Audi Car Insurance: How Much Is Audi Insurance? 2024
The typical monthly cost to insure an Audi is $299, which adds up to about $3,589 per year.
We’ve saved shoppers an average of $600 per year on their car insurance.
Audi, a German automaker established in 1909 and now part of the Volkswagen Group, is known for producing luxury vehicles with advanced technology, exceptional performance, and innovative design. The cost to insure an Audi varies based on several factors. Your age, driving history, and where you live are important in deciding your car insurance rate.
Insurance companies use this information to evaluate the risk of insuring your Audi. The average cost to insure an Audi is $3,589 per year.
How Much Does Audi Insurance Cost?
The average cost to insure an Audi is about $299 per month, amounting to approximately $3,589 per year. However, your actual insurance costs will vary based on factors like your age, location, driving history, and the specific Audi model you own.
Average Audi Insurance Cost By Model
A key factor in determining your car insurance rate is the model that you drive. According to our analysis, the average cost of insuring an Audi, across all models, is $3,589 per year.
The Audi Q3 is the cheapest model to insure, at $2,360 per year. On the other hand, the Audi S8 is the most expensive, at an average of $6,011 per year.
Use the table below to compare insurance rates for Audi models.
| Audi Model | Average Yearly Insurance Cost |
| Audi Q3 | $2,360 |
| Audi Q5 | $2,502 |
| Audi Q7 | $2,562 |
| Audi Q8 | $3,685 |
| Audi A3 | $2,894 |
| Audi A4 | $2,472 |
| Audi A5 | $2,943 |
| Audi A6 | $3,701 |
| Audi A7 | $4,424 |
| Audi A8 | $4,534 |
| Audi S4 | $3,731 |
| Audi S5 | $3,799 |
| Audi S6 | $4,847 |
| Audi S8 | $6,011 |
| Audi SQ5 | $2,525 |
| Audi E-Tron | $2,519 |
| Audi R8 | $5,847 |
| Audi TT | $3,705 |
| Audi TTS | $3,153 |
Remember that these numbers are only averages, and the real cost can change based on where you live, your age, your driving record, and the coverage you select.
Are Audis Expensive To Insure?
The national average for car insurance is $156 per month, while insuring an Audi averages $299 per month, making it considerably higher. That said, insurance rates are determined more by the specific model of the car rather than the brand as a whole, so it’s important to check the rates for your particular Audi model.
Audi Q3 Insurance Cost
The average cost of insuring an Audi Q3 across all model years, is $1,321 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Audi Q3 | $1,908 |
| 2023 Audi Q3 | $2,039 |
| 2022 Audi Q3 | $697 |
| 2021 Audi Q3 | $1,034 |
| 2020 Audi Q3 | $926 |
Audi Q5 Insurance Cost
The average cost of insuring an Audi Q5 across all model years, is $1,307 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Audi Q5 | $1,998 |
| 2023 Audi Q5 | $1,662 |
| 2022 Audi Q5 | $1,308 |
| 2021 Audi Q5 | $661 |
| 2020 Audi Q5 | $908 |
Audi Q7 Insurance Cost
The average cost of insuring an Audi Q7 across all model years, is $1,800 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2023 Audi Q7 | $2,817 |
| 2022 Audi Q7 | $2,542 |
| 2021 Audi Q7 | $1,575 |
| 2020 Audi Q7 | $1,088 |
| 2019 Audi Q7 | $976 |
Audi Q8 Insurance Cost
The average cost of insuring an Audi Q8 across all model years, is $1,782 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2023 Audi Q8 | $2,023 |
| 2022 Audi Q8 | $2,241 |
| 2021 Audi Q8 | $1,561 |
| 2020 Audi Q8 | $1,742 |
| 2019 Audi Q8 | $1,342 |
Audi A3 Insurance Cost
The average cost of insuring an Audi A3 across all model years, is $2,086 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Audi A3 | $3,512 |
| 2023 Audi A3 | $2,977 |
| 2022 Audi A3 | $1,338 |
| 2021 Audi A3 | $1,448 |
| 2020 Audi A3 | $1,155 |
Audi A4 Insurance Cost
The average cost of insuring an Audi A4 across all model years, is $1,631 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Audi A4 | $2,770 |
| 2023 Audi A4 | $1,675 |
| 2022 Audi A4 | $1,481 |
| 2021 Audi A4 | $1,066 |
| 2020 Audi A4 | $1,162 |
Audi A5 Insurance Cost
The average cost of insuring an Audi A5 across all model years, is $2,071 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Audi A5 | $2,639 |
