Cheapest Car Insurance In Los Angeles, CA 2024
If you’re shopping for the cheapest minimum coverage car insurance in Los Angeles, GEICO comes in at $49 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
Checking out car insurance rates in Los Angeles, CA, for the best deals can lead to finding a broad array of cost differences.
Looking for low-cost liability-only insurance? GEICO is your best bet. For full coverage, Progressive has unbeatable rates, and young drivers should consider GEICO once more for affordability.
Cheapest Car Insurance Companies In Los Angeles, CA
Cheapest Auto Insurance For Young Adults in Los Angeles: GEICO
At $151 per month on average, GEICO offers the lowest insurance quotes for young adults in Los Angeles.
Refer to the table below to compare low-cost auto insurance rates for young adults in Los Angeles.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $151 | $1,812 |
| Allstate | $156 | $1,870 |
| State Farm | $174 | $2,090 |
| Nationwide | $223 | $2,677 |
| Chubb | $280 | $3,361 |
Cheapest Liability-only Car Insurance In Los Angeles: GEICO
GEICO delivers the cheapest minimum coverage car insurance in Los Angeles, with an average cost of $49 per month.
Check the table below to understand how rates compare across insurance providers.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $49 | $590 |
| State Farm | $65 | $774 |
| Progressive | $58 | $690 |
| Chubb | $80 | $960 |
| Allstate | $74 | $891 |
Cheapest Full Coverage Insurance Rates In Los Angeles: Progressive
For full coverage car insurance in Los Angeles, Progressive has the cheapest rates, averaging $127 per month.
The table below gives a comparison of average car insurance quotes from low-cost insurers in Los Angeles.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $127 | $1,525 |
| GEICO | $131 | $1,570 |
| Allstate | $140 | $1,684 |
| State Farm | $149 | $1,790 |
| Travelers | $179 | $2,152 |
Cheapest Car Insurance Rates For Seniors: State Farm
The most budget-friendly car insurance for seniors in Los Angeles comes from State Farm, with an average rate of $116 per month.
The table compares average quotes from the most budget-friendly car insurers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $116 | $1,392 |
| Progressive | $128 | $1,531 |
| Allstate | $133 | $1,598 |
| Mercury | $135 | $1,615 |
| Farmers | $192 | $2,304 |
Cheapest Car Insurance In Los Angeles For Good Drivers: GEICO
In Los Angeles, good drivers can get the lowest car insurance quotes from GEICO, averaging $49 each month.
Good drivers can find average insurance quotes from the most affordable companies in the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $49 | $590 |
| State Farm | $65 | $774 |
| Progressive | $58 | $690 |
| Chubb | $80 | $960 |
| Allstate | $74 | $891 |
Cheapest Rates In Los Angeles For Teenagers: State Farm
The best rates for teenage drivers in Los Angeles come from State Farm, with average premiums of $302 per month.
This table outlines the companies with the most cost-effective insurance rates for teenage drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $302 | $3,624 |
| Allstate | $358 | $4,290 |
| Travelers | $414 | $4,970 |
| Nationwide | $564 | $6,771 |
| Kemper | $643 | $7,715 |
Find affordable Los Angeles rates
Cheapest Car Insurance In Los Angeles After A Speeding Ticket: CIG
Drivers with a speeding ticket in Los Angeles can get an average rate of $162 per month from CIG, one of the cheapest options in the area.
You can find the average rates for drivers with a speeding ticket in the table below.
| Provider | Average Monthly Cost | Average Annual Cost |
| CIG | $162 | $1,940 |
| National General | $169 | $2,024 |
| Kemper | $245 | $2,945 |
| State Farm | $221 | $2,650 |
| Chubb | $251 | $3,006 |
Cheapest For Drivers With After At-Fault Accident: CIG
The most affordable car insurance for drivers who have an at-fault incident is from CIG, averaging $165 a month.
Below are the most affordable car insurance companies for drivers with an at-fault accident on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| CIG | $165 | $1,982 |
| State Farm | $231 | $2,770 |
| Allstate | $258 | $3,096 |
| Nationwide | $267 | $3,199 |
| Kemper | $407 | $4,878 |
Cheapest Rates In Los Angeles For Drivers After A DUI: National General
After a DUI, Los Angeles drivers can secure the cheapest car insurance from National General, with average rates of $169 per month.
