How Much Does Alfa Romeo Car Insurance Cost?
Insuring an Alfa Romeo costs an average of $238 per month, which adds up to about $2,855 per year.
We’ve saved shoppers an average of $600 per year on their car insurance.
The cost of insuring an Alfa Romeo varies based on several factors. Your age, driving history, and where you live are important in deciding your car insurance rate. Insurance companies use these details to evaluate the risk of providing coverage for your Alfa Romeo.
Insurance Cost Per Alfa Romeo Model
| Alfa Romeo Model | Average Yearly Insurance Cost |
| Alfa Romeo Giulia | $3,152 |
| Alfa Romeo Stelvio | $2,558 |
Keep in mind that these numbers are only averages, and the real cost can change based on where you live, your age, your driving record, and the type of coverage you select.
Alfa Romeo Car Insurance Cost – By Company
| Insurance Provider | Average Monthly Premium |
| State Farm | $163 |
| Nationwide | $215 |
| GEICO | $210 |
| Progressive | $236 |
| Farmers | $335 |
| Allstate | $431 |
Alfa Romeo Car Insurance Cost – By U.S. State
| State | Average Annual Rate |
| Alabama | $3,031 |
| Alaska | $2,509 |
| Arizona | $2,836 |
| Arkansas | $3,102 |
| California | $3,444 |
| Colorado | $3,215 |
| Connecticut | $4,110 |
| Delaware | $3,407 |
| Florida | $4,056 |
| Hawaii | $1,318 |
| Idaho | $2,289 |
| Illinois | $2,394 |
| Indiana | $2,474 |
| Iowa | $1,947 |
| Kansas | $2,607 |
| Kentucky | $3,753 |
| Louisiana | $4,825 |
| Maine | $1,825 |
| Maryland | $2,946 |
| Massachusetts | $2,360 |
| Michigan | $5,720 |
| Minnesota | $2,351 |
| Mississippi | $2,835 |
| Missouri | $2,676 |
| Montana | $2,713 |
| Nebraska | $2,300 |
| Nevada | $3,786 |
| New Hampshire | $2,640 |
| New Jersey | $2,907 |
| New Mexico | $2,963 |
| New York | $2,759 |
| North Carolina | $1,711 |
| North Dakota | $2,341 |
| Ohio | $2,091 |
| Oklahoma | $3,321 |
| Oregon | $3,020 |
| Pennsylvania | $2,554 |
| Rhode Island | $4,254 |
| South Carolina | $2,886 |
| South Dakota | $2,598 |
| Tennessee | $3,039 |
| Texas | $3,071 |
| Utah | $2,608 |
| Vermont | $2,013 |
| Virginia | $1,888 |
| Washington | $2,496 |
| West Virginia | $2,530 |
| Wisconsin | $2,524 |
| Wyoming | $2,340 |
| Georgia | $3,310 |
How To Save Money On Alfa Romeo Car Insurance?
Owning an Alfa Romeo involves various costs, and car insurance is one of the biggest. However, you can find ways to save on your insurance. Here’s how:
1. Maintain a Clean Driving Record
Your driving history is key for insurance companies when setting your premium. By avoiding accidents and traffic tickets, you show insurers that you’re a low-risk driver, which can significantly lower your insurance costs.
2. Bundle Your Policies
Many insurers offer discounts if you combine multiple policies, like home and auto insurance. This not only makes managing your insurance easier but also saves you money on premiums.
3. Raise Your Deductible
Increasing your deductible—the amount you pay out of pocket before your insurance starts covering costs—can lower your premium. Just make sure you can afford the higher deductible if you have an accident.
4. Install Safety Features
Alfa Romeo vehicles come with many safety features, but adding extras like anti-theft devices can further reduce your insurance costs by lowering the risk of theft and damage.
5. Take Advantage of Discounts
Insurance companies often offer discounts for things like being a good student, having a clean driving record, or completing a defensive driving course. Ask your insurer about any discounts you might qualify for.
6. Shop Around
Insurance premiums can vary widely between different providers. It’s important to compare quotes and choose the insurer that offers the best value for your needs.
7. Consider Usage-Based Insurance
If you don’t drive your Alfa Romeo often, think about usage-based insurance. This type of policy bases your premium on how much you drive, potentially saving you money if your Alfa Romeo isn’t your main vehicle.
