Mercedes-Benz S Car Insurance Cost
Insuring a Mercedes-Benz S typically costs around $4,264 annually with 21st Century. However, the final price can vary depending on factors such as your age, the model year of the car, and other factors. You can use the quote tables below to get an estimate tailored to your specific circumstances.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re considering purchasing a Mercedes-Benz S, it’s vital to factor in the cost of insurance. Insurance is a significant aspect of car ownership, and understanding this financial commitment is crucial before making a decision.
Selecting the appropriate car insurance is essential to prevent unexpected and potentially costly surprises in the future. It’s crucial to have adequate coverage in case of an accident to avoid substantial out-of-pocket expenses. Additionally, being responsible for an accident could lead to higher premiums.
With over ten years of experience analyzing car insurance rates, I’ve noticed the considerable variation in these costs. Your age, driving history, and location are all important factors that can influence your insurance premiums.
How Much Does Mercedes-Benz S Car Insurance Cost?
Usually, 21st Century offers the most favorable option, with an annual cost of approximately $4,264 for full coverage insurance on a 2024 Mercedes-Benz S.
While 21st Century’s rate can provide a useful starting point, it’s crucial to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, car’s age, and the specific coverage options you choose. Generally, having a clean driving record results in lower premiums, whereas a history of accidents or traffic violations can lead to higher rates.
Additionally, living in a bustling urban area often results in higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium; comprehensive coverage, which includes both comprehensive and collision coverage, tends to be more expensive than basic liability coverage.
At Insuranceopedia, we’re available to help you compare quotes from different insurance providers to ensure you find the most favorable deal.
2024 Mercedes-Benz S Insurance Rates
| Insurance Provider | Average Annual Cost |
| 21st Century | $4,264 |
| Esurance | $7,452 |
| Metropolitan | $6,178 |
| Alliance United | $5,459 |
| California Capital | $2,351 |
| Hartford | $4,996 |
| Mercury | $3,995 |
| Allstate | $6,256 |
| Grange | $7,545 |
| Farmers | $6,125 |
2023 Mercedes-Benz S Insurance Rates
| Insurance Provider | Average Annual Cost |
| 21st Century | $4,194 |
| Esurance | $7,342 |
| Metropolitan | $6,068 |
| Alliance United | $5,349 |
| California Capital | $2,271 |
| Hartford | $4,962 |
| Mercury | $3,881 |
| Allstate | $6,141 |
| Grange | $7,306 |
| Farmers | $6,012 |
2022 Mercedes-Benz S Insurance Rates
| Insurance Provider | Average Annual Cost |
| American Family | $2,233 |
| Mercury | $3,576 |
| Cincinnati Insurance | $3,067 |
| Clearcover | $2,332 |
| Hastings Mutual Insurance Co | $1,014 |
| California Capital | $2,265 |
| Buckeye Insurance Group | $1,654 |
| Westfield | $3,208 |
| Frankenmuth Mutual | $3,365 |
| Western Reserve | $3,026 |
2021 Mercedes-Benz S Insurance Rates
| Insurance Provider | Average Annual Cost |
| California Capital | $2,763 |
| Safety Group | $4,349 |
| Arbella Insurance Group | $4,258 |
| Mercury Insurance | $3,251 |
| Plymouth Rock Assurance | $1,492 |
| Norfolk and Dedham Group | $3,214 |
| Kemper Auto | Infinity | $1,770 |
| Mercury | $4,332 |
| SECURA Insurance | $4,364 |
| National Grange Mutual | $3,360 |
2020 Mercedes-Benz S Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Auto | $1,907 |
