Lexus RC Car Insurance Cost

Insurance for a Lexus RC usually costs around $7,296 per year with Dairyland Auto. However, this price can change depending on factors like your age, the car’s model year, and other details. To find out how much it might cost for you, check the quote tables below for an estimate.

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Updated: 24 June 2024
Written by Bob Phillips
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When considering buying a Lexus RC, it’s important to think about the cost of insurance. Insurance is a major part of car ownership, and knowing the financial commitment beforehand is crucial.

Choosing the right car insurance is essential to avoid unexpected and costly surprises. Having adequate coverage is important to prevent large out-of-pocket expenses in case of an accident. Also, if you are at fault in an accident, your premiums could go up.

With over ten years of experience studying car insurance rates, I’ve seen how much these costs can vary. Factors like your age, driving history, and location all significantly affect your insurance premiums.

How Much Does Lexus RC Car Insurance Cost?

Usually, Dairyland Auto offers the best price, charging about $7,296 per year for full coverage insurance on a 2022 Lexus RC.

While Dairyland Auto’s rate is a good reference, it’s important to understand that car insurance costs can vary widely. Factors like your location, driving history, the age of your car, and the coverage options you choose all play a role. Generally, a clean driving record results in lower premiums, while a history of accidents or traffic violations can increase your rates.

Living in a busy city usually means higher insurance rates compared to living in a quieter rural area. Additionally, the type of coverage you select impacts your premium. Comprehensive coverage, which includes both collision and comprehensive insurance, is more expensive than basic liability coverage.

At Insuranceopedia, we’re here to help you compare quotes from different insurance providers to ensure you get the best deal.

2022 Lexus RC Insurance Rates

Insurance Provider Average Annual Cost
Dairyland Auto $7,296
National General $12,619

2021 Lexus RC Insurance Rates

Insurance Provider Average Annual Cost
State Farm $638
Unitrin $1,575
Nationwide $1,884
Mercury $2,077
Travelers $2,359
Metropolitan $2,842
Home State Ins Group $2,912
National General $3,262
Dairyland Auto $3,914
Safe Auto $13,209

2020 Lexus RC Insurance Rates

Insurance Provider Average Annual Cost
National General Value $613
Nationwide $1,860
Farm Bureau Mutual (IA Group) $2,286
USAA $2,403
CSAA $2,675
Encompass $2,776
ACCC Insurance Company $3,099
Travelers $3,505
Metropolitan $3,704
Allstate $4,010

2019 Lexus RC Insurance Rates

Insurance Provider Average Annual Cost
Safeco $553
Esurance $1,792
California Capital $1,995
Plymouth Rock $2,110
Nationwide $2,111
USAA $2,147
Travelers $2,357
Mercury $2,466
Auto Club $2,497
Allstate $2,622

2018 Lexus RC Insurance Rates

Insurance Provider Average Annual Cost
USAA $1,920
Virginia Farm Bureau $2,113
Penn National $2,091
Erie $2,352
Encompass $2,431
Esurance $2,495
California Capital $2,529
Nationwide $2,614
Auto-Owners Insurance Co $2,825
State Farm $3,311

2017 Lexus RC Insurance Rates

Insurance Provider Average Annual Cost
Safeco $353
Texas Farm Bureau Group $1,250
Virginia Farm Bureau $1,351
MO Farm Bureau Services $1,675
New Jersey Manufacturers $1,698
New York Central Mutual Fire $1,827
Erie $1,963
Penn National $2,063
USAA $2,170
Shelter $2,262

2016 Lexus RC Insurance Rates

Insurance Provider Average Annual Cost
Clearcover $789
Texas Farm Bureau Group $1,087
Farm Bureau Mutual (IA Group) $1,454
Erie $1,610
Auto-Owners Insurance Co $1,772
21st Century $1,929
Allied $1,912
USAA $2,023
Republic Indemnity $2,057
Donegal Mutual Insurance Co $2,063

2015 Lexus RC Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $276
Kemper Auto | Infinity $578
Safeco $707
SECURA Insurance $1,350
Texas Farm Bureau Group $1,439
Southern Farm Bureau $1,543
PEMCO $1,673
Cameron Mutual Group $1,796
Mercury Insurance Company $1,847
New York Central Mutual Fire $1,858

FAQs

Who has the cheapest car insurance for a Lexus RC?

For the 2022 Lexus RC, Dairyland Auto provides the most affordable car insurance rates.

Which company offers the best car insurance for a Lexus RC?

With their low prices, comprehensive coverage, and excellent customer service, we believe Dairyland Auto is the best car insurance option for a Lexus RC.

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