How Much Does GMC Car Insurance Cost?
The average monthly cost to insure a GMC is $187, which is about $2,247 per year.
We’ve saved shoppers an average of $600 per year on their car insurance.
The cost of insuring a GMC varies based on a few key factors. These include your age, driving history, and where you live car insurance insurance companies use this information to determine the risk of insuring your GMC, which affects your premium.
Insurance Cost Per GMC Model
| GMC Model | Average Yearly Insurance Cost |
| GMC Acadia | $2,150 |
| GMC Canyon | $2,165 |
| GMC Savana | $2,157 |
| GMC Sierra | $2,383 |
| GMC Terrain | $1,930 |
| GMC Yukon | $2,435 |
| GMC Yukon XL | $2,510 |
Keep in mind that these numbers are just averages. The actual cost can change based on where you live, your age, your driving record, and the type of coverage you select.
GMC Car Insurance Cost – By Company
| Insurance Provider | Average Monthly Premium |
| GEICO | $148 |
| State Farm | $152 |
| Progressive | $147 |
| Allstate | $158 |
| Farmers | $162 |
| Liberty Mutual | $173 |
| USAA | $130 |
GMC Car Insurance Cost – By U.S. State
| State | Average Annual Rate |
| Alabama | $2,493 |
| Alaska | $2,063 |
| Arizona | $2,320 |
| Arkansas | $2,543 |
| California | $2,838 |
| Colorado | $2,645 |
| Connecticut | $3,374 |
| Delaware | $2,790 |
| Florida | $3,322 |
| Hawaii | $1,083 |
| Idaho | $1,893 |
| Illinois | $1,980 |
| Indiana | $2,020 |
| Iowa | $1,602 |
| Kansas | $2,136 |
| Kentucky | $3,094 |
| Louisiana | $3,969 |
| Maine | $1,502 |
| Maryland | $2,431 |
| Massachusetts | $1,952 |
| Michigan | $4,684 |
| Minnesota | $1,937 |
| Mississippi | $2,331 |
| Missouri | $2,194 |
| Montana | $2,237 |
| Nebraska | $1,898 |
| Nevada | $3,123 |
| New Hampshire | $2,168 |
| New Jersey | $2,381 |
| New Mexico | $2,432 |
| New York | $2,258 |
| North Carolina | $1,406 |
| North Dakota | $1,921 |
| Ohio | $1,708 |
| Oklahoma | $2,736 |
| Oregon | $2,475 |
| Pennsylvania | $2,088 |
| Rhode Island | $3,488 |
| South Carolina | $2,378 |
| South Dakota | $2,125 |
| Tennessee | $2,497 |
| Texas | $2,526 |
| Utah | $2,134 |
| Vermont | $1,649 |
| Virginia | $1,563 |
| Washington | $2,051 |
| West Virginia | $2,073 |
| Wisconsin | $2,063 |
| Wyoming | $1,929 |
| Georgia | $2,708 |
How To Save Money On GMC Car Insurance?
Owning a GMC involves several expenses, with car insurance being one of the largest. However, there are ways to reduce your insurance costs. Here’s how:
1. Maintain a Clean Driving Record
Your driving history plays a big role in determining your insurance rate. By avoiding accidents and traffic tickets, you show insurance companies that you’re a low-risk driver, which can help lower your premium.
2. Bundle Your Policies
Many insurance companies offer discounts if you combine different types of insurance, like home and auto. This not only makes managing your insurance easier but also saves you money on your premiums.
3. Raise Your Deductible
Raising your deductible—the amount you pay out of pocket before your insurance covers the rest—can reduce your premium. Just make sure you can afford the higher deductible in case of an accident.
4. Install Safety Features
GMC vehicles already have many safety features, but adding extras like anti-theft devices can further lower your insurance costs by reducing the risk of theft and damage.
5. Take Advantage of Discounts
Insurance companies often offer discounts for various reasons, such as being a good student, having a clean driving record, or completing a defensive driving course. Check with your insurer to see which discounts you might be eligible for.
6. Shop Around
Insurance rates can differ significantly between providers. Make sure to compare quotes from different companies to find the best deal for your needs.
7. Consider Usage-Based Insurance
If you don’t drive your GMC often, look into usage-based insurance. This type of policy adjusts your premium based on how much you drive, which could save you money if your GMC isn’t used frequently.
