Mercedes-Benz GLC Car Insurance Cost

On average, insuring a Mercedes-Benz GLC costs $2,458 per year. However, your actual rate may vary depending on factors such as your age, the car’s model year, and other personal details. You can refer to our quote tables below to get a more accurate estimate based on your specific situation.

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Updated: 15 March 2025
Written by Bob Phillips
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If you’re considering purchasing a Mercedes-Benz GLC, it’s important to consider the cost of insurance. Insurance is a significant aspect of car ownership, and it’s crucial to understand the financial commitment before making a decision. On average, insurance for a Mercedes-Benz GLC cost $2,458 per year.

Selecting the right car insurance is essential to avoid unexpected and potentially costly surprises in the future. It’s crucial to have adequate coverage in the event of an accident to avoid substantial out-of-pocket expenses. Additionally, being responsible for an accident could lead to higher premiums.

With over ten years of experience analyzing car insurance rates, I’ve noticed how much these costs can vary. Factors such as your age, driving history, and location all play a significant role in determining your insurance premiums.

How Much Does Mercedes-Benz GLC Car Insurance Cost?

On average, Mercedes-Benz GLC drivers can expect to pay around $2,458 per year for car insurance.

The cost of car insurance can vary significantly based on several factors, including your location, driving history, vehicle model year, and chosen coverage options. A clean driving record can help lower premiums, while accidents or traffic violations may increase costs.

Additionally, living in a high-traffic urban area can lead to higher insurance rates compared to rural areas with less congestion. The type of coverage you select also plays a role—comprehensive insurance, which includes both collision and comprehensive coverage, is typically more expensive than minimum liability coverage.

As shown in the table below, insuring a Mercedes-Benz GLC is more affordable than the average cost for all Mercedes models. However, it is also lower than the overall average for all cars. Insuranceopedia can help you compare quotes from multiple providers to find the best deal for your needs.

Vehicle Average Monthly Premium
Mercedes-Benz GLC $170
All Mercedes $187
All Cars $175

Average Insurance Cost Of Mercedes-Benz GLC Model Year

Model Year Average Premium
2024 Mercedes-Benz GLC $2,052
2023 Mercedes-Benz GLC $1,253
2022 Mercedes-Benz GLC $772
2021 Mercedes-Benz GLC $861
2020 Mercedes-Benz GLC $1,101
2019 Mercedes-Benz GLC $787
2018 Mercedes-Benz GLC $921
2017 Mercedes-Benz GLC $1,203
2016 Mercedes-Benz GLC $1,070

2024 Mercedes-Benz GLC Insurance Rates

The average annual insurance cost for a 2024 Mercedes-Benz GLC is $2,052. However, Mercury Insurance Company offers the cheapest rates, averaging $1,638 per year.

Insurance Provider Average Annual Cost
21st Century $1,926
Farmers $2,478
Mercury $2,124
California Capital $2,032
Mercury Insurance Company $1,638
CSAA $1,949
New York Central Mutual Fire $1,892
Grange $2,187
Nationwide $2,273
USAA $2,025

2023 Mercedes-Benz GLC Insurance Rates

The average annual insurance cost for a 2023 Mercedes-Benz GLC is $1,253. However, Direct Auto offers the cheapest rates, averaging $644 per year.

Insurance Provider Average Annual Cost
Plymouth Rock $828
21st Century $1,778
USAA $1,570
Travelers $1,447
Safeco $460
American National P $1,009
Direct Auto $644
Mercury Insurance Company $1,655
Unitrin $1,626
Country $1,508

2022 Mercedes-Benz GLC Insurance Rates

The average annual insurance cost for a 2022 Mercedes-Benz GLC is $772. However, Victoria offers the cheapest rates, averaging $196 per year.

Insurance Provider Average Annual Cost
Safeco $566
NatGen PPA $1,067
Direct Auto $1,030
American National P $777
Victoria $196
Dairyland Broadform $634
National General Value $458
West Bend Mutual $1,023
Virginia Farm Bureau $1,062
Buckeye Insurance Group $911

2021 Mercedes-Benz GLC Insurance Rates

The average annual insurance cost for a 2021 Mercedes-Benz GLC is $861. However, Victoria offers the cheapest rates, averaging $158 per year.

Insurance Provider Average Annual Cost
Mercury Insurance $474
Capital Insurance Group $1,304
North Carolina Farm Bureau $1,159
Direct Auto $926
Victoria $158
NatGen Custom 360 $534
Safeco $473
Titan $1,201
PEMCO $1,252
Utica National Ins Group $1,129

2020 Mercedes-Benz GLC Insurance Rates

The average annual insurance cost for a 2020 Mercedes-Benz GLC is $1,101. However, Western Reserve offers the cheapest rates, averaging $993 per year.

