Alfa Romeo Car Insurance: How Much is Alfa Romeo Insurance? 2024
Insuring an Alfa Romeo costs an average of $238 per month, which adds up to about $2,855 per year.
We’ve saved shoppers an average of $600 per year on their car insurance.
Alfa Romeo, founded in Italy in 1910, is known for producing stylish, high-performance sports cars and luxury vehicles with a strong racing heritage. The cost of insuring an Alfa Romeo varies based on several factors. Your age, driving history, and where you live are important in deciding your car insurance rate. Insurance companies use these details to evaluate the risk of providing coverage for your Alfa Romeo. The average cost to insure an Alfa Romeo is $2,855 per year.
How Much Does Alfa Romeo Insurance Cost?
The average monthly cost to insure an Alfa Romeo is $238, adding up to about $2,855 per year. However, your actual insurance rate will vary based on several factors, including your age, location, driving record, and the specific model of your car.
Average Alfa Romeo Insurance Cost By Model
A key factor in determining your car insurance rate is the model that you drive. According to our analysis, the average cost of insuring an Alfa Romeo, across all models, is $2,855 per year.
The Alfa Romeo Stelvio is the cheapest model to insure, at $2,588 per year. On the other hand, the Alfa Romeo Giulia is the most expensive, at an average of $3,152 per year.Use the table below to compare insurance rates for Alfa Romeo models.
| Alfa Romeo Model | Average Yearly Insurance Cost |
| Alfa Romeo Giulia | $3,152 |
| Alfa Romeo Stelvio | $2,558 |
Keep in mind that these numbers are only averages, and the real cost can change based on where you live, your age, your driving record, and the type of coverage you select.
Are Alfa Romeos Expensive To Insure?
The average monthly cost of car insurance nationwide is $156, while insuring an Alfa Romeo, across all models, averages $238 per month—considerably higher. However, insurance rates tend to vary by specific model rather than by brand, so it’s essential to review rates on a more detailed level.
Alfa Romeo Giulia Insurance Cost
The average cost of insuring an Alfa Romeo Giulia, across all model years, is $2,468 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Alfa Romeo Giulia | $5,053 |
| 2023 Alfa Romeo Giulia | $5,956 |
| 2022 Alfa Romeo Giulia | $1,589 |
| 2021 Alfa Romeo Giulia | $1,903 |
| 2020 Alfa Romeo Giulia | $1,213 |
| 2019 Alfa Romeo Giulia | $1,305 |
| 2018 Alfa Romeo Giulia | $1,454 |
| 2017 Alfa Romeo Giulia | $1,274 |
Alfa Romeo Stelvio Insurance Cost
The average cost of insuring an Alfa Romeo Giulia, across all model years, is $1,311 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2022 Alfa Romeo Stelvia | $1,403 |
| 2021 Alfa Romeo Stelvia | $1,202 |
| 2020 Alfa Romeo Stelvia | $1,226 |
| 2019 Alfa Romeo Stelvia | $1,414 |
| 2018 Alfa Romeo Stelvia | $1,310 |
Cheapest Car Insurance Companies For Alfa Romeos
The cost of your Alfa Romeo car insurance policy will depend on the company that you choose. State Farm offers the cheapest rates for insuring an Alfa Romeo, at $1,737 per year.
Use the table below to compare cheap full-coverage rates for an Alfa Romeo.
| Company | Average Annual Premium |
| State Farm | $1,737 |
| Progressive | $2,762 |
| Nationwide | $2,055 |
| Farmers | $3,672 |
| Geico | $2,264 |
Alfa Romeo Car Insurance Cost – By Driver Age
The rates you pay to insure an Alfa Romeo will differ dramatically based on driver age. Younger drivers tend to pay a lot more for car insurance because, statistically, they are much more likely to get into accidents.
