Cheapest Car Insurance In Virginia Beach, VA 2024
In Virginia Beach, American Family offers the lowest rates for minimum coverage, averaging $23 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for affordable car insurance in Virginia Beach, VA, prices can vary significantly.
For the most cost-effective liability-only coverage, American Family is the top choice. Additionally, those needing full coverage will find American Family provides the best rates. For young drivers, Virginia Farm Bureau offers the most competitive rates.
Cheapest Car Insurance Companies In Virginia Beach, VA 2024
Cheapest Full Coverage Car Insurance In Virginia Beach: American Family
American Family provides the lowest rates for full coverage car insurance in Virginia Beach, with average monthly quotes of $56.
| Provider | Average Monthly Cost | Average Annual Cost |
| American Family | $56 | $672 |
| Virginia Farm Bureau | $72 | $864 |
| Auto-Owners Insurance Co | $67 | $804 |
| State Farm | $74 | $888 |
| Nationwide | $70 | $840 |
Cheapest Car Insurance In Virginia Beach For Seniors: Auto-Owners
Auto-Owners offers the most affordable car insurance rates for seniors in Virginia Beach, with average monthly quotes of $49.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $49 | $588 |
| GEICO | $85 | $1,020 |
| State Farm | $63 | $756 |
| Mercury | $96 | $1,152 |
| Chubb | $83 | $996 |
Cheapest Minimum Coverage Car Insurance In Virginia Beach: American Family
American Family is the most affordable car insurance provider for minimum coverage in Virginia Beach, with an average monthly cost of $23.
| Provider | Average Monthly Cost | Average Annual Cost |
| American Family | $23 | $276 |
| Auto-Owners Insurance Co | $40 | $480 |
| Mercury | $34 | $408 |
| Virginia Farm Bureau | $40 | $480 |
| State Farm | $35 | $420 |
Cheapest Auto Insurance Rates In Virginia Beach For Teenagers: Auto-Owners
Teenage drivers in Virginia Beach can get the most affordable quotes from Auto-Owners, with average monthly premiums of $134.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $134 | $1,608 |
| USAA | $178 | $2,136 |
| State Farm | $136 | $1,632 |
| Mercury | $231 | $2,772 |
| GEICO | $107 | $4,591 |
Cheapest Car Insurance In Virginia Beach For Good Drivers: Erie
Good drivers in Virginia Beach can find the most affordable car insurance quotes from Erie, averaging about $71 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Erie | $71 | $862 |
| Virginia Farm Bureau | $86 | $1,021 |
| USAA | $72 | $865 |
| Travelers | $87 | $1,040 |
| American Family | $73 | $876 |
Cheapest Car Insurance In Virginia Beach After A Speeding Ticket: Auto-Owners Insurance Co
Auto-Owners Insurance Co offers very competitive rates compared to other companies, with an average monthly cost of $58.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners Insurance Co | $58 | $696 |
| Nationwide | $93 | $1,116 |
| State Farm | $80 | $960 |
| Erie | $85 | $1,020 |
| American Family | $82 | $984 |
Cheapest Car Insurance In Virginia Beach For Young Adults: Virginia Farm Bureau
Virginia Farm Bureau provides the lowest quotes for young adults in Virginia Beach, with rates averaging around $98 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Virginia Farm Bureau | $98 | $1,178 |
| Travelers | $100 | $1,200 |
| American Family | $102 | $1,224 |
| State Farm | $108 | $1,296 |
| USAA | $103 | $1,236 |
Cheapest Car Insurance In Virginia Beach After At-Fault Accident: Auto-Owners Insurance Co
Auto-Owners Insurance Co offers the most affordable car insurance quotes for drivers with an at-fault incident, averaging $51 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners Insurance Co | $51 | $612 |
| Nationwide | $100 | $1,200 |
| American Family | $78 | $936 |
| Virginia Farm Bureau | $92 | $1,104 |
| State Farm | $73 | $876 |
Cheapest Car Insurance In Virginia Beach For Drivers After A DUI: State Farm
State Farm provides the lowest rates for drivers with a DUI in Virginia Beach, with average monthly premiums of $80.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $80 | $960 |
| American Family | $112 | $1,344 |
| Virginia Farm Bureau | $85 | $1,020 |
| Auto-Owners Insurance Co | $111 | $1,332 |
| Mercury | $89 | $1,068 |
How Much Is Car Insurance In Other Cities in Virginia?
| City | Average Monthly Rate |
| Alexandria | $118 |
| Roanoke | $99 |
| Norfolk | $117 |
| Lynchburg | $103 |
| Richmond | $114 |
| Newport News | $105 |
| Portsmouth | $113 |
| Suffolk | $108 |
| Chesapeake | $111 |
| Virginia Beach | $110 |
Our Methodology
Based on a detailed analysis that includes customer service ratings, product options, pricing, and a thorough review of various online sources and user experiences, I've developed a comprehensive overview of car insurance providers in Virginia Beach, VA.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Virginia Beach?
In Virginia Beach, American Family offers the lowest car insurance rates for both minimum coverage required by Virginia and full coverage, which includes comprehensive and collision protection.
What is the average cost of car insurance in Virginia Beach?
The average monthly cost of car insurance in Virginia Beach is around $128. Rates may vary based on factors like your zip code, car year and model, and driving record.
