Cheapest Car Insurance In Rock Hill, SC 2024
USAA is the most affordable choice in Rock Hill, offering an average monthly cost of $45 for basic coverage.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for low-cost car insurance in Rock Hill, SC, you’ll find a wide range of options.
For drivers wanting the lowest liability-only coverage, USAA is the top contender. Additionally, those who need full coverage will discover that USAA has the best rates. For younger drivers, American National P&C provides the most budget-friendly rates.
Cheapest Car Insurance Companies In Rock Hill, SC 2024
Cheapest Minimum Coverage Car Insurance In Rock Hill: USAA
USAA offers the lowest rates for minimum car insurance coverage in Rock Hill, averaging $45 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $45 | $540 |
| GEICO | $73 | $876 |
| Auto-Owners | $64 | $768 |
| Nationwide | $96 | $1,152 |
| State Farm | $70 | $840 |
Most Affordable Rates In Rock Hill For Teenagers: American National
Teen drivers in Rock Hill can get the lowest rates from American National, with average monthly premiums of $109.
| Provider | Average Monthly Cost | Average Annual Cost |
| American National | $109 | $1,308 |
| Direct Auto | $192 | $2,304 |
| Southern Farm Bureau | $181 | $2,172 |
| USAA | $193 | $2,316 |
| Auto-Owners Insurance Co | $182 | $2,184 |
Cheapest For Young Adults: American National
American National provides the most affordable rates for young adults in Rock Hill, with quotes averaging around $50 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| American National | $50 | $600 |
| USAA | $122 | $1,464 |
| Safeco | $87 | $1,044 |
| Travelers | $78 | $936 |
Cheapest Car Insurance In Rock Hill After A Speeding Ticket: USAA
USAA stands out as a very affordable option, with average rates of $62 per month, making it cheaper than many other companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $62 | $744 |
| GEICO | $90 | $1,080 |
| Auto-Owners | $83 | $996 |
| Nationwide | $123 | $1,476 |
| State Farm | $85 | $1,020 |
Cheapest For Drivers With After At-Fault Accident: USAA
USAA provides the most affordable car insurance quotes for drivers with an at-fault incident, averaging $65 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $65 | $780 |
| GEICO | $94 | $1,128 |
| Auto-Owners | $85 | $1,020 |
| Nationwide | $123 | $1,476 |
| State Farm | $88 | $1,056 |
Cheapest Car Insurance In Rock Hill For Drivers After A DUI: USAA
USAA has the lowest rates for drivers with a DUI in Rock Hill, offering average monthly premiums of $96.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $96 | $1,156 |
| GEICO | $113 | $1,356 |
| Auto-Owners | $102 | $1,224 |
| Nationwide | $153 | $1,836 |
| State Farm | $107 | $1,284 |
Cheapest For Seniors: American National
American National provides the lowest car insurance rates for seniors in Rock Hill, with average quotes of $51 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| American National | $51 | $612 |
| State Farm | $93 | $1,116 |
| Direct Auto | $80 | $960 |
| Auto-Owners Insurance Co | $94 | $1,128 |
| USAA | $183 | $2,196 |
Cheapest Full Coverage Rates In Rock Hill: USAA
USAA offers the most affordable full coverage car insurance in Rock Hill, with average monthly rates around $86.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $86 | $1,032 |
| GEICO | $121 | $1,452 |
| Auto-Owners | $103 | $1,236 |
| Safeco | $154 | $1,848 |
| State Farm | $113 | $1,356 |
Best Car Insurance Companies In Rock Hill
Here are the top 10 car insurance companies in Rock Hill, SC, ranked by their average monthly rates:
| Company | Monthly Premium |
| American National P&C | $50 |
| Southern Farm Bureau | $119 |
| Travelers | $76 |
| Nationwide | $135 |
| USAA | $90 |
| Liberty Mutual | $160 |
| Safeco | $100 |
| GEICO | $68 |
| Auto-Owners Insurance Co | $108 |
| State Farm | $112 |
Average Rates In Rock Hill – By Age
| Age | Average Yearly Rate |
| Teenagers | $3,744 |
| 20s | $2,028 |
| 30s | $1,440 |
| 40s | $1,536 |
| 50s | $1,344 |
| 60s | $1,116 |
| 70s | $1,428 |
Average Rates In Rock Hill – By Vehicle
| Vehicle | Average Monthly Rate |
| 2009 Toyota Venza | $270 |
| 2004 GMC Sierra | $131 |
| 2011 Buick Enclave | $170 |
| 2017 Kia Forte | $210 |
| 2023 Kia K5 | $687 |
How Much Is Car Insurance In Other Cities in South Carolina?
| City | Average Monthly Rate |
| Myrtle Beach | $150 |
| Aiken | $134 |
| Greenwood | $134 |
| Anderson | $125 |
| Greenville | $140 |
| Beaufort | $151 |
| Fort Mill | $132 |
| Charleston | $180 |
| Florence | $149 |
| Columbia | $170 |
Our Methodology
Based on a detailed analysis that includes customer service ratings, product options, pricing, and a review of various online feedback and user experiences, I’ve developed a comprehensive overview of car insurance providers in Rock Hill, SC.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Rock Hill?
In Rock Hill, USAA provides the lowest rates for both minimum coverage required by South Carolina and for full coverage, which includes comprehensive and collision protection.
What is the average cost of car insurance in Rock Hill?
The average car insurance cost in Rock Hill is approximately $142 per month. However, rates can vary depending on factors such as your zip code, the year and model of your car, and your driving record.
