Cheapest Car Insurance In Topeka, KS 2024
In Topeka, Auto-Owners Insurance Co is the most affordable option for minimum coverage, with an average monthly rate of $40.
We’ve saved shoppers an average of $600 per year on their car insurance.
When looking for the cheapest car insurance in Topeka, KS, options can differ widely.
For those needing the lowest liability-only coverage, Auto-Owners Insurance Co is the top choice. For more comprehensive protection, American Family offers the best rates for full coverage policies. Dairyland provides the most affordable rates for young drivers.
Cheapest Car Insurance Companies In Topeka, KS 2024
Cheapest Minimum Coverage Car Insurance In Topeka: Auto-Owners Insurance Co
In Topeka, Auto-Owners Insurance Co offers the lowest rates for minimum coverage, with an average monthly cost of $37.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners Insurance Co | $37 | $439 |
| Progressive | $42 | $500 |
| Mercury | $43 | $514 |
| State Farm | $48 | $574 |
| Kemper | $49 | $581 |
Cheapest Car Insurance In Topeka For Seniors: USAA
USAA offers the most affordable car insurance rates for seniors in Topeka, with average monthly premiums of $60.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $85 | $1,020 |
| Dairyland | $97 | $1,164 |
| Nationwide | $100 | $1,200 |
| USAA | $60 | $720 |
| Allied | $95 | $1,140 |
Cheapest Full Coverage Car Insurance In Topeka: American Family
In Topeka, American Family provides the most affordable rates for full coverage car insurance, with average monthly premiums of $80.
| Provider | Average Monthly Cost | Average Annual Cost |
| Shelter | $95 | $1,140 |
| American Family | $80 | $960 |
| Travelers | $90 | $1,080 |
| Nationwide | $100 | $1,200 |
| Auto-Owners Insurance Co | $85 | $1.020 |
Cheapest Auto Insurance Rates In Topeka For Teenagers: USAA
Teen drivers in Topeka can get the most affordable rates from USAA, with average monthly premiums of $150.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $190 | $2,280 |
| Farm Bureau Mutual (IA Group) | $215 | $2,580 |
| American Family | $210 | $2,520 |
| USAA | $150 | $1,800 |
| National Farmers Union P&C | $175 | $2,100 |
Cheapest Car Insurance In Topeka For Young Adults: Dairyland
In Topeka, Dairyland provides the lowest rates for young adults, with average monthly premiums around $50.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $130 | $1,560 |
| National Farmers Union P&C | $155 | $1,860 |
| USAA | $100 | $1,200 |
| American Family | $165 | $1,980 |
| Dairyland | $50 | $600 |
Cheapest Car Insurance In Topeka After A Speeding Ticket: American Family
American Family is notably affordable compared to other companies, offering average monthly rates of $90.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $115 | $1,380 |
| GEICO | $120 | $1,440 |
| American Family | $90 | $1,080 |
| Shelter | $110 | $1,320 |
| Travelers | $100 | $1,200 |
Cheapest Car Insurance In Topeka After At-Fault Accident: American Family
American Family provides the most affordable car insurance rates for drivers with an at-fault incident, with an average monthly rate of $80.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners Insurance Co | $90 | $1,080 |
| Nationwide | $150 | $1,800 |
| State Farm | $130 | $1,560 |
| American Family | $80 | $960 |
| Travelers | $110 | $1,320 |
Cheapest Car Insurance In Topeka For Drivers After A DUI: American Family
For drivers in Topeka with a DUI, American Family offers the lowest rates, with average monthly premiums of $90.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $120 | $1,440 |
| Progressive | $135 | $1,620 |
| American Family | $90 | $1,080 |
| Allstate | $150 | $1,800 |
| Travelers | $130 | $1,560 |
Best Car Insurance Companies In Topeka
Here are the top 10 car insurance companies in Topeka, KS, ranked by their average monthly rates.
| Company | Monthly Premium |
| State Farm | $90 |
| Travelers | $133 |
| Dairyland Auto 1 Month | $60 |
| American Family | $125 |
| USAA | $85 |
| Farm Bureau Mutual (IA Group) | $140 |
| Shelter | $145 |
| Allied | $130 |
| Nationwide | $135 |
| Auto-Owners Insurance Co | $140 |
Average Cost Of Car Insurance In Topeka – By Age
| Age | Average Yearly Rate |
| Teenagers | $2,520 |
| 20s | $1,800 |
| 30s | $1,320 |
| 40s | $1,200 |
| 50s | $1,080 |
| 60s | $1,020 |
| 70s | $1,140 |
Average Cost Of Auto Insurance In Topeka – By Zip Code
| City | Average Monthly Rate |
| 66605 | $100 |
| 66603 | $115 |
| 66606 | $107 |
| 66409 | $50 |
| 66604 | $105 |
How Much Is Car Insurance In Other Cities in Kansas?
| City | Average Monthly Rate |
| Manhattan | $135 |
| Shawnee | $120 |
| Lawrence | $130 |
| Overland park | $125 |
| Leawood | $100 |
| Salina | $90 |
| Lenexa | $120 |
| Olathe | $115 |
| Liberal | $170 |
| Mission | $100 |
Average Cost Of Car Insurance In Topeka – By Vehicle
| Vehicle | Average Monthly Rate |
| 2015 Hyundai Sonata | $170 |
| 2018 Dodge Charger | $140 |
| 2011 Honda Pilot | $165 |
| 2014 Nissan Altima | $70 |
| 2012 Mitsubishi Outlander Sport | $150 |
Our Methodology
Based on a detailed analysis that includes customer service ratings, product options, pricing, and an extensive review of online sources and user experiences, I have developed a comprehensive overview of car insurance providers in Topeka, KS.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Topeka?
In Topeka, Auto-Owners Insurance Co provides the lowest rates for the minimum coverage required by Kansas, while American Family offers the most affordable rates for full coverage, including comprehensive and collision protection.
What is the average cost of car insurance in Topeka?
In Topeka, the average cost of car insurance is approximately $110 per month. Rates can vary depending on factors such as your zip code, car’s year and model, and driving record.
