Cheapest Car Insurance In Rock Hill, SC 2025
At $58 per month, Auto-Owners offers the most cost-effective minimum coverage car insurance in Rock Hill.
We’ve saved shoppers an average of $600 per year on their car insurance.
The price of car insurance in Rock Hill, SC, fluctuates quite a bit when searching for the most affordable coverage.
Drivers seeking the lowest liability-only rates will find Auto-Owners to be the best option. State Farm offers the most competitive full coverage rates, while American National is the most affordable for younger drivers.
Cheapest Car Insurance Companies In Rock Hill, SC 2025
Cheapest Full Coverage Insurance Rates In Rock Hill: State Farm
The most affordable full coverage car insurance in Rock Hill comes from State Farm, with an average quote of $104 per month.
In the table below, you’ll find a comparison of average auto insurance rates from cost-effective providers in Rock Hill.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $104 | $1,248 |
| Nationwide | $150 | $1,800 |
| Progressive | $165 | $1,980 |
| GEICO | $110 | $1,320 |
| Travelers | $170 | $2,040 |
Cheapest Liability-only Car Insurance In Rock Hill: Auto-Owners
Auto-Owners stands out as Rock Hill most affordable provider of minimum coverage car insurance, with an average monthly rate of $58.
Use the following table to evaluate and compare insurance costs from different companies.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $58 | $696 |
| Nationwide | $86 | $1032 |
| GEICO | $64 | $768 |
| State Farm | $60 | $720 |
| Allstate | $91 | $1,092 |
Cheapest Car Insurance Rates For Seniors: American National
The most affordable car insurance for seniors in Rock Hill comes from American National, which offers an average rate of $51 per month.
In the table below, you’ll see a comparison of average auto insurance quotes from low-cost insurers for seniors.
| Provider | Average Monthly Cost | Average Annual Cost |
| American National | $51 | $612 |
| State Farm | $87 | $1,044 |
| Direct-Auto | $76 | $912 |
| USAA | $78 | $936 |
| Auto-Owners | $89 | $1,068 |
Cheapest Rates In Rock Hill For Teenagers: American National
Rock Hill teen drivers can secure the lowest-priced car insurance from American National, which charges an average of $120 per month.
In the table below, you’ll see which companies offer the most affordable rates for teenage drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
| American National | $120 | $1,440 |
| Auto-Owners | $180 | $2,160 |
| Southern Farm Bureau | $176 | $2,112 |
| USAA | $190 | $2,280 |
| Direct Auto | $189 | $2,268 |
Cheapest Auto Insurance For Young Adults in Rock Hill: American National
American National is the most affordable insurer for young adults in Rock Hill, with rates averaging $45 per month.
You can refer to the table below to explore and compare the most affordable car insurance options for young adults in Rock Hill.
| Provider | Average Monthly Cost | Average Annual Cost |
| American National | $45 | $540 |
| USAA | $118 | $1,416 |
| Travelers | $72 | $864 |
| State Farm | $142 | $1,704 |
Cheapest Car Insurance In Rock Hill For Good Drivers: Auto-Owners
Auto-Owners offers the best car insurance quotes for good drivers in Rock Hill, with an average cost of $58 per month.
Use the table below to compare average rates from the most affordable insurance companies if you’re a good driver.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $58 | $696 |
| Nationwide | $86 | $1032 |
| GEICO | $64 | $768 |
| State Farm | $60 | $720 |
| Allstate | $91 | $1,092 |
Find affordable Rock Hill rates
Cheapest For Drivers With After At-Fault Accident: Auto-Owners
For drivers with an at-fault incident, Auto-Owners stands out as the most budget-friendly insurer, with rates averaging $77 per month.
The following car insurance companies provide the most affordable rates for drivers with an at-fault accident.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $77 | $924 |
| GEICO | $83 | $996 |
| State Farm | $78 | $936 |
| Allstate | $120 | $1,440 |
| Progressive | $140 | $1,680 |
Cheapest Car Insurance In Rock Hill After A Speeding Ticket: Auto-Owners
With an average cost of $74 per month, Auto-Owners is one of the cheapest options in Rock Hill for drivers with a speeding ticket.
