Lexus LX Car Insurance Cost
Insuring a Lexus LX usually costs around $2,313 per year with New York Central Mutual Fire. However, the actual price can change depending on factors like your age, the car’s model year, and other details. You can use the quote tables below to get a personalized estimate.
If you’re considering purchasing a Lexus LX, it’s important to consider the cost of insurance. Insurance plays a significant role in car ownership, and it’s crucial to understand the financial commitment before making a decision.
Selecting the right car insurance is essential to avoid unexpected and potentially costly surprises in the future. It’s crucial to have adequate coverage in case of an accident to avoid substantial out-of-pocket expenses. Additionally, being responsible for an accident could lead to higher premiums.
With over ten years of experience studying car insurance rates, I’ve observed how much these costs can vary. Your age, driving history, and location are all important factors that can influence your insurance premiums.
How Much Does Lexus LX Car Insurance Cost?
Usually, New York Central Mutual Fire offers the most competitive deal, with full coverage insurance for a 2023 Lexus LX costing approximately $2,313 per year.
While New York Central Mutual Fire’s rate can be a helpful starting point, it’s important to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, the age of your car, and the specific coverage options you choose. Generally, having a clean driving record results in lower premiums, but a history of accidents or traffic violations can increase rates.
Additionally, living in a busy urban area usually means higher insurance rates compared to quieter rural areas. The type of coverage you select also affects your premium—comprehensive coverage, which includes both comprehensive and collision coverage, is more expensive than basic liability coverage.
At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you find the best deal.
2023 Lexus LX Insurance Rates
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $2,313 |
| Travelers | $2,890 |
| Erie | $3,295 |
| USAA | $3,925 |
| Nationwide | $4,303 |
| Hanover | $4,487 |
| State Farm | $5,433 |
| Allstate | $6,178 |
| Unitrin | $6,494 |
| Chubb | $7,457 |
2022 Lexus LX Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $968 |
| Plymouth Rock | $1,747 |
| North Carolina Farm Bureau | $2,204 |
| NatGen PPA | $2,207 |
| Erie | $2,391 |
| Mercury Insurance Company | $2,490 |
| GMAC Insurance Group | $2,646 |
| California Capital | $2,781 |
| Penn National | $2,906 |
| Unitrin | $3,104 |
2021 Lexus LX Insurance Rates
| Insurance Provider | Average Annual Cost |
| Oregon Mutual | $937 |
| Virginia Farm Bureau | $1,078 |
| Mutual Of Enumclaw | $1,276 |
| Unigard | $1,401 |
| SAFECO | $1,442 |
| Plymouth Rock | $1,460 |
| PEMCO | $1,554 |
| Penn National | $1,622 |
| Auto-Owners Insurance Co | $1,618 |
| North Carolina Farm Bureau | $1,638 |
2020 Lexus LX Insurance Rates
| Insurance Provider | Average Annual Cost |
| New Jersey Manufacturers | $1,640 |
| Penn National | $2,394 |
| North Carolina Farm Bureau | $2,699 |
| GMAC Insurance Group | $2,741 |
| Nationwide | $2,933 |
| State Farm | $3,336 |
| Erie | $3,345 |
| Allied | $3,537 |
| Travelers | $3,712 |
| Mercury | $3,740 |
2019 Lexus LX Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $1,125 |
| Texas Farm Bureau Group | $1,293 |
| Atlantic States Insurance | $1,666 |
| Farm Bureau Mutual (IA Group) | $1,713 |
| California Capital | $1,721 |
| Mercury | $1,773 |
| Nationwide | $1,847 |
| Auto-Owners Insurance Co | $1,934 |
| Travelers | $1,975 |
| Allied | $2,072 |
2018 Lexus LX Insurance Rates
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $936 |
| New Jersey Manufacturers | $1,425 |
| Penn National | $1,524 |
| Virginia Farm Bureau | $1,599 |
| National General | $1,629 |
| Auto-Owners Insurance Co | $1,709 |
| Allied | $1,889 |
| Mercury | $1,979 |
| California Capital | $2,173 |
| Republic Indemnity | $2,248 |
2017 Lexus LX Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Value | $565 |
| Kemper Premium | $696 |
| Texas Farm Bureau Group | $1,031 |
| Capital Insurance Group | $1,139 |
| Safeco | $1,425 |
| California Capital | $1,633 |
| Atlantic States Insurance | $1,682 |
| 21st Century | $1,825 |
| Chubb | $1,890 |
| Auto-Owners Insurance Co | $1,920 |
2016 Lexus LX Insurance Rates
| Insurance Provider | Average Annual Cost |
| National General | $512 |
| Country | $1,343 |
| Auto-Owners Insurance Co | $1,491 |
| Travelers | $2,876 |
| Mercury | $2,948 |
| Nationwide | $3,228 |
| Allied | $3,249 |
| State Farm | $3,485 |
| United Automobile Ins Group | $3,671 |
| Plymouth Rock | $3,810 |
2015 Lexus LX Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $546 |
| Penn National | $988 |
| Texas Farm Bureau Group | $1,089 |
| Grange Mutual | $1,271 |
| Direct General Insurance | $1,243 |
| Tennessee Farmers | $1,330 |
| Virginia Farm Bureau | $1,372 |
| Southern Farm Bureau | $1,402 |
| Atlantic States Insurance | $1,413 |
| Westfield | $1,475 |
2014 Lexus LX Insurance Rates
| Insurance Provider | Average Annual Cost |
| Direct General Insurance | $723 |
| Farm Bureau Mutual (IA Group) | $964 |
| SECURA Insurance | $986 |
| IMT Insurance Company | $1,042 |
| Mississippi Farm Bureau | $1,051 |
| Virginia Farm Bureau | $1,205 |
| Pekin Insurance | $1,237 |
| Cameron Mutual Group | $1,381 |
| Mercury | $1,369 |
| American Family | $1,614 |
2013 Lexus LX Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $658 |
| Travelers | $1,293 |
| Cameron Mutual Group | $1,261 |
| Farm Bureau Mutual (IA Group) | $1,315 |
| Texas Farm Bureau Group | $1,322 |
| Farmers Mutual of Nebraska | $1,331 |
| Nationwide | $1,322 |
| IMT Insurance Company | $1,542 |
| Hastings Mutual Insurance Co | $1,518 |
| Pekin Insurance | $1,603 |
2011 Lexus LX Insurance Rates
| Insurance Provider | Average Annual Cost |
| USAA | $955 |
| Country | $1,062 |
| Nationwide | $1,097 |
| Auto-Owners Insurance Co | $1,193 |
| Erie | $1,419 |
| Penn National | $1,479 |
| Central Mutual Insurance Co | $1,543 |
| State Farm | $1,767 |
| Encompass | $2,286 |
| Southern Ins Co of Virginia | $2,478 |
2010 Lexus LX Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Value | $770 |
| Dairyland | $826 |
| Texas Farm Bureau Group | $885 |
| Auto-Owners Insurance Co | $1,045 |
| New Jersey Manufacturers | $1,064 |
| National General | $1,137 |
| Penn National | $1,159 |
| Grange Mutual | $1,256 |
| USAA | $1,411 |
| Tennessee Farmers | $1,438 |
Compare Lexus LX To Other Lexus Models
FAQs
Who has the cheapest car insurance for a Lexus LX?
In 2023, New York Central Mutual Fire provides the least expensive car insurance rates for the Lexus LX.
Which company offers the best car insurance for a Lexus LX?
Taking into account their low prices, comprehensive coverage, and top-notch customer service ratings, we believe New York Central Mutual Fire offers the best car insurance option for a Lexus LX.
