Jeep Compass Car Insurance Cost 2025
On average, insuring a Jeep Compass costs around $979 per year. However, the actual price may vary depending on factors like your age, the model year of the vehicle, and other personal details. Check our quote tables below for a more accurate estimate based on your specific profile.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Jeep Compass, you’ll need to factor in the cost of insurance. On average, insurance for a Jeep Compass costs $979 per year. Insurance is a big part of owning a car, and it’s important to understand it before making a purchase.
Choosing the right car insurance is crucial to avoid unexpected expenses later on. It’s vital to have enough coverage in case of an accident to avoid paying a lot out of pocket. Plus, if you’re at fault in an accident, your premiums could go up.
Having analyzed car insurance rates for over ten years, I’ve seen how much they can vary. Your age, driving history, and where you live can all affect how much you’ll pay for insurance.
How Much Does Jeep Compass Car Insurance Cost?
On average, Jeep Compass owners can expect to pay around $979 per year for car insurance. However, actual rates may vary based on factors such as location, driving history, and coverage options.
Car insurance rates vary based on several key factors, including your location, driving history, vehicle model year, and chosen coverage options. A clean driving record typically leads to lower premiums, whereas accidents or traffic violations can increase costs.
Living in an urban area with heavy traffic may result in higher insurance rates compared to rural locations with less congestion. Additionally, selecting comprehensive coverage—which includes both collision and comprehensive protection—generally costs more than minimum liability insurance.
As shown in the table below, insuring a Jeep Compass tends to be more expensive than the average cost for all Jeep models but remains lower than the overall average cost of insuring any vehicle.
To help you secure the most competitive rates, Insuranceopedia provides an easy way to compare quotes from multiple auto insurance providers.
| Vehicle | Average Monthly Premium |
| Jeep Compass | $160 |
| All Jeeps | $154 |
| All Cars | $175 |
Average Insurance Cost Of Jeep Compass By Model Year
| Model Year | Average Premium |
| 2024 Jeep Compass | $1,594 |
| 2023 Jeep Compass | $733 |
| 2022 Jeep Compass | $367 |
| 2021 Jeep Compass | $638 |
| 2020 Jeep Compass | $556 |
| 2019 Jeep Compass | $494 |
| 2018 Jeep Compass | $565 |
| 2017 Jeep Compass | $609 |
| 2016 Jeep Compass | $406 |
| 2015 Jeep Compass | $679 |
| 2014 Jeep Compass | $443 |
| 2013 Jeep Compass | $523 |
| 2012 Jeep Compass | $435 |
| 2011 Jeep Compass | $493 |
| 2010 Jeep Compass | $804 |
2024 Jeep Compass Insurance Rates
The average annual insurance cost for a 2024 Jeep Compass is $1,594. However, SECURA Insurance offers the cheapest rates, averaging $979 per year.
| Insurance Provider | Average Annual Cost |
| Travelers | $1,152 |
| SECURA Insurance | $979 |
| Wolverine Mutual | $1,980 |
| USAA | $1,313 |
| MEEMIC Insurance Company | $2,024 |
| Metropolitan | $1,082 |
| Chubb | $1,780 |
| Farm Bureau Ins of MI | $2,195 |
| Auto-Owners Insurance Co | $1,843 |
| Hastings Mutual Insurance Co | $1,594 |
2023 Jeep Compass Insurance Rates
The average annual insurance cost for a 2023 Jeep Compass is $733. However, Victoria offers the cheapest rates, averaging $245 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $851 |
| PEMCO | $1,007 |
| Buckeye Insurance Group | $468 |
| Safeco | $255 |
| Capital Insurance Group | $918 |
| New York Central Mutual Fire | $858 |
| Western Reserve | $910 |
| SECURA Insurance | $1,029 |
| Victoria | $245 |
| Pekin Insurance | $792 |
2022 Jeep Compass Insurance Rates
The average annual insurance cost for a 2022 Jeep Compass is $367. However, Jupiter Auto Insurance offers the cheapest rates, averaging $32 per year.
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $32 |
| Victoria | $239 |
| NatGen Custom 360 | $107 |
| Countryway Insurance | $853 |
| Safeco | $415 |
| AssuranceAmerica Elite | $203 |
| Dairyland Broadform | $198 |
| AssuranceAmerica Economy | $187 |
| American National P | $823 |
| Concord Group | $612 |
2021 Jeep Compass Insurance Rates
The average annual insurance cost for a 2021 Jeep Compass is $638. However, Jupiter Auto Insurance offers the cheapest rates, averaging $57 per year.
