BMW M6 Car Insurance Cost 2025
The average annual cost to insure a BMW M6 is approximately $4,200. However, this rate can vary depending on factors such as your age, location, driving history, and the model year of your car. To get a more personalized estimate, refer to the quote tables provided below and consider comparing rates from multiple providers to find the best deal for your profile.
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Insuring a 2025 BMW M6 is typically more expensive than covering a standard vehicle due to its high-performance engine, luxury design, and costly repair needs. On average, drivers can expect to pay around $4,200 to $4,800 annually for full coverage, though individual quotes may vary based on driving history, location, age, and credit score.
Because the M6 is a powerful sports coupe with premium parts, insurers consider it a higher-risk model. Still, savvy drivers can find lower rates by comparing quotes from multiple providers, bundling policies, or qualifying for discounts based on vehicle safety features or clean driving records.
How Much Does BMW M6 Car Insurance Cost?
BMW M6 drivers typically pay an average annual car insurance rate of $4,200.
The cost of car insurance can vary significantly based on factors such as your location, driving history, the model year of your car, and the specific coverage options you select. Keeping a clean driving record can help reduce premiums, whereas a history of accidents or traffic violations may increase costs.
Urban areas with heavy traffic often have higher insurance rates compared to rural locations with less traffic. Additionally, the type of coverage plays a role in determining premiums—comprehensive insurance, which includes both collision and comprehensive coverage, tends to cost more than minimum liability coverage.
For a BMW M6, the insurance cost is lower than the average for all BMW models but remains higher than the overall average for all cars. Insuranceopedia provides tools to compare quotes from different auto insurance companies, helping you find the best rates for your needs.
| Vehicle | Average Monthly Premium |
| BMW M6 | $298 |
| All BMWs | $198 |
| All Cars | $175 |
Average Insurance Cost Of BMW M6 By Model Year
| Model Year | Average Premium |
| 2025 BMW M6 | $3,810 |
| 2020 BMW M6 | $4,026 |
| 2019 BMW M6 | $6,875 |
| 2018 BMW M6 | $3,767 |
| 2017 BMW M6 | $2,519 |
| 2016 BMW M6 | $7,192 |
| 2015 BMW M6 | $4,336 |
| 2014 BMW M6 | $3,638 |
| 2013 BMW M6 | $4,996 |
| 2012 BMW M6 | $1,603 |
| 2010 BMW M6 | $2,760 |
2025 BMW M6 Insurance Rates
The average annual insurance cost for a 2025 BMW M6 is $3,810. However, Penn National Insurance offers the cheapest rates, averaging $2,000 per year.
| Insurance Provider | Average Annual Cost |
| Esurance | $4,700 |
| State Farm | $4,600 |
| Erie | $3,250 |
| Farmers | $4,000 |
| USAA | $4,400 |
| Nationwide | $3,950 |
| Hartford | $3,800 |
| Auto Club | $4,800 |
| Penn National | $2,000 |
| California Capital | $2,600 |
2020 BMW M6 Insurance Rates
The average annual insurance cost for a 2020 BMW M6 is $4,026. However, Direct General Insurance offers the cheapest rates, averaging $1,217 per year.
| Insurance Provider | Average Annual Cost |
| Direct General Insurance | $1,217 |
| Mississippi Farm Bureau | $3,162 |
| State Farm | $3,197 |
| Direct Auto | $3,263 |
| Nationwide | $4,072 |
| Sentry | $4,710 |
| Victoria | $4,816 |
| Esurance | $4,862 |
| Erie | $5,297 |
| Safeway | $5,664 |
2019 BMW M6 Insurance Rates
The average annual insurance cost for a 2019 BMW M6 is $6,875. However, Direct Auto offers the cheapest rates, averaging $2,594 per year.
| Insurance Provider | Average Annual Cost |
| Direct Auto | $2,594 |
| Esurance | $4,858 |
| California Capital | $4,893 |
| USAA | $5,469 |
| Hartford | $6,324 |
| Allstate | $7,244 |
| Unitrin | $7,746 |
| State Farm | $9,496 |
| Alliance United | $9,966 |
| Farmers | $10,158 |
2018 BMW M6 Insurance Rates
The average annual insurance cost for a 2018 BMW M6 is $3,767. However, Penn National offers the cheapest rates, averaging $1,958 per year.
