Acura RDX Car Insurance Cost 2025
To insure an Acura RDX, it typically amounts to approximately $1,440 annually with 21st Century. However, the specific cost can vary based on factors such as age, the car’s model year, and other relevant factors. You can explore our quote tables below to get a personalized estimate for your situation.
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If you’re thinking about buying an Acura RDX, you’ll need to consider the cost of insurance. On average, insurance for an Acura RDX costs $1,440 per year. Insurance is a crucial aspect of owning a car, and it’s important to understand its implications before making a purchase.
Selecting the right car insurance is essential to avoid unexpected and potentially high expenses in the future. You wouldn’t want to be underinsured if an accident occurs, leaving you to cover significant costs out of pocket. Additionally, there’s the risk of facing higher premiums if you’re found at fault in an accident.
With over a decade of experience analyzing car insurance rates, I’ve observed how much these costs can vary. Factors such as your age, driving record, and even your location can have a significant impact on your insurance premiums.
How Much Does Acura RDX Car Insurance Cost?
On average, Acura RDX drivers can expect to pay around $1,440 per year for car insurance.
It’s important to understand that car insurance costs can vary widely based on several factors, such as your location, driving history, the model year of your vehicle, and the coverage options you choose. A clean driving record typically results in lower premiums, while a history of accidents or traffic violations can lead to higher costs.
Living in an urban area with heavy traffic may increase your insurance rates compared to rural areas with less congestion. Additionally, the type of coverage you select affects your premium—comprehensive coverage, which includes both comprehensive and collision, is generally more expensive than basic liability coverage.
As shown in the table below, insurance for an Acura RDX is more affordable than the average for all Acura models and is also cheaper than the average cost for all vehicles.
Insuranceopedia is here to help you compare quotes from multiple auto insurance providers, ensuring you get the best deal for your needs.
| Vehicle | Average Monthly Premium |
| Acura RDX | $167 |
| All Acuras | $183 |
| All Cars | $175 |
Average Insurance Cost Of Acura RDX By Model Year
| Model Year | Average Premium |
| 2024 Acura RDX | $1,913 |
| 2023 Acura RDX | $1,095 |
| 2022 Acura RDX | $851 |
| 2021 Acura RDX | $981 |
| 2020 Acura RDX | $833 |
| 2019 Acura RDX | $741 |
| 2018 Acura RDX | $691 |
| 2017 Acura RDX | $704 |
| 2016 Acura RDX | $741 |
| 2015 Acura RDX | $643 |
| 2014 Acura RDX | $646 |
| 2013 Acura RDX | $516 |
| 2012 Acura RDX | $748 |
| 2011 Acura RDX | $697 |
| 2010 Acura RDX | $720 |
2024 Acura RDX Insurance Rates
The average annual insurance cost for a 2024 Acura RDX is $1,913. However, 21st Century offers the cheapest rates, averaging $1,440 per year.
| Insurance Provider | Average Annual Cost |
| 21st Century | $1,440 |
| Farmers | $2,310 |
| Mercury | $1,800 |
| Grange | $1,820 |
| Auto Club | $1,830 |
| California Capital | $1,940 |
| Bristol West | $1,950 |
| USAA | $2,060 |
| CSAA | $2,305 |
| Metropolitan | $1,670 |
2023 Acura RDX Insurance Rates
The average annual insurance cost for a 2023 Acura RDX is $1,095. However, Pekin Insurance offers the cheapest rates, averaging $660 per year.
| Insurance Provider | Average Annual Cost |
| Travelers | $1,220 |
| Pekin Insurance | $660 |
| SECURA Insurance | $1,300 |
| Rockford Mutual Insurance | $1,005 |
| Mercury Insurance | $990 |
| Texas Farm Bureau Group | $925 |
| Hastings Mutual Insurance Co | $1,260 |
| Country | $1,025 |
| 21st Century | $1,275 |
| Allied | $1,290 |
2022 Acura RDX Insurance Rates
The average annual insurance cost for a 2022 Acura RDX is $851. However, American National P offers the cheapest rates, averaging $270 per year.
