Cheapest Car Insurance In Clearwater, FL 2024
Travelers is the most affordable choice in Clearwater, offering an average monthly rate of $56 for minimum coverage.
We’ve saved shoppers an average of $600 per year on their car insurance.
Finding the lowest car insurance rates in Clearwater, FL, can lead to a wide range of options.
For those focused on getting the least expensive liability-only coverage, Travelers takes the top spot. On the other hand, drivers wanting more extensive coverage will also find that Travelers provides the best deals for full coverage policies. However, young drivers will find Safeco offers the lowest rates for them.
Cheapest Car Insurance Companies In Clearwater, FL 2024
Cheapest Car Insurance In Clearwater For Young Adults: Safeco
Safeco provides the most affordable rates for young adults in Clearwater, with quotes averaging about $58 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Safeco | $58 | $696 |
| 21st Century | $203 | $2,436 |
| Liberty Mutual | $257 | $1,956 |
| Mercury Insurance | $212 | $2,544 |
| State Farm | $190 | $2,280 |
Cheapest Car Insurance In Clearwater For Seniors: State Farm
State Farm offers the lowest car insurance rates for seniors in Clearwater, with average quotes of $107 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $107 | $1,284 |
| Safeco | $154 | $1,848 |
| Direct Auto | $140 | $1,680 |
| Mercury | $164 | $1,968 |
| 21st Century | $137 | $1,644 |
Cheapest Minimum Coverage Car Insurance In Clearwater: Travelers
Travelers offers the most affordable car insurance for minimum coverage in Clearwater, with an average monthly rate of $56.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $56 | $672 |
| State Farm | $78 | $936 |
| GEICO | $72 | $864 |
| Allstate | $95 | $1,140 |
| Mercury | $75 | $900 |
Cheapest Full Coverage Car Insurance In Clearwater: Travelers
Travelers provides the lowest rates for full coverage car insurance in Clearwater, with average quotes of $124 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $124 | $1,488 |
| GEICO | $176 | $2,112 |
| State Farm | $143 | $1,716 |
| Progressive | $183 | $2,196 |
| Mercury | $174 | $2,088 |
Cheapest Auto Insurance Rates In Clearwater For Teenagers: 21st Century
Teenage drivers in Clearwater can get the most affordable quotes from 21st Century, with average monthly premiums of $166.
| Provider | Average Monthly Cost | Average Annual Cost |
| 21st Century | $166 | $1,992 |
| Unitrin | $350 | $4,200 |
| Direct Auto | $201 | $2,412 |
| AIG | $354 | $4,248 |
| State Farm | $275 | $3,300 |
Cheapest Car Insurance In Clearwater After A Speeding Ticket: State Farm
State Farm is highly affordable compared to other companies, offering average rates of $144 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $144 | $1,728 |
| Nationwide | $225 | $2,700 |
| Travelers | $192 | $2,304 |
| Direct General Insurance | $222 | $2,664 |
| Allstate | $205 | $2,460 |
Cheapest Car Insurance In Clearwater For Drivers After A DUI: State Farm
State Farm provides the lowest rates for drivers with a DUI in Clearwater, with average monthly premiums of $145.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $145 | $1,740 |
| Direct General Insurance | $250 | $3,000 |
| Progressive | $211 | $2,532 |
| Allstate | $274 | $3,288 |
| Travelers | $234 | $2,808 |
Cheapest Car Insurance In Clearwater After At-Fault Accident: State Farm
State Farm provides the most affordable car insurance quotes for drivers with an at-fault incident, with an average monthly rate of $156.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $156 | $2,375 |
| Nationwide | $285 | $3,420 |
| Travelers | $203 | $2,436 |
| Progressive | $294 | $3,528 |
| GEICO | $280 | $3,360 |
Best Car Insurance Companies In Clearwater
Below are the top 10 car insurance companies in Clearwater, FL, listed according to their average monthly rates.
| Company | Monthly Premium |
| Mercury | $223 |
| Nationwide | $65 |
| 21st Century | $213 |
| Dairyland | $94 |
| Direct Auto | $182 |
| Kemper | $111 |
| Mercury Insurance | $176 |
| State Farm | $145 |
| Liberty Mutual | $165 |
| Safeco | $160 |
Average Cost Of Car Insurance In Clearwater – By Vehicle
| Vehicle | Average Monthly Rate |
| 2005 Ford Freestyle | $72 |
| 2004 Ford F150 | $231 |
| 2022 Nissan Altima | $169 |
| 2007 Dodge Ram 1500 | $127 |
| 2002 Acura 3.2tl | $122 |
How Much Is Car Insurance In Other Cities in Florida?
| City | Average Monthly Rate |
| Pensacola | $263 |
| Boca Raton | $331 |
| Orlando | $311 |
| Clearwater | $282 |
| Naples | $251 |
| Fort Lauderdale | $380 |
| Miami | $388 |
| Fort Myers | $275 |
| Jacksonville | $275 |
| Gainesville | $256 |
Average Cost Of Auto Insurance In Clearwater – By Zip Code
| City | Average Monthly Rate |
| 33763 | $252 |
| 33759 | $271 |
| 33756 | $277 |
| 33755 | $279 |
| 33764 | $255 |
Average Cost Of Car Insurance In Clearwater – By Age
| Age | Average Yearly Rate |
| Teenagers | $7,956 |
| 20s | $5,220 |
| 30s | $3,264 |
| 40s | $2,976 |
| 50s | $2,712 |
| 60s | $2,532 |
| 70s | $3,002 |
Our Methodology
Based on a detailed analysis covering customer service ratings, product options, pricing, and reviews from various online sources, I've developed a comprehensive overview of car insurance providers in Clearwater, FL.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Clearwater?
Travelers provides the lowest car insurance rates in Clearwater, both for the minimum coverage required by Florida and for full coverage, which includes comprehensive and collision protection.
What is the average cost of car insurance in Clearwater?
In Clearwater, the average cost of car insurance is approximately $265 per month. However, rates can vary depending on factors such as your zip code, car year and model, and driving history.
