Alfa Romeo Stelvio Car Insurance Cost 2025
The average annual cost of insurance for an Alfa Romeo Stelvio is $2,567. However, the actual cost may vary depending on factors such as your age, the model year of your car, and other considerations. You can use our quote tables below to estimate your specific insurance costs.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying an Alfa Romeo Stelvio, you’ll need to factor in the cost of insurance. On average, insurance for an Alfa Romeo Stelvio costs $2,567 per year.
Insurance is a crucial part of owning a car, and it’s important to understand its implications before making a purchase.
Choosing the right car insurance is essential to avoid unexpected and potentially high expenses in the future. You wouldn’t want to be underinsured if an accident occurs, leaving you to cover significant costs out of pocket. Additionally, there’s the risk of facing higher premiums if you’re found at fault in an accident.
Having analyzed car insurance rates for over a decade, I’ve observed how much these costs can vary. Factors such as your age, driving record, and even your location can have a significant impact on your insurance premiums.
How Much Does Alfa Romeo Stelvio Car Insurance Cost?
Typically, Alfa Romeo Stelvio drivers can find car insurance at an average rate of $2,567 per year.
It’s important to understand that car insurance costs can vary significantly due to several factors, including your location, driving history, the model year of your vehicle, and the coverage options you choose. A clean driving record can help lower your premiums, while a history of accidents or traffic violations may increase your rates.
Additionally, living in an urban area with heavy traffic can lead to higher insurance rates compared to rural areas with less congestion. The type of coverage you select also affects your premium—comprehensive insurance, which covers both comprehensive and collision, generally costs more than basic liability coverage.
As shown in the table below, the insurance cost for an Alfa Romeo Stelvio is lower compared to the average cost of all Alfa Romeo models. However, it is still more expensive than the average cost for all vehicles.
Insuranceopedia can help you compare quotes from multiple auto insurance providers, ensuring you find the best deal for your needs.
| Vehicle | Average Monthly Premium |
| Alfa Romeo Stelvio | $193 |
| All Alfa Romeos | $223 |
| All Cars | $175 |
Average Insurance Cost Of Alfa Romeo Stelvio By Model Year
| Model Year | Average Premium |
| 2022 Alfa Romeo Stelvio | $1,403 |
| 2021 Alfa Romeo Stelvio | $1,202 |
| 2020 Alfa Romeo Stelvio | $1,226 |
| 2019 Alfa Romeo Stelvio | $1,414 |
| 2018 Alfa Romeo Stelvio | $1,310 |
2022 Alfa Romeo Stelvio Insurance Rates
The average annual insurance cost for a 2022 Alfa Romeo Stelvio is $1,403. However, Clearcover offers the cheapest rates, averaging $1,070 per year.
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $1,469 |
| Clearcover | $1,070 |
| Buckeye Insurance Group | $1,414 |
| Auto-Owners Insurance Co | $1,362 |
| North Carolina Farm Bureau | $1,475 |
| Mercury Insurance | $1,101 |
| Frankenmuth Mutual | $1,510 |
| Direct Auto | $1,452 |
| Western National | $1,517 |
| Western Reserve | $1,661 |
2021 Alfa Romeo Stelvio Insurance Rates
The average annual insurance cost for a 2021 Alfa Romeo Stelvio is $1,202. However, Mercury Insurance offers the cheapest rates, averaging $574 per year.
| Insurance Provider | Average Annual Cost |
| Penn National | $1,456 |
| Pekin Insurance | $783 |
| Hastings Mutual Insurance Co | $978 |
| Plymouth Rock Assurance | $1,319 |
| Texas Farm Bureau Group | $1,156 |
| Mercury Insurance | $574 |
| SECURA Insurance | $1,477 |
| Safeco | $1,533 |
| Capital Insurance Group | $1,360 |
| New Jersey Manufacturers | $1,379 |
2020 Alfa Romeo Stelvio Insurance Rates
The average annual insurance cost for a 2020 Alfa Romeo Stelvio is $1,226. However, Pekin Insurance offers the cheapest rates, averaging $707 per year.
| Insurance Provider | Average Annual Cost |
| Plymouth Rock | $1,429 |
| New Jersey Manufacturers | $1,324 |
| Grange Mutual | $1,257 |
| Rockford Mutual Insurance | $1,627 |
| Country | $1,328 |
| SECURA Insurance | $1,146 |
| Texas Farm Bureau Group | $836 |
| Hastings Mutual Insurance Co | $1,090 |
| Pekin Insurance | $707 |
| Penn National | $1,516 |
2019 Alfa Romeo Stelvio Insurance Rates
The average annual insurance cost for a 2019 Alfa Romeo Stelvio is $1,414. However, Safeco offers the cheapest rates, averaging $98 per year.
