Cheapest Car Insurance In Plano, TX 2024
Texas Farm Bureau is the most affordable option in Plano, offering an average rate of $30 per month for minimum coverage.
We’ve saved shoppers an average of $600 per year on their car insurance.
When exploring the cheapest car insurance in Plano, TX, rates can vary significantly.
For liability-only coverage, Texas Farm Bureau stands out as the top choice. Drivers seeking full coverage will also find the best rates with Texas Farm Bureau, while Direct Auto provides the lowest premiums for young drivers.
Cheapest Car Insurance Companies In Plano, TX 2024
Cheapest For Seniors: Direct Auto
Direct Auto offers the lowest car insurance rates for seniors in Plano, with quotes averaging $75 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Kemper Auto Premium | $90 | $1,080 |
| Texas Farm Bureau Group | $80 | $960 |
| State Farm | $100 | $1,200 |
| Direct Auto | $75 | $900 |
| Dairyland | $85 | $1,020 |
Cheapest Minimum Coverage Car Insurance In Plano: Texas Farm Bureau
Texas Farm Bureau offers the lowest car insurance rates for minimum coverage in Plano, with an average monthly cost of $30.
| Provider | Average Monthly Cost | Average Annual Cost |
| National General | $55 | $660 |
| State Farm | $40 | $480 |
| Progressive | $50 | $600 |
| Texas Farm Bureau | $30 | $360 |
| Mercury | $45 | $5540 |
Cheapest Full Coverage Rates In Plano: Texas Farm Bureau
Texas Farm Bureau provides the most affordable full coverage car insurance in Plano, with quotes averaging $60 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| National General | $120 | $1,440 |
| State Farm | $80 | $960 |
| AAA Texas | $125 | $1,500 |
| Texas Farm Bureau | $60 | $720 |
| Progressive | $105 | $1,260 |
Most Affordable Rates In Plano For Teenagers: Direct Auto
Direct Auto provides the most affordable car insurance for teenage drivers in Plano, with average monthly premiums of $90.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $210 | $2,520 |
| Texas Farm Bureau Group | $130 | $1,560 |
| Encompass | $390 | $4,680 |
| Direct Auto | $90 | $1,080 |
| USAA | $190 | $2,280 |
Cheapest Car Insurance In Plano After A Speeding Ticket: Texas Farm Bureau
Texas Farm Bureau is notably more affordable than other insurers, with average rates around $65 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| GEICO | $150 | $1,800 |
| State Farm | $80 | $960 |
| Progressive | $145 | $1,740 |
| Texas Farm Bureau | $65 | $780 |
| Allstate | $140 | $1,680 |
Cheapest For Drivers With After At-Fault Accident: State Farm
State Farm provides the most affordable car insurance rates for drivers with an at-fault incident, averaging $100 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Progressive | $185 | $2,100 |
| State Farm | $100 | $1,200 |
| GEICO | $180 | $2,160 |
| AAA Texas | $170 | $2,040 |
| Texas Farm Bureau | $110 | $1,320 |
Cheapest Car Insurance In Plano For Drivers After A DUI: Progressive
Progressive offers the lowest car insurance rates for drivers with a DUI in Plano, with average monthly premiums of $125.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $148 | $1,776 |
| Texas Farm Bureau | $130 | $1,560 |
| Progressive | $125 | $1,500 |
| AAA Texas | $180 | $2,160 |
| National General | $150 | $1,800 |
Cheapest For Young Adults: Direct Auto
Direct Auto offers the lowest car insurance rates for young adults in Plano, with rates averaging around $95 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| SafeAuto | $135 | $1,620 |
| USAA | $165 | $1,980 |
| Direct Auto | $95 | $1,140 |
| State Farm | $140 | $1,680 |
| Texas Farm Bureau Group | $115 | $1,380 |
Best Car Insurance Companies In Plano
Below are the top 10 car insurance companies in Plano, TX, ranked by their average monthly rates.
| Company | Monthly Premium |
| Beaumont | $164 |
| Irving | $174 |
| Amarillo | $143 |
| Dallas | $178 |
| Arlington | $165 |
| Fort Worth | $164 |
| Austin | $160 |
| Houston | $186 |
| El Paso | $158 |
| Corpus Christi | $165 |
Average Rates In Plano – By Age
| Age | Average Yearly Rate |
| Teenagers | $4,080 |
| 20s | $2,400 |
| 30s | $1,800 |
| 40s | $1,500 |
| 50s | $1,440 |
| 60s | $1,380 |
| 70s | $1,560 |
Average Cost Of Auto Insurance In Plano – By Zip Code
| City | Average Monthly Rate |
| 75024 | $153 |
| 75023 | $150 |
| 75075 | $150 |
| 75093 | $165 |
| 75074 | $135 |
How Much Is Car Insurance In Other Cities in Texas?
| City | Average Monthly Rate |
| Corpus Christi | $163 |
| Houston | $188 |
| Amarillo | $143 |
| El Paso | $158 |
| Arlington | $165 |
| Irving | $172 |
| Fort Worth | $165 |
| Austin | $160 |
| Dallas | $178 |
| Beaumont | $165 |
Average Rates In Plano – By Vehicle
| Vehicle | Average Monthly Rate |
| 2024 Mazda CX-5 | $350 |
| 2021 Dodge Challenger | $653 |
| 2024 Honda Pilot | $94 |
| 2020 Honda Civic | $750 |
| 2023 Hyundai Elantra | $1,118 |
Our Methodology
Based on a detailed analysis of customer service ratings, product offerings, pricing, and extensive evaluations from online reviews and user experiences, I've developed a comprehensive overview of car insurance providers in Plano, TX.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Plano?
In Plano, Texas Farm Bureau provides the lowest rates for both the minimum coverage required by Texas state law and for full coverage, including comprehensive and collision protection.
What is the average cost of car insurance in Plano?
In Plano, the average cost of car insurance is approximately $149 per month. Rates can vary based on factors such as your zip code, the year and model of your car, and your driving history.