| Insurance Provider | Average Annual Cost |
| Auto Club | $4,658 |
| State Farm | $4,624 |
| Nationwide | $4,498 |
| Esurance | $4,420 |
| Hartford | $3,689 |
| Farmers | $3,761 |
| Penn National | $1,958 |
| California Capital | $2,555 |
| Erie | $3,247 |
| USAA | $4,256 |
2017 BMW M6 Insurance Rates
The average annual insurance cost for a 2017 BMW M6 is $2,519. However, Texas Farm Bureau Group offers the cheapest rates, averaging $957 per year.
| Insurance Provider | Average Annual Cost |
| Nationwide | $2,528 |
| Encompass | $3,268 |
| Republic Indemnity | $2,896 |
| USAA | $3,277 |
| Mercury | $2,378 |
| Texas Farm Bureau Group | $957 |
| State Farm | $1,925 |
| National General | $1,825 |
| Chubb | $4,161 |
| Esurance | $1,978 |
2016 BMW M6 Insurance Rates
The average annual insurance cost for a 2016 BMW M6 is $7,192. However, Direct Auto offers the cheapest rates, averaging $1,592 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $7,178 |
| Erie | $9,008 |
| USAA | $12,636 |
| Travelers | $7,279 |
| Encompass | $10,055 |
| Direct Auto | $1,592 |
| Nationwide | $5,827 |
| NatGen Value | $2,968 |
| Liberty Mutual | $1,843 |
| Allstate | $13,535 |
Find Affordable BMW M6 Insurance Rates
2015 BMW M6 Insurance Rates
The average annual insurance cost for a 2015 BMW M6 is $4,336. However, California Capital offers the cheapest rates, averaging $2,316 per year.
| Insurance Provider | Average Annual Cost |
| Auto Club | $4,223 |
| Grange | $5,082 |
| California Capital | $2,316 |
| National General | $5,428 |
| Esurance | $4,082 |
| Erie | $5,429 |
| Mercury | $4,726 |
| Alliance United | $4,107 |
| Hartford | $3,140 |
| Farmers | $4,822 |
2014 BMW M6 Insurance Rates
The average annual insurance cost for a 2014 BMW M6 is $3,638. However, Travelers offers the cheapest rates, averaging $1,757 per year.
| Insurance Provider | Average Annual Cost |
| Travelers | $1,757 |
| Erie | $2,367 |
| Esurance | $3,410 |
| United Automobile Ins Group | $4,444 |
| California Capital | $3,007 |
| Allstate | $4,533 |
| Allied | $4,785 |
| Unitrin | $4,752 |
| New York Central Mutual Fire | $2,544 |
| State Farm | $4,780 |
2013 BMW M6 Insurance Rates
The average annual insurance cost for a 2013 BMW M6 is $3,638. However, Travelers offers the cheapest rates, averaging $2,382 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $6,511 |
| Country | $3,107 |
| Chubb | $5,880 |
| New York Central Mutual Fire | $5,970 |
| Hanover | $6,932 |
| National General | $3,507 |
| Erie | $5,013 |
| Travelers | $2,382 |
| USAA | $6,025 |
| California Capital | $4,632 |
2012 BMW M6 Insurance Rates
The average annual insurance cost for a 2012 BMW M6 is $1,603. However, Capital Insurance Group offers the cheapest rates, averaging $895 per year.
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $895 |
| PEMCO | $1,043 |
| Direct Auto | $1,069 |
| Allied | $1,609 |
| New York Central Mutual Fire | $1,756 |
| Unigard | $1,745 |
| Grange | $1,798 |
| Farmers | $1,857 |
| Oregon Mutual | $1,981 |
| Mutual Of Enumclaw | $2,274 |
2010 BMW M6 Insurance Rates
The average annual insurance cost for a 2010 BMW M6 is $2,760. However, Esurance offers the cheapest rates, averaging $2776 per year.
| Insurance Provider | Average Annual Cost |
| Auto Club | $2,776 |
| Mercury | $3,379 |
| State Farm | $3,541 |
| Alliance United | $2,828 |
| Esurance | $1,804 |
| Allstate | $3,507 |
| California Capital | $2,550 |
| Unitrin | $2,563 |
| Grange | $2,134 |
| Metropolitan | $2,522 |
Find Affordable BMW M6 Insurance Rates
Is A BMW M6 Expensive To Insure?