| 2023 Audi A5 | $2,035 |
| 2022 Audi A5 | $2,152 |
| 2021 Audi A5 | $1,585 |
| 2020 Audi A5 | $1,945 |
Audi A6 Insurance Cost
The average cost of insuring an Audi A6 across all model years, is $1,963 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2023 Audi A6 | $2,508 |
| 2022 Audi A6 | $2,231 |
| 2021 Audi A6 | $1,823 |
| 2020 Audi A6 | $1,772 |
| 2019 Audi A6 | $1,482 |
Audi A7 Insurance Cost
The average cost of insuring an Audi A7 across all model years, is $1,947 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2022 Audi A7 | $2,199 |
| 2021 Audi A7 | $1,823 |
| 2020 Audi A7 | $2,351 |
| 2019 Audi A7 | $1,605 |
| 2018 Audi A7 | $1,756 |
Audi A8 Insurance Cost
The average cost of insuring an Audi A8 across all model years, is $3,349 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2022 Audi A8 | $5,095 |
| 2021 Audi A8 | $2,137 |
| 2020 Audi A8 | $4,287 |
| 2019 Audi A8 | $1,844 |
| 2018 Audi A8 | $3,380 |
Audi S4 Insurance Cost
The average cost of insuring an Audi S4 across all model years, is $2,622 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2023 Audi S4 | $1,716 |
| 2022 Audi S4 | $2,414 |
| 2021 Audi S4 | $2,414 |
| 2020 Audi S4 | $4,120 |
| 2019 Audi S4 | $2,445 |
Audi S5 Insurance Cost
The average cost of insuring an Audi S5 across all model years, is $3,947 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Audi S5 | $3,920 |
| 2023 Audi S5 | $5,357 |
| 2022 Audi S5 | $2,358 |
| 2019 Audi S5 | $4,388 |
| 2020 Audi S5 | $3,712 |
Audi S6 Insurance Cost
The average cost of insuring an Audi S6 across all model years, is $3,543 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2022 Audi S6 | $3,439 |
| 2021 Audi S6 | $4,096 |
| 2020 Audi S6 | $5,354 |
| 2019 Audi S6 | $2,683 |
| 2018 Audi S6 | $2,142 |
Audi S8 Insurance Cost
The average cost of insuring an Audi S8 across all model years, is $5,698 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2022 Audi S8 | $9,734 |
| 2021 Audi S8 | $2,481 |
| 2020 Audi S8 | $2,532 |
| 2019 Audi S8 | $9,152 |
| 2018 Audi S8 | $4,589 |
Audi SQ5 Insurance Cost
The average cost of insuring an Audi SQ5 across all model years, is $2,878 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2022 Audi SQ5 | $3,908 |
| 2021 Audi SQ5 | $3,161 |
| 2020 Audi SQ5 | $3,410 |
| 2019 Audi SQ5 | $1,799 |
| 2018 Audi SQ5 | $2,110 |
Audi E-Tron Insurance Cost
The average cost of insuring an Audi E-Tron across all model years, is $2,446 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2023 Audi E-Tron | $2,221 |
| 2022 Audi E-Tron | $2,448 |
| 2021 Audi E-Tron | $2,497 |
| 2020 Audi E-Tron | $2,497 |
| 2019 Audi E-Tron | $2,566 |
Audi R8 Insurance Cost
The average cost of insuring an Audi R8 across all model years, is $6,069 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2023 Audi R8 | $6,172 |
| 2022 Audi R8 | $11,426 |
| 2021 Audi R8 | $3,555 |
| 2020 Audi R8 | $3,939 |
| 2018 Audi R8 | $5,251 |
Audi TT Insurance Cost
The average cost of insuring an Audi TT across all model years, is $2,853 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2021 Audi TT | $3,873 |
| 2020 Audi TT | $2,229 |
| 2019 Audi TT | $2,755 |
| 2018 Audi TT | $2,996 |
| 2017 Audi TT | $2,410 |
Audi TTS Insurance Cost
The average cost of insuring an Audi TTS across all model years, is $3,378 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2022 Audi TTS | $6,243 |
| 2021 Audi TTS | $2,830 |
| 2020 Audi TTS | $3,561 |
| 2019 Audi TTS | $1,476 |
| 2017 Audi TTS | $2,779 |
Cheapest Car Insurance Companies For Audis
The cost of your Audis car insurance policy will depend on the company that you choose. Auto-Owners offers the cheapest rates for insuring an Audi, at $3,589 per year.
Use the table below to compare cheap full-coverage rates for an Audi.
| Company | Average Annual Premium |
| Auto-Owners | $1,732 |
| Progressive | $1,822 |
| USAA | $2,066 |
| Geico | $2,233 |
| Erie | $2,052 |
Audi Car Insurance Cost – By Driver Age
The rates you pay to insure an Audi will differ dramatically based on driver age. Younger drivers tend to pay a lot more for car insurance because, statistically, they are much more likely to get into accidents.