| Insurance Provider | Average Annual Cost |
| Motorists Mutual | $1,125 |
| Virginia Farm Bureau | $865 |
| Unigard | $990 |
| Southern Farm Bureau | $1,030 |
| Buckeye Insurance Group | $740 |
| Mercury Insurance | $515 |
| Western Reserve | $1,080 |
| American National P | $270 |
| Texas Farm Bureau Group | $900 |
| Frankenmuth Mutual | $990 |
2021 Acura RDX Insurance Rates
The average annual insurance cost for a 2021 Acura RDX is $981. However, Plymouth Rock offers the cheapest rates, averaging $510 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $925 |
| North Carolina Farm Bureau | $920 |
| Dairyland | $580 |
| New Jersey Manufacturers | $1,160 |
| Mississippi Farm Bureau | $1,270 |
| Plymouth Rock | $510 |
| Safeco | $935 |
| GMAC Insurance Group | $1,100 |
| Texas Farm Bureau Group | $1,130 |
| Capital Insurance Group | $1,280 |
2020 Acura RDX Insurance Rates
The average annual insurance cost for a 2020 Acura RDX is $833. However, American National P offers the cheapest rates, averaging $385 per year.
| Insurance Provider | Average Annual Cost |
| Virginia Farm Bureau | $975 |
| Safeco | $860 |
| Southern Farm Bureau | $1,035 |
| Mercury Insurance | $490 |
| Buckeye Insurance Group | $700 |
| Tennessee Farmers | $830 |
| New Jersey Manufacturers | $1,005 |
| American National P | $385 |
| Western Reserve | $1,030 |
| PEMCO | $1,020 |
2019 Acura RDX Insurance Rates
The average annual insurance cost for a 2019 Acura RDX is $741. However, Safeco offers the cheapest rates, averaging $150 per year.
| Insurance Provider | Average Annual Cost |
| Rural Mutual Insurance | $740 |
| Safeco | $150 |
| Rockford Mutual Insurance | $770 |
| MMG Insurance Company | $825 |
| Countryway Insurance | $760 |
| Mercury Insurance | $555 |
| Patriot Group | $820 |
| PEMCO | $880 |
| Pekin Insurance | $610 |
| Concord Group | $580 |
2018 Acura RDX Insurance Rates
The average annual insurance cost for a 2018 Acura RDX is $691. However, Safeco offers the cheapest rates, averaging $280 per year.
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica | $895 |
| Virginia Farm Bureau | $900 |
| Rural Mutual Insurance | $755 |
| Buckeye Insurance Group | $735 |
| Safeco | $280 |
| Kemper Auto | Infinity | $466 |
| Mercury Insurance | $740 |
| Utica National Ins Group | $600 |
| ALFA | $620 |
| New Jersey Manufacturers | $920 |
Find Affordable Acura RDX Insurance Rates
2017 Acura RDX Insurance Rates
The average annual insurance cost for a 2017 Acura RDX is $704. However, Safeco offers the cheapest rates, averaging $145 per year.
| Insurance Provider | Average Annual Cost |
| Oregon Mutual | $810 |
| Texas Farm Bureau Group | $880 |
| Rural Mutual Insurance | $870 |
| Ohio Mutual Ins Group | $750 |
| Buckeye Insurance Group | $490 |
| PEMCO | $715 |
| Western Reserve | $865 |
| Safeco | $145 |
| Concord Group | $790 |
| North Carolina Farm Bureau | $720 |
2016 Acura RDX Insurance Rates
The average annual insurance cost for a 2016 Acura RDX is $741. However, American National P offers the cheapest rates, averaging $250 per year.
| Insurance Provider | Average Annual Cost |
| Nodak Mutual | $865 |
| Safeco | $390 |
| Texas Farm Bureau Group | $770 |
| Kentucky Farm Bureau | $860 |
| Mutual Of Enumclaw | $940 |
| Plymouth Rock | $775 |
| American National P | $250 |
| Plymouth Rock Assurance | $830 |
| West Bend Mutual | $795 |
| North Star | $930 |
2015 Acura RDX Insurance Rates
The average annual insurance cost for a 2015 Acura RDX is $643. However, Mercury Insurance offers the cheapest rates, averaging $200 per year.