Insurance Provider Average Annual Cost
Direct Auto $1,035
Safeco $1,213
Virginia Farm Bureau $1,170
PEMCO $1,080
Buckeye Insurance Group $998
Texas Farm Bureau Group $1,118
Western Reserve $993
Oregon Mutual $1,151
Unigard $1,198
NatGen PPA $1,053

2019 Mercedes-Benz GLC Insurance Rates

The average annual insurance cost for a 2019 Mercedes-Benz GLC is $787. However, Safeco offers the cheapest rates, averaging $260 per year.

Insurance Provider Average Annual Cost
American National P $314
SECURA Insurance $1,180
Southern Farm Bureau $1,128
Concord Group $857
Victoria $211
Mercury Insurance $617
Safeco $260
Union Mutual Fire Group $1,123
Capital Insurance Group $1,142
Vermont Mutual $1,038

2018 Mercedes-Benz GLC Insurance Rates

The average annual insurance cost for a 2018 Mercedes-Benz GLC is $921. However, Safeco offers the cheapest rates, averaging $301 per year.

Insurance Provider Average Annual Cost
National General Value $548
Rural Mutual Insurance $1,371
Kemper Auto | Infinity $1,242
Texas Farm Bureau Group $955
Safeco $301
NatGen Value $667
American National P $406
Tennessee Farmers $1,293
SECURA Insurance $1,321
Clearcover $1,103

2017 Mercedes-Benz GLC Insurance Rates

The average annual insurance cost for a 2017 Mercedes-Benz GLC is $1,203. However, Kemper Auto offers the cheapest rates, averaging $802 per year.

Insurance Provider Average Annual Cost
Virginia Farm Bureau $1,053
Capital Insurance Group $1,473
Kemper Auto | Infinity $1,294
SECURA Insurance $1,208
Kemper Auto $802
Direct Auto $1,071
Safeco $1,000
Safety Group $1,441
Norfolk and Dedham Group $1,464
Texas Farm Bureau Group $1,220

2016 Mercedes-Benz GLC Insurance Rates

The average annual insurance cost for a 2016 Mercedes-Benz GLC is $1,070. However, Safeco offers the cheapest rates, averaging $627 per year.

Insurance Provider Average Annual Cost
SECURA Insurance $970
Wolverine Mutual $1,340
Pioneer State Mutual Ins Co $1,309
Concord Group $1,030
Safeco $627
Virginia Farm Bureau $1,005
Union Mutual Fire Group $653
National General Value $1,293
Texas Farm Bureau Group $1,293
MEEMIC Insurance Company $1,178

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Is A Mercedes-Benz GLC Car Insurance Expensive To Insure?

Insuring a Mercedes-Benz GLC is more affordable than the average cost for all cars. However, your actual insurance rate will depend on several factors, including your age, the car’s model year, location, and other personal details.

Cost of Mercedes-Benz GLC Car Insurance By Age

Age is a key factor in determining car insurance rates. Teenagers generally face the highest premiums since they have a higher accident risk compared to other age groups. However, as drivers get older and gain more experience, their insurance costs tend to decrease due to a lower perceived risk.

Drive Age Good Driver Recent Accident Poor Credit
17 $8,280 $12,201 $14,254
18 $7,732 $11,357 $13,312
19 $6,833 $10,087 $11,754
20 $5,973 $8,756 $10,265
21 $4,966 $7,340 $8,575
22 $4,845 $7,157 $8,364
23 $4,256 $6,295 $7,302
24 $4,069 $5,912 $6,964
25 $3,495 $5,125 $5,980
30 $2,718 $3,988 $4,651
35 $2,546 $3,746 $4,383
40 $2,436 $3,598 $4,223
45 $2,396 $3,511 $4,096
55 $2,193 $3,215 $3,759
65 $2,297 $3,326 $3,908
75 $2,908 $4,195 $4,953

Mercedes-Benz GLC Car Insurance Rates By State

Where you live significantly impacts how insurance companies determine rates. Each state has its own regulations; for example, drivers in Michigan often pay higher premiums due to the state’s higher coverage requirements. Additionally, local climate conditions—such as hurricanes, storms, or flooding—can affect rates. Crime statistics and accident rates, including car thefts, crashes, and fatalities, also play a role. Insurance companies take all of these factors into account when calculating your specific Mercedes-Benz GLC insurance rate.