| Insurance Provider | Average Annual Cost |
| Georgia Farm Bureau | $1,720 |
| Unigard | $1,766 |
| Plymouth Rock Assurance | $1,378 |
| Capital Insurance Group | $1,858 |
| Oregon Mutual | $1,743 |
| Direct Auto | $1,146 |
| Texas Farm Bureau Group | $1,150 |
| New Jersey Manufacturers | $1,888 |
| Safeco | $98 |
| PEMCO | $1,390 |
2018 Alfa Romeo Stelvio Insurance Rates
The average annual insurance cost for a 2018 Alfa Romeo Stelvio is $1,310. However, Safeco offers the cheapest rates, averaging $427 per year.
| Insurance Provider | Average Annual Cost |
| Ohio Mutual Ins Group | $1,579 |
| Texas Farm Bureau Group | $871 |
| Southern Farm Bureau | $1,684 |
| Mercury Insurance | $1,157 |
| Cameron Mutual Group | $1,697 |
| PEMCO | $1,380 |
| North Carolina Farm Bureau | $1,274 |
| Clearcover | $1,538 |
| Safeco | $427 |
| Direct Auto | $1,496 |
Find Affordable Alfa Romeo Stelvio Insurance Rates
Is An Alfa Romeo Stelvio Expensive To Insure?
The cost to insure an Alfa Romeo Stelvio is higher than the overall average for all cars. However, the actual amount you’ll pay for car insurance will depend on several factors, including your age, the age of your car, your location, and other variables.
Cost of Alfa Romeo Stelvio Car Insurance By Age
Age is a key factor in determining insurance rates for any vehicle. Teenagers usually face the highest premiums because they are statistically more likely to be involved in accidents. As you get older, your premiums tend to decrease, as you are considered a lower risk to insure.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,636 | $12,698 | $14,940 |
| 18 | $8,063 | $11,907 | $13,905 |
| 19 | $7,166 | $10,524 | $12,296 |
| 20 | $6,278 | $9,126 | $10,739 |
| 21 | $5,264 | $7,681 | $9,003 |
| 22 | $5,070 | $7,504 | $8,774 |
| 23 | $4,486 | $6,565 | $7,619 |
| 24 | $4,200 | $6,231 | $7,308 |
| 25 | $3,614 | $5,401 | $6,287 |
| 30 | $2,869 | $4,184 | $4,854 |
| 35 | $2,631 | $3,926 | $4,600 |
| 40 | $2,534 | $3,746 | $4,430 |
| 45 | $2,458 | $3,680 | $4,239 |
| 55 | $2,291 | $3,317 | $3,961 |
| 65 | $2,398 | $3,460 | $4,136 |
| 75 | $3,058 | $4,431 | $5,139 |
Alfa Romeo Stelvio Car Insurance Rates By State
Your location plays a significant role in how insurance companies calculate rates. Each state regulates its own auto insurance, so for instance, drivers in Michigan typically pay higher premiums due to the state’s requirement for higher coverage levels. Additionally, the climate in your area matters—states with extreme weather, such as hurricanes, storms, and flooding, may lead to higher rates.
