Maserati Ghibli Car Insurance Cost

Ensuring your Maserati Ghibli will typically set you back approximately $1,275 annually with Nationwide insurance. However, actual costs can vary based on factors like your age and the year of your car model. Refer to our quote tables below to get an estimate tailored to your circumstances.

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Updated: 09 August 2024
Written by Bob Phillips
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When contemplating buying a Maserati Ghibli, it’s essential to factor in the cost of insurance. Insurance plays a crucial role in car ownership, and it’s vital to understand its implications before committing to a purchase.

Choosing the right car insurance is important to avoid unexpected and potentially expensive expenses later on. Insufficient coverage in the event of an accident could leave you facing substantial out-of-pocket costs. Plus, there’s the possibility of premium hikes if you’re deemed at fault.

With over ten years of experience analyzing car insurance rates, I’ve witnessed significant variations in costs. Your age, driving history, and location all play substantial roles in determining insurance premiums

How Much Does Maserati Ghibli Car Insurance Cost?

Typically, Nationwide provides the most competitive rate, averaging $1,275 annually for full coverage insurance on a 2023 Maserati Ghibli.

Although Nationwide’s rate serves as a useful reference point, it’s crucial to recognize that the price of car insurance can vary significantly based on several factors. These factors encompass your location, driving history, the model year of your car, and the specific coverage options you select. A clean driving record can result in lower premiums, whereas a track record of accidents or traffic infractions may raise your costs.

Moreover, residing in an urban area characterized by heavy traffic can lead to higher rates compared to rural regions with lighter traffic volumes. The type of coverage you opt for will also affect your premium—comprehensive coverage, which includes both comprehensive and collision coverage, tends to be pricier than minimum liability coverage.

Insuranceopedia is available to assist you in exploring and comparing quotes from various insurance providers, ensuring you secure the most favorable deal.

2023 Maserati Ghibli Insurance Rates

Insurance Provider Average Annual Cost
Nationwide $1,275
California Capital $2,798
Mercury Insurance Company $3,412
USAA $3,527
Unitrin $4,698
21st Century $5,477
State Farm $5,688
Alliance United $6,250
Farmers $6,735
National General $6,850

2022 Maserati Ghibli Insurance Rates

Insurance Provider Average Annual Cost
North Carolina Farm Bureau $1,773
Erie $1,934
Hanover $1,993
Farm Bureau Mutual (IA Group) $1,988
GMAC Insurance Group $2,018
Penn National $2,278
ACCC Insurance Company $2,361
Travelers $2,585
Georgia Farm Bureau $2,694
California Capital $2,796

2021 Maserati Ghibli Insurance Rates

Insurance Provider Average Annual Cost
Texas Farm Bureau Group $1,531
Direct Auto $1,572
Penn National $2,020
New Jersey Manufacturers $2,046
California Capital $2,654
USAA $2,952
State Farm $3,245
21st Century $3,870
Nationwide $3,898
Unitrin $4,339

2020 Maserati Ghibli Insurance Rates

Insurance Provider Average Annual Cost
American National P $1,222
Indiana Farmers Mutual Ins $1,303
Pekin Insurance $1,503
Penn National $1,829
Hastings Mutual Insurance Co $2,086
United Farm Bureau of IN Group $2,096
Farm Bureau Mutual (IA Group) $2,110
Buckeye Insurance Group $2,083
Southern Farm Bureau $2,421
Rockford Mutual Insurance $2,646

2019 Maserati Ghibli Insurance Rates

Insurance Provider Average Annual Cost
Safeco $952
Direct Auto $1,373
Virginia Farm Bureau $1,445
Unigard $1,538
Farm Bureau Mutual (IA Group) $1,648
Texas Farm Bureau Group $1,877
Penn National $1,881
Mississippi Farm Bureau $2,283
Utica National Ins Group $2,405
California Capital $2,515

2018 Maserati Ghibli Insurance Rates

Insurance Provider Average Annual Cost
American National P $1,378
Texas Farm Bureau Group $1,390
Mercury Insurance $1,374
Capital Insurance Group $1,398
Safeco $1,447
Titan $1,460
Direct Auto $1,514
Tennessee Farmers $1,577
Utica National Ins Group $1,970
Penn National $1,991

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2017 Maserati Ghibli Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $988
Indiana Farmers Mutual Ins $1,142
Plymouth Rock $1,147
SAFECO $1,429
Capital Insurance Group $1,503
Titan $1,521
Texas Farm Bureau Group $1,602
American National P $1,607
United Farm Bureau of IN Group $1,700
ACCC Insurance Company $1,941