| Insurance Provider | Average Annual Cost |
| Concord Group | $834 |
| EMC Insurance | $923 |
| Safeco | $584 |
| American National P | $636 |
| MMG Insurance Company | $786 |
| AssuranceAmerica | $435 |
| NatGen Value | $426 |
| Jupiter Auto Insurance | $57 |
| Direct Auto | $893 |
| Countryway Insurance | $804 |
2020 Jeep Compass Insurance Rates
The average annual insurance cost for a 2020 Jeep Compass is $556. However, NatGen Custom 360 offers the cheapest rates, averaging $65 per year.
| Insurance Provider | Average Annual Cost |
| Countryway Insurance | $733 |
| American National P | $564 |
| Concord Group | $679 |
| NatGen Custom 360 | $65 |
| Mercury Insurance | $217 |
| Kemper Auto Premium | $706 |
| Safeco | $519 |
| AssuranceAmerica Mobile Max | $711 |
| Dairyland FR Bond | $519 |
| NatGen PPA | $847 |
2019 Jeep Compass Insurance Rates
The average annual insurance cost for a 2019 Jeep Compass is $494. However, Jupiter Auto Insurance offers the cheapest rates, averaging $65 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $906 |
| Safeco | $298 |
| Kemper Personal Insurance | $157 |
| Dairyland FR Bond | $327 |
| Infinity Special | $696 |
| Mercury Insurance | $456 |
| Union Mutual Fire Group | $835 |
| Jupiter Auto Insurance | $6 |
| NatGen Advantage | $525 |
| Concord Group | $730 |
2018 Jeep Compass Insurance Rates
The average annual insurance cost for a 2018 Jeep Compass is $565. However, Dairyland FR Bond offers the cheapest rates, averaging $182 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland FR Bond | $182 |
| Bear River | $704 |
| NatGen Custom 360 | $128 |
| Titan | $878 |
| AssuranceAmerica Mobile Max | $283 |
| Safeco | $244 |
| North Carolina Farm Bureau | $884 |
| Dairyland Broadform | $950 |
| American National P | $692 |
| Mercury Insurance | $702 |
2017 Jeep Compass Insurance Rates
The average annual insurance cost for a 2017 Jeep Compass is $565. However, Safeco offers the cheapest rates, averaging $123 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $557 |
| Dairyland Auto 1 Month | $396 |
| NatGen Custom 360 | $204 |
| Safeco | $123 |
| Nodak Mutual | $833 |
| Clearcover | $821 |
| North Carolina Farm Bureau | $917 |
| Dairyland FR Bond | $752 |
| Buckeye Insurance Group | $856 |
| Dairyland Broadform | $630 |
2016 Jeep Compass Insurance Rates
The average annual insurance cost for a 2016 Jeep Compass is $406. However, Safeco offers the cheapest rates, averaging $161 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $161 |
| AssuranceAmerica Mobile Max | $154 |
| North Carolina Farm Bureau | $821 |
| Dairyland Broadform | $130 |
| Mercury Insurance | $638 |
| American National P | $715 |
| Dairyland Scored | $521 |
| Dairyland FR Bond | $539 |
| NatGen Custom 360 | $239 |
| Kemper Personal Insurance | $144 |
Find Affordable Jeep Compass Insurance Rates
2015 Jeep Compass Insurance Rates
The average annual insurance cost for a 2015 Jeep Compass is $679. However, Safeco offers the cheapest rates, averaging $163 per year.
| Insurance Provider | Average Annual Cost |
| SafeAuto | $984 |
| Mercury Insurance | $316 |
| Utica National Ins Group | $920 |
| Kemper Auto Premium | $266 |
| Union Mutual Fire Group | $693 |
| NatGen Custom 360 | $579 |
| American National P | $1,056 |
| North Carolina Farm Bureau | $820 |
| Safeco | $163 |
| Tennessee Farmers | $996 |
2014 Jeep Compass Insurance Rates
The average annual insurance cost for a 2014 Jeep Compass is $443. However, Mercury Insurance offers the cheapest rates, averaging $161 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $161 |
| AssuranceAmerica Mobile Max | $372 |
| American National P | $467 |
| Countryway Insurance | $790 |
| Dairyland FR Bond | $447 |
| Dairyland Broadform | $248 |
| Concord Group | $691 |
| Kemper Personal Insurance | $220 |
| Safeco | $211 |
| SECURA Insurance | $819 |
2013 Jeep Compass Insurance Rates
The average annual insurance cost for a 2013 Jeep Compass is $523. However, Safeco offers the cheapest rates, averaging $75 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $824 |
| Mercury Insurance | $580 |
| Mercury Insurance Company | $472 |
| Kemper Auto Premier | $816 |
| Safeco | $75 |
| Infinity Special | $398 |
| AssuranceAmerica Mobile Max | $455 |
| Kemper Auto | Infinity | $507 |
| North Carolina Farm Bureau | $668 |
| American National P | $439 |
2012 Jeep Compass Insurance Rates
The average annual insurance cost for a 2012 Jeep Compass is $435. However, Safeco offers the cheapest rates, averaging $75 per year.