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $755 |
| Mercury Insurance | $200 |
| North Carolina Farm Bureau | $720 |
| Buckeye Insurance Group | $715 |
| Safeco | $520 |
| PEMCO | $780 |
| Pure Companies Grp | $670 |
| SafeAuto | $800 |
| Pekin Insurance | $535 |
| Elephant Insurance | $730 |
2014 Acura RDX Insurance Rates
The average annual insurance cost for a 2014 Acura RDX is $646. However, Safeco offers the cheapest rates, averaging $160 per year.
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $752 |
| Clearcover | $617 |
| Rockford Mutual Insurance | $925 |
| Safety Group | $661 |
| American National P | $340 |
| Buckeye Insurance Group | $860 |
| Direct Auto | $674 |
| Rural Mutual Insurance | $740 |
| Kentucky Farm Bureau | $730 |
| Safeco | $160 |
2013 Acura RDX Insurance Rates
The average annual insurance cost for a 2013 Acura RDX is $516. However, Mercury Insurance offers the cheapest rates, averaging $115 per year.
| Insurance Provider | Average Annual Cost |
| Ohio Mutual Ins Group | $776 |
| PEMCO | $632 |
| Mercury Insurance | $115 |
| Kemper Personal Insurance | $434 |
| Buckeye Insurance Group | $678 |
| American National P | $431 |
| Safeco | $360 |
| Western Reserve | $689 |
| North Carolina Farm Bureau | $547 |
| Kemper Auto | $821 |
2012 Acura RDX Insurance Rates
The average annual insurance cost for a 2012 Acura RDX is $748. However, Western Reserve offers the cheapest rates, averaging $613 per year.
| Insurance Provider | Average Annual Cost |
| Indiana Farmers Mutual Ins | $839 |
| Westfield | $815 |
| Ohio Mutual Ins Group | $653 |
| Frankenmuth Mutual | $836 |
| West Bend Mutual | $877 |
| Motorists Mutual | $762 |
| Celina Insurance Group | $901 |
| Buckeye Insurance Group | $511 |
| Western Reserve | $613 |
| Safeco | $670 |
2011 Acura RDX Insurance Rates
The average annual insurance cost for a 2011 Acura RDX is $697. However, Mercury Insurance offers the cheapest rates, averaging $185 per year.
| Insurance Provider | Average Annual Cost |
| Southern Farm Bureau | $832 |
| Dairyland | $748 |
| First Chicago Insurance | $1,029 |
| GMAC Insurance Group | $779 |
| 21st Century | $1,036 |
| Safeco | $220 |
| North Carolina Farm Bureau | $629 |
| Texas Farm Bureau Group | $812 |
| Utica National Ins Group | $699 |
| Mercury Insurance | $185 |
2010 Acura RDX Insurance Rates
The average annual insurance cost for a 2010 Acura RDX is $720. However, Kemper Auto Infinity offers the cheapest rates, averaging $397 per year.
| Insurance Provider | Average Annual Cost |
| SafeAuto | $710 |
| North Carolina Farm Bureau | $665 |
| Liberty Mutual | $491 |
| Capital Insurance Group | $1,006 |
| New Jersey Manufacturers | $958 |
| American National P | $691 |
| Utica National Ins Group | $705 |
| PEMCO | $688 |
| Kemper Auto Infinity | $397 |
| New York Central Mutual Fire | $884 |
Find Affordable Acura RDX Insurance Rates
Is An Acura RDX Expensive To Insure?