Yes, BMW M6s are typically expensive to insure. As a luxury performance coupe with a powerful engine and high-end features, the M6 comes with elevated repair and replacement costs, which drive up insurance premiums. Its sporty design also places it in a higher risk category for insurers, especially given the likelihood of faster driving and higher repair bills after accidents. Additionally, luxury parts and advanced tech systems can make claims more expensive. While rates vary by driver profile and location, M6 insurance generally costs more than average. Comparing quotes from multiple providers is key to finding savings.
Cheapest Car Insurance Companies For A BMW M6
The table above presents estimated insurance premiums for the 2025 BMW M6 from various providers. Premiums vary due to factors such as the insurer’s assessment of risk, coverage options, and individual driver profiles. For instance, Erie offers one of the more affordable annual premiums, estimated at $3,250. On the higher end, providers like State Farm have estimated premiums around $4,600. These variations underscore the importance of comparing quotes from multiple insurers to find the best rate tailored to your specific needs and circumstances.
| Insurance Company | Average Monthly |
| Nationwide | $335 |
| Erie | $271 |
| USAA | $367 |
| Farmers | $333 |
| State Farm | $383 |
Common A BMW M6 Insurance Discounts
Discounts are an excellent way to reduce your car insurance premiums. While different insurance providers may offer various discounts, there are several common ones you should check your eligibility for:
- Multi-policy: If you bundle your home and auto insurance policies with the same provider, you can often receive a discounted rate.
- Pay annually: If you choose to pay your premium upfront in a lump sum instead of monthly payments, many providers offer a discount.
- Defensive driving: Completing a certified defensive driving course can help you qualify for discounts on your policy.
Other discounts might be available, so it’s a good idea to consult with your insurance agent to see which ones you can apply for to save money.
Ways To Save On BMW M6 Insurance Costs
Maintaining a clean driving record is one of the best ways to keep your BMW M6 insurance costs down. A speeding ticket or being involved in an accident can increase your premiums. BMW M6 drivers with a ticket on their record can expect to pay $93 per month, while those with multiple accidents will pay an average of $222 per month. Avoiding these incidents helps keep your insurance costs low.
Additionally, driving fewer miles annually can also reduce your premium. BMW M6 drivers who drive between 7,501 and 10,000 miles per year typically pay around $109 per month for insurance. In contrast, those who drive over 10,000 miles per year will pay about $104 per month.
Compare BMW M6 To Other BMW Models
Looking for other BMW model insurance costs?
- BMW228xi Car Insurance
- BMW 230i Car Insurance
- BMW230xi Car Insurance
- BMW 330i Car Insurance
- BMW 330xi Car Insurance
- BMW 430i Car Insurance
- BMW 430xi Car Insurance
- BMW 440xi Car Insurance
- BMW 530e Car Insurance
- BMW 530xe Car Insurance
- BMW 540 Car Insurance
- BMW 540xd Car Insurance
- BMW 640 Car Insurance
- BMW 650 Car Insurance
- BMW 7 Series 740 Car Insurance
- BMW 7 Series 745xe Car Insurance
- BMW 7 Series 750 Car Insurance
- BMW 8 Series 840i Car Insurance
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- BMW Alpina B6 Car Insurance
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- BMW M2 Car Insurance
- BMW M4 Car Insurance
- BMW M8 Car Insurance
- BMW X4 Car Insurance
- BMW i8 Car Insurance
- BMW X1 Car Insurance
- BMW i3 Car Insurance
- BMW M5 Car Insurance
- BMW X3 Car Insurance
- BMW X5 Car Insurance
- BMW X7 Car Insurance
- BMW Z4 Car Insurance
- BMW X6 Car Insurance
- BMW X2 Car Insurance
Our Methodology
In order to calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage car insurance, with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, the figures in this guide may differ based on individual factors, such as age, location, driving history, and coverage preferences.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A BMW M6?
Yes, you will need to provide proof of insurance before you can drive your BMW M6 out of the dealership. The best approach is to purchase a car insurance policy in advance and inform your insurance company that you’re about to buy the car. This way, your coverage will be active as soon as you drive the vehicle off the lot, rather than relying on insurance provided through the dealership.
How Can You Get The Cheapest Insurance For Your BMW M6?
The best way to find the cheapest rates for your BMW M6 is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers, right here on our website.
