Cheapest Car Insurance In Ontario, CA 2024
Progressive is the most affordable option in Ontario, offering an average rate of $40 per month for minimum coverage.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for the cheapest car insurance in Ontario, CA, options can vary widely.
For liability-only coverage, Progressive stands out as the top choice. Drivers seeking full coverage will find the best rates with Travelers, while Direct Auto provides the lowest premiums for young drivers.
Cheapest Car Insurance Companies In Ontario, CA 2024
Cheapest Minimum Coverage Car Insurance In Ontario: Progressive
Progressive offers the lowest rates for minimum coverage in Ontario, with an average monthly cost of $40.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $50 | $600 |
| Kemper | $45 | $540 |
| AAA | $55 | $660 |
| Progressive | $40 | $480 |
| Mercury | $50 | $600 |
Cheapest Full Coverage Rates In Ontario: Travelers
Travelers provides the lowest rates for full coverage in Ontario, with average quotes of $90 a month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $220 | $2,640 |
| Allstate | $230 | $2,760 |
| Safeco | $300 | $3,600 |
| Travelers | $90 | $1,080 |
| Progressive | $140 | $1,680 |
Most Affordable Rates In Ontario For Teenagers: Direct Auto
In Ontario, teenage drivers can find the most affordable quotes from Direct Auto, with average monthly premiums of $65.
| Provider | Average Monthly Cost | Average Annual Cost |
| 21st Century | $165 | $1,980 |
| Kemper Auto Premier | $85 | $1,020 |
| Mercury Insurance Company | $110 | $1,320 |
| Direct Auto | $65 | $780 |
| National General | $95 | $1,140 |
Cheapest Car Insurance In Ontario After A Speeding Ticket: National General
National General is quite affordable compared to other companies, offering average rates of $120 a month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Mercury | $145 | $1,740 |
| AAA | $130 | $1,560 |
| Kemper | $150 | $1,800 |
| National General | $120 | $1,440 |
| Capital Insurance Group | $140 | $1,680 |
Cheapest For Drivers With After At-Fault Accident: Capital Insurance Group
Capital Insurance Group offers the lowest car insurance quotes for drivers with an at-fault incident, with an average rate of $140 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| AAA | $150 | $1,800 |
| Hartford | $180 | $2,220 |
| National General | $180 | $2,160 |
| Capital Insurance Group | $140 | $1,680 |
| State National | $175 | $2,100 |
Cheapest Car Insurance In Ontario For Drivers After A DUI: National General
National General provides the lowest rates for drivers in Ontario after a DUI, with average monthly premiums of $120.
| Provider | Average Monthly Cost | Average Annual Cost |
| Kemper | $250 | $3,000 |
| Progressive | $220 | $2,640 |
| Mercury | $175 | $2,100 |
| Capital Insurance Group | $210 | $2,520 |
| National General | $120 | $1,440 |
Cheapest For Seniors: Mercury Insurance Company
Mercury Insurance Company offers the lowest car insurance rates for seniors in Ontario, with average quotes of $40 a month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Unitrin | $125 | $1,500 |
| Infinity Special | $70 | $840 |
| Nationwide | $110 | $1,320 |
| Mercury Insurance Company | $40 | $480 |
| Esurance | $105 | $1,260 |
Cheapest For Young Adults: Direct Auto
Direct Auto provides the lowest quotes for young adults in Ontario, with rates averaging around $65 a month.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $150 | $1,800 |
| SAFECO | $125 | $1,500 |
| Kemper Auto Premier | $95 | $1,140 |
| Direct Auto | $65 | $780 |
| Mercury Insurance Company | $120 | $1,440 |
Best Car Insurance Companies In Ontario
Here are the top 10 car insurance companies in Ontario, CA, ranked by their average monthly rates:
| Company | Monthly Premium |
| Kemper Auto Premier | $102 |
| 21st Century | $165 |
| Direct Auto | $70 |
| Unitrin | $154 |
| Kemper Personal Insurance | $76 |
| Mercury | $160 |
| Mercury Insurance Company | $108 |
| Esurance | $135 |
| SAFECO | $126 |
| USAA | $140 |
Average Rates In Ontario – By Vehicle
| Vehicle | Average Monthly Rate |
| 2015 Nissan Sentra | $835 |
| 2017 CHEVROLET MALIBU L | $790 |
| 2018 Chevrolet Impala | $845 |
| 2020 Honda Pilot | $1,200 |
| 2003 Chevrolet Silverado | $450 |
Average Cost Of Auto Insurance In Ontario – By Zip Code
| City | Average Monthly Rate |
| 91764 | $148 |
| 91754 | $73 |
| 91761 | $151 |
| 91766 | $119 |
| 91762 | $158 |
How Much Is Car Insurance In Other Cities in California?
| City | Average Monthly Rate |
| Bakersfield | $145 |
| San Bernardino | $155 |
| Anaheim | $151 |
| Sacramento | $146 |
| Fresno | $140 |
| Riverside | $156 |
| Long Beach | $157 |
| Oakland | $180 |
| Los Angeles | $180 |
| Pasadena | $153 |
Average Rates In Ontario – By Age
| Age | Average Yearly Rate |
| Teenagers | $2,520 |
| 20s | $1,980 |
| 30s | $1,560 |
| 40s | $1,800 |
| 50s | $1,680 |
| 60s | $1,500 |
| 70s | $1,620 |
Our Methodology
Based on a detailed analysis of customer service ratings, product options, pricing, and insights from online reviews and user experiences, I've developed a comprehensive overview of car insurance providers in Ontario, CA.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Ontario?
In Ontario, Progressive provides the lowest rates for the minimum coverage required by California, while Travelers offers the most affordable rates for full coverage, including comprehensive and collision coverage.
What is the average cost of car insurance in Ontario?
In Ontario, the average cost of car insurance is approximately $146 per month. Rates can vary based on factors such as your zip code, the year and model of your car, and your driving record.