The cost to insure an Acura RDX is only slightly lower than the overall average for all vehicles. However, the exact amount you’ll pay for car insurance will depend on several factors, including your age, the age of your car, your location, and other personal details.
Cost of Acura RDX Car Insurance By Age
Age is a key factor in determining insurance rates for any vehicle. Teen drivers usually face the highest premiums due to their higher likelihood of being involved in accidents. However, as you grow older and pose a lower risk to insurers, your premiums generally decrease.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,259 | $10,688 | $12,599 |
| 18 | $6,795 | $9,953 | $11,645 |
| 19 | $6,050 | $8,865 | $10,375 |
| 20 | $5,292 | $7,735 | $9,045 |
| 21 | $4,366 | $6,450 | $7,534 |
| 22 | $4,290 | $6,300 | $7,330 |
| 23 | $3,747 | $5,479 | $6,475 |
| 24 | $3,570 | $5,220 | $6,072 |
| 25 | $3,096 | $4,527 | $5,285 |
| 30 | $2,402 | $3,511 | $4,082 |
| 35 | $2,202 | $3,248 | $3,840 |
| 40 | $2,150 | $3,167 | $3,700 |
| 45 | $2,094 | $3,037 | $3,600 |
| 55 | $1,920 | $2,800 | $3,354 |
| 65 | $2,019 | $2,947 | $3,434 |
Acura RDX Car Insurance Rates By State
Your location significantly influences how insurance companies determine rates. Auto insurance is regulated at the state level, meaning requirements and costs vary. For example, Michigan drivers often pay higher premiums due to the state’s mandate for more extensive coverage.
Local climate conditions also play a role—areas prone to extreme weather events like hurricanes, storms, or flooding can lead to higher rates. Additionally, regional statistics on crime and auto accidents, such as car thefts, collisions, and fatality rates, are factors insurers use to calculate your specific Acura MDX insurance rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,734 | $2,523 | $3,198 |
| Alaska | $1,435 | $2,002 | $1,946 |
| Arizona | $1,620 | $2,357 | $3,462 |
| Arkansas | $1,793 | $2,778 | $3,082 |
| California | $1,963 | $3,488 | $1,989 |
| Colorado | $1,857 | $2,570 | $3,302 |
| Connecticut | $2,346 | $3,673 | $4,656 |
| Delaware | $1,945 | $2,605 | $3,358 |
| Florida | $2,314 | $3,224 | $4,216 |
| Hawaii | $767 | $1,024 | $744 |
| Idaho | $1,325 | $1,727 | $2,135 |
| Illinois | $1,389 | $2,090 | $2,391 |
| Indiana | $1,437 | $2,149 | $2,431 |
| Iowa | $1,113 | $1,546 | $1,823 |
| Kansas | $1,474 | $2,169 | $2,544 |
| Kentucky | $2,160 | $3,152 | $3,744 |
| Louisiana | $2,757 | $4,172 | $4,561 |
| Maine | $1,047 | $1,461 | $2,123 |
| Maryland | $1,694 | $2,461 | $2,723 |
| Massachusetts | $1,374 | $2,364 | $1,368 |
| Michigan | $3,277 | $4,995 | $7,879 |
| Minnesota | $1,357 | $1,782 | $2,528 |
| Mississippi | $1,633 | $2,311 | $2,343 |
| Missouri | $1,524 | $2,213 | $2,895 |
| Montana | $1,565 | $2,180 | $2,525 |
| Nebraska | $1,332 | $1,971 | $2,121 |
| Nevada | $2,193 | $3,222 | $3,420 |
| New Hampshire | $1,497 | $2,378 | $3,020 |
| New Jersey | $1,688 | $2,628 | $3,422 |
| New Mexico | $1,701 | $2,556 | $2,635 |
| New York | $1,588 | $1,989 | $3,324 |
| North Carolina | $998 | $1,682 | $1,205 |
| North Dakota | $1,347 | $2,043 | $2,396 |
| Ohio | $1,186 | $1,843 | $1,870 |
| Oklahoma | $1,918 | $2,738 | $3,060 |
| Oregon | $1,721 | $2,347 | $2,779 |
| Pennsylvania | $1,482 | $2,154 | $2,522 |
| Rhode Island | $2,444 | $3,568 | $4,017 |
| South Carolina | $1,668 | $2,278 | $3,153 |
| South Dakota | $1,497 | $2,123 | $2,468 |
| Tennessee | $1,767 | $2,562 | $3,440 |
| Texas | $1,752 | $2,529 | $3,184 |
| Utah | $1,496 | $2,100 | $2,889 |
| Vermont | $1,168 | $1,780 | $1,886 |