| Insurance Provider | Average Annual Cost |
| Clearcover | $720 |
| Infinity Special | $417 |
| NatGen Custom 360 | $184 |
| Safeco | $75 |
| Mercury Insurance | $214 |
| American National P | $552 |
| MMG Insurance Company | $698 |
| Countryway Insurance | $687 |
| Dairyland Broadform | $225 |
| Concord Group | $576 |
2011 Jeep Compass Insurance Rates
The average annual insurance cost for a 2011 Jeep Compass is $493. However, Safeco offers the cheapest rates, averaging $73 per year.
| Insurance Provider | Average Annual Cost |
| Union Mutual Fire Group | $645 |
| Dairyland FR Bond | $263 |
| American National P&C | $577 |
| NatGen Custom 360 | $403 |
| Clearcover | $700 |
| Mercury Insurance | $305 |
| North Carolina Farm Bureau | $640 |
| EMC Insurance | $757 |
| Kemper Auto | Infinity | $570 |
| Safeco | $73 |
2010 Jeep Compass Insurance Rates
The average annual insurance cost for a 2010 Jeep Compass is $804. However, Mercury Insurance offers the cheapest rates, averaging $471 per year.
| Insurance Provider | Average Annual Cost |
| United Farm Bureau of IN Group | $701 |
| New Jersey Manufacturers | $961 |
| PEMCO | $966 |
| Capital Insurance Group | $799 |
| Mercury Insurance | $471 |
| AssuranceAmerica | $841 |
| Safeco | $518 |
| SafeAuto | $852 |
| Southern Farm Bureau | $955 |
| Atlantic States Insurance | $975 |
Find Affordable Jeep Compass Insurance Rates
Is A Jeep Compass Expensive To Insure?
Insuring a Jeep Compass typically costs more than the average for all vehicles. However, your actual insurance premium will depend on several factors, including your age, the car’s model year, your location, and other personal details. Comparing quotes from multiple insurers can help you find the best rate for your specific situation.
Cost of Jeep Compass Car Insurance By Age
Age is a key factor in determining car insurance rates. Younger drivers, especially teenagers, tend to pay the highest premiums due to their higher accident risk. As drivers gain more experience and maintain a clean record, their insurance costs generally decrease since they are considered lower risk by insurers.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,510 | $9,561 | $11,266 |
| 18 | $6,073 | $8,944 | $10,492 |
| 19 | $5,395 | $7,877 | $9,221 |
| 20 | $4,669 | $6,874 | $8,110 |
| 21 | $3,903 | $5,794 | $6,752 |
| 22 | $3,802 | $5,630 | $6,622 |
| 23 | $3,357 | $4,947 | $5,783 |
| 24 | $3,189 | $4,694 | $5,524 |
| 25 | $2,746 | $4,069 | $4,736 |
| 30 | $2,159 | $3,098 | $3,668 |
| 35 | $2,053 | $2,963 | $3,412 |
| 40 | $1,949 | $2,879 | $3,314 |
| 45 | $1,907 | $2,803 | $3,207 |
| 55 | $1,755 | $2,509 | $2,995 |
| 65 | $1,771 | $2,664 | $3,114 |
| 75 | $2,275 | $3,351 | $3,946 |
Jeep Compass Car Insurance Rates By State
Your location significantly impacts your car insurance rates, as each state has its own regulations and coverage requirements. For instance, Michigan typically has higher premiums due to its strict insurance laws. Additionally, factors like climate conditions—such as hurricanes, storms, or flooding—can influence costs. Crime rates, including car thefts and accident statistics, also play a role in determining your Jeep Compass insurance rate, as insurers assess the risk level associated with your area.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,034 | $2,973 | $3,801 |
| Alaska | $1,658 | $2,321 | $2,239 |
| Arizona | $1,923 | $2,740 | $4,037 |
| Arkansas | $2,089 | $3,291 | $3,592 |
| California | $2,296 | $4,148 | $2,330 |
| Colorado | $2,199 | $3,055 | $3,824 |
| Connecticut | $2,789 | $4,330 | $5,508 |
| Delaware | $2,289 | $3,051 | $3,938 |
| Florida | $2,775 | $3,843 | $4,965 |
| Georgia | $2,212 | $3,309 | $3,399 |
| Hawaii | $888 | $1,226 | $932 |
| Idaho | $1,525 | $2,073 | $2,458 |
| Illinois | $1,594 | $2,415 | $2,772 |
| Indiana | $1,715 | $2,594 | $2,893 |
| Iowa | $1,354 | $1,815 | $2,169 |
| Kansas | $1,786 | $2,522 | $3,022 |
| Kentucky | $2,519 | $3,758 | $4,415 |
| Louisiana | $3,237 | $4,973 | $5,309 |
| Maine | $1,267 | $1,741 | $2,474 |
| Maryland | $2,023 | $2,934 | $3,266 |
| Massachusetts | $1,586 | $2,766 | $1,623 |
| Michigan | $3,854 | $5,893 | $9,280 |
| Minnesota | $1,599 | $2,084 | $3,013 |
| Mississippi | $1,897 | $2,691 | $2,728 |
| Missouri | $1,816 | $2,630 | $3,392 |
