Cheapest Car Insurance In Overland Park, KS 2024
Clearcover is the most affordable choice in Overland Park, offering an average rate of $80 per month for minimum coverage.
We’ve saved shoppers an average of $600 per year on their car insurance.
When exploring the cheapest car insurance in Overland Park, KS, options can vary significantly.
For liability-only coverage, Clearcover is the clear leader. Drivers seeking full coverage will also find that Clearcover provides the best rates, while USAA offers the lowest premiums for young drivers.
Cheapest Car Insurance Companies In Overland Park, KS 2024
Cheapest Minimum Coverage Car Insurance In Overland Park: Clearcover
Clearcover offers the lowest rates for minimum coverage in Overland Park, with an average monthly cost of $80.
| Provider | Average Monthly Cost | Average Annual Cost |
| Gainsco | $105 | $1,260 |
| Progressive | $120 | $1,440 |
| Nationwide | $140 | $1,680 |
| Clearcover | $80 | $960 |
| Safeco | $115 | $1,380 |
Cheapest Full Coverage Rates In Overland Park: Travelers
Travelers provides the lowest rates for full coverage in Overland Park, with average quotes of $100 a month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $130 | $1,560 |
| Travelers | $100 | $1,200 |
| Clearcover | $150 | $1,800 |
| Nationwide | $120 | $1,440 |
| Allstate | $220 | $2,640 |
Cheapest Car Insurance In Overland Park After A Speeding Ticket: American Family
American Family is quite affordable compared to other companies, with average rates of $90 a month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Auto-Owners Insurance Co | $120 | $1,440 |
| Nationwide | $105 | $1,260 |
| Travelers | $115 | $1,380 |
| American Family | $90 | $1,080 |
| GEICO | $110 | $1,320 |
Cheapest For Drivers With After At-Fault Accident: American Family
American Family provides the lowest car insurance quotes for drivers with an at-fault incident, with an average rate of $75 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $140 | $1,680 |
| Auto-Owners Insurance Co | $90 | $1,080 |
| State Farm | $135 | $1,620 |
| American Family | $75 | $900 |
| Travelers | $120 | $1,440 |
Cheapest Car Insurance In Overland Park For Drivers After A DUI: American Family
American Family offers the lowest rates for drivers in Overland Park after a DUI, with average monthly premiums of $90.
| Provider | Average Monthly Cost | Average Annual Cost |
| Travelers | $130 | $1,560 |
| State Farm | $120 | $1,440 |
| Farmers | $140 | $1,680 |
| American Family | $90 | $1,080 |
| Progressive | $125 | $1,500 |
Cheapest For Seniors: USAA
USAA offers the lowest car insurance rates for seniors in Overland Park, with average quotes of $65 a month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Nationwide | $100 | $1,200 |
| USAA | $65 | $780 |
| Farm Bureau Mutual (IA Group) | $110 | $1,320 |
| State Farm | $95 | $1,140 |
| Allied | $105 | $1,260 |
Cheapest For Young Adults: USAA
USAA provides the lowest quotes for young adults in Overland Park, with rates averaging around $95 a month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Dairyland Auto 1 Month | $160 | $1,920 |
| National Farmers Union P&C | $100 | $1,200 |
| Safeco | $140 | $1,680 |
| USAA | $95 | $1,140 |
| State Farm | $110 | $1,320 |
Most Affordable Rates In Overland Park For Teenagers: Dairyland
In Overland Park, teenage drivers can find the most affordable quotes from Dairyland, with average monthly premiums of $100.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allied | $270 | $3,240 |
| USAA | $175 | $2,100 |
| American Family | $327 | $3,921 |
| Dairyland | $100 | $1,200 |
| State Farm | $205 | $2,460 |
Best Car Insurance Companies In Overland Park
Here are the top 10 car insurance companies in Overland Park, KS, ranked by their average monthly rates:
| Company | Monthly Premium |
| State Farm | $105 |
| Safeco | $160 |
| USAA | $78 |
| Auto-Owners Insurance Co | $140 |
| Dairyland Auto 1 Month | $100 |
| Nationwide | $140 |
| National Farmers Union P&C | $109 |
| American Family | $134 |
| Allied | $129 |
| Farm Bureau Mutual (IA Group) | $137 |
Average Rates In Overland Park – By Age
| Age | Average Yearly Rate |
| Teenagers | $4,140 |
| 20s | $1,860 |
| 30s | $1,320 |
| 40s | $1,380 |
| 50s | $1,200 |
| 60s | $1,080 |
| 70s | $1,140 |
How Much Is Car Insurance In Other Cities in Kansas?
| City | Average Monthly Rate |
| Lawrence | $126 |
| Salina | $100 |
| Topeka | $107 |
| Liberal | $164 |
| Mission | $107 |
| Manhattan | $133 |
| Wichita | $136 |
| Shawnee | $123 |
| Kansas City | $152 |
| Olathe | $124 |
Average Rates In Overland Park – By Vehicle
| Vehicle | Average Monthly Rate |
| 2023 Hyundai Sonata | $160 |
| 2016 Hyundai Tucson | $240 |
| 2006 Ford Escape | $150 |
| 2014 Ford Escape | $100 |
| 2015 Toyota Camry | $90 |
Average Cost Of Auto Insurance In Overland Park – By Zip Code
| City | Average Monthly Rate |
| 66204 | $127 |
| 66211 | $107 |
| 66223 | $114 |
| 66209 | $90 |
| 66213 | $130 |
Our Methodology
Based on a detailed analysis of customer service ratings, product options, pricing, and insights from online reviews and user experiences, I've developed a comprehensive overview of car insurance providers in Overland Park, KS.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Overland Park?
In Overland Park, Clearcover offers the lowest rates for the minimum coverage required by Kansas, while Travelers provides the most affordable rates for full coverage, including comprehensive and collision coverage.
What is the average cost of car insurance in Overland Park?
In Overland Park, the average cost of car insurance is approximately $126 per month. Rates can vary depending on factors such as your zip code, the year and model of your car, and your driving record.
