Nissan Maxima Car Insurance Cost

Getting insurance coverage for a Nissan Maxima typically amounts to about $510 annually through Safeco. However, the specific costs can vary based on factors such as age, the year of the car model, and other relevant considerations. Utilize our quote tables below to estimate the potential cost tailored to your circumstances.

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Updated: 19 October 2024
Written by Bob Phillips
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If you’re thinking about buying a Nissan Maxima, you’ll need to factor in the cost of insurance among other considerations. Insurance is a significant aspect of car ownership, so it’s essential to understand its implications before making a purchase.

Choosing the right car insurance is crucial to avoid unexpected and potentially high expenses in the future. It’s important to have sufficient coverage to avoid significant out-of-pocket costs if an accident occurs. Additionally, there’s the risk of facing higher premiums if you’re responsible for an accident.

With over ten years of experience studying car insurance rates, I’ve noticed the considerable variation in these costs. Factors such as age, driving record, and even your location can have a significant impact on your insurance premiums.

How Much Does Nissan Maxima Car Insurance Cost?

Typically, Safeco provides the most competitive average rate, amounting to $395 per year, for full coverage insurance on a 2024 Nissan Maxima.

While Safeco’s pricing serves as a useful reference point, it’s essential to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, the year of your car’s model, and the specific coverage options you select. Maintaining a clean driving record typically results in lower premiums, while a history of accidents or traffic violations can raise your costs.

Moreover, residing in urban areas with heavy traffic often leads to higher insurance rates compared to rural regions with lighter traffic. Your choice of coverage also influences your premium – comprehensive coverage, which includes both collision and comprehensive coverage, tends to be more expensive than minimum liability coverage.

Insuranceopedia is available to assist you in shopping around and comparing quotes from different insurance companies, ensuring you secure the best deal possible.

2024 Nissan Maxima Insurance Rates

Insurance Provider Average Annual Cost
Safeco $510
Direct Auto $1,235
Texas Farm Bureau Group $1,561
AssuranceAmerica Economy $1,905
National General Value $1,910
21st Century $2,130
AssuranceAmerica Elite $2,123
California Capital $2,130
Penn National $2,230
New Jersey Manufacturers $2,230

2023 Nissan Maxima Insurance Rates

Insurance Provider Average Annual Cost
Texas Farm Bureau Group $1,388
New Jersey Manufacturers $2,108
AssuranceAmerica Elite $2,069
National General Value $1,794
Safeco $407
AssuranceAmerica Economy $1,715
Direct Auto $1,154
California Capital $2,052
Penn National $2,063
21st Century $2,021

2022 Nissan Maxima Insurance Rates

Insurance Provider Average Annual Cost
Pekin Insurance $796
Direct Auto $1,680
Rockford Mutual Insurance $1,484
SECURA Insurance $1,145
Safeco $45
Hastings Mutual Insurance Co $852
Mercury Insurance $566
Grange Mutual $1,668
New Jersey Manufacturers $1,737
Plymouth Rock Assurance $1,328

2021 Nissan Maxima Insurance Rates

Insurance Provider Average Annual Cost
Direct Auto $979
Texas Farm Bureau Group $1,757
North Carolina Farm Bureau $1,457
Utica National Ins Group $1,058
Safeco $157
Titan $1,034
Kemper Auto | Infinity $966
Farm Bureau Mutual (IA Group) $1,573
Tennessee Farmers $1,704
SECURA Insurance $1,250

2020 Nissan Maxima Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $712
Farm Bureau Mutual (IA Group) $1,373
Tennessee Farmers $1,203
SafeAuto $1,097
Safeco $222
Mercury Insurance $978
American National P $704
NatGen Custom 360 $1,192
Indiana Farmers Mutual Ins $1,356
AssuranceAmerica Mobile Max $1,079

2019 Nissan Maxima Insurance Rates

Insurance Provider Average Annual Cost
American National P $794
Tennessee Farmers $1,448
Hastings Mutual Insurance Co $1,307
SafeAuto $1,204
Safeco $121
Texas Farm Bureau Group $999
Mercury Insurance $681
Farm Bureau Mutual (IA Group) $1,379
Pekin Insurance $1,427
SECURA Insurance $1,281

2018 Nissan Maxima Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $486
North Carolina Farm Bureau $1,393
Infinity Special $1,085
American National P $1,007
Safeco $162
Dairyland Broadform $568
AssuranceAmerica Mobile Max $350
SECURA Insurance $1,327
NatGen PPA $1,407
Kemper Auto Premium $1,045

2017 Nissan Maxima Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $323
American National P $993
NatGen PPA $764
Infinity Special $531
Safeco $144
Dairyland FR Bond $517
NatGen Custom 360 $174
Mercury Insurance $923
Kemper Auto Premier $939
Dairyland Broadform $724

2016 Nissan Maxima Insurance Rates

Insurance Provider Average Annual Cost
NatGen Custom 360 $525
Pekin Insurance $1,168
Dairyland FR Bond $1,035
Kemper Auto Premier $992
Safeco $43
American National P $729
AssuranceAmerica Mobile Max $504
Infinity Special $1,091
Dairyland Broadform $1,112
Utica National Ins Group $1,002