Check out the table below to find the cheapest rates for drivers in Los Angeles with a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| National General | $169 | $2,026 |
| State Farm | $457 | $5,480 |
| Progressive | $301 | $3,616 |
| Kemper | $406 | $4,870 |
| Nationwide | $475 | $5,698 |
Average Cost Of Auto Insurance In Los Angeles – By Zip Code
Zip codes help insurance companies evaluate the risk of crime in your area, meaning car insurance rates can differ between zip codes.
The table below features average car insurance rates for Los Angeles’ different zip codes.
| Zip Code | Average Monthly Rate |
| 91335 | $183 |
| 90022 | $150 |
| 90028 | $187 |
| 90044 | $181 |
| 90059 | $195 |
Best Car Insurance Companies In Los Angeles
In Los Angeles, the most affordable insurance is available from GEICO at $49 per month. State Farm follows at $65 a month, and Progressive is slightly higher at $58.
Below, you’ll find the top 10 car insurance companies in Los Angeles, CA, organized by their average monthly premiums.
| Company | Monthly Premium |
| GEICO | $49 |
| State Farm | $65 |
| Progressive | $58 |
| Chubb | $80 |
| Allstate | $74 |
| Mercury | $59 |
| Travelers | $69 |
| CIG | $71 |
| Kemper | $74 |
| Hartford | $85 |
| National General | $106 |
Average Rates In Los Angeles – By Vehicle
The type of vehicle you have is a major determinant of your insurance costs. Companies factor in aspects like the make, model, year, and body type. Luxury and newer cars with sophisticated tech usually come with higher premiums.
Use the table below to look up average car insurance premiums in Los Angeles for different cars.
| Vehicle | Average Monthly Rate |
| Toyota Camry | $330 |
| Hyundai Elantra | $240 |
| Jeep Wrangler Unlimited | $514 |
| Dodge Durango | $318 |
| Dodge Journey | $630 |
Average Auto Insurance Rates In Los Angeles – By Age
Age greatly influences car insurance premiums. Young drivers, lacking experience and posing a higher risk, are charged more. Teenagers, for instance, can see annual costs of around $4,040.
As drivers turn 25, they can expect lower insurance rates, provided their driving record remains free of incidents.
Insurance companies often give the most competitive rates to drivers in their 50s and early 60s, using age to assess risk and driving experience, which affects premiums.
| Age | Average Yearly Rate |
| Teenagers | $4,040 |
| 20s | $2,590 |
| 30s | $1,984 |
| 40s | $1,918 |
| 50s | $1,852 |
| 60s | $1,874 |
| 70s | $2,065 |
How Much Is Car Insurance In Other Cities In California?
The city or area you live in can greatly influence your car insurance premiums. Insurers evaluate risks like accident probability, vehicle theft, and vandalism, which are typically higher in cities, driving up the cost of insurance.
For example, car insurance premiums average $182 a month in Oakland, while Santa Barbara drivers typically pay $140 per month.
| City | Average Monthly Rate |
| San Francisco | $180 |
| Sacramento | $156 |
| Bakersfield | $148 |
| Oakland | $182 |
| Fresno | $146 |
| Santa Barbara | $140 |
| San Jose | $153 |
| Riverside | $157 |
| Pasadena | $149 |
| Long Beach | $159 |
Find affordable Los Angeles rates
Our Methodology
By analyzing factors like customer service ratings, product features, pricing, and online user feedback, I’ve created a detailed overview of car insurance providers in Los Angeles, CA.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
Who has the lowest car insurance rates in Los Angeles?
The most affordable car insurance in Los Angeles is provided by GEICO for the minimum coverage, while Progressive has the best rates for full coverage, including comprehensive and collision.
What is the average cost of car insurance in Los Angeles?
The average cost of car insurance in Los Angeles is $180 per month, but your premium may differ depending on your zip code, car year, and driving record.
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