The table below provides a comparison of average insurance rates for drivers with a speeding record.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $74 | $888 |
| Nationwide | $111 | $1,332 |
| State Farm | $76 | $912 |
| Travelers | $127 | $1,524 |
| Progressive | $133 | $1,596 |
Cheapest Rates In Rock Hill For Drivers After A DUI: Auto-Owners
The most budget-friendly car insurance for drivers after a DUI in Rock Hill comes from Auto-Owners, at an average monthly cost of $91.
The table below displays the cheapest car insurance quotes available for Rock Hill drivers after a DUI.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners | $91 | $1,092 |
| Allstate | $94 | $1,128 |
| State Farm | $96 | $1,152 |
| Travelers | $155 | $1,860 |
| Root | $195 | $2,340 |
Best Car Insurance Companies In Rock Hill
Auto-Owners provides Rock Hill drivers with the lowest insurance rates at $58 per month, but State Farm at $90 and GEICO at $64 are also worth considering.
Below, you’ll find the top 10 car insurance companies in Rock Hill, SC, organized by their average monthly premium.
| Company | Monthly Premium |
| Auto-Owners | $58 |
| Nationwide | $86 |
| GEICO | $64 |
| State Farm | $60 |
| Allstate | $91 |
| Direct Auto | $157 |
| Travelers | $99 |
| Progressive | $105 |
| National General | $161 |
| Liberty Mutual | $197 |
Average Auto Insurance Rates In Rock Hill – By Age
The cost of car insurance is greatly impacted by age. Since younger drivers have less experience and a greater chance of accidents, they pay higher rates, with teens spending around $3,714 annually.
Car insurance premiums often decrease around age 25, as long as the driver has kept a clean record.
Drivers in their 50s and early 60s tend to receive the most competitive insurance rates, as companies assess risk and experience based on age.
| Age | Average Yearly Rate |
| Teenagers | $3,714 |
| 20s | $2,181 |
| 30s | $1,372 |
| 40s | $1,452 |
| 50s | $1,265 |
| 60s | $1,202 |
| 70s | $1,388 |
Average Rates In Rock Hill – By Vehicle
The cost of your car insurance is influenced by the vehicle you drive. Newer and high-end cars tend to have steeper rates due to their advanced technology and expensive repairs.
The table below outlines the average insurance premiums for various vehicles in Rock Hill.
| Vehicle | Average Monthly Rate |
| Toyota Venza | $270 |
| GMC Sierra | $131 |
| Buick Enclave | $170 |
| Kia Forte | $210 |
| Kia K5 | $687 |
Average Cost Of Auto Insurance In Rock Hill – By Zip Code
Because crime levels vary by zip code, insurance companies set different rates for different areas.
The table below highlights typical car insurance rates for various zip codes in Rock Hill.
| City | Average Monthly Rate |
| 29732 | $142 |
| 29730 | $131 |
How Much Is Car Insurance In Other Cities in South Carolina?
Insurance providers set rates based on location, with urban areas facing higher costs due to greater risks like accidents and vehicle theft.
Insurance rates differ by location—Charleston residents pay about $180 per month, while Anderson drivers spend around $125 per month.
| City | Average Monthly Rate |
| Myrtle Beach | $150 |
| Aiken | $134 |
| Greenwood | $134 |
| Anderson | $125 |
| Greenville | $140 |
| Beaufort | $151 |
| Fort Mill | $132 |
| Charleston | $180 |
| Florence | $149 |
| Columbia | $170 |
Find affordable Rock Hill rates
Our Methodology
My in-depth review of Rock Hill, SC car insurance providers is based on key factors such as customer service, pricing, policy choices, and user reviews.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Rock Hill?
Auto-Owners offers the cheapest minimum coverage in Rock Hill, and for full coverage—including comprehensive and collision—State Farm has the best rates.
What is the average cost of car insurance in Rock Hill?
The typical car insurance rate in Rock Hill is $140 per month, though actual prices change depending on your vehicle, driving record, and where you live.
