Cheapest Car Insurance In Roanoke, VA 2024
In Roanoke, Auto-Owners is the most affordable option for minimum coverage, with an average rate of $40 per month.
We’ve saved shoppers an average of $600 per year on their car insurance.
When searching for the cheapest car insurance in Roanoke, VA, options vary significantly. Auto-Owners is the top choice for liability-only coverage. For full coverage, State Farm offers the best rates, while Utica National Ins Group provides the lowest rates for young drivers.
Cheapest Car Insurance Companies In Roanoke, VA 2024
Most Affordable Rates In Roanoke For Teenagers: Utica National Ins Group
Utica National Ins Group offers the lowest car insurance rates for teenage drivers in Roanoke, with average monthly premiums of $70.
| Provider | Average Monthly Cost | Average Annual Cost |
| ALFA | $140 | $1,680 |
| State Farm | $160 | $1,920 |
| USAA | $155 | $1,860 |
| Utica National Ins Group | $70 | $840 |
| Chubb | $150 | $1,800 |
Cheapest Minimum Coverage Car Insurance In Roanoke: Auto-Owners
Auto-Owners offers the lowest car insurance rates for minimum coverage in Roanoke, with an average monthly cost of $40.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $55 | $660 |
| State Farm | $45 | $540 |
| Mercury | $60 | $720 |
| Auto-Owners | $40 | $480 |
| GEICO | $50 | $600 |
Cheapest Full Coverage Rates In Roanoke: State Farm
State Farm provides the most affordable full coverage car insurance in Roanoke, with quotes averaging $65 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Erie | $110 | $1,320 |
| Clearcover | $100 | $1,200 |
| GEICO | $90 | $1,080 |
| State Farm | $65 | $780 |
| USAA | $95 | $1,140 |
Cheapest For Seniors: Utica National Ins Group
Utica National Ins Group offers the lowest car insurance rates for seniors in Roanoke, with quotes averaging $55 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Mercury | $80 | $960 |
| State Farm | $65 | $780 |
| Penn National | $75 | $900 |
| Utica National Ins Group | $55 | $660 |
| USAA | $70 | $840 |
Cheapest For Young Adults: Utica National Ins Group
Utica National Ins Group provides the most affordable car insurance for young adults in Roanoke, with rates averaging around $80 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Erie | $130 | $1,560 |
| Clearcover | $85 | $1,020 |
| USAA | $120 | $1,440 |
| Utica National Ins Group | $80 | $960 |
| State Farm | $110 | $1,320 |
Cheapest Car Insurance In Roanoke After A Speeding Ticket: Auto-Owners
Auto-Owners is notably more affordable than other insurers, with average rates around $50 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| Mercury | $70 | $840 |
| State Farm | $55 | $660 |
| USAA | $65 | $780 |
| Auto-Owners | $50 | $600 |
| GEICO | $60 | $720 |
Cheapest For Drivers With After At-Fault Accident: Auto-Owners
Auto-Owners provides the most affordable car insurance rates for drivers with an at-fault incident, averaging $45 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $70 | $840 |
| State Farm | $50 | $600 |
| Mercury | $75 | $900 |
| Auto-Owners | $45 | $540 |
| GEICO | $65 | $780 |
Cheapest Car Insurance In Roanoke For Drivers After A DUI: Auto-Owners
Auto-Owners offers the lowest car insurance rates for drivers with a DUI in Roanoke, with average monthly premiums of $55.
| Provider | Average Monthly Cost | Average Annual Cost |
| Mercury | $75 | $900 |
| State Farm | $60 | $720 |
| USAA | $90 | $1,080 |
| Auto-Owners | $55 | $660 |
| GEICO | $85 | $1,020 |
Best Car Insurance Companies In Roanoke
Below are the top 10 car insurance companies in Roanoke, VA, ranked by their average monthly rates.
| Company | Monthly Premium |
| USAA | $85 |
| Nationwide | $93 |
| Safe Auto | $54 |
| Clearcover | $90 |
| Mercury Insurance | $80 |
| Erie | $103 |
| Utica National Ins Group | $76 |
| Auto-Owners Insurance Co | $102 |
| State Farm | $80 |
| Penn National | $84 |
Average Rates In Roanoke – By Age
| Age | Average Yearly Rate |
| Teenagers | $2,640 |
| 20s | $1,800 |
| 30s | $1,020 |
| 40s | $960 |
| 50s | $900 |
| 60s | $840 |
| 70s | $1,020 |
Average Rates In Roanoke – By Vehicle
| Vehicle | Average Monthly Rate |
| 2011 Hyundai Sonata | $82 |
| 2010 Toyota Prius | $114 |
| 2014 Chevrolet Traverse | $50 |
| 2014 Volkswagen Passat | $153 |
| 2006 Toyota Sienna | $96 |
How Much Is Car Insurance In Other Cities in Virginia?
| City | Average Monthly Rate |
| Fairfax | $140 |
| Henrico | $130 |
| Chesapeake | $123 |
| Hampton | $126 |
| Charlottesville | $107 |
| Henrico | $130 |
| Arlington | $126 |
| Hampton | $125 |
| Alexandria | $139 |
| Fredericksburg | $124 |
Average Cost Of Auto Insurance In Roanoke – By Zip Code
| City | Average Monthly Rate |
| 24016 | $99 |
| 24017 | $114 |
| 24014 | $105 |
| 24012 | $90 |
| 24019 | $84 |
Our Methodology
Based on a thorough analysis that includes customer service ratings, product offerings, pricing, and detailed evaluations from online reviews and user experiences, I've developed a comprehensive overview of car insurance providers in Roanoke, VA.
Quotes Analyzed
Brands Reviewed
Years Of Experience
Research Hours
FAQs
Who has the lowest car insurance rates in Roanoke?
In Roanoke, Auto-Owners provides the lowest rates for the minimum coverage required by Virginia state law, while State Farm offers the most affordable full coverage, including comprehensive and collision protection.
What is the average cost of car insurance in Roanoke?
In Roanoke, the average cost of car insurance is approximately $100 per month. Rates can vary depending on factors such as your zip code, the year and model of your car, and your driving history.