2016 Maserati Ghibli Insurance Rates

Insurance Provider Average Annual Cost
Safeco $682
Clearcover $850
American National P $835
Virginia Farm Bureau $902
Titan $1,202
Texas Farm Bureau Group $1,386
Mercury Insurance $1,501
Capital Insurance Group $1,816
North Carolina Farm Bureau $1,832
Norfolk and Dedham Group $2,078

2015 Maserati Ghibli Insurance Rates

Insurance Provider Average Annual Cost
Safeco $210
Virginia Farm Bureau $1,136
Mercury Insurance $1,280
Clearcover $1,313
EMC Insurance $1,346
Indiana Farmers Mutual Ins $1,684
Texas Farm Bureau Group $1,715
Mississippi Farm Bureau $1,725
Ameriprise Group $1,778
American National P $1,816

2014 Maserati Ghibli Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $310
Liberty Mutual $709
Safeco $750
Plymouth Rock Assurance $1,105
Clearcover $1,163
American National P $1,170
PEMCO $1,532
New Jersey Manufacturers $1,560
Capital Insurance Group $1,578
Titan $1,562

Cost of Maserati Ghibli Car Insurance By Age

Driver  Age Good Driver Recent Accident Poor Credit
17 $17,298 $25,392 $29,707
18 $16,138 $23,688 $27,704
19 $14,235 $20,930 $24,477
20 $12,437 $18,236 $21,347
21 $10,415 $15,310 $17,901
22 $10,136 $14,886 $17,439
23 $8,886 $13,057 $15,230
24 $8,418 $12,396 $14,481
25 $7,267 $10,691 $12,493
30 $5,675 $8,307 $9,734
35 $5,305 $7,794 $9,120
40 $5,109 $7,484 $8,753
45 $4,986 $7,292 $8,540
55 $4,544 $6,713 $7,814
65 $4,744 $6,986 $8,160
75 $5,983 $8,824 $10,324

Maserati Ghibli Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $5,411 $7,880 $9,996
Alaska $4,470 $6,210 $6,028
Arizona $5,043 $7,297 $10,797
Arkansas $5,558 $8,724 $9,580
California $6,193 $10,906 $6,169
Colorado $5,761 $8,075 $10,255
Connecticut $7,347 $11,433 $14,510
Delaware $6,118 $8,111 $10,421
Florida $7,278 $10,027 $13,084
Hawaii $2,354 $3,196 $2,366
Idaho $4,091 $5,429 $6,619
Illinois $4,308 $6,510 $7,407
Indiana $4,437 $6,748 $7,580
Iowa $3,511 $4,817 $5,622
Kansas $4,639 $6,772 $7,915
Kentucky $6,717 $9,870 $11,646
Louisiana $8,639 $13,050 $14,163
Maine $3,258 $4,515 $6,652
Maryland $5,280 $7,713 $8,543
Massachusetts $4,255 $7,383 $4,224
Michigan $10,235 $15,587 $24,602
Minnesota $4,203 $5,611 $7,910
Mississippi $5,092 $7,261 $7,299
Missouri $4,780 $6,835 $8,988
Montana $4,858 $6,790 $7,907
Nebraska $4,117 $6,085 $6,615
Nevada $6,788 $10,085 $10,624
New Hampshire $4,732 $7,452 $9,455
New Jersey $5,224 $8,150 $10,695
New Mexico $5,324 $7,890 $8,196
New York $4,932 $6,206 $10,364
North Carolina $3,048 $5,252 $3,757
North Dakota $4,155 $6,333 $7,518
Ohio $3,729 $5,743 $5,889
Oklahoma $5,948 $8,499 $9,567
Oregon $5,417 $7,255 $8,676
Pennsylvania $4,575 $6,706 $7,843
Rhode Island $7,626 $11,170 $12,584
South Carolina $5,157 $7,143 $9,893
South Dakota $4,647 $6,683 $7,692
Tennessee $5,435 $8,014 $10,676
Texas $5,478 $7,945 $9,860
Utah $4,658 $6,541 $9,019
Vermont $3,592 $5,540 $5,835
Virginia $3,377 $5,191 $5,081
Washington $4,477 $6,075 $7,266
West Virginia $4,530 $6,478 $8,080
Wisconsin $4,515 $7,025 $8,021
Wyoming $4,181 $5,872 $6,254
Georgia $5,931 $8,840 $8,932

FAQs

Who has the cheapest car insurance for a Maserati Ghibli?

Nationwide has the cheapest car insurance for the Maserati Ghibli for the model year 2023.

Which company offers the best car insurance for a Maserati Ghibli?

Based on a combination of having the lowest rates, comprehensive coverage, and top-rated customer service, we believe Nationwide offers the best car insurance for a Maserati Ghibli.

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