Acura MDX Car Insurance Cost 2025
The average annual cost to insure an Acura MDX is $2,344. However, the actual cost can vary depending on factors like your age, the model year of the car, and other variables. You can use our quote tables below to get an estimate of your specific insurance costs.
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If you’re thinking about buying an Acura MDX, one crucial aspect to consider is the cost of insurance. On average, insurance for an Acura MDX costs $2,344 per year. Insurance is a significant part of owning a car, and it’s essential to understand its implications before making a decision.
Failing to choose the right car insurance policy can result in unexpected and potentially high expenses in the future. It’s vital to have adequate coverage to avoid significant out-of-pocket costs if an accident occurs. Additionally, being found at fault in an accident could lead to increases in your insurance premiums.
Having analyzed car insurance rates for over a decade, I’ve noticed how much these costs can vary. Factors such as your age, driving record, and location can have a significant impact on your insurance premiums.
How Much Does Acura MDX Car Insurance Cost?
Acura MDX owners usually pay an average of $2,344 annually for car insurance.
The cost of car insurance can vary widely based on several key factors. These include your location, driving history, the model year of your vehicle, and the coverage options you choose. Keeping a clean driving record often leads to lower premiums, while a history of accidents or traffic violations can drive up costs.
Living in a busy urban area with heavy traffic can also result in higher insurance rates compared to rural areas with lighter traffic. Additionally, the type of coverage you select plays a role—comprehensive insurance, which includes collision and non-collision damage, typically costs more than basic liability coverage.
As shown in the table below, insuring an Acura MDX is more expensive than the average for all Acura models but still less costly than the overall average for all vehicles.
To help you secure the best rates, Insuranceopedia offers tools to compare quotes from multiple auto insurance providers, ensuring you find a policy that meets your needs and budget.
Average Insurance Cost Of Acura MDX By Model Year
| Model Year | Average Premium |
| 2024 Acura MDX | $1,397 |
| 2023 Acura MDX | $1,271 |
| 2022 Acura MDX | $888 |
| 2021 Acura MDX | $887 |
| 2020 Acura MDX | $921 |
| 2019 Acura MDX | $887 |
| 2018 Acura MDX | $914 |
| 2017 Acura MDX | $729 |
| 2016 Acura MDX | $587 |
| 2015 Acura MDX | $622 |
| 2014 Acura MDX | $579 |
| 2013 Acura MDX | $715 |
| 2012 Acura MDX | $518 |
| 2011 Acura MDX | $610 |
| 2010 Acura MDX | $621 |
2024 Acura MDX Insurance Rates
The average annual insurance cost for a 2024 Acura MDX is $1,397. However, Texas Farm Bureau Group offers the cheapest rates, averaging $972 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $1,597 |
| Erie | $1,379 |
| Mercury | $1,451 |
| Travelers | $1,503 |
| State Farm | $1,704 |
| Auto Club | $1,68 |
| New York Central Mutual Fire | $1,057 |
| California Capital | $1,663 |
| National General | $1,203 |
| Texas Farm Bureau Group | $972 |
2023 Acura MDX Insurance Rates
The average annual insurance cost for a 2023 Acura MDX is $1,271. However, American National P offers the cheapest rates, averaging $505 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $1,010.00 |
| American National P | $505.00 |
| California Capital | $1,747.00 |
| Virginia Farm Bureau | $1,410.00 |
| New Jersey Manufacturers | $1,554.00 |
| Kemper Auto | Infinity | $523.00 |
| Allied | $1,534.00 |
| Southern Farm Bureau | $1,616.00 |
| Mercury | $1,626.00 |
| New York Central Mutual Fire | $1,189.00 |
2022 Acura MDX Insurance Rates
The average annual insurance cost for a 2022 Acura MDX is $888. However, Mercury Insurance offers the cheapest rates, averaging $255 per year.
| Insurance Provider | Average Annual Cost |
| National General Value | $1,149 |
| Safeco | $597 |
| Victoria | $856 |
| American National P | $1,196 |
| Buckeye Insurance Group | $1,165 |
| Kemper Auto | Infinity | $566 |
| Texas Farm Bureau Group | $1,090 |
| Mercury Insurance | $255 |
| Virginia Farm Bureau | $972 |
| Pekin Insurance | $1,032 |
2021 Acura MDX Insurance Rates
The average annual insurance cost for a 2021 Acura MDX is $887. However, Hastings Mutual Insurance Co offers the cheapest rates, averaging $447 per year.
| Insurance Provider | Average Annual Cost |
| Grange Mutual | $1,045 |
| Erie | $981 |
| Nationwide | $960 |
| Celina Insurance Group | $1,060 |
| Ohio Mutual Ins Group | $1,010 |
| Hastings Mutual Insurance Co | $447 |
| Buckeye Insurance Group | $807 |
| Motorists Mutual | $874 |
| Western Reserve | $861 |
| New York Central Mutual Fire | $828 |
2020 Acura MDX Insurance Rates
The average annual insurance cost for a 2020 Acura MDX is $921. However, Safeco offers the cheapest rates, averaging $300 per year.