State Good Driver Recent Accident Poor Credit
Alabama $2,608 $3,738 $4,779
Alaska $2,140 $2,969 $2,901
Arizona $2,456 $3,466 $5,185
Arkansas $2,678 $4,144 $4,605
California $2,981 $5,234 $2,996
Colorado $2,760 $3,904 $4,867
Connecticut $3,519 $5,511 $6,967
Delaware $2,889 $3,870 $4,979
Florida $3,463 $4,813 $6,282
Hawaii $1,129 $1,521 $1,167
Idaho $1,987 $2,641 $3,195
Illinois $2,043 $3,121 $3,533
Indiana $2,131 $3,233 $3,629
Iowa $1,679 $2,331 $2,692
Kansas $2,229 $3,268 $3,810
Kentucky $3,220 $4,743 $5,564
Louisiana $4,140 $6,277 $6,800
Maine $1,572 $2,154 $3,195
Maryland $2,539 $3,686 $4,134
Massachusetts $2,049 $3,582 $2,037
Michigan $4,883 $7,505 $11,784
Minnesota $1,976 $2,702 $3,814
Mississippi $2,461 $3,482 $3,501
Missouri $2,326 $3,259 $4,316
Montana $2,307 $3,239 $3,827
Nebraska $1,973 $2,891 $3,182
Nevada $3,259 $4,793 $5,122
New Hampshire $2,271 $3,570 $4,512
New Jersey $2,511 $3,941 $5,127
New Mexico $2,556 $3,788 $3,944
New York $2,361 $2,976 $4,962
North Carolina $1,446 $2,527 $1,814
North Dakota $1,981 $3,048 $3,573
Ohio $1,823 $2,738 $2,795
Oklahoma $2,877 $4,116 $4,574
Oregon $2,593 $3,454 $4,147
Pennsylvania $2,192 $3,217 $3,778
Rhode Island $3,666 $5,351 $6,034
South Carolina $2,477 $3,450 $4,721
South Dakota $2,215 $3,225 $3,687
Tennessee $2,584 $3,846 $5,155
Texas $2,595 $3,778 $4,727
Utah $2,272 $3,138 $4,293
Vermont $1,723 $2,694 $2,824
Virginia $1,650 $2,524 $2,480
Washington $2,154 $2,932 $3,528
West Virginia $2,163 $3,103 $3,887
Wisconsin $2,168 $3,387 $3,860
Wyoming $1,987 $2,820 $2,987
Georgia $2,839 $4,292 $4,315

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Cheapest Car Insurance Companies For A Mercedes-Benz GLC

If you’re looking to purchase a new car insurance policy for your Mercedes-Benz GLC, you may want to know which insurance companies offer the most affordable rates. Hugo provides the cheapest policy at an average of $24 per month. However, insurance rates can vary based on factors such as your driving history, location, and coverage needs. To find the most affordable rates tailored to your profile, it’s best to shop around and compare quotes from multiple providers.

Common Mercedes-Benz GLC Insurance Discounts

Discounts are an excellent way to reduce your car insurance costs. While each provider offers different discounts, there are some common ones you can check your eligibility for.

  • A multi-policy discount is available if you bundle your home and auto insurance with the same provider.
  • Paying annually instead of in monthly installments can also lead to savings.
  • Additionally, completing a defensive driving course from a certified institution may qualify you for lower rates.

Other discounts may be available depending on your insurer, so it’s best to speak with your insurance agent to find out which ones you qualify for.

Ways To Save On Mercedes-Benz GLC Insurance Costs

Maintaining a clean driving record is one of the most effective ways to keep your Mercedes-Benz GLC insurance costs low. A speeding ticket or accident can significantly increase your premiums. For instance, drivers with a ticket on their record can expect to pay around $66 per month, while those with multiple accidents may see their rates rise to an average of $84 per month. Additionally, lower annual mileage can also help reduce insurance costs, as drivers who spend less time on the road pose a lower risk. Those driving between 5,000 and 7,500 miles per year typically pay about $63 per month, while those exceeding 10,000 miles annually may see their rates increase to $68 per month.

Our Methodology

In order to calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile was for a 40-year-old male driver buying full-coverage car insurance with these coverage limits: $100,000 in property damage liability, $100k in bodily injury liability and a $1,000 deductible. However, the figures in this guide may differ from your own individual results.

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FAQs

Do You Need Insurance Before You Can Purchase A Mercedes-Benz GLC?

Yes, you must provide proof of insurance before driving your Mercedes-Benz GLC off the dealership lot. The best approach is to purchase a policy in advance and notify your insurance company about your upcoming car purchase. This ensures you have the necessary coverage without relying on dealership-provided insurance, which may not always offer the best rates or coverage options.

How Can You Get The Cheapest Insurance For Your Mercedes-Benz GLC?

The most effective way to secure the lowest insurance rates for your Mercedes-Benz GLC is to shop around and compare quotes from different auto insurance providers. Thankfully, Insuranceopedia makes this process easy by allowing you to compare multiple quotes directly on our website, helping you find the best deal for your needs.

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