As drivers get older, their insurance rates tend to drop until they turn about 60-70. Then their rates increase again.
| Age | Average Annual Rate |
| 17 | $9,661 |
| 18 | $9,009 |
| 19 | $7,968 |
| 20 | $6,938 |
| 21 | $5,824 |
| 22 | $5,667 |
| 23 | $4,965 |
| 24 | $4,717 |
| 25 | $4,075 |
| 30 | $3,167 |
| 35 | $2,962 |
| 40 | $2,865 |
| 45 | $2,770 |
| 55 | $2,553 |
| 65 | $2,661 |
| 75 | $3,347 |
Average Alfa Romeo Car Insurance Rates – By Company
| Insurance Provider | Average Monthly Premium |
| State Farm | $163 |
| Nationwide | $215 |
| GEICO | $210 |
| Progressive | $236 |
| Farmers | $335 |
| Allstate | $431 |
Average Alfa Romeo Car Insurance Rates – By U.S. State
| State | Average Annual Rate |
| Alabama | $3,031 |
| Alaska | $2,509 |
| Arizona | $2,836 |
| Arkansas | $3,102 |
| California | $3,444 |
| Colorado | $3,215 |
| Connecticut | $4,110 |
| Delaware | $3,407 |
| Florida | $4,056 |
| Hawaii | $1,318 |
| Idaho | $2,289 |
| Illinois | $2,394 |
| Indiana | $2,474 |
| Iowa | $1,947 |
| Kansas | $2,607 |
| Kentucky | $3,753 |
| Louisiana | $4,825 |
| Maine | $1,825 |
| Maryland | $2,946 |
| Massachusetts | $2,360 |
| Michigan | $5,720 |
| Minnesota | $2,351 |
| Mississippi | $2,835 |
| Missouri | $2,676 |
| Montana | $2,713 |
| Nebraska | $2,300 |
| Nevada | $3,786 |
| New Hampshire | $2,640 |
| New Jersey | $2,907 |
| New Mexico | $2,963 |
| New York | $2,759 |
| North Carolina | $1,711 |
| North Dakota | $2,341 |
| Ohio | $2,091 |
| Oklahoma | $3,321 |
| Oregon | $3,020 |
| Pennsylvania | $2,554 |
| Rhode Island | $4,254 |
| South Carolina | $2,886 |
| South Dakota | $2,598 |
| Tennessee | $3,039 |
| Texas | $3,071 |
| Utah | $2,608 |
| Vermont | $2,013 |
| Virginia | $1,888 |
| Washington | $2,496 |
| West Virginia | $2,530 |
| Wisconsin | $2,524 |
| Wyoming | $2,340 |
| Georgia | $3,310 |
How To Save Money On Alfa Romeo Car Insurance
Owning an Alfa Romeo involves various costs, and car insurance is one of the biggest. However, you can find ways to save on your insurance. Here’s how:
Maintain a Clean Driving Record
Your driving history is key for insurance companies when setting your premium. By avoiding accidents and traffic tickets, you show insurers that you’re a low-risk driver, which can significantly lower your insurance costs.
Bundle Your Policies
Many insurers offer discounts if you combine multiple policies, like home and auto insurance. This not only makes managing your insurance easier but also saves you money on premiums.
Raise Your Deductible
Increasing your deductible—the amount you pay out of pocket before your insurance starts covering costs—can lower your premium. Just make sure you can afford the higher deductible if you have an accident.
Install Safety Features
Alfa Romeo vehicles come with many safety features, but adding extras like anti-theft devices can further reduce your insurance costs by lowering the risk of theft and damage.
Take Advantage of Discounts
Insurance companies often offer discounts for things like being a good student, having a clean driving record, or completing a defensive driving course. Ask your insurer about any discounts you might qualify for.
Shop Around
Insurance premiums can vary widely between different providers. It’s important to compare quotes and choose the insurer that offers the best value for your needs.
Consider Usage-Based Insurance
If you don’t drive your Alfa Romeo often, think about usage-based insurance. This type of policy bases your premium on how much you drive, potentially saving you money if your Alfa Romeo isn’t your main vehicle.
Our Methodology
In order to calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile was for a 40-year-old male driver buying full-coverage car insurance with these coverage limits: $100,000 in property damage liability, $100k in bodily injury liability and a $1,000 deductible. However, the figures in this guide may differ from your own individual results.
FAQs
What Is The Most Expensive Acura Model To Insure?
At $3,152 per year, the Alfa Romeo Giulia is the most expensive Alfa Romeo model for car insurance.
What Is The Cheapest Acura Model To Insure?
The Alfa Romeo Stelvio is the cheapest model for car insurance, at $2,558 per year.
