Toyota Tacoma Car Insurance Cost

Securing insurance for a Toyota Tacoma typically comes with an annual cost of about $310 through Dairyland Broadform. However, the actual expenses can vary based on factors such as your age, the year of your car model, and other relevant factors. Refer to the quote tables provided below to estimate the potential cost tailored to your situation.

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Updated: 11 October 2024
Written by Bob Phillips
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If you’re thinking about buying a Toyota Tacoma, you’ll need to consider the cost of insurance among other factors. Insurance is a crucial aspect of owning a car, so it’s important to understand it before making a decision.

Choosing the right car insurance is essential to avoid unexpected and potentially high expenses in the future. It’s crucial to have adequate coverage in case of an accident to prevent significant out-of-pocket costs. Additionally, if you’re found at fault in an accident, your insurance premiums could increase.

With over ten years of experience analyzing car insurance rates, I’ve noticed how much these costs can vary. Factors like your age, driving record, and where you live can significantly affect your insurance premiums.

How Much Does Toyota Tacoma Car Insurance Cost?

Typically, Dairyland Broadform provides the most competitive price, charging around $310 annually for full coverage insurance on a 2024 Toyota Tacoma.

While Dairyland Broadform’s price is a good reference point, it’s essential to understand that car insurance costs can vary significantly based on several factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record generally leads to lower premiums, while a record of accidents or traffic violations can raise your costs.

Moreover, residing in an urban area with heavy traffic often results in higher insurance rates compared to rural areas with less traffic. Your choice of coverage also affects your premium – comprehensive coverage, which includes both comprehensive and collision coverage, tends to be more expensive than basic liability coverage.

Insuranceopedia is available to assist you in comparing quotes from different insurance companies, ensuring you find the best deal possible.

2024 Toyota Tacoma Insurance Rates

Insurance Provider Average Annual Cost
Safeco $514
MMG Insurance Company $933
Countryway Insurance $881
Buckeye Insurance Group $652
Dairyland Broadform $310
Concord Group $647
Victoria $375
Indiana Farmers Mutual Ins $818
Mercury Insurance $843
American National P $784

2023 Toyota Tacoma Insurance Rates

Insurance Provider Average Annual Cost
American National P $439
New York Central Mutual Fire $1,006
Wolverine Mutual $921
Pekin Insurance $730
NatGen Custom 360 $226
Safeco $511
Victoria $289
Hastings Mutual Insurance Co $966
Norfolk and Dedham Group $973
Texas Farm Bureau Group $929

2022 Toyota Tacoma Insurance Rates

Insurance Provider Average Annual Cost
AssuranceAmerica Mobile Max $363
Countryway Insurance $998
American National P $905
Victoria $672
Kemper Auto $121
Concord Group $606
Safeco $353
Titan $909
MMG Insurance Company $953
Pekin Insurance $847

2021 Toyota Tacoma Insurance Rates

Insurance Provider Average Annual Cost
Safeco $514
MMG Insurance Company $933
Countryway Insurance $881
Buckeye Insurance Group $652
Dairyland Broadform $310
Concord Group $647
Victoria $375
Indiana Farmers Mutual Ins $818
Mercury Insurance $843
American National P $784

2020 Toyota Tacoma Insurance Rates

Insurance Provider Average Annual Cost
American National P $511
West Bend Mutual $994
United Farm Bureau of IN Group $843
Countryway Insurance $761
Safeco $155
Buckeye Insurance Group $762
Mercury Insurance $406
Rural Mutual Insurance $857
Utica National Ins Group $919
Pekin Insurance $790

2019 Toyota Tacoma Insurance Rates

Insurance Provider Average Annual Cost
Concord Group $695
West Bend Mutual $1,044
Mercury Insurance $920
AssuranceAmerica Mobile Max $730
Safeco $147
SafeAuto $701
Buckeye Insurance Group $638
Pekin Insurance $940
American National P $982
North Carolina Farm Bureau $853

2018 Toyota Tacoma Insurance Rates

Insurance Provider Average Annual Cost
AssuranceAmerica Mobile Max $406
Patriot Group $859
Buckeye Insurance Group $786
Utica National Ins Group $714
Safeco $121
American National P $549
Concord Group $425
Mercury Insurance $843
MMG Insurance Company $852
Countryway Insurance $766

2017 Toyota Tacoma Insurance Rates

Insurance Provider Average Annual Cost
NatGen Custom 360 $507
Infinity Special $1,040
American National P&C $885
Mercury Insurance $792
Safeco $295
Concord Group $705
Kemper Auto $450
Indiana Farmers Mutual Ins $1,003
SECURA Insurance $1,032
American National P $829

2016 Toyota Tacoma Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance Company $311
Dairyland FR Bond $636
American National P $482
Mercury Insurance $330
Jupiter Auto Insurance $10
Safeco $358
Infinity Special $234
Rural Mutual Insurance $595
West Bend Mutual $603
National General Value $460

2015 Toyota Tacoma Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $452
North Carolina Farm Bureau $733
Plymouth Rock Assurance $624
American National P $553
Safeco $238
SafeAuto $532
Mercury Insurance $359
Buckeye Insurance Group $615
Infinity Special $653
New York Central Mutual Fire $588