2014 Nissan Maxima Insurance Rates

Insurance Provider Average Annual Cost
Safeco $245
Nationwide ThreeSixZero $1,124
Kemper Personal Insurance $903
Dairyland FR Bond $602
Kemper Auto Premium $108
Mercury Insurance $464
AssuranceAmerica Mobile Max $211
Kemper Auto Premier $1,051
PEMCO $1,088
Dairyland Broadform $623

2013 Nissan Maxima Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $653
Plymouth Rock Assurance $1,284
PEMCO $1,025
NatGen Custom 360 $694
Kemper Auto Premium $155
AssuranceAmerica Mobile Max $681
Safeco $391
Indiana Farmers Mutual Ins $1,025
Kemper Auto | Infinity $1,206
American National P $977

2012 Nissan Maxima Insurance Rates

Insurance Provider Average Annual Cost
Dairyland Broadform $630
Kentucky Farm Bureau $1,184
Concord Group $959
American National P $868
Safeco $126
Kemper Auto Premium $715
Mercury Insurance $271
Buckeye Insurance Group $987
NatGen PPA $1,074
Utica National Ins Group $894

2011 Nissan Maxima Insurance Rates

Insurance Provider Average Annual Cost
Safeco $257
Farmers Mutual of Nebraska $1,138
Dairyland Broadform $889
NatGen Advantage $634
Kemper Personal Insurance $180
American National P $572
NatGen Custom 360 $216
Texas Farm Bureau Group $983
Direct Administration $1,011
Mercury Insurance $870

2010 Nissan Maxima Insurance Rates

Insurance Provider Average Annual Cost
Dairyland Broadform $519
American National P $1,004
Farmers Mutual of Nebraska $933
Mercury Insurance $523
Safeco $135
AssuranceAmerica Mobile Max $515
Infinity Special $467
ACCC Insurance Company $933
Indiana Farmers Mutual Ins $944
Kemper Personal Insurance $919

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Cost of Nissan Maxima Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $9,881 $14,539 $17,027
18 $9,229 $13,571 $15,870
19 $8,182 $11,991 $14,036
20 $7,160 $10,467 $12,228
21 $5,949 $8,747 $10,297
22 $5,839 $8,538 $10,002
23 $5,115 $7,465 $8,710
24 $4,817 $7,124 $8,292
25 $4,161 $6,110 $7,148
30 $3,233 $4,794 $5,552
35 $3,029 $4,476 $5,192
40 $2,933 $4,301 $5,041
45 $2,858 $4,195 $4,860
55 $2,604 $3,848 $4,490
65 $2,720 $3,997 $4,676
75 $3,438 $5,081 $5,900

Nissan Maxima Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $3,071 $4,526 $5,781
Alaska $2,535 $3,545 $3,492
Arizona $2,891 $4,234 $6,153
Arkansas $3,192 $4,989 $5,502
California $3,577 $6,295 $3,493
Colorado $3,335 $4,609 $5,857
Connecticut $4,203 $6,547 $8,315
Delaware $3,482 $4,667 $5,990
Florida $4,122 $5,741 $7,526
Hawaii $1,330 $1,810 $1,390
Idaho $2,391 $3,094 $3,790
Illinois $2,466 $3,734 $4,251
Indiana $2,507 $3,858 $4,327
Iowa $1,968 $2,733 $3,237
Kansas $2,654 $3,883 $4,544
Kentucky $3,854 $5,636 $6,696
Louisiana $4,928 $7,507 $8,096
Maine $1,856 $2,586 $3,819
Maryland $3,018 $4,420 $4,895
Massachusetts $2,423 $4,241 $2,413
Michigan $5,848 $8,954 $14,101
Minnesota $2,439 $3,199 $4,562
Mississippi $2,907 $4,187 $4,190
Missouri $2,765 $3,905 $5,123
Montana $2,831 $3,897 $4,514
Nebraska $2,348 $3,481 $3,802
Nevada $3,890 $5,768 $6,099
New Hampshire $2,735 $4,278 $5,416
New Jersey $3,002 $4,633 $6,084
New Mexico $3,043 $4,553 $4,736
New York $2,842 $3,540 $5,924
North Carolina $1,748 $3,033 $2,130
North Dakota $2,394 $3,642 $4,308
Ohio $2,120 $3,279 $3,340
Oklahoma $3,422 $4,878 $5,503
Oregon $3,097 $4,164 $4,993
Pennsylvania $2,602 $3,845 $4,532
Rhode Island $4,332 $6,382 $7,200
South Carolina $2,940 $4,139 $5,635
South Dakota $2,674 $3,849 $4,402
Tennessee $3,102 $4,612 $6,122
Texas $3,134 $4,540 $5,653
Utah $2,636 $3,732 $5,187
Vermont $2,094 $3,186 $3,355
Virginia $1,963 $2,982 $2,956
Washington $2,577 $3,489 $4,215
West Virginia $2,629 $3,665 $4,640
Wisconsin $2,584 $4,042 $4,606
Wyoming $2,401 $3,365 $3,585
Georgia $3,409 $5,069 $5,145

Our Methodology

To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.

105

Quotes Analyzed

58

Brands Reviewed

40+

Research Hours

15+

Years Of Experience

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