| Insurance Provider | Average Annual Cost |
| Rural Mutual Insurance | $820 |
| Hastings Mutual Insurance Co | $1,035 |
| Norfolk and Dedham Group | $1,080 |
| Safeco | $300 |
| PEMCO | $1,040 |
| Safety Group | $1,120 |
| Plymouth Rock Assurance | $900 |
| Texas Farm Bureau Group | $960 |
| West Bend Mutual | $1,100 |
| Pekin Insurance | $850 |
2019 Acura MDX Insurance Rates
The average annual insurance cost for a 2019 Acura MDX is $887. However, American National P offers the cheapest rates, averaging $455 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $970 |
| Direct Auto | $1,020 |
| ACCC Insurance Company | $890 |
| Hastings Mutual Insurance Co | $700 |
| SECURA Insurance | $1,040 |
| Safeco | $1,030 |
| Farm Bureau Mutual (IA Group) | $1,050 |
| American National P | $455 |
| Rockford Mutual Insurance | $910 |
| Pekin Insurance | $800 |
2018 Acura MDX Insurance Rates
The average annual insurance cost for a 2018 Acura MDX is $914. However, Mercury Insurance offers the cheapest rates, averaging $230 per year.
| Insurance Provider | Average Annual Cost |
| Unigard | $1,090 |
| Clearcover | $900 |
| Mercury Insurance | $230 |
| PEMCO | $600 |
| Grange Mutual | $1,100 |
| Texas Farm Bureau Group | $1,050 |
| Safeco | $840 |
| Plymouth Rock | $1,150 |
| Concord Group | $1,080 |
| Pekin Insurance | $1,100 |
2017 Acura MDX Insurance Rates
The average annual insurance cost for a 2017 Acura MDX is $729. However, Safeco offers the cheapest rates, averaging $130 per year.
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $950 |
| Mercury Insurance | $780 |
| Plymouth Rock Assurance | $1,010 |
| Safeco | $130 |
| Kemper Auto | $700 |
| Capital Insurance Group | $920 |
| Unigard | $1,020 |
| PEMCO | $710 |
| American National P | $470 |
| Pekin Insurance | $600 |
2016 Acura MDX Insurance Rates
The average annual insurance cost for a 2016 Acura MDX is $587. However, Mercury Insurance offers the cheapest rates, averaging $250 per year.
| Insurance Provider | Average Annual Cost |
| Wolverine Mutual | $640 |
| Buckeye Insurance Group | $850 |
| Safeco | $460 |
| Mercury Insurance | $250 |
| Virginia Farm Bureau | $790 |
| Kemper Auto Infinity | $155 |
| PEMCO | $700 |
| Plymouth Rock Assurance | $910 |
| American National P | $330 |
| Pekin Insurance | $780 |
2015 Acura MDX Insurance Rates
The average annual insurance cost for a 2015 Acura MDX is $622. However, American National P&C offers the cheapest rates, averaging $330 per year.
| Insurance Provider | Average Annual Cost |
| Rockford Mutual Insurance | $870 |
| SECURA Insurance | $740 |
| Mercury Insurance | $390 |
| Infinity Special | $480 |
| Buckeye Insurance Group | $660 |
| Rural Mutual Insurance | $750 |
| Hastings Mutual Insurance Co | $850 |
| Safeco | $360 |
| American National P&C | $330 |
| Pekin Insurance | $790 |
2014 Acura MDX Insurance Rates
The average annual insurance cost for a 2014 Acura MDX is $579. However, Safeco offers the cheapest rates, averaging $95 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $550 |
| Mercury Insurance | $290 |
| NatGen Value | $760 |
| Buckeye Insurance Group | $940 |
| PEMCO | $670 |
| Safeco | $95 |
| National General Value | $100 |
| SafeAuto | $780 |
| American National P | $700 |
| Capital Insurance Group | $900 |
2013 Acura MDX Insurance Rates
The average annual insurance cost for a 2013 Acura MDX is $715. However, Union Mutual Fire Group offers the cheapest rates, averaging $400 per year.
| Insurance Provider | Average Annual Cost |
| MMG Insurance Company | $750 |
| Mercury Insurance | $840 |
| Union Mutual Fire Group | $400 |
| Texas Farm Bureau Group | $680 |
| Patriot Group | $880 |
| Kemper Auto | Infinity | $676 |
| Buckeye Insurance Group | $465 |
| Virginia Farm Bureau | $800 |
| Commerce Group Inc | $850 |
| Concord Group | $805 |
2012 Acura MDX Insurance Rates
The average annual insurance cost for a 2012 Acura MDX is $518. However, AssuranceAmerica Mobile Max offers the cheapest rates, averaging $400 per year.