2014 Toyota Tacoma Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto Premier $400
North Carolina Farm Bureau $748
Buckeye Insurance Group $633
SECURA Insurance $556
Safeco $164
American National P $424
Mercury Insurance $351
Umialik Insurance $654
New York Central Mutual Fire $719
Pekin Insurance $565

2013 Toyota Tacoma Insurance Rates

Insurance Provider Average Annual Cost
NatGen Custom 360 $480
Buckeye Insurance Group $858
PEMCO $775
SECURA Insurance $709
Safeco $273
First Chicago Insurance $657
American National P $332
Direct Auto $770
Pekin Insurance $778
Mercury Insurance $753

2012 Toyota Tacoma Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $525
Ohio Mutual Ins Group $793
North Carolina Farm Bureau $713
Frankenmuth Mutual $645
Safeco $177
NatGen PPA $576
Buckeye Insurance Group $488
SafeAuto $745
PEMCO $794
ALFA $690

2011 Toyota Tacoma Insurance Rates

Insurance Provider Average Annual Cost
Buckeye Insurance Group $427
Partners Mutual Insurance Co $497
United Farm Bureau of IN Group $442
Pekin Insurance $409
Safeco $212
Kemper Auto | Infinity $385
Mercury Insurance $290
Infinity Special $456
North Star $469
American National P $450

2010 Toyota Tacoma Insurance Rates

Insurance Provider Average Annual Cost
SECURA Insurance $584
New York Central Mutual Fire $848
NatGen Advantage $737
North Carolina Farm Bureau $701
Safeco $518
Mercury Insurance $624
Buckeye Insurance Group $518
Western Reserve $761
AssuranceAmerica Economy $740
Verti Insurance $758

Find Affordable Toyota Tacoma Car Insurance

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Cost of Toyota Tacoma Car Insurance By Age

Drive Age Good Driver Recent Accident Poor Credit
17 $6,633 $9,752 $11,367
18 $6,186 $9,081 $10,620
19 $5,463 $8,048 $9,415
20 $4,786 $7,008 $8,175
21 $3,978 $5,891 $6,893
22 $3,896 $5,722 $6,694
23 $3,437 $5,007 $5,831
24 $3,220 $4,748 $5,564
25 $2,782 $4,101 $4,826
30 $2,175 $3,202 $3,757
35 $2,028 $3,025 $3,538
40 $1,934 $2,904 $3,367
45 $1,905 $2,801 $3,278
55 $1,760 $2,535 $3,021
65 $1,806 $2,665 $3,113
75 $2,311 $3,385 $3,956

Toyota Tacoma Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $2,084 $2,988 $3,856
Alaska $1,732 $2,392 $2,306
Arizona $1,943 $2,805 $4,158
Arkansas $2,126 $3,357 $3,684
California $2,407 $4,180 $2,413
Colorado $2,194 $3,070 $3,963
Connecticut $2,804 $4,365 $5,588
Delaware $2,376 $3,119 $4,030
Florida $2,777 $3,840 $5,017
Hawaii $935 $1,244 $916
Idaho $1,559 $2,086 $2,537
Illinois $1,678 $2,501 $2,855
Indiana $1,677 $2,596 $2,899
Iowa $1,376 $1,862 $2,161
Kansas $1,779 $2,601 $3,040
Kentucky $2,560 $3,756 $4,475
Louisiana $3,314 $5,018 $5,454
Maine $1,262 $1,709 $2,557
Maryland $2,062 $2,939 $3,299
Massachusetts $1,592 $2,827 $1,647
Michigan $3,945 $5,978 $9,409
Minnesota $1,640 $2,123 $3,061
Mississippi $1,956 $2,783 $2,791
Missouri $1,838 $2,650 $3,499
Montana $1,899 $2,608 $3,052
Nebraska $1,607 $2,326 $2,547
Nevada $2,605 $3,843 $4,100
New Hampshire $1,846 $2,842 $3,626
New Jersey $1,982 $3,128 $4,067
New Mexico $2,040 $3,057 $3,147
New York $1,892 $2,374 $3,982
North Carolina $1,185 $2,009 $1,424
North Dakota $1,619 $2,419 $2,895
Ohio $1,406 $2,213 $2,253
Oklahoma $2,253 $3,255 $3,694
Oregon $2,092 $2,784 $3,357
Pennsylvania $1,734 $2,596 $3,030
Rhode Island $2,886 $4,283 $4,862
South Carolina $1,992 $2,770 $3,784
South Dakota $1,778 $2,574 $2,954
Tennessee $2,062 $3,115 $4,106
Texas $2,114 $3,049 $3,785
Utah $1,807 $2,510 $3,432
Vermont $1,367 $2,127 $2,277
Virginia $1,273 $2,031 $1,946
Washington $1,716 $2,338 $2,763
West Virginia $1,751 $2,482 $3,145
Wisconsin $1,681 $2,692 $3,085
Wyoming $1,562 $2,247 $2,428
Georgia $2,266 $3,422 $3,420

Our Methodology

To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.

105

Quotes Analyzed

58

Brands Reviewed

40+

Research Hours

15+

Years Of Experience

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