Cheapest Car Insurance In Cheyenne, WY 2024
Safeco is the most affordable choice for car insurance in Cheyenne, with an average cost of $65 per month for minimum coverage.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for the lowest car insurance rates in Cheyenne, WY, the options can vary widely.
For drivers needing basic liability coverage, Safeco stands out as the best option. For those seeking full coverage, Safeco again offers the most competitive rates. Meanwhile, USAA provides the lowest rates for young drivers.
Cheapest Car Insurance Companies In Cheyenne, WY 2024
Cheapest Minimum Coverage Car Insurance In Cheyenne: Safeco
Safeco is the most affordable car insurance provider for minimum coverage in Cheyenne, with an average monthly premium of $65.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $95 | $1,140 |
| American Family | $100 | $1,200 |
| Safeco | $65 | $780 |
| The General | $70 | $840 |
| Progressive | $125 | $1,500 |
Cheapest Full Coverage Rates In Cheyenne: Safeco
Safeco offers the lowest rates for full coverage car insurance in Cheyenne, with average monthly premiums of $90.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $125 | $1,500 |
| Dairyland | $240 | $2,880 |
| Safeco | $90 | $1,080 |
| Nationwide | $230 | $2,760 |
| American Family | $111 | $1,326 |
Cheapest For Seniors: Grange
Grange provides the most affordable car insurance rates for seniors in Cheyenne, with average quotes of $55 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Farmers | $150 | $1,800 |
| USAA | $75 | $900 |
| Allstate | $175 | $2,100 |
| Grange | $55 | $660 |
| State Farm | $95 | $1,140 |
Cheapest Car Insurance In Cheyenne After A Speeding Ticket: USAA
USAA is significantly cheaper than other insurers, offering average rates of $50 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $80 | $960 |
| MetLife | $105 | $1,260 |
| USAA | $50 | $600 |
| Farmers | $85 | $1,020 |
| State Farm | $60 | $720 |
Cheapest For Drivers With After At-Fault Accident: USAA
USAA provides the most affordable car insurance rates for drivers with an at-fault incident, with an average cost of $55 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $75 | $900 |
| MetLife | $115 | $1,380 |
| Farmers | $100 | $1,200 |
| USAA | $55 | $660 |
| Allstate | $95 | $1,140 |
Cheapest Car Insurance In Cheyenne For Drivers After A DUI: USAA
USAA is the most affordable option for drivers with a DUI in Cheyenne, offering average monthly premiums of $50.
| Provider | Average Monthly Cost | Average Annual Cost |
| Farmers | $180 | $2,160 |
| State Farm | $70 | $840 |
| GEICO | $170 | $2,040 |
| USAA | $50 | $600 |
| Allstate | $90 | $1,080 |
Cheapest For Young Adults: USAA
USAA provides the most affordable rates for young adults in Cheyenne, with average monthly premiums of about $140.
| Provider | Average Monthly Cost | Average Annual Cost |
| Farmers | $310 | $3,720 |
| State Farm | $200 | $2,400 |
| Metropolitan | $430 | $5,160 |
| USAA | $140 | $1,680 |
| Allstate | $295 | $3,540 |
Most Affordable Rates In Cheyenne For Teenagers: USAA
Teenage drivers in Cheyenne can secure the lowest rates from USAA, with average monthly premiums around $150.
| Provider | Average Monthly Cost | Average Annual Cost |
| Metropolitan | $410 | $4,920 |
| State Farm | $270 | $3,240 |
| Allstate | $435 | $5,220 |
| USAA | $150 | $1,800 |
| Farmers | $400 | $4,800 |
Best Car Insurance Companies In Cheyenne
Below are the top 7 car insurance companies in Cheyenne, WY, ranked according to their average monthly rates.
| Company | Monthly Premium |
| Farmers | $190 |
| Grange | $105 |
| Metropolitan | $250 |
| SAFECO | $65 |
| Allstate | $205 |
| USAA | $95 |
| State Farm | $125 |
Average Rates In Cheyenne – By Age
| Age | Average Yearly Rate |
| Teenagers | $3,900 |
| 20s | $2,940 |
| 30s | $1,680 |
| 40s | $1,620 |
| 50s | $1,320 |
| 60s | $1,500 |
| 70s | $1,800 |
Average Rates In Cheyenne – By Vehicle
| Vehicle | Average Monthly Rate |
| 2013 Ford Escape | $400 |
| 2020 Kia Forte | $480 |
| 2020 Chevrolet Trax | $250 |
| 2016 Subaru Legacy | $485 |
| 2012 Toyota Camry | $195 |
Average Cost Of Auto Insurance In Cheyenne – By Zip Code
| City | Average Monthly Rate |
| 82002 | $240 |
| 82001 | $160 |
| 82003 | $110 |
| 82009 | $165 |
| 82007 | $150 |
How Much Is Car Insurance In Other Cities in Wyoming?
| City | Average Monthly Rate |
| Albin | $265 |
| Laramie | $180 |
| Gillette | $190 |
| Rock Springs | $190 |
| Jackson | $180 |
| Buford | $240 |
| Evanston | $135 |
| Cheyenne | $160 |
| Casper | $170 |
Our Methodology
Based on a detailed analysis that includes customer service ratings, product offerings, pricing, and reviews from various online sources, I've provided a comprehensive overview of car insurance providers in Cheyenne, WY.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Cheyenne?
In Cheyenne, Safeco offers the most affordable car insurance rates for both minimum coverage required by the State of Wyoming and full coverage, which includes comprehensive and collision protection.
What is the average cost of car insurance in Cheyenne?
The typical cost of car insurance in Cheyenne is approximately $160 per month. However, this amount can vary depending on factors such as your zip code, the make and model of your vehicle, your driving history, and other relevant details.
