Cheapest Car Insurance In Oklahoma City, OK 2024
State Farm offers the lowest prices for car insurance in Oklahoma City, averaging $34 per month for minimum coverage.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for affordable car insurance in Oklahoma City, OK, the costs can differ significantly. For those interested in the most budget-friendly liability-only insurance, State Farm is the top choice. Similarly, drivers wanting full coverage also find the best rates with State Farm. For young drivers, Clearcover provides the most economical rates.
Cheapest Car Insurance Companies In Oklahoma City, OK 2024
Cheapest Full Coverage Car Insurance In Oklahoma City: State Farm
State Farm offers the lowest rates for full coverage car insurance in Oklahoma City, with an average monthly cost of $78.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $78 | $936 |
| Mercury | $124 | $1,488 |
| USAA | $100 | $1,200 |
| GEICO | $135 | $1,620 |
| Allstate | $111 | $1,332 |
Cheapest Minimum Coverage Car Insurance In Oklahoma City: State Farm
In Oklahoma City, State Farm provides the most affordable minimum coverage car insurance, averaging $34 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $34 | $408 |
| Mercury | $74 | $888 |
| USAA | $60 | $720 |
| Safeco | $85 | $1,020 |
| Allstate | $64 | $768 |
Cheapest Car Insurance In Oklahoma City For Seniors: SafeAuto
SafeAuto offers the most affordable car insurance rates for seniors in Oklahoma City, with an average monthly quote of $59.
| Provider | Average Monthly Cost | Average Annual Cost |
| SafeAuto | $59 | $708 |
| Clearcover | $137 | $1,644 |
| USAA | $102 | $1,224 |
| Mercury | $140 | $1,680 |
| State Farm | $112 | $1,344 |
Cheapest Car Insurance In Oklahoma City For Drivers After A DUI: State Farm
State Farm provides the lowest rates for drivers with a DUI in Oklahoma City, with average monthly premiums of $132.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $132 | $1,584 |
| Mercury | $209 | $2,508 |
| USAA | $165 | $1,980 |
| GEICO | $260 | $3,120 |
| Allstate | $180 | $2,160 |
Cheapest Car Insurance In Oklahoma City For Young Adults: Clearcover
Clearcover provides the most affordable quotes for young adults in Oklahoma City, with rates averaging $85 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Clearcover | $85 | $1,020 |
| State Farm | $167 | $2,004 |
| SafeAuto | $115 | $1,380 |
| Oklahoma Farmers Union | $192 | $2,304 |
| USAA | $147 | $1,764 |
Cheapest Car Insurance In Oklahoma City After A Speeding Ticket: State Farm
State Farm is significantly cheaper than other companies, offering average rates of $101 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $101 | $1,212 |
| Mercury | $193 | $2,316 |
| USAA | $130 | $1,560 |
| GEICO | $203 | $2,436 |
| Allstate | $141 | $1,692 |
Cheapest Auto Insurance Rates In Oklahoma City For Teenagers: Clearcover
In Oklahoma City, teenage drivers can get the lowest quotes from Clearcover, with average monthly premiums of $112.
| Provider | Average Monthly Cost | Average Annual Cost |
| Clearcover | $112 | $1,344 |
| State Farm | $293 | $3,832 |
| SafeAuto | $176 | $2,112 |
| Oklahoma Farmers Union | $213 | $2,556 |
| USAA | $190 | $2,280 |
Cheapest Car Insurance In Oklahoma City After At-Fault Accident: State Farm
State Farm provides the most affordable car insurance quotes for drivers with an at-fault incident, averaging $107 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $107 | $1,284 |
| Mercury | $186 | $2,232 |
| USAA | $134 | $1,608 |
| GEICO | $211 | $2,532 |
| Allstate | $147 | $1,764 |
Best Car Insurance Companies In Oklahoma City
Below are the top 10 car insurance companies in Oklahoma City, OK, listed by their average monthly rates.
| Company | Monthly Premium |
| American Family | $114 |
| Jupiter Auto Insurance | $65 |
| Farm Bureau Mutual (IA Group) | $119 |
| Auto-Owners Insurance Co | $80 |
| USAA | $95 |
| Travelers | $79 |
| Clearcover | $93 |
| SafeAuto | $106 |
| Nationwide | $123 |
| Allied | $112 |
Average Cost Of Car Insurance In Oklahoma City – By Vehicle
| Vehicle | Average Monthly Rate |
| 2014 Ford Escape | $97 |
| 2013 Dodge Charger | $356 |
| 2024 Toyota Corolla Cross | $231 |
| 2008 Chevrolet Tahoe | $201 |
How Much Is Car Insurance In Other Cities in Oklahoma?
| City | Average Monthly Rate |
| Norman | $153 |
| Ardmore | $132 |
| Muskogee | $131 |
| Bartlesville | $109 |
| Lawton | $138 |
| Broken Arrow | $151 |
| Enid | $113 |
| Claremore | $116 |
| Edmond | $148 |
| Duncan | $109 |
Average Cost Of Car Insurance In Oklahoma City – By Age
| Age | Average Yearly Rate |
| Teenagers | $3,408 |
| 20s | $2,436 |
| 30s | $1,920 |
| 40s | $1,512 |
| 50s | $1,476 |
| 60s | $1,608 |
| 70s | $1,380 |
Average Cost Of Auto Insurance In Oklahoma City – By Zip Code
| City | Average Monthly Rate |
| 73013 | $62 |
| 73008 | $173 |
| 73099 | $90 |
| 73012 | $115 |
| 73034 | $171 |
Our Methodology
Based on a detailed analysis that considers customer service ratings, product choices, pricing, and reviews from various online sources, I’ve developed a thorough overview of car insurance providers in Oklahoma City, OK.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Oklahoma City?
In Oklahoma City, State Farm provides the lowest rates for both the minimum coverage required by the state and for full coverage, which includes comprehensive and collision insurance.
What is the average cost of car insurance in Oklahoma City?
In Oklahoma City, the average cost of car insurance is around $156 per month. However, rates can differ based on factors like your zip code, the year and model of your car, and your driving history.
