Cheapest Car Insurance In Staten Island, NY 2024
CSAA offers the most affordable car insurance in Staten Island, with an average monthly cost of $143 for basic coverage.
We’ve saved shoppers an average of $600 per year on their car insurance.
When looking for the least expensive car insurance in Staten Island, NY, the rates can differ significantly.
For those interested in the lowest cost for liability-only insurance, CSAA is the top choice. Additionally, drivers who need full coverage will find that CSAA provides the best deals. On the other hand, New Jersey Manufacturers is the most affordable option for young drivers.
Cheapest Car Insurance Companies In Staten Island, NY 2024
Cheapest Minimum Coverage Car Insurance In Staten Island: CSAA
CSAA offers the lowest rates for minimum coverage in Staten Island, averaging $147 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| CSAA | $147 | $439 |
| Midvale Home & Auto | $234 | $2,808 |
| Safeco | $165 | $1,980 |
| Progressive | $271 | $3,252 |
| Liberty Mutual | $231 | $2,772 |
Cheapest Car Insurance In Staten Island For Good Drivers: Progressive
Good drivers in Staten Island can secure the lowest car insurance rates from Progressive, with quotes averaging about $918 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $77 | $917 |
| USAA | $115 | $1,385 |
| American Family | $93 | $1,124 |
| Erie | $122 | $1,466 |
| NYCM | $113 | $1,350 |
Cheapest Full Coverage Car Insurance In Staten Island: CSAA
CSAA offers the most affordable rates for full coverage in Staten Island, with average quotes of $92 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| CSAA | $92 | $1,104 |
| Liberty Mutual | $304 | $3,648 |
| Safeco | $241 | $2,892 |
| Progressive | $397 | $4,764 |
| Midvale Home & Auto | $310 | $3,720 |
Cheapest Car Insurance In Staten Island For Seniors: USAA
USAA provides the lowest car insurance rates for seniors in Staten Island, with an average monthly cost of $165.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $165 | $1,980 |
| Erie | $209 | $2,508 |
| State Farm | $170 | $2,040 |
| Travelers | $223 | $2,676 |
| New York Central Mutual Fire | $206 | $2,472 |
Cheapest Auto Insurance Rates In Staten Island For Teenagers: Tower Insurance Company of New York
Teenage drivers in Staten Island can get the most affordable rates from Tower Insurance Company of New York, with average monthly premiums of $287.
| Provider | Average Monthly Cost | Average Annual Cost |
| Tower Insurance Company of New York | $287 | $3,444 |
| Liberty Mutual | $371 | $4,452 |
| Erie | $314 | $3,768 |
| USAA | $380 | $4,560 |
| New York Central Mutual Fire | $334 | $4,008 |
Cheapest Car Insurance In Staten Island After A Speeding Ticket: CSAA
CSAA is significantly more affordable than other companies, offering average rates of $176 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| CSAA | $176 | $2,099 |
| Midvale Home & Auto | $263 | $3,156 |
| Safeco | $187 | $2,244 |
| Progressive | $309 | $3,708 |
| Liberty Mutual | $263 | $3,156 |
Cheapest Car Insurance In Staten Island After At-Fault Accident: CSAA
CSAA provides the lowest car insurance rates for drivers with an at-fault incident, averaging $180 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| CSAA | $180 | $2,160 |
| Midvale Home & Auto | $262 | $3,144 |
| Safeco | $183 | $2,196 |
| Progressive | $293 | $3,516 |
| Liberty Mutual | $260 | $3,120 |
Cheapest Car Insurance In Staten Island For Drivers After A DUI: CSAA
CSAA offers the most affordable rates for drivers with a DUI in Staten Island, with average monthly premiums of $208.
| Provider | Average Monthly Cost | Average Annual Cost |
| CSAA | $208 | $2,496 |
| Midvale Home & Auto | $306 | $3,672 |
| Safeco | $202 | $2,424 |
| Progressive | $360 | $4,320 |
| Liberty Mutual | $293 | $3,516 |
Cheapest Car Insurance In Staten Island For Young Adults: New Jersey Manufacturers
New Jersey Manufacturers provides the lowest rates for young adults in Staten Island, with average quotes of about $113 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| New Jersey Manufacturers | $113 | $1,356 |
| USAA | $240 | $2,880 |
| Penn National | $135 | $1,620 |
| Erie | $243 | $2,916 |
| Mercury | $204 | $2,448 |
Best Car Insurance Companies In Staten Island
Here are the top 10 car insurance companies in Staten Island, NY, ranked by their average monthly rates.
| Company | Monthly Premium |
| New Jersey Manufacturers | $111 |
| Chubb | $274 |
| Penn National | $150 |
| Nationwide | $261 |
| Mercury | $187 |
| Travelers | $216 |
| USAA | $210 |
| New York Central Mutual Fire | $230 |
| Erie | $223 |
| State Farm | $230 |
How Much Is Car Insurance In Other Cities in New York?
| City | Average Monthly Rate |
| Albany | $150 |
| Rochester | $135 |
| Bronx | $289 |
| New York | $227 |
| Brooklyn | $307 |
| Jamaica | $240 |
| Buffalo | $165 |
| GREAT NECK | $142 |
| Elmira | $98 |
| Flushing | $190 |
How Much Is Car Insurance In Other Cities in New York?
| City | Average Monthly Rate |
| Albany | $150 |
| Rochester | $135 |
| Bronx | $289 |
| New York | $227 |
| Brooklyn | $307 |
| Jamaica | $240 |
| Buffalo | $165 |
| GREAT NECK | $142 |
| Elmira | $98 |
| Flushing | $190 |
Average Cost Of Car Insurance In Staten Island – By Age
| Age | Average Yearly Rate |
| Teenagers | $8,040 |
| 20s | $7,116 |
| 30s | $6,504 |
| 40s | $6,408 |
| 50s | $5,844 |
| 60s | $5,184 |
| 70s | $4,860 |
Average Cost Of Car Insurance In Staten Island – By Vehicle
| Vehicle | Average Monthly Rate |
| 2023 Nissan Altima | $127 |
| 2025 Kia K5 | $86 |
| 2003 Chevrolet Blazer | $58 |
| 2019 Honda Accord | $73 |
| 2020 Kia Optima | $95 |
Average Cost Of Auto Insurance In Staten Island – By Zip Code
| City | Average Monthly Rate |
| 10001 | $318 |
| 10009 | $174 |
| 10002 | $449 |
| 10006 | $209 |
| 10003 | $167 |
Our Methodology
Based on a detailed analysis of customer service ratings, product offerings, pricing, and reviews from various online sources, I've created a comprehensive overview of car insurance providers in Staten Island, NY.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Staten Island?
In Staten Island, CSAA provides the lowest car insurance rates for both minimum state-required coverage and full coverage, which includes comprehensive and collision protection.
What is the average cost of car insurance in Staten Island?
The average monthly cost of car insurance in Staten Island is approximately $386. Rates can vary depending on factors such as your zip code, vehicle year and model, and driving history.
