Volkswagen Golf R Car Insurance Cost

Insuring an Volkswagen Golf R with Unitrin usually costs around $1,423 per year. However, the exact price can vary depending on factors such as your age, the car’s model year, and other factors. You can use the quote tables provided below to get a personalized estimate.

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Updated: 29 September 2024
Written by Bob Phillips
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If you’re considering purchasing an Volkswagen Golf R, it’s essential to consider the cost of insurance. Insurance plays a significant role in car ownership, and it’s crucial to understand the financial commitment before making a decision.

Selecting the appropriate car insurance is vital to prevent unexpected and potentially expensive surprises down the road. It’s crucial to have adequate coverage in case of an accident to avoid significant out-of-pocket expenses. Furthermore, being responsible for an accident can lead to higher premiums.

With over ten years of experience analyzing car insurance rates, I’ve noticed the considerable variation in these costs. Factors such as age, driving history, and location all play a significant role in determining insurance premiums.

How Much Does Volkswagen Golf R Car Insurance Cost?

Usually, Unitrin offers the most favorable option, charging approximately $1,423 per year for comprehensive insurance on a 2024 Volkswagen Golf R.

While Unitrin’s rate is a helpful starting point, it’s important to understand that car insurance expenses can vary significantly due to various factors. These factors include your location, driving history, car’s age, and the specific coverage options you choose. Maintaining a clean driving record typically results in lower premiums, but a history of accidents or traffic violations can increase rates.

Additionally, living in a busy urban area often leads to higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium; comprehensive coverage, which includes both comprehensive and collision coverage, tends to be more expensive than basic liability coverage.

At Insuranceopedia, we’re here to assist you in comparing quotes from different insurance providers to ensure you find the most favorable deal.

2024 Volkswagen Golf R Insurance Rates

Insurance Provider Average Annual Cost
Unitrin $1,423

2023 Volkswagen Golf R Insurance Rates

Insurance Provider Average Annual Cost
National General $9,844
Dairyland Auto $25,596

2022 Volkswagen Golf R Insurance Rates

Insurance Provider Average Annual Cost
Shelter $1,657
State Farm $2,361
American Family $1,999
Allied $1,826
Travelers $1,201
Farm Bureau Mutual (IA Group) $1,777
Central Mutual Insurance Co $1,428
Auto-Owners Insurance Co $2,226
USAA $2,289
National Farmers Union P $1,868

2020 Volkswagen Golf R Insurance Rates

Insurance Provider Average Annual Cost
Safety Group $901
Allstate $2,661
Vermont Mutual $1,229
Commerce Group Inc $1,097
MMG Insurance Company $760
Concord Group $1,000
State Farm $830
Nationwide $1,384
Encompass $1,434
Patriot Group $1,236

2019 Volkswagen Golf R Insurance Rates

Insurance Provider Average Annual Cost
Erie $1,393
Penn National $2,074
Nationwide $1,843
Safety Group $1,782
Plymouth Rock Assurance $890
Mercury Insurance $1,587
Safeco $1,314
USAA $1,988
Preferred Mutual $2,047
Norfolk and Dedham Group $1,762

2018 Volkswagen Golf R Insurance Rates

Insurance Provider Average Annual Cost
Penn National $1,698
Mercury $3,087
CSAA $2,579
Travelers $2,167
New York Central Mutual Fire $1,085
USAA $2,100
Erie $1,606
Central Mutual Insurance Co $2,706
Preferred Mutual $2,922
Donegal Mutual Insurance Co $2,418

2017 Volkswagen Golf R Insurance Rates

Insurance Provider Average Annual Cost
Capital Insurance Group $1,043
Western Reserve $1,644
Oregon Mutual $1,360
New York Central Mutual Fire $1,038
Safeco $568
PEMCO $1,030
SECURA Insurance $986
Mutual Of Enumclaw $1,453
Country $1,502
Buckeye Insurance Group $1,127

2016 Volkswagen Golf R Insurance Rates

Insurance Provider Average Annual Cost
Safeco $1,195
Atlantic States Insurance $2,265
Auto-Owners Insurance Co $1,764
Penn National $1,411
American National P $391
Country $1,233
Southern Farm Bureau $1,121
Erie $1,951
Virginia Farm Bureau $1,957
Central Mutual Insurance Co $1,553

