Cheapest Car Insurance In Wichita Falls, TX 2024
In Wichita Falls, Texas Farm Bureau is the most affordable option, offering an average monthly rate of $25 for minimum coverage.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for the cheapest car insurance in Wichita Falls, TX, you’ll find significant variations in rates.
For the lowest liability-only coverage, Texas Farm Bureau is the top choice. For comprehensive protection, State Farm provides the best rates for full coverage. Additionally, Texas Farm Bureau Group offers the most affordable rates for young drivers.
Cheapest Car Insurance Companies In Wichita Falls, TX 2024
Cheapest Minimum Coverage Car Insurance In Wichita Falls: Texas Farm Bureau
In Wichita Falls, Texas Farm Bureau offers the lowest rates for minimum coverage car insurance, with an average monthly cost of $25.
| Provider | Average Monthly Cost | Average Annual Cost |
| Mercury | $35 | $420 |
| AAA Texas | $32 | $384 |
| Texas Farm Bureau | $25 | $300 |
| Allstate | $28 | $336 |
| State Farm | $30 | $360 |
Cheapest Car Insurance In Wichita Falls For Young Adults: Texas Farm Bureau Group
Texas Farm Bureau Group provides the most affordable quotes for young adults in Wichita Falls, with rates averaging around $80 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Direct Auto | $105 | $1,260 |
| Loya Insurance | $150 | $1,800 |
| Texas Farm Bureau Group | $80 | $960 |
| USAA | $125 | $1,500 |
| State Farm | $85 | $1,020 |
Cheapest Full Coverage Car Insurance In Wichita Falls: State Farm
State Farm offers the lowest rates for full coverage car insurance in Wichita Falls, with average monthly quotes of $50.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $55 | $660 |
| Allstate | $70 | $840 |
| State Farm | $50 | $600 |
| GEICO | $65 | $780 |
| Mercury | $55 | $660 |
Cheapest Auto Insurance Rates In Wichita Falls For Teenagers: Texas Farm Bureau Group
Teen drivers in Wichita Falls can get the most affordable quotes from Texas Farm Bureau Group, with average monthly premiums of $190.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $255 | $3,060 |
| Republic Indemnity | $500 | $6,000 |
| Texas Farm Bureau Group | $190 | $2,280 |
| State Farm | $390 | $4,680 |
| SafeAuto | $220 | $2,640 |
Cheapest Car Insurance In Wichita Falls For Seniors: Texas Farm Bureau Group
Texas Farm Bureau Group provides the most affordable car insurance rates for seniors in Wichita Falls, with average monthly quotes of $50.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $65 | $780 |
| USAA | $85 | $1,020 |
| Texas Farm Bureau Group | $50 | $600 |
| AssuranceAmerica | $95 | $1,140 |
| Mercury Insurance | $90 | $1,080 |
Cheapest Car Insurance In Wichita Falls After A Speeding Ticket: State Farm
State Farm is notably more affordable than other companies, offering average rates of $45 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $50 | $600 |
| Mercury | $80 | $960 |
| State Farm | $45 | $540 |
| GEICO | $75 | $900 |
| Allstate | $60 | $720 |
Cheapest Car Insurance In Wichita Falls After At-Fault Accident: State Farm
State Farm provides the most affordable car insurance quotes for drivers with an at-fault incident, with an average monthly rate of $55.
| Provider | Average Monthly Cost | Average Annual Cost |
| Texas Farm Bureau | $90 | $1,080 |
| Allstate | $100 | $1,200 |
| State Farm | $55 | $660 |
| AAA Texas | $95 | $1,140 |
| GEICO | $80 | $960 |
Cheapest Car Insurance In Wichita Falls For Drivers After A DUI: Mercury
Mercury offers the lowest rates for drivers in Wichita Falls after a DUI, with average monthly premiums of $75.
| Provider | Average Monthly Cost | Average Annual Cost |
| AAA Texas | $105 | $1,260 |
| State Farm | $80 | $960 |
| GEICO | $110 | $1,320 |
| Mercury | $75 | $900 |
| Texas Farm Bureau | $95 | $1,140 |
Average Cost Of Car Insurance In Wichita Falls – By Vehicle
| Vehicle | Average Monthly Rate |
| 2005 Ford Five Hundred | $70 |
| 2021 Lexus LX | $170 |
| 2001 Honda Civic | $120 |
| 2013 Ford Fusion | $90 |
| 2015 Chevrolet Silverado | $85 |
Best Car Insurance Companies In Wichita Falls
Below are the top 10 car insurance companies in Wichita Falls, TX, ranked by their average monthly rates.
| Company | Monthly Premium |
| Nationwide | $130 |
| Texas Farm Bureau Group | $75 |
| Republic Indemnity | $140 |
| Direct Auto | $90 |
| Clearcover | $130 |
| State Farm | $85 |
| SafeAuto | $125 |
| Loya Insurance | $109 |
| Mercury | $118 |
| USAA | $105 |
Average Cost Of Car Insurance In Wichita Falls – By Age
| Age | Average Yearly Rate |
| Teenagers | $3,480 |
| 20s | $2,220 |
| 30s | $1,260 |
| 40s | $1,380 |
| 50s | $1,140 |
| 60s | $1,200 |
| 70s | $1,080 |
Average Cost Of Auto Insurance In Wichita Falls – By Zip Code
| City | Average Monthly Rate |
| 76308 | $115 |
| 76301 | $105 |
| 76302 | $130 |
| 76306 | $140 |
| 76309 | $120 |
How Much Is Car Insurance In Other Cities in Texas?
| City | Average Monthly Rate |
| Waco | $125 |
| Austin | $160 |
| Corpus Christi | $151 |
| Amarillo | $145 |
| Beaumont | $158 |
| Arlington | $157 |
| Houston | $190 |
| El Paso | $155 |
| Dallas | $180 |
| Fort Worth | $170 |
Our Methodology
Based on a detailed analysis that includes customer service ratings, product options, pricing, and evaluations from various online review sites and user experiences, I’ve developed a comprehensive overview of car insurance providers in Wichita Falls, TX.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Wichita Falls?
In Wichita Falls, Texas Farm Bureau provides the lowest rates for minimum coverage required by Texas, while State Farm offers the best rates for full coverage, including comprehensive and collision insurance.
What is the average cost of car insurance in Wichita Falls?
In Wichita Falls, the average monthly cost of car insurance is approximately $120. Rates can vary based on factors such as your zip code, the year and model of your car, and your driving record.