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $810 |
| Ohio Mutual Ins Group | $820 |
| Kemper Auto | Infinity | $304 |
| AssuranceAmerica Mobile Max | $400 |
| NatGen Custom 360 | $410 |
| American National P | $370 |
| Safeco | $110 |
| Buckeye Insurance Group | $600 |
| PEMCO | $690 |
| Pekin Insurance | $670 |
2011 Acura MDX Insurance Rates
The average annual insurance cost for a 2011 Acura MDX is $610. However, Safeco offers the cheapest rates, averaging $75 per year.
| Insurance Provider | Average Annual Cost |
| Rural Mutual Insurance | $750 |
| West Bend Mutual | $680 |
| Wolverine Mutual | $800 |
| Mississippi Farm Bureau | $790 |
| Ohio Mutual Ins Group | $820 |
| Buckeye Insurance Group | $640 |
| Mercury Insurance | $490 |
| American National P | $480 |
| PEMCO | $570 |
| Safeco | $75 |
2010 Acura MDX Insurance Rates
The average annual insurance cost for a 2010 Acura MDX is $160. However, Mercury Insurance offers the cheapest rates, averaging $75 per year.
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $850 |
| Western Reserve | $780 |
| North Carolina Farm Bureau | $725 |
| Indiana Farmers Mutual Ins | $700 |
| Atlantic States Insurance | $740 |
| Buckeye Insurance Group | $650 |
| Mercury Insurance | $160 |
| Safeco | $450 |
| American National P | $400 |
| PEMCO | $750 |
Find Affordable Acura MDX Insurance Rates
Is An Acura MDX Expensive To Insure?
Insuring an Acura MDX is just slightly less expensive than the overall average for all vehicles. However, the exact cost of your car insurance will depend on several factors, including your age, the age of your vehicle, your location, and other personal details.
Cost of Acura MDX Car Insurance By Age
Age is a major factor in calculating insurance rates for any vehicle. Teen drivers usually face the highest premiums because they are statistically more likely to be involved in accidents. However, as you grow older and become a lower-risk driver, your insurance rates tend to decrease.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,860 | $11,600 | $13,550 |
| 18 | $7,320 | $10,800 | $12,610 |
| 19 | $6,480 | $9,500 | $11,150 |
| 20 | $5,700 | $8,290 | $9,800 |
| 21 | $4,780 | $6,950 | $8,200 |
| 22 | $4,590 | $6,750 | $8,000 |
| 23 | $4,000 | $5,900 | $7,000 |
| 24 | $3,850 | $5,600 | $6,600 |
| 25 | $3,300 | $4,850 | $5,700 |
| 30 | $2,600 | $3,800 | $4,450 |
| 35 | $2,400 | $3,550 | $4,150 |
| 40 | $2,330 | $3,400 | $4,000 |
| 45 | $2,300 | $3,300 | $3,900 |
| 55 | $2,090 | $3,050 | $3,600 |
| 65 | $2,150 | $3,200 | $3,700 |
Acura MDX Car Insurance Rates By State
Your location is a key factor in how insurance companies determine rates. Auto insurance regulations vary by state, which can significantly impact premiums. For instance, Michigan drivers often face higher costs due to the state’s requirement for more extensive coverage.
Additionally, local climates play a role, as some areas are prone to extreme weather events like hurricanes, storms, or flooding. Crime and accident statistics also vary by region, including rates of car theft, collisions, and vehicle fatalities. Insurers take all these factors into account when determining the cost of insuring an Acura MDX in your area.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,460 | $3,580 | $4,570 |
| Alaska | $2,050 | $2,830 | $2,750 |
| Arizona | $2,310 | $3,350 | $4,910 |
| Arkansas | $2,540 | $4,000 | $4,380 |
| California | $2,820 | $5,000 | $2,820 |
| Colorado | $2,630 | $3,700 | $4,670 |
| Connecticut | $3,370 | $5,200 | $6,620 |
| Delaware | $2,780 | $3,710 | $4,770 |
| Florida | $3,320 | $4,600 | $5,980 |
| Georgia | $2,700 | $4,040 | $4,070 |
| Hawaii | $1,080 | $1,470 | $1,080 |
| Idaho | $1,870 | $2,480 | $3,030 |
| Illinois | $1,960 | $2,970 | $3,380 |
| Indiana | $2,010 | $3,090 | $3,460 |
| Iowa | $1,600 | $2,190 | $2,580 |
| Kansas | $2,120 | $3,100 | $3,620 |
| Kentucky | $3,080 | $4,520 | $5,330 |
| Louisiana | $3,950 | $5,970 | $6,470 |
| Maine | $1,490 | $2,060 | $3,050 |
| Maryland | $2,420 | $3,520 | $3,910 |
| Massachusetts | $1,930 | $3,380 | $1,930 |
| Michigan | $4,680 | $7,120 | $11,240 |
| Minnesota | $1,920 | $2,570 | $3,610 |
| Mississippi | $2,320 | $3,320 | $3,340 |
| Missouri | $2,190 | $3,130 | $4,110 |
| Montana | $2,230 | $3,110 | $3,620 |
| Nebraska | $1,880 | $2,780 | $3,030 |
| Nevada | $3,100 | $4,600 | $4,860 |
