victoria | $550 |
| Audi A3 | $129 |
| Chevrolet Malibu | $468 |
| Chevrolet Equinox | $77 |
| Kia Soul | $94 |
Average Cost Of Auto Insurance In Atlanta – By Zip Code
Zip codes play a crucial role in helping insurance companies evaluate crime rates in a region, resulting in different car insurance premiums for each zip code.
Below is a table where you can find the average insurance premiums for different zip codes in Atlanta.
| Zip Code | Average Monthly Rate |
| 30349 | $257 |
| 30314 | $240 |
| 30310 | $229 |
| 30326 | $187 |
| 30341 | $195 |
How Much Is Car Insurance In Other Cities in Georgia ?
Your location plays a crucial role in determining your car insurance costs. Insurers consider multiple factors related to your city, including accident rates, vehicle theft, and vandalism, which are usually more prevalent in urban settings. This greater risk often results in higher insurance premiums.
As an example, car insurance rates in Albany average around $142 per month, while residents of Savannah can expect to pay about $172 monthly.
| City | Average Monthly Rate |
| Gainesville | $160 |
| Macon | $165 |
| Albany | $142 |
| Augusta | $158 |
| Columbus | $152 |
| Athens | $155 |
| Norcross | $212 |
| Savannah | $172 |
| Valdosta | $130 |
| Warner Robins | $161 |
Find affordable Atlanta rates
Our Methodology
Based on a comprehensive examination that considers customer service ratings, product variety, pricing, and a careful review of numerous online reviews and user experiences, I’ve created an in-depth perspective on the car insurance landscape in Atlanta, GA.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Atlanta?
In Atlanta, Auto-Owners has the most affordable rates for the state-required minimum coverage, and Allstate offers the lowest rates for full coverage, which includes comprehensive and collision options.
What is the average cost of car insurance in Atlanta?
The typical cost of car insurance in Atlanta is around $220 per month. Rates may differ depending on your zip code, the make and model of your car, and your driving record.
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