| Montana | $1,847 | $2,539 | $3,002 |
| Nebraska | $1,546 | $2,294 | $2,456 |
| Nevada | $2,577 | $3,790 | $4,042 |
| New Hampshire | $1,777 | $2,866 | $3,545 |
| New Jersey | $1,985 | $3,108 | $4,022 |
| New Mexico | $2,058 | $3,010 | $3,066 |
| New York | $1,839 | $2,324 | $3,905 |
| North Carolina | $1,196 | $2,017 | $1,431 |
| North Dakota | $1,529 | $2,367 | $2,800 |
| Ohio | $1,440 | $2,201 | $2,206 |
| Oklahoma | $2,199 | $3,232 | $3,593 |
| Oregon | $2,039 | $2,750 | $3,287 |
| Pennsylvania | $1,765 | $2,516 | $2,932 |
| Rhode Island | $2,871 | $4,213 | $4,741 |
| South Carolina | $1,911 | $2,736 | $3,765 |
| South Dakota | $1,763 | $2,498 | $2,925 |
| Tennessee | $2,064 | $3,003 | $4,070 |
| Texas | $2,044 | $2,962 | $3,708 |
| Utah | $1,784 | $2,446 | $3,368 |
| Vermont | $1,321 | $2,136 | $2,256 |
| Virginia | $1,288 | $1,948 | $1,975 |
| Washington | $1,660 | $2,275 | $2,730 |
| West Virginia | $1,695 | $2,432 | $3,072 |
| Wisconsin | $1,733 | $2,652 | $3,029 |
| Wyoming | $1,564 | $2,248 | $2,404 |
Find Affordable Jeep Compass Insurance Rates
Cheapest Car Insurance Companies For A Jeep Compass
If you’re in the market for a new car insurance policy for your Jeep Compass, it’s helpful to know which companies offer the most affordable rates. Ohio Mutual provides the lowest average premium at $31 per month, making them the most budget-friendly option. However, insurance rates vary based on factors like your driving history, location, and coverage needs. To secure the best deal for your specific profile, it’s always a good idea to compare quotes from multiple providers.
| Company | Average Monthly Rate |
| Aspire | $38 |
| MotionAuto | $46 |
| Mile Auto | $40 |
| Clearcover | $49 |
| Ohio Mutual | $31 |
Common Jeep Compass Insurance Discounts
Discounts can significantly reduce your car insurance costs. While each insurer has its own offers, here are some common discounts you may qualify for:
- Multi-policy discount: Bundling your auto and home insurance with the same provider can lead to savings.
- Annual payment discount: Paying your premium in full rather than monthly can lower your overall cost.
- Defensive driving discount: Completing a certified defensive driving course may make you eligible for reduced rates.
Other discounts may also be available based on your profile. It’s best to speak with your insurance provider to explore all the savings opportunities you qualify for.
Ways To Save On Jeep Compass Insurance Costs
Maintaining a clean driving record is one of the best ways to keep your Jeep Compass insurance costs down. Traffic violations and accidents can lead to higher premiums, with drivers who have a ticket on their record paying around $89 per month, while those with multiple accidents might face rates as high as $135 per month. Additionally, drivers who log fewer miles each year typically pay less for insurance. For instance, those driving between 5,001 and 7,500 miles annually can expect to pay about $71 per month, while those who exceed 10,000 miles per year may pay around $89 per month. By avoiding tickets, accidents, and reducing mileage, you can help keep your insurance costs lower.
Compare Jeep Compass To Other Jeep Models
Looking for other Jeep model insurance costs?
Our Methodology
To determine the average cost of car insurance, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used for this calculation was a 40-year-old male driver purchasing full-coverage car insurance, with the following coverage limits: $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. It's important to note that the actual rates you receive may vary based on your personal situation and other factors.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Jeep Compass?
Yes, you’ll need to provide proof of insurance before you can drive your Jeep Compass off the dealership lot. The best approach is to purchase a policy beforehand and inform your insurance company that you’re about to buy the car. This way, you’ll have coverage in place and avoid relying on dealership insurance.
How Can You Get The Cheapest Insurance For Your Jeep Compass?
The best way to find the cheapest rates for your Jeep Compass is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers, right here on our website.
