Cheapest Car Insurance In Brownsville, TX 2024
In Brownsville, State Farm offers the most affordable minimum coverage car insurance, averaging about $40 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
Searching for affordable car insurance in Brownsville, TX, can reveal a wide range of options.
State Farm is the top choice for drivers wanting the cheapest liability-only coverage, while Texas Farm Bureau stands out with the best rates on full coverage plans. For young drivers, Texas Farm Bureau again offers the lowest rates.
Cheapest Car Insurance Companies In Brownsville, TX
Cheapest Liability-only Car Insurance In Brownsville: State Farm
In Brownsville, State Farm offers the lowest-cost minimum coverage car insurance, with an average rate of $40 per month.
Refer to the table below to compare rates from various insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $40 | $490 |
| Allstate | $50 | $600 |
| Texas Farm Bureau | $44 | $532 |
| GEICO | $90 | $1,080 |
| Nationwide | $93 | $1,110 |
Cheapest Full Coverage Insurance Rates In Brownsville: Texas Farm Bureau
Texas Farm Bureau offers the most affordable full coverage car insurance in Brownsville, with average rates around $84 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $84 | $1,008 |
| GEICO | $120 | $1,450 |
| State Farm | $86 | $1,039 |
| Allstate | $108 | $1,296 |
| Nationwide | $165 | $1,970 |
Cheapest Rates In Brownsville For Teenagers: Nationwide
In Brownsville, teenage drivers can get the most affordable quotes from Nationwide, with average premiums of $180 per month.
The following table lists the companies that offer the lowest insurance rates for teenagers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $180 | $1,542 |
| GEICO | $215 | $2,590 |
| Allstate | $540 | $6,490 |
| Progressive | $285 | $3,420 |
| Foremost | $365 | $4,380 |
Cheapest Car Insurance Rates For Seniors: State Farm
With an average rate of $78 per month, State Farm offers the lowest car insurance rates for seniors in Brownsville.
The table below displays average quotes from the most affordable auto insurers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $78 | $940 |
| Progressive | $62 | $1,430 |
| Allstate | $120 | $1,180 |
| Nationwide | $133 | $1,570 |
| Chubb | $160 | $1,923 |
Cheapest Auto Insurance For Young Adults in Brownsville: Texas Farm Bureau
In Brownsville, Texas Farm Bureau provides the most affordable quotes for young adults, averaging $105 a month.
The table below can help you compare the lowest auto insurance rates in Brownsville for young adults.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $105 | $1,260 |
| Nationwide | $198 | $2,380 |
| Mercury | $224 | $2,690 |
| Allstate | $143 | $1,710 |
| Progressive | $151 | $1,815 |
Cheapest For Drivers With After At-Fault Accident: Texas Farm Bureau
For drivers with an at-fault accident, Texas Farm Bureau provides the lowest car insurance quotes, averaging $134 per month.
Listed below are the car insurance companies offering the lowest rates for drivers with an at-fault accident on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $134 | $1,610 |
| Allstate | $170 | $2,040 |
| GEICO | $169 | $2,027 |
| Progressive | $199 | $2,390 |
| Chubb | $275 | $3,301 |
Find affordable Brownsville rates
Cheapest Car Insurance In Brownsville After A Speeding Ticket: Allstate
Compared to other companies in Brownsville, Allstate is highly affordable, offering average monthly rates of $108 for drivers with a speeding ticket.
Refer to the table below to check average rates for drivers who have a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $108 | $1,299 |
| GEICO | $140 | $1,685 |
| Nationwide | $193 | $2,317 |
| Chubb | $199 | $2,390 |
| Foremost | $253 | $3,030 |
Cheapest Rates In Brownsville For Drivers After A DUI: Allstate
Allstate provides the lowest rates for Brownsville drivers following a DUI, with average monthly premiums of $107.
The table below shows the most affordable rates for drivers in Brownsville with a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $107 | $1,290 |
| AAA | $196 | $2,350 |
| Nationwide | $308 | $3,690 |
| GEICO | $217 | $2,602 |
| Chubb | $360 | $4,320 |
Cheapest Car Insurance In Brownsville For Good Drivers: State Farm
State Farm offers the lowest car insurance quotes for good drivers in Brownsville, averaging about $40 per month.
