Cheapest Car Insurance In Huntsville, AL 2024
For minimum coverage car insurance in Huntsville, Country Financial is the least expensive choice, costing an average of $25 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
While shopping for affordable car insurance in Huntsville, AL, you may discover a broad range of price differences.
Country Financial ranks first for inexpensive liability-only insurance. Cincinnati Insurance takes the lead for full coverage options, and young drivers are also best served with low rates from Country Financial.
Cheapest Car Insurance Companies In Huntsville, AL
Cheapest Liability-only Car Insurance In Huntsville: Country Financial
For minimum coverage car insurance in Huntsville, Country Financial is the most budget-friendly option, averaging $25 monthly.
Use the table provided to compare rates among different insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Country Financial | $25 | $295 |
| Auto-Owners | $38 | $452 |
| Travelers | $37 | $441 |
| State Farm | $35 | $422 |
| Allstate | $58 | $696 |
Cheapest Full Coverage Insurance Rates In Huntsville: Cincinnati Insurance
If you’re looking for low-cost full coverage car insurance in Huntsville, Cincinnati Insurance leads the way with an average rate of $63 per month.
The following table compares average car insurance rates from affordable companies in Huntsville.
| Provider | Average Monthly Cost | Average Annual Cost |
| Cincinnati Insurance | $63 | $760 |
| State Farm | $78 | $934 |
| Auto-Owners | $80 | $958 |
| Allstate | $98 | $1,172 |
| Farmers | $104 | $1,246 |
Cheapest Car Insurance Rates For Seniors: Cincinnati Insurance
With an average rate of $51 a month, Cincinnati Insurance has the cheapest car insurance for seniors in Huntsville.
Check out the table below for average quotes from the cheapest auto insurance companies for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| Cincinnati Insurance | $51 | $614 |
| State Farm | $72 | $861 |
| Auto-Owners | $78 | $940 |
| GEICO | $80 | $955 |
| Allstate | $106 | $1,270 |
Cheapest Rates In Huntsville For Teenagers: Nationwide
The most budget-friendly car insurance for teenage drivers in Huntsville is from Nationwide, averaging $117 a month.
The table below displays the companies with the lowest insurance rates for teen drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $117 | $1,405 |
| State Farm | $258 | $3,094 |
| Allstate | $154 | $1,848 |
| Auto-Owners | $294 | $3,523 |
| Progressive | $267 | $3,207 |
Cheapest Auto Insurance For Young Adults in Huntsville: Country Financial
The cheapest car insurance quotes for young adults in Huntsville are from Country Financial, averaging $66 per month.
Check the table below to compare affordable auto insurance rates for young adults in Huntsville.
| Provider | Average Monthly Cost | Average Annual Cost |
| Country Financial | $66 | $796 |
| State Farm | $100 | $1,199 |
| Auto-Owners | $112 | $1,338 |
| GEICO | $99 | $1,187 |
| Nationwide | $104 | $1,245 |
Cheapest Car Insurance In Huntsville For Good Drivers: Country Financial
Country Financial stands out for offering the most affordable car insurance rates for good drivers in Huntsville, at $25 a month.
The following table offers average quotes from affordable insurance companies for good drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| Country Financial | $25 | $295 |
| Auto-Owners | $38 | $452 |
| Travelers | $37 | $441 |
| State Farm | $35 | $422 |
| Allstate | $58 | $696 |
Find affordable Huntsville rates
Cheapest Car Insurance In Huntsville After A Speeding Ticket: Cincinnati Insurance
Cincinnati Insurance is among the most affordable insurers in Huntsville, offering monthly premiums of $75 for drivers with a speeding ticket.
See the table below for average car insurance rates for drivers with a speeding ticket.
| Provider | Average Monthly Cost | Average Annual Cost |
| Cincinnati Insurance | $75 | $896 |
| State Farm | $86 | $1,033 |
| Nationwide | $95 | $1,140 |
| Allstate | $112 | $1,344 |
| Travelers | $100 | $1,205 |
Cheapest For Drivers With After At-Fault Accident: Country Financial
With an average cost of $68 per month, Country Financial provides the cheapest car insurance for drivers who have an at-fault accident.