| Liberty Mutual | $3,367 |
| Penn National | $3,000 |
| New Jersey Manufacturers | $2,699 |
| Direct Auto | $544 |
| California Capital | $2,373 |
| Mercury Insurance Company | $857 |
| Country | $3,064 |
| Mercury Insurance | $3,214 |
| Safeco | $2,779 |
2019 Mercedes-Benz S Insurance Rates
| Insurance Provider | Average Annual Cost |
| Grange Mutual | $1,343 |
| Westfield | $2,619 |
| New Jersey Manufacturers | $2,117 |
| Auto-Owners Insurance Co | $2,037 |
| Direct Auto | $541 |
| Penn National | $1,787 |
| Mercury Insurance | $750 |
| California Capital | $2,186 |
| Allied | $2,498 |
| Safeco | $2,079 |
2018 Mercedes-Benz S Insurance Rates
| Insurance Provider | Average Annual Cost |
| Clearcover | $1,866 |
| Hartford | $2,824 |
| Travelers | $2,137 |
| Direct Auto | $1,909 |
| Mercury Insurance | $240 |
| Capital Insurance Group | $1,874 |
| Texas Farm Bureau Group | $1,385 |
| NatGen Custom 360 | $2,186 |
| Nationwide | $2,225 |
| California Capital | $1,968 |
2017 Mercedes-Benz S Insurance Rates
| Insurance Provider | Average Annual Cost |
| National General | $1,079 |
| Erie | $2,073 |
| Safety Group | $1,708 |
| Texas Farm Bureau Group | $1,582 |
| Direct Auto | $565 |
| Dairyland | $1,163 |
| SafeAuto | $641 |
| Norfolk and Dedham Group | $1,766 |
| National Grange Mutual | $1,993 |
| Capital Insurance Group | $1,627 |
2016 Mercedes-Benz S Insurance Rates
| Insurance Provider | Average Annual Cost |
| National General Value | $1,303 |
| Mississippi Farm Bureau | $2,609 |
| Georgia Farm Bureau | $2,406 |
| Penn National | $1,500 |
| Mercury Insurance | $441 |
| SECURA Insurance | $1,460 |
| Clearcover | $779 |
| ACCC Insurance Company | $2,409 |
| Country | $2,586 |
| California Capital | $2,177 |
2015 Mercedes-Benz S Insurance Rates
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $967 |
| North Carolina Farm Bureau | $1,643 |
| Oregon Mutual | $1,573 |
| Titan | $1,355 |
| NatGen Value | $533 |
| Texas Farm Bureau Group | $1,257 |
| SafeAuto | $679 |
| Mercury Insurance | $1,601 |
| Capital Insurance Group | $1,590 |
| Virginia Farm Bureau | $1,458 |
2014 Mercedes-Benz S Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $1,123 |
| Buckeye Insurance Group | $1,691 |
| Safeco | $1,416 |
| Texas Farm Bureau Group | $1,241 |
| Kemper Auto | Infinity | $491 |
| Country | $1,213 |
| Pekin Insurance | $1,102 |
| Indiana Farmers Mutual Ins | $1,462 |
| National General Value | $1,494 |
| Penn National | $1,440 |
2013 Mercedes-Benz S Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $1,150 |
| Cameron Mutual Group | $1,603 |
| North Carolina Farm Bureau | $1,518 |
| United Farm Bureau of IN Group | $1,381 |
| Dairyland Auto | $631 |
| Titan | $1,153 |
| SECURA Insurance | $824 |
| Pekin Insurance | $1,530 |
| Utica National Ins Group | $1,575 |
| Buckeye Insurance Group | $1,472 |
2012 Mercedes-Benz S Insurance Rates
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $1,037 |
| Texas Farm Bureau Group | $1,632 |
| Kemper Auto | Infinity | $1,344 |
| Virginia Farm Bureau | $1,294 |
| Jupiter Auto Insurance | $773 |
| SafeAuto | $1,071 |
| Safeco | $1,003 |
| Plymouth Rock Assurance | $1,430 |
| Penn National | $1,615 |
| Mercury Insurance | $1,388 |
2011 Mercedes-Benz S Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $801 |
| Tower Insurance Company of New York | $1,819 |
| Capital Insurance Group | $1,257 |
| Texas Farm Bureau Group | $977 |
| Kemper Auto | Infinity | $279 |
| Safeco | $948 |
| Mercury Insurance | $730 |
| SECURA Insurance | $1,478 |
| Mississippi Farm Bureau | $1,732 |
| SafeAuto | $1,000 |