| Virginia | $1,099 | $1,677 | $1,615 |
| Washington | $1,451 | $1,968 | $2,329 |
| West Virginia | $1,441 | $2,055 | $2,599 |
| Wisconsin | $1,460 | $2,248 | $2,552 |
| Wyoming | $1,350 | $1,901 | $2,002 |
| Georgia | $1,915 | $2,830 | $2,864 |
Find Affordable Acura RDX Insurance Rates
Cheapest Car Insurance Companies For An Acura RDX
If you’re in the market for a new car insurance policy for your Acura RDX, it’s helpful to know which companies offer the most affordable rates. For budget-conscious drivers, StateAuto provides a $21 per month premium, making it the cheapest option for insuring an Acura RDX.
Keep in mind that insurance rates vary based on your individual driver profile, so this rate is only an average. To find the best deal tailored to your needs, it’s essential to shop around and compare quotes from multiple providers.
| Company | Average Monthly Rate |
| StateAuto | $21 |
| Workmens | $50 |
| Hugo | $36 |
| Commonwealth Casualty | $27 |
| Aspire | $47 |
Common Acura RDX Insurance Discounts
Discounts can be an effective way to reduce your car insurance premiums. While each provider offers unique discounts, some common ones to consider include:
- Multi-policy discount: Bundling your auto and home insurance with the same company often results in a lower rate.
- Annual payment discount: Paying your entire premium upfront instead of monthly can lead to savings.
- Defensive driving discount: Completing a certified defensive driving course can make you eligible for reduced premiums.
Other discounts may also apply depending on your situation. It’s a good idea to consult your insurance agent, who can help you identify and take advantage of all the discounts you qualify for.
Ways To Save On Acura RDX Insurance Costs
Maintaining a clean driving record is one of the best ways to keep your Acura RDX insurance costs down. Getting a speeding ticket or being involved in an accident can raise your premiums.
Acura RDX drivers with a ticket on their record can expect to pay $130 per month, while those with multiple accidents will pay an average of $147 per month. By avoiding these incidents, you can keep your insurance costs low.
Additionally, drivers with low annual mileage pay less for Acura RDX insurance, as drivers on the road less frequently have fewer chances of getting into accidents, making them a lower risk to insure.
Acura RDX drivers who drive between 5,000 and 7,500 miles per year will pay around $88 per month for car insurance. In contrast, those who drive over 10,000 miles per year will pay $76 per month.
Compare Acura RDX To Other Acura Models
Looking for other Acura model insurance costs?
Our Methodology
To determine average car insurance costs, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used was a 40-year-old male purchasing full-coverage insurance with the following limits: $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, the figures provided in this guide are based on this specific profile and may differ from your individual results.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase An Acura RDX?
Yes, you will need to provide proof of insurance before you can drive your Acura RDX out of the dealership. The best thing to do is buy a policy and then let your insurance company know that you are about to buy your car, instead of getting insurance through your dealership.
How Can You Get The Cheapest Insurance For Your Acura RDX?
The best way to find the cheapest rates for your Acura RDX is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers, right here on our website.