As drivers get older, their insurance rates tend to drop until they turn about 60-70. Then their rates increase again.
| Age | Average Annual Rate |
| 17 | $12,083 |
| 18 | $11,240 |
| 19 | $9,936 |
| 20 | $8,678 |
| 21 | $7,288 |
| 22 | $7,084 |
| 23 | $6,205 |
| 24 | $5,890 |
| 25 | $5,092 |
| 30 | $3,953 |
| 35 | $3,696 |
| 40 | $3,554 |
| 45 | $3,471 |
| 55 | $3,175 |
| 65 | $3,332 |
| 75 | $4,193 |
Average Audi Car Insurance Rates – By Company
| Insurance Provider | Average Monthly Premium |
| USAA | $123 |
| Farm Bureau | $214 |
| State Farm | $324 |
| Nationwide | $352 |
| Allstate | $372 |
Average Audi Car Insurance Rates – By U.S. State
| State | Average Annual Rate |
| Alabama | $3,781 |
| Alaska | $3,113 |
| Arizona | $3,528 |
| Arkansas | $3,875 |
| California | $4,307 |
| Colorado | $4,024 |
| Connecticut | $5,146 |
| Delaware | $4,271 |
| Florida | $5,066 |
| Hawaii | $1,637 |
| Idaho | $2,862 |
| Illinois | $3,003 |
| Indiana | $3,084 |
| Iowa | $2,442 |
| Kansas | $3,261 |
| Kentucky | $4,688 |
| Louisiana | $6,037 |
| Maine | $2,291 |
| Maryland | $3,693 |
| Massachusetts | $2,961 |
| Michigan | $7,140 |
| Minnesota | $2,935 |
| Mississippi | $3,540 |
| Missouri | $3,358 |
| Montana | $3,411 |
| Nebraska | $2,857 |
| Nevada | $4,751 |
| New Hampshire | $3,298 |
| New Jersey | $3,636 |
| New Mexico | $3,714 |
| New York | $3,446 |
| North Carolina | $2,138 |
| North Dakota | $2,921 |
| Ohio | $2,601 |
| Oklahoma | $4,166 |
| Oregon | $3,780 |
| Pennsylvania | $3,178 |
| Rhode Island | $5,312 |
| South Carolina | $3,602 |
| South Dakota | $3,235 |
| Tennessee | $3,799 |
| Texas | $3,835 |
| Utah | $3,277 |
| Vermont | $2,511 |
| Virginia | $2,350 |
| Washington | $3,112 |
| West Virginia | $3,147 |
| Wisconsin | $3,131 |
| Wyoming | $2,939 |
| Georgia | $4,131 |
How To Save Money On Audi Car Insurance?
Owning an Audi comes with various costs, and car insurance is one of the biggest. However, you can still save on your insurance. Here’s how:
Keep a Clean Driving Record
Your driving history is important for insurance companies when setting your premium. By avoiding accidents and tickets, you show insurers that you’re a low-risk driver, which can lower your insurance costs.
Bundle Your Policies
Many insurers offer discounts if you combine policies, like home and auto insurance. This makes managing your insurance easier and saves you money on premiums.
Raise Your Deductible
Increasing your deductible—the amount you pay out of pocket before your insurance starts—can reduce your premium. Just make sure you can afford the higher deductible if you need to file a claim.
Install Safety Features
Audi cars have many safety features, but adding extras like anti-theft devices can further reduce your insurance costs by lowering the risk of theft and damage.
Take Advantage of Discounts
Insurance companies often offer discounts for being a good student, having a clean driving record, or completing a defensive driving course. Ask your insurer about any discounts you might qualify for.
Shop Around
Insurance premiums can vary widely between providers. Compare quotes to find the insurer that offers the best value for your needs.
Consider Usage-Based Insurance
If you don’t drive your Audi often, think about usage-based insurance. This type of policy bases your premium on how much you drive, which can save you money if your Audi isn’t your main vehicle.
Our Methodology
In order to calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile was for a 40-year-old male driver buying full-coverage car insurance with these coverage limits: $100,000 in property damage liability, $100k in bodily injury liability and a $1,000 deductible. However, the figures in this guide may differ from your own individual results
FAQs
What Is The Most Expensive Audi Model To Insure?
At $6,011 per year, the Audi S8 is the most expensive Audi model for car insurance.
What Is The Cheapest Audi Model To Insure?
The Audi Q3 is the cheapest model for car insurance, at $2,360 per year.