Furthermore, each region has unique statistics on crime and auto accidents, including car thefts, crashes, and fatality rates. Insurance companies take all of these factors into account when determining your exact Alfa Romeo Stelvio insurance rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,706 | $3,973 | $4,974 |
| Alaska | $2,227 | $3,084 | $3,045 |
| Arizona | $2,514 | $3,648 | $5,355 |
| Arkansas | $2,759 | $4,322 | $4,843 |
| California | $3,122 | $5,450 | $3,070 |
| Colorado | $2,866 | $4,027 | $5,094 |
| Connecticut | $3,640 | $5,758 | $7,228 |
| Delaware | $3,005 | $4,120 | $5,180 |
| Florida | $3,648 | $5,011 | $6,610 |
| Hawaii | $1,180 | $1,623 | $1,190 |
| Idaho | $2,050 | $2,747 | $3,287 |
| Illinois | $2,118 | $3,237 | $3,692 |
| Indiana | $1,758 | $2,395 | $2,850 |
| Iowa | $2,215 | $3,422 | $3,749 |
| Kansas | $2,310 | $3,401 | $4,016 |
| Kentucky | $3,339 | $4,957 | $5,805 |
| Louisiana | $4,278 | $6,594 | $7,047 |
| Maine | $1,640 | $2,270 | $3,322 |
| Maryland | $2,693 | $3,854 | $4,284 |
| Massachusetts | $2,086 | $3,726 | $2,139 |
| Michigan | $5,153 | $7,760 | $12,374 |
| Minnesota | $2,095 | $2,809 | $3,948 |
| Mississippi | $2,574 | $3,684 | $3,615 |
| Missouri | $2,377 | $3,493 | $4,455 |
| Montana | $2,437 | $3,408 | $3,925 |
| Nebraska | $2,107 | $3,092 | $3,317 |
| Nevada | $3,413 | $5,002 | $5,353 |
| New Hampshire | $2,409 | $3,763 | $4,778 |
| New Jersey | $2,603 | $4,094 | $5,312 |
| New Mexico | $2,663 | $3,944 | $4,134 |
| New York | $2,468 | $3,086 | $5,194 |
| North Carolina | $1,503 | $2,632 | $1,921 |
| North Dakota | $2,130 | $3,147 | $3,726 |
| Ohio | $1,906 | $2,896 | $2,952 |
| Oklahoma | $3,028 | $4,233 | $4,779 |
| Oregon | $2,756 | $3,640 | $4,334 |
| Pennsylvania | $2,258 | $3,392 | $3,878 |
| Rhode Island | $3,821 | $5,598 | $6,296 |
| South Carolina | $2,590 | $3,600 | $4,911 |
| South Dakota | $2,330 | $3,342 | $3,854 |
| Tennessee | $2,726 | $3,966 | $5,342 |
| Texas | $2,733 | $3,952 | $4,900 |
| Utah | $2,371 | $3,260 | $4,485 |
| Vermont | $1,759 | $2,760 | $2,944 |
| Virginia | $1,740 | $2,575 | $2,550 |
| Washington | $2,295 | $3,020 | $3,692 |
| West Virginia | $2,250 | $3,200 | $4,012 |
| Wisconsin | $2,210 | $3,500 | $4,051 |
| Wyoming | $2,070 | $2,943 | $3,158 |
Find Affordable Alfa Romeo Stelvio Insurance Rates
Cheapest Car Insurance Companies For An Alfa Romeo Stelvio
If you’re looking to purchase a new car insurance policy for your Alfa Romeo Stelvio, you might be interested in finding the most affordable providers. For those focused on low-cost coverage, Dairyland offers a premium of $32 per month, making them the cheapest option for an Alfa Romeo Stelvio. However, keep in mind that rates can vary based on your individual driver profile, so this is just an average. To find the best rates for your situation, it’s recommended to shop around and compare quotes from different providers.
| Company | Average Monthly Rate |
| Dairyland | $32 |
| Clearcover | $65 |
| MetLife | $47 |
| Commonwealth Casualty | $63 |
Common Alfa Romeo Stelvio Insurance Discounts
Discounts are a great way to reduce your car insurance costs. While each insurance provider offers its own set of discounts, some common ones you can check your eligibility for include:
- Multi-policy: Bundling your home and auto insurance with the same provider often results in a discounted rate.
- Pay annually: If you pay your premium in full instead of monthly installments, you may qualify for a discount.
- Defensive driving: Completing a certified defensive driving course can make you eligible for lower premiums.
There may be other discounts available as well. It’s a good idea to talk to your insurance agent, who can help identify any discounts you qualify for.
Ways To Save On Alfa Romeo Stelvio Insurance Costs
Maintaining a clean driving record is one of the best ways to keep your Alfa Romeo Stelvio insurance costs low. Speeding tickets or accidents can raise your premiums. Alfa Romeo Stelvio drivers with a ticket on their record can expect to pay around $105 per month, while those with multiple accidents will pay an average of $112 per month. By avoiding these incidents, you can keep your insurance costs down.
Additionally, drivers with lower annual mileage tend to pay less for Alfa Romeo Stelvio insurance, as they are on the road less and face fewer chances of accidents, making them a lower risk to insure. Alfa Romeo Stelvio drivers who drive between 5,000 and 7,500 miles per year will pay about $67 per month for car insurance, while those driving over 10,000 miles annually will pay $90 per month.
Our Methodology
To calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from top auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage insurance with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, the rates in this guide may vary based on your personal circumstances.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase An Alfa Romeo Stelvio?
Yes, you will need to provide proof of insurance before driving your Alfa Romeo Stelvio off the dealership lot. It’s best to purchase a policy in advance and inform your insurance company that you’re about to buy the car, rather than relying on insurance through the dealership.
How Can You Get The Cheapest Insurance For Your Alfa Romeo Stelvio?
The best way to find the cheapest rates for your Alfa Romeo Stelvio is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers, right here on our website.
