How Much Does Land Rover Car Insurance Cost?

The typical monthly insurance cost for a Land Rover is $278, which amounts to about $3,341 per year.

We’ve saved shoppers an average of $600 per year on their car insurance.

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Updated: 04 August 2024
Written by Bob Phillips
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The cost of insuring a Land Rover varies based on several factors. Your age, driving record, and location are key in determining your car insurance premium. Insurance companies use this information to evaluate the risk of insuring your Land Rover.

Insurance Cost Per Land Rover Model

Land Rover Model Average Yearly Insurance Cost
Land Rover Discovery $2,569
Land Rover Discovery Sport $2,588
Land Rover Range Rover $4,870
Land Rover Range Rover Evoque $2,630
Land Rover Range Rover Spor $4,251
Land Rover Range Rover Velar $3,139

Remember that these numbers are just averages, and the real cost can differ based on where you live, your age, your driving record, and the type of coverage you select.

Land Rover Car Insurance Cost – By Driver Age

Age Average Annual Rate
17 $11,312
18 $10,546
19 $9,309
20 $8,115
21 $6,810
22 $6,627
23 $5,804
24 $5,509
25 $4,761
30 $3,718
35 $3,470
40 $3,338
45 $3,258
55 $2,974
65 $3,109
75 $3,926

Land Rover Car Insurance Cost – By Company

Insurance Provider Average Monthly Premium
Allstate $425
Auto Owners $212
Erie $193
Farmers $453
GEICO $222
Mercury $293
Nationwide $176
Progressive $192
Safe Auto $379
State Farm $213
Travelers $173
USAA $170
Westfield $268

Land Rover Car Insurance Cost – By U.S. State

State Average Annual Rate
Alabama $3,540
Alaska $2,917
Arizona $3,303
Arkansas $3,622
California $4,045
Colorado $3,772
Connecticut $4,820
Delaware $3,983
Florida $4,757
Hawaii $1,537
Idaho $2,689
Illinois $2,811
Indiana $2,883
Iowa $2,285
Kansas $3,037
Kentucky $4,391
Louisiana $5,655
Maine $2,142
Maryland $3,447
Massachusetts $2,777
Michigan $6,681
Minnesota $2,754
Mississippi $3,330
Missouri $3,125
Montana $3,192
Nebraska $2,682
Nevada $4,444
New Hampshire $3,083
New Jersey $3,405
New Mexico $3,468
New York $3,222
North Carolina $1,998
North Dakota $2,740
Ohio $2,445
Oklahoma $3,888
Oregon $3,539
Pennsylvania $2,973
Rhode Island $4,972
South Carolina $3,385
South Dakota $3,037
Tennessee $3,564
Texas $3,591
Utah $3,064
Vermont $2,343
Virginia $2,225
Washington $2,934
West Virginia $2,954
Wisconsin $2,936
Wyoming $2,748
Georgia $3,875

How To Save Money On Land Rover Car Insurance?

Owning a Land Rover comes with various costs, and car insurance is one of the biggest. However, there are ways to save on your insurance. Here’s how:

1- Keep a Clean Driving Record

Your driving history is important for insurance companies when setting your premium. By avoiding accidents and traffic tickets, you show that you’re a low-risk driver, which can lower your insurance costs.

2- Bundle Your Policies

Many insurers give discounts if you combine different policies, like home and auto insurance. This not only makes managing your insurance easier but also saves you money on premiums.

3- Raise Your Deductible

Increasing your deductible—the amount you pay out of pocket before your insurance starts covering—can lower your premium. Just make sure you can afford the higher deductible if you have an accident.

4- Add Safety Features

Land Rovers have many safety features, but adding extra ones like anti-theft devices can further reduce your insurance costs by lowering the risk of theft and damage.

5- Use Discounts

Insurance companies often offer discounts for things like being a good student, having a clean driving record, or completing a defensive driving course. Ask your insurer about any discounts you might be eligible for.

6- Compare Rates

Insurance premiums can vary a lot between different providers. It’s important to compare quotes and choose the insurer that offers the best value for your needs.

7- Consider Usage-Based Insurance

If you don’t drive your Land Rover much, think about usage-based insurance. This type of policy bases your premium on how much you drive, potentially saving you money if your Land Rover isn’t your main vehicle.

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