Good drivers can refer to the table below to see average quotes from the most budget-friendly insurance companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $40 | $490 |
| Allstate | $50 | $600 |
| Texas Farm Bureau | $44 | $532 |
| GEICO | $90 | $1,080 |
| Nationwide | $93 | $1,110 |
Best Car Insurance Companies In Brownsville
Brownsville drivers can get the lowest insurance rates with State Farm, costing $40 per month. Allstate is another option at $50 monthly, while Texas Farm Bureau offers rates at $44 per month.
Below is a ranking of the top 10 car insurance companies in Brownsville, TX, based on their average monthly rates.
| Company | Monthly Premium |
| State Farm | $40 |
| Allstate | $50 |
| Texas Farm Bureau | $44 |
| GEICO | $90 |
| Nationwide | $93 |
| Chubb | $91 |
| AAA Texas | $69 |
| Foremost | $105 |
| Progressive | $68 |
| Dairyland | $134 |
Average Auto Insurance Rates In Brownsville – By Age
Age plays a significant role in determining car insurance rates. Younger drivers, especially, face higher premiums due to limited experience and a greater risk of accidents or traffic violations. Teen drivers, for example, may pay about $3,645 annually for insurance.
When drivers turn 25, they often see a drop in insurance rates, provided they keep a clean driving record.
Drivers in their 50s and early 60s often enjoy the most competitive insurance rates. Insurers factor in age as a way to gauge experience and risk, directly affecting premium costs.
| Age | Average Yearly Rate |
| Teenagers | $3,645 |
| 20s | $2,846 |
| 30s | $1,684 |
| 40s | $1,494 |
| 50s | $1,874 |
| 60s | $1,736 |
| 70s | $1,578 |
Average Rates In Brownsville – By Vehicle
The vehicle you drive is a major factor in calculating your car insurance premiums. Insurers consider aspects like the make, model, year, and body style of your car. Generally, newer cars, especially luxury ones with advanced features and higher replacement values, come with increased insurance costs.
The table below provides average rates for various vehicles in Brownsville.
| Vehicle | Average Monthly Rate |
| Jeep Compass | $458 |
| Kia Optima | $230 |
| Ford F150 | $192 |
| Honda Cr-V | $150 |
| Toyota Tacoma | $75 |
Average Cost Of Auto Insurance In Brownsville – By Zip Code
Insurers use zip codes to evaluate crime rates in your neighborhood, which leads to different car insurance rates for each zip code.
The table below provides average insurance rates for various zip codes in Brownsville.
| Zip Code | Average Monthly Rate |
| 77701 | $148 |
| 77713 | $144 |
| 77706 | $195 |
| 77706 | $186 |
| 77708 | $204 |
How Much Is Car Insurance For Other Cities In Texas?
Your city significantly affects your car insurance premiums. Insurers assess various location-related factors, such as accident likelihood, vehicle theft, and vandalism rates, which tend to be higher in urban environments. This increased risk typically leads to higher insurance costs.
For instance, drivers in Irving typically pay about $156 each month for car insurance, whereas those in Sherman have an average rate of $115 monthly.
| City | Average Monthly Rate |
| Irving | $156 |
| Midland | $128 |
| Fort Worth | $146 |
| Baytown | $144 |
| Alpine | $130 |
| Sherman | $115 |
| Amarillo | $147 |
| Arlington | $143 |
| Laredo | $152 |
| El Paso | $133 |
Your city of residence significantly influences your car insurance rates. Insurance providers consider numerous location-related factors, including the likelihood of accidents, rates of vehicle theft, and incidents of vandalism. These factors tend to be more prevalent in urban areas, resulting in increased risk and subsequently higher insurance premiums.
Find affordable Brownsville rates
Our Methodology
Based on an extensive analysis covering factors like customer service ratings, product offerings, pricing, and insights from various online reviews and user experiences, I've developed a detailed overview of the car insurance providers in Brownsville, TX.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Brownsville?
State Farm provides the lowest car insurance rates in Brownsville for the minimum coverage mandated by Texas, while Texas Farm Bureau offers the best rates for full coverage, which encompasses comprehensive and collision insurance.
What is the average cost of car insurance in Brownsville?
In Brownsville, the average monthly cost of car insurance is approximately $140, although rates can differ based on factors such as your zip code, vehicle year and model, and driving history.
Related Content
Car Insurance For 38 Years Old Car Insurance For 50 Years Old How Much Is Car Insurance?
Find A Policy
Hyundai Elantra GT Insurance Cost Hyundai Ioniq Insurance Cost Hyundai Kona Insurance Cost
Auto Insurance In Your Area
Car Insurance Boston MA Car Insurance Springfield MO Car Insurance Albuquerque NM