Here are the insurance providers with the most budget-friendly rates for drivers who have an at-fault accident on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| Country Financial | $68 | $821 |
| Travelers | $105 | $1,260 |
| Cincinnati Insurance | $108 | $1,298 |
| Nationwide | $129 | $1,542 |
| Allstate | $140 | $1,675 |
Cheapest Rates In Huntsville For Drivers After A DUI: Country Financial
With average premiums of $80 per month, Country Financial is the most affordable insurer for Huntsville drivers with a DUI.
Drivers in Huntsville who have a DUI can find the cheapest rates displayed in the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| Country Financial | $80 | $961 |
| State Farm | $86 | $1,036 |
| Allstate | $135 | $1,625 |
| Progressive | $148 | $1,770 |
| Nationwide | $158 | $1,890 |
Best Car Insurance Companies In Huntsville
If you’re a driver in Huntsville, Country Financial provides the cheapest insurance at $25 a month. You may also consider State Farm at $35 or Auto-Owners at $38.
The following list shows the top 10 car insurance providers in Huntsville, AL, sorted by their average monthly premiums.
| Company | Monthly Premium |
| Country Financial | $25 |
| Cincinnati Insurance | $24 |
| Auto-Owners | $38 |
| Travelers | $37 |
| State Farm | $35 |
| Allstate | $58 |
| Progressive | $45 |
| Farmers | $58 |
| Nationwide | $46 |
| GEICO | $43 |
Average Auto Insurance Rates In Huntsville – By Age
The age of a driver is a major factor in car insurance rates. Younger drivers usually face higher costs due to inexperience and a greater risk of accidents, with teens averaging $2,990 per year in premiums.
When drivers turn 25, insurance premiums tend to decrease, provided they have a history of safe driving
Insurance companies frequently provide the lowest rates to drivers in their 50s and early 60s. Age is a critical factor they use to determine driving risk and experience, affecting premiums.
| Age | Average Yearly Rate |
| Teenagers | $2,990 |
| 20s | $1,036 |
| 30s | $714 |
| 40s | $691 |
| 50s | $652 |
| 60s | $661 |
| 70s | $790 |
Average Rates In Huntsville – By Vehicle
The type of car you own plays a key role in determining your insurance rates. Factors like the make, model, year, and body style are considered. Newer vehicles and luxury models with costly tech features often have higher insurance premiums.
You can refer to the table below to view average rates in Huntsville for different cars.
| Vehicle | Average Monthly Rate |
| Jaguar X5 | $116 |
| Toyota Rav4 | $107 |
| Kia Spectre | $109 |
| Toyota Camry | $70 |
Average Cost Of Auto Insurance In Huntsville – By Zip Code
Insurance companies use zip codes to evaluate crime statistics in your area, causing car insurance rates to vary by location.
Check the table below for average car insurance rates in different zip codes throughout Huntsville.
| Zip Code | Average Monthly Rate |
| 35811 | $125 |
| 35805 | $128 |
| 35649 | $190 |
| 35896 | $92 |
| 35806 | $137 |
How Much Is Car Insurance In Other Cities In Huntsville?
The city you reside in is a key factor in your car insurance rates. Companies assess location-based risks like the chance of accidents, vehicle theft, and vandalism, which tend to be more common in urban areas, leading to higher premiums.
As an example, residents of Birmingham pay roughly $161 each month for car insurance, while Athens drivers see an average of $120 per month.
| City | Average Monthly Rate |
| Jasper | $127 |
| Mobile | $152 |
| Montgomery | $135 |
| Phenix City | $122 |
| Tuscaloosa | $156 |
| Anniston | $132 |
| Athens | $120 |
| Bessemer | $138 |
| Birmingham | $161 |
| Cullman | $119 |
Find affordable Huntsville rates
Our Methodology
Leveraging an extensive analysis that covers customer service ratings, product options, pricing, and various user reviews, I’ve developed an in-depth view of car insurance companies in Huntsville, AL.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Huntsville?
In Huntsville, Country Financial offers the most affordable car insurance for the state-mandated minimum coverage, and Cincinnati Insurance leads the way in full coverage, which includes comprehensive and collision.
What is the average cost of car insurance in Huntsville?
Huntsville drivers can expect to pay an average of $140 per month for car insurance, though factors such as zip code, car year and model, and driving record can affect the rate.