2015 Volkswagen Golf R Insurance Rates

Insurance Provider Average Annual Cost
USAA $1,912
Unitrin $2,245
California Capital $2,085
CSAA $2,028
Mercury $1,502
Auto Club $1,996
Esurance $1,525
Metropolitan $2,187
State Farm $2,199
Allstate $2,098

2014 Volkswagen Golf R Insurance Rates

Insurance Provider Average Annual Cost
PEMCO $758
Oregon Mutual $1,207
Unitrin $1,089
Mutual Of Enumclaw $875
USAA $714
GMAC Insurance Group $872
Capital Insurance Group $686
Unigard $1,042
Erie $1,162
State Farm $945

2013 Volkswagen Golf R Insurance Rates

Insurance Provider Average Annual Cost
State Auto $1,652
American Independent Ins Co $1,963
USAA $1,846
Chubb $1,670
SECURA Insurance $918
New Jersey Manufacturers $1,689
Erie $1,551
Dairyland $1,888
MEEMIC Insurance Company $1,917
Auto-Owners Insurance Co $1,782

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Volkswagen Golf R Car Insurance Rates By Age

Drive Age Good Driver Recent Accident Poor Credit
17 $775 $1,670 $1,275
18 $775 $1,670 $1,275
19 $250 $310 $1,485
20 $210 $175 $1,165
21 $110 $155 $1,050
22 $100 $185 $1,000
23 $120 $225 $950
24 $440 $195 $900
25 $340 $205 $850
30 $230 $175 $795
35 $195 $160 $740
40 $175 $145 $690
45 $160 $145 $640
55 $145 $170 $585
65 $175 $155 $525
75 $160 $145 $475

Volkswagen Golf R Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $2,050 $2,990 $3,750
Alaska $1,710 $2,330 $2,300
Arizona $1,945 $2,795 $4,100
Arkansas $2,135 $3,230 $3,555
California $2,335 $4,170 $2,325
Colorado $2,190 $3,045 $3,875
Connecticut $2,750 $4,320 $5,490
Delaware $2,310 $3,080 $3,950
Florida $2,705 $3,735 $4,900
Hawaii $880 $1,230 $895
Idaho $1,525 $2,035 $2,510
Illinois $1,590 $2,410 $2,740
Indiana $1,625 $2,495 $2,800
Iowa $1,300 $1,780 $2,095
Kansas $1,735 $2,510 $2,930
Kentucky $2,465 $3,645 $4,340
Louisiana $3,170 $4,835 $5,260
Maine $1,215 $1,665 $2,470
Maryland $1,940 $2,850 $3,150
Massachusetts $1,565 $2,735 $1,560
Michigan $3,780 $5,800 $9,170
Minnesota $1,565 $2,065 $2,940
Mississippi $1,895 $2,690 $2,695
Missouri $1,745 $2,540 $3,310
Montana $1,785 $2,500 $2,915
Nebraska $1,535 $2,280 $2,510
Nevada $2,520 $3,755 $4,000
New Hampshire $1,760 $2,785 $3,515
New Jersey $1,930 $3,000 $3,980
New Mexico $1,990 $2,985 $3,090
New York $1,840 $2,320 $3,875
North Carolina $1,140 $1,960 $1,395
North Dakota $1,580 $2,355 $2,820
Ohio $1,390 $2,110 $2,190
Oklahoma $2,240 $3,160 $3,560
Oregon $2,010 $2,690 $3,215
Pennsylvania $1,675 $2,490 $2,930
Rhode Island $2,800 $4,140 $4,650
South Carolina $1,930 $2,670 $3,730
South Dakota $1,730 $2,490 $2,880
Tennessee $2,025 $3,020 $4,015
Texas $2,045 $3,000 $3,670
Utah $1,735 $2,460 $3,420
Vermont $1,320 $2,050 $2,205
Virginia $1,245 $1,915 $1,890
Washington $1,670 $2,270 $2,700
West Virginia $1,675 $2,380 $3,030
Wisconsin $1,670 $2,620 $3,030
Wyoming $1,530 $2,180 $2,325
Georgia $2,240 $3,280 $3,305

Our Methodology

To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.

105

Quotes Analyzed

58

Brands Reviewed

40+

Research Hours

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Years Of Experience

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