How Much Does Jaguar Car Insurance Cost?
It costs about $289 per month to insure a Jaguar, adding up to roughly $3,475 per year.
We’ve saved shoppers an average of $600 per year on their car insurance.
The cost to insure a Jaguar varies based on several factors. Your age, driving history, and where you live significantly impact your car insurance premium. Insurers use this information to determine the risk of covering your Jaguar.
Insurance Cost Per Jaguar Model
| Jaguar Model | Average Yearly Insurance Cost |
| Jaguar E-PACE | $2,568 |
| Jaguar F-Pace | $2,525 |
| Jaguar F-TYPE | $4,421 |
| Jaguar I-PACE | $4,442 |
| Jaguar XE | $3,163 |
| Jaguar XF | $3,728 |
Remember that these numbers are just averages, and the actual cost can differ based on where you live, your age, your driving history, and the coverage you select.
Jaguar Car Insurance Cost – By Company
| Insurance Provider | Average Monthly Premium |
| GEICO | $190 |
| Progressive | $191 |
| Travelers | $257 |
| Farmers | $258 |
| Allstate | $270 |
| State Farm | $280 |
| Nationwide | $300 |
Jaguar Car Insurance Cost – By U.S. State
| State | Average Annual Rate |
| Alabama | $3,675 |
| Alaska | $3,053 |
| Arizona | $3,439 |
| Arkansas | $3,777 |
| California | $4,195 |
| Colorado | $3,924 |
| Connecticut | $5,010 |
| Delaware | $4,154 |
| Florida | $4,941 |
| Hawaii | $1,608 |
| Idaho | $2,791 |
| Illinois | $2,929 |
| Indiana | $3,010 |
| Iowa | $2,370 |
| Kansas | $3,166 |
| Kentucky | $4,566 |
| Louisiana | $5,875 |
| Maine | $2,224 |
| Maryland | $3,595 |
| Massachusetts | $2,888 |
| Michigan | $6,965 |
| Minnesota | $2,874 |
| Mississippi | $3,448 |
| Missouri | $3,256 |
| Montana | $3,311 |
| Nebraska | $2,796 |
| Nevada | $4,625 |
| New Hampshire | $3,203 |
| New Jersey | $3,537 |
| New Mexico | $3,607 |
| New York | $3,341 |
| North Carolina | $2,073 |
| North Dakota | $2,829 |
| Ohio | $2,537 |
| Oklahoma | $4,049 |
| Oregon | $3,683 |
| Pennsylvania | $3,100 |
| Rhode Island | $5,184 |
| South Carolina | $3,520 |
| South Dakota | $3,142 |
| Tennessee | $3,710 |
| Texas | $3,730 |
| Utah | $3,174 |
| Vermont | $2,439 |
| Virginia | $2,307 |
| Washington | $3,057 |
| West Virginia | $3,058 |
| Wisconsin | $3,062 |
| Wyoming | $2,846 |
| Georgia | $4,025 |
How To Save Money On Jaguar Car Insurance?
Owning a Jaguar involves various expenses, with car insurance being one of the largest. However, you can still save on your insurance costs. Here’s how:
1. Keep a Clean Driving Record
Insurance companies look at your driving history to set your premium. By avoiding accidents and tickets, you show that you’re a low-risk driver, which can lower your insurance costs.
2. Bundle Your Policies
Many insurers offer discounts if you combine multiple policies, like home and auto insurance. This makes managing your insurance easier and saves you money.
3. Raise Your Deductible
Increasing your deductible—the amount you pay before insurance kicks in—can lower your premium. Just make sure you can afford the higher out-of-pocket cost if you need to make a claim.
4. Add Safety Features
While Jaguars come with many safety features, adding extras like anti-theft devices can reduce your insurance costs by lowering the risk of theft and damage.
5. Take Advantage of Discounts
Ask your insurer about discounts for being a good student, having a clean driving record, or completing a defensive driving course. You might qualify for savings.
6. Shop Around
Insurance premiums vary between providers, so it’s important to compare quotes to find the best deal for your needs.
7. Consider Usage-Based Insurance
If you don’t drive your Jaguar often, look into usage-based insurance. This type of policy bases your premium on how much you drive, which can save you money if your Jaguar isn’t your main vehicle.