2010 Mercedes-Benz S Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $586 |
| SafeAuto | $1,467 |
| National General RAD | $1,112 |
| North Carolina Farm Bureau | $1,085 |
| Safeco | $340 |
| SECURA Insurance | $989 |
| Mercury Insurance | $595 |
| Liberty Mutual | $1,419 |
| Plymouth Rock Assurance | $1,395 |
| New York Central Mutual Fire | $1,112 |
Find Affordable Mercedes-Benz Sprinter Car Insurance Today
Cost of Mercedes-Benz Sprinter Car Insurance By Age
| Drive Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $9,892 | $14,513 | $16,939 |
| 18 | $9,168 | $13,486 | $15,787 |
| 19 | $8,165 | $11,895 | $13,965 |
| 20 | $7,086 | $10,430 | $12,192 |
| 21 | $5,913 | $8,699 | $10,240 |
| 22 | $5,804 | $8,469 | $9,919 |
| 23 | $5,043 | $7,427 | $8,687 |
| 24 | $4,794 | $7,062 | $8,215 |
| 25 | $4,149 | $6,092 | $7,154 |
| 30 | $3,218 | $4,716 | $5,546 |
| 35 | $3,007 | $4,433 | $5,181 |
| 40 | $2,938 | $4,299 | $5,042 |
| 45 | $2,840 | $4,160 | $4,879 |
| 55 | $2,591 | $3,802 | $4,453 |
| 65 | $2,697 | $4,000 | $4,677 |
| 75 | $3,409 | $5,060 | $5,874 |
Mercedes-Benz Sprinter Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $3,126 | $4,485 | $5,704 |
| Alaska | $2,512 | $3,546 | $3,431 |
| Arizona | $2,874 | $4,214 | $6,104 |
| Arkansas | $3,203 | $4,993 | $5,508 |
| California | $3,525 | $6,226 | $3,509 |
| Colorado | $3,283 | $4,629 | $5,794 |
| Connecticut | $4,220 | $6,498 | $8,262 |
| Delaware | $3,491 | $4,650 | $5,932 |
| Florida | $4,127 | $5,697 | $7,473 |
| Hawaii | $1,362 | $1,854 | $1,351 |
| Idaho | $2,308 | $3,088 | $3,796 |
| Illinois | $2,440 | $3,727 | $4,255 |
| Indiana | $2,487 | $3,853 | $4,324 |
| Iowa | $2,006 | $2,739 | $3,213 |
| Kansas | $2,649 | $3,866 | $4,531 |
| Kentucky | $3,839 | $5,634 | $6,653 |
| Louisiana | $4,946 | $7,419 | $8,068 |
| Maine | $1,853 | $2,573 | $3,766 |
| Maryland | $3,034 | $4,395 | $4,866 |
| Massachusetts | $2,455 | $4,237 | $2,419 |
| Michigan | $5,830 | $8,896 | $14,046 |
| Minnesota | $2,402 | $3,210 | $4,500 |
| Mississippi | $2,911 | $4,122 | $4,175 |
| Missouri | $2,711 | $3,884 | $5,156 |
| Montana | $2,757 | $3,879 | $4,534 |
| Nebraska | $2,367 | $3,502 | $3,739 |
| Nevada | $3,869 | $5,751 | $6,059 |
| New Hampshire | $2,695 | $4,275 | $5,372 |
| New Jersey | $2,956 | $4,638 | $6,098 |
| New Mexico | $2,999 | $4,498 | $4,703 |
| New York | $2,791 | $3,504 | $5,903 |
| North Carolina | $1,734 | $3,006 | $2,126 |
| North Dakota | $2,355 | $3,618 | $4,278 |
| Ohio | $2,098 | $3,265 | $3,356 |
| Oklahoma | $3,393 | $4,878 | $5,459 |
| Oregon | $3,105 | $4,112 | $4,952 |
| Pennsylvania | $2,591 | $3,795 | $4,466 |
| Rhode Island | $4,347 | $6,398 | $7,159 |
| South Carolina | $2,951 | $4,111 | $5,647 |
| South Dakota | $2,628 | $3,790 | $4,413 |
| Tennessee | $3,135 | $4,557 | $6,109 |
| Texas | $3,138 | $4,518 | $5,638 |
| Utah | $2,647 | $3,722 | $5,125 |
| Vermont | $2,011 | $3,122 | $3,299 |
| Virginia | $1,932 | $2,964 | $2,914 |
| Washington | $2,562 | $3,428 | $4,161 |
| West Virginia | $2,559 | $3,677 | $4,599 |
| Wisconsin | $2,537 | $3,992 | $4,544 |
| Wyoming | $2,401 | $3,328 | $3,553 |
| Georgia | $3,351 | $5,059 | $5,075 |
Compare Mercedes-Benz S To Other Mercedes Models
Looking for other Mercedes model insurance costs?
- Mercedes-Benz B250 Car Insurance
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- Mercedes-Benz GLC Coupe Car Insurance
- Mercedes-Benz GLE Car Insurance
- Mercedes-Benz GLS Car Insurance
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Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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