Cheapest Car Insurance In Syracuse, NY 2024
Kemper is the most affordable option in Syracuse, with an average monthly rate of $30 for minimum coverage.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for the cheapest car insurance in Syracuse, NY, options can vary widely.
For those needing the lowest liability-only coverage, Kemper is the top choice. For full coverage policies, Kemper also provides the best rates. Meanwhile, New York Central Mutual Fire offers the most affordable rates for young drivers.
Cheapest Car Insurance Companies In Syracuse, NY 2024
Cheapest Minimum Coverage Car Insurance In Syracuse: Kemper
In Syracuse, Kemper is the most affordable car insurance provider for minimum coverage, with an average monthly cost of $30.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $60 | $720 |
| State Farm | $100 | $1,200 |
| Erie | $75 | $900 |
| Kemper | $30 | $360 |
| American Family | $70 | $840 |
Cheapest Full Coverage Car Insurance In Syracuse: Kemper
In Syracuse, Kemper offers the lowest rates for full coverage car insurance, with average monthly premiums of $45.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $60 | $720 |
| American Family | $70 | $840 |
| Kemper | $45 | $540 |
| GEICO | $90 | $1,080 |
| Erie | $65 | $780 |
Cheapest Auto Insurance Rates In Syracuse For Teenagers: New York Central Mutual Fire
Teen drivers in Syracuse can get the most affordable rates from New York Central Mutual Fire, with average monthly premiums of $140.
| Provider | Average Monthly Cost | Average Annual Cost |
| Erie | $175 | $2,100 |
| Unitrin | $190 | $2,280 |
| USAA | $200 | $2,400 |
| New York Central Mutual Fire | $140 | $1,680 |
| Tower Insurance Company of New York | $190 | $2,280 |
Cheapest Car Insurance In Syracuse For Seniors: New York Central Mutual Fire
New York Central Mutual Fire provides the most affordable car insurance rates for seniors in Syracuse, with average monthly premiums of $80.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $100 | $1,200 |
| Mercury Insurance Company | $125 | $1,500 |
| Travelers | $120 | $1,440 |
| New York Central Mutual Fire | $80 | $960 |
| Erie | $110 | $1,320 |
Cheapest Car Insurance In Syracuse After A Speeding Ticket: Kemper
Kemper is notably affordable compared to other companies, with average monthly rates of $55.
| Provider | Average Monthly Cost | Average Annual Cost |
| American Family | $70 | $840 |
| State Farm | $90 | $1,080 |
| Kemper | $55 | $660 |
| Erie | $80 | $960 |
| Progressive | $60 | $720 |
Cheapest Car Insurance In Syracuse After At-Fault Accident: Progressive
Progressive provides the most affordable car insurance rates for drivers with an at-fault incident, with an average monthly rate of $45.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $100 | $1,200 |
| Kemper | $60 | $720 |
| American Family | $85 | $1,020 |
| Erie | $65 | $780 |
| Progressive | $45 | $540 |
Cheapest Car Insurance In Syracuse For Drivers After A DUI: Progressive
For drivers in Syracuse with a DUI, Progressive offers the lowest rates, with average monthly premiums of $50.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $100 | $1,200 |
| Kemper | $60 | $720 |
| Erie | $95 | $1,140 |
| Progressive | $50 | $600 |
| American Family | $75 | $900 |
Cheapest Car Insurance In Syracuse For Young Adults: New York Central Mutual Fire
For young adults in Syracuse, New York Central Mutual Fire offers the lowest rates, averaging around $100 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $130 | $1,560 |
| Travelers | $160 | $1,920 |
| New York Central Mutual Fire | $100 | $1,200 |
| Nationwide | $185 | $2,220 |
| Erie | $135 | $1,620 |
Best Car Insurance Companies In Syracuse
Here are the top 10 car insurance companies in Syracuse, NY, ranked by their average monthly rates.
| Company | Monthly Premium |
| Nationwide | $160 |
| Safeco | $200 |
| Erie | $125 |
| Preferred Mutual | $195 |
| Liberty Mutual | $180 |
| New York Central Mutual Fire | $75 |
| Allstate | $190 |
| Travelers | $135 |
| USAA | $120 |
| State Farm | $165 |
Average Cost Of Car Insurance In Syracuse – By Vehicle
| Vehicle | Average Monthly Rate |
| 2011 Mitsubishi Outlander | $230 |
| 2016 Bmw 428 | $100 |
| 2022 Audi Q5 | $245 |
| 2016 Ford Fusion | $80 |
| 2020 Kia Soul | $85 |
Average Cost Of Car Insurance In Syracuse – By Age
| Age | Average Yearly Rate |
| Teenagers | $2,160 |
| 20s | $2,100 |
| 30s | $1,200 |
| 40s | $2,880 |
| 50s | $1,140 |
| 60s | $1,080 |
| 70s | $3,180 |
Average Cost Of Auto Insurance In Syracuse – By Zip Code
| City | Average Monthly Rate |
| 13088 | $140 |
| 13202 | $115 |
| 13090 | $85 |
| 13031 | $95 |
| 13203 | $120 |
How Much Is Car Insurance In Other Cities in New York?
| City | Average Monthly Rate |
| Bronx | $300 |
| Schenectady | $140 |
| Albany | $150 |
| Jamaica | $250 |
| Brooklyn | $310 |
| Yonkers | $225 |
| Buffalo | $165 |
| Flushing | $190 |
| Elmira | $95 |
| Rochester | $130 |
Our Methodology
Based on a detailed analysis that includes customer service ratings, product options, pricing, and a thorough review of various online sources and user experiences, I have developed a comprehensive overview of car insurance providers in Syracuse, NY.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Syracuse?
In Syracuse, Kemper provides the lowest rates for both the minimum coverage required by New York State and for full coverage, which includes comprehensive and collision protection.
What is the average cost of car insurance in Syracuse?
In Syracuse, the average cost of car insurance is approximately $155 per month. Rates can vary based on factors such as your zip code, car’s year and model, and driving record.