| New Hampshire | $2,160 | $3,410 | $4,320 |
| New Jersey | $2,380 | $3,730 | $4,880 |
| New Mexico | $2,430 | $3,610 | $3,750 |
| New York | $2,250 | $2,830 | $4,730 |
| North Carolina | $1,400 | $2,400 | $1,710 |
| North Dakota | $1,900 | $2,900 | $3,430 |
| Ohio | $1,700 | $2,620 | $2,690 |
| Oklahoma | $2,710 | $3,900 | $4,380 |
| Oregon | $2,470 | $3,320 | $3,960 |
| Pennsylvania | $2,080 | $3,060 | $3,580 |
| Rhode Island | $3,480 | $5,100 | $5,740 |
| South Carolina | $2,360 | $3,270 | $4,520 |
| South Dakota | $2,120 | $3,050 | $3,520 |
| Tennessee | $2,490 | $3,670 | $4,890 |
| Texas | $2,510 | $3,630 | $4,510 |
| Utah | $2,140 | $3,000 | $4,120 |
| Vermont | $1,640 | $2,530 | $2,680 |
| Virginia | $1,550 | $2,380 | $2,340 |
| Washington | $2,050 | $2,780 | $3,320 |
| West Virginia | $2,060 | $2,950 | $3,700 |
| Wisconsin | $2,060 | $3,210 | $3,670 |
| Wyoming | $1,920 | $2,690 | $2,860 |
Find Affordable Acura MDX Insurance Rates
Cheapest Car Insurance Companies For An Acura MDX
If you’re looking to purchase a new car insurance policy for your Acura MDX, then you might want to know who the cheapest insurance companies are.
For drivers solely looking for the most affordable policy, AnswerFinancial offer a $24 per month premium, making them the cheapest provider for an Acura MDX. However, rates can fluctuate based on your driver profile, so this rate is just an average. In order to find the affordable rates for your profile, the best thing to do is shop around and compare quotes.
| Company | Average Monthly Rate |
| AnswerFinancial | $24 |
| Hugo | $45 |
| Workmens | $45 |
| Gainsco | $50 |
| MetLife | $46 |
Common Acura MDX Insurance Discounts
Taking advantage of discounts is an excellent way to reduce your car insurance costs. While each insurance provider offers its own set of discounts, some common ones to look into include:
- Multi-policy discount: Bundling your home and auto insurance with the same provider often results in a lower combined rate.
- Annual payment discount: Paying your premium in full rather than in monthly installments can qualify you for savings.
- Defensive driving discount: Completing a certified defensive driving course can make you eligible for reduced rates.
Other discounts may also be available, so it’s a good idea to consult your insurance agent. They can help you identify and apply for all the discounts you qualify for.
Ways To Save On Acura MDX Insurance Costs
Keeping a clean driving record is one of the most effective ways to lower your Acura MDX insurance premiums. Traffic violations like speeding tickets or involvement in accidents can lead to increased rates. For instance, Acura MDX drivers with a ticket may pay around $112 per month, while those with multiple accidents could see their premiums rise to an average of $138 per month. Avoiding such incidents can help keep your insurance costs manageable.
Driving fewer miles each year can also reduce your premiums. Insurers view drivers with lower annual mileage as less risky. Acura MDX owners who drive 5,000 to 7,500 miles annually typically pay about $93 per month for insurance, while those exceeding 10,000 miles per year pay slightly more, around $96 per month.
Compare Acura MDX To Other Acura Models
Looking for other Acura model insurance costs?
Our Methodology
To calculate average car insurance costs, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used was a 40-year-old male driver purchasing full-coverage insurance with the following limits: $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. Keep in mind that the figures in this guide are based on this specific profile and may differ from your personal results.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase An Acura MDX?
Yes, proof of insurance is required before you can drive your Acura MDX off the dealership lot. It’s a good idea to purchase a policy in advance and inform your insurance company about your upcoming car purchase. This approach is often more cost-effective and convenient than obtaining insurance directly through the dealership.
How Can You Get The Cheapest Insurance For Your Acura MDX?
The most effective way to find the lowest insurance rates for your Acura MDX is by shopping around and comparing quotes from various auto insurance companies. Luckily, Insuranceopedia makes it easy to compare quotes from multiple providers directly